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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Aromas, Zip Code 95004, Monterey County, California (CA), Tract 0101.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1201 Loans originated: 7 FHA, FSA/RHS & VA Home Purchase Loans for an average of $359,429, 255 Conventional for an average of $426,114, 815 Refinancings for an average of $339,374, 60 Home Improvement for an average of $278,867, 43 Non-occupant Loans on < 5 Family Dwellings for an average of $286,977, 21 Loans On Manufactured Home Dwelling for an average of $249,667
    • 220 Approved applications, not accepted: 54 Conventional for an average of $442,444, 142 Refinancings for an average of $340,986, 7 Home Improvement for an average of $132,143, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $226,333, 14 Loans On Manufactured Home Dwelling for an average of $288,357
    • 457 Denied applications: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $286,500, 93 Conventional Home Purchase for an average of $470,978, 309 Refinancings for an average of $406,926, 29 Home Improvement for an average of $258,897, 8 Non-occupant Loans on < 5 Family Dwellings for an average of $293,875, 16 Loans On Manufactured Home Dwelling for an average of $289,188
    • 257 Applications withdrawn: 43 Conventional Home Purchase for an average of $376,744, 185 Refinancings for an average of $382,649, 14 Home Improvement Loans for an average of $257,429, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $775,667, 6 Loans On Manufactured Home Dwelling for an average of $177,500
    • 76 Files closed for incompleteness: 11 Conventional Home Purchase for an average of $419,727, 56 Refinancings for an average of $346,589, 4 Home Improvement for an average of $265,000, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $481,667, 2 Loans On Manufactured Home Dwelling for an average of $213,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (367) is below CA average (566). The average loan value for this tract ($351,440) is above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (67) is below CA average (99). The average loan value for this tract ($354,332) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (140) is below CA average (195). The average loan value for this tract ($403,939) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (79) is significantly below CA average (124). The average loan value for this tract ($383,813) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (23) is below CA average (34). The average loan value for this tract ($354,697) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 6 Originated: 3 Conventional for an average of $369,000, 3 Refinancings for an average of $404,000
    • 4 Conventional Home Purchase Loans Approved - not accepted for an average of $379,750
    • Conventional Home Purchase Loan denied for $370,000
    • 6 Withdrawn applications: 4 Conventional Home Purchase Loans for an average of $306,000, 2 Refinancings for an average of $341,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing originated for $599,000
    • Conventional Home Purchase Loan Applications approved - not accepted for $486,000
      Genworth Financial:
    • 2 Originated: Conventional Home Purchase Loan for $486,000, Refinancing for $299,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Denied for $370,000
      PMI Mortgage Insurance:
    • Refinancing withdrawn for $314,000
      United Guaranty Corporation:
    • Refinancing Applications withdrawn for $368,000


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