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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Barnum Island, Zip Code 11558, Nassau County, New York (NY), Tract 4162.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1585 Originated: 24 FHA, FSA/RHS & VA for an average of $293,667, 512 Conventional Home Purchase for an average of $273,953, 871 Refinancings for an average of $229,150, 141 Home Improvement for an average of $81,660, 37 Non-occupant Loans on < 5 Family Dwellings for an average of $278,297
    • 307 Approved applications, not accepted: 2 FHA, FSA/RHS & VA for an average of $336,000, 71 Conventional Home Purchase for an average of $297,831, 195 Refinancings for an average of $209,318, 36 Home Improvement for an average of $93,917, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $271,000
    • 651 Denied applications: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $427,667, 138 Conventional for an average of $294,000, 412 Refinancings for an average of $249,000, 75 Home Improvement for an average of $98,267, 2 Loans on Dwellings For 5+ Families for an average of $1,162,500, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $343,000
    • 480 Loans withdrawn: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $270,750, 71 Conventional for an average of $291,254, 338 Refinancings for an average of $215,536, 56 Home Improvement for an average of $85,357, 2 Loans on Dwellings For 5+ Families for an average of $260,000, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $320,444
    • 137 Files closed for incompleteness: 23 Conventional Home Purchase for an average of $316,957, 98 Refinancings for an average of $259,459, 9 Home Improvement Loans for an average of $90,556, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $326,286

    Compared to the state average:

    • The number of loans originated per 1000 residents (413) is significantly above NY average (256). The average loan value for this tract ($232,626) is comparable to the state average ($214,957).
    • The number of loans not accepted per 1000 residents (80) is significantly above NY average (48). The average loan value for this tract ($217,684) is comparable to the state average ($209,181).
    • The number of loans denied per 1000 residents (169) is above NY average (120). The average loan value for this tract ($247,836) is above the state average ($189,622).
    • The number of loans withdrawn per 1000 residents (125) is significantly above NY average (69). The average loan value for this tract ($214,160) is comparable to the state average ($206,134).
    • The number of loans closed per 1000 residents (36) is significantly above NY average (20). The average loan value for this tract ($261,431) is comparable to the state average ($226,719).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 94 Loans originated: 80 Conventional Home Purchase Loans for an average of $279,913, 13 Refinancings for an average of $308,231, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $266,000
    • 44 Applications approved but not accepted: 28 Conventional Home Purchase for an average of $293,536, 12 Refinancings for an average of $305,417, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $260,000
    • 11 Applications denied: 9 Conventional Home Purchase for an average of $295,222, 2 Refinancings for an average of $206,000
    • 10 Withdrawn applications: 9 Conventional Home Purchase Loans for an average of $294,778, 1 Refinancing for $401,000
    • 3 Files closed for incompleteness: 1 Conventional Home Purchase Loan for $235,000, 2 Refinancings for an average of $414,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 4 Loans originated: 3 Conventional Home Purchase Loans for an average of $181,667, Refinancing for $187,000
    • Refinancing approved - not accepted for $176,000
    • Conventional Home Purchase Loan Applications withdrawn for $198,000
      Genworth Financial:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $252,500
    • Conventional Home Purchase Loan Approved applications but not accepted for $161,000
    • 3 Conventional Home Purchase Loans Denied applications for an average of $204,333
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $161,000
    • Conventional Home Purchase Loan Approved, not accepted for $148,000
    • Conventional Home Purchase Loan Denied for $204,000
      PMI Mortgage Insurance:
    • 5 Conventional Home Purchase Loans Originated for an average of $184,000
    • Conventional Home Purchase Loan Withdrawn applications for $198,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $194,000
      United Guaranty Corporation:
    • 3 Conventional Home Purchase Loans Originated for an average of $212,667
    • Conventional Home Purchase Loan Approved, not accepted for $288,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $372,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $300,000

    Statistics for this city, Zip Code 11558, Nassau County, Tract 4162.01 - Office of the Comptroller of the Currency (OCC)

      WACHOVIA BANK NA (NC):
    • Conventional Home Purchase Loan originated for $200,000
    • 4 Refinancings approved but not accepted for an average of $228,500
      JPMORGAN CHASE BANK (OH):
    • 7 Originated: 4 Conventional for an average of $276,250, 3 Refinancings for an average of $174,000
    • 5 Approved - not accepted: 1 Conventional Home Purchase for $334,000, 1 Refinancing for $210,000, 3 Home Improvement Loans for an average of $83,333
    • 5 Denied loans: 3 Conventional for an average of $219,333, 2 Refinancings for an average of $245,000
      US BANK, N.A. (OH):
    • Conventional Home Purchase Loan originated for $300,000
      FLEET NATIONAL BANK (RI):
    • 8 Originated: 4 Refinancings for an average of $52,000, 4 Home Improvement for an average of $64,000
    • 2 Home Improvement Loans Approved , not accepted for an average of $45,000
    • 9 Denied: 1 Conventional Home Purchase Loan for $240,000, 4 Refinancings for an average of $41,000, 4 Home Improvement for an average of $81,250
    • 2 Applications withdrawn: 1 Refinancing for $32,000, 1 Home Improvement for $25,000
      FIRST TENNESSEE BANK NA (TN):
    • Refinancing originated for $55,000
      FLEET BANK, N.A. (NJ):
    • 10 Originated: 4 Refinancings for an average of $61,750, 6 Home Improvement Loans for an average of $44,667
    • Refinancing approved but not accepted for $39,000
    • 6 Denied loans: 4 Refinancings for an average of $42,500, 2 Home Improvement Loans for an average of $40,000
      NATIONAL CITY BANK (OH):
    • Refinancing Approved but not accepted for $60,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • 2 Originated: 1 Conventional Home Purchase Loan for $375,000, 1 Refinancing for $327,000
    • Conventional Home Purchase Loan Denied for $213,000
      PNC BANK, NA (PA):
    • Refinancing originated for $25,000
      CITIBANK, N.A. (NV):
    • 5 Originated: 1 Conventional Home Purchase Loan for $164,000, 4 Home Improvement Loans for an average of $13,000
      WELLS FARGO BANK, NA (SD):
    • Conventional Home Purchase Loan Approved - not accepted for $50,000
      WELLS FARGO BANK WEST, NA (CO):
    • Home Improvement Loan Originated for $75,000
      SUFFOLK COUNTY NATIONAL BANK (NY):
    • 2 Originated: 1 Refinancing for $325,000, 1 Non-occupant Loan on < 5 Family Dwelling for $325,000
      MELLON BANK, N.A. (PA):
    • Home Improvement Loan withdrawn for $1,000
      BANK OF AMERICA, N.A. (NC):
    • 2 Refinancings Originated for an average of $141,000
      CAPITAL ONE NA (LA):
    • Home Improvement Loan originated for $6,000
      LASALLE BANK NA (IL):
    • Refinancing withdrawn for $323,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Home Improvement Loan Approved but not accepted for $30,000
    • 4 Refinancings Denied for an average of $223,250
    • 3 Refinancings Withdrawn for an average of $135,667
      ADVANTA NATIONAL BANK (DE):
    • Home Improvement Loan Withdrawn for $40,000
      VALLEY NATIONAL BANK (NJ):
    • Refinancing Originated for $145,000
      COMMERCE BANK, NA (PA):
    • 2 Originated: 1 Conventional Home Purchase Loan for $380,000, 1 Home Improvement for $40,000
    • 2 Home Improvement Loans Denied for an average of $20,000
      GUARANTY NATIONAL BANK OF TALL (FL):
    • Refinancing Denied for $155,000
      FLORIDA BANK, N. A. (FL):
    • Refinancing originated for $165,000
    • Refinancing Denied for $201,000
      WACHOVIA BANK OF DELAWARE (DE):
    • Refinancing Originated for $125,000
    • Refinancing closed for incompleteness for $50,000
      METLIFE BANK, N.A. (NJ):
    • Refinancing Originated for $342,000
      TD BANKNORTH, N.A. (ME):
    • 3 Loans originated: 1 Conventional Home Purchase Loan for $417,000, 1 Home Improvement for $500,000, 1 Non-occupant Loan on < 5 Family Dwelling for $417,000
    • 2 Refinancings Denied for an average of $405,000
      COUNTRYWIDE BANK, N.A. (VA):
    • 2 Refinancings Originated for an average of $380,000
    • 2 Loans denied: 1 Conventional Home Purchase Loan for $505,000, 1 Non-occupant Loan on < 5 Family Dwelling for $505,000
      FIRST CENTURY BANK, N.A. (GA):
    • Conventional Home Purchase Loan withdrawn for $355,000
      FIRST NATIONAL BANK OF ARIZONA (AZ):
    • Conventional Home Purchase Loan withdrawn for $382,000
      CHARLES SCHWAB BANK (NV):
    • Refinancing denied for $417,000
      WEBSTER BANK, N.A. (CT):
    • Refinancing denied for $360,000
      RBS CITIZENS BANK, N.A. (NY):
    • Refinancing originated for $125,000
      UBS AG, TAMPA BRANCH (FL):
    • 2 Applications withdrawn: 1 Conventional for $417,000, 1 Non-occupant Loan on < 5 Family Dwelling for $417,000
      STERLING NATIONAL MORTGAGE CO. (NY):
    • Refinancing denied for $244,000
    • Refinancing Withdrawn for $360,000
      CITIMORTGAGE, INC (MO):
    • 2 Loans originated: 1 Conventional for $223,000, 1 Refinancing for $115,000
      CITIMORTGAGE, INC (NY):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $356,000, 1 Refinancing for $417,000
    • 2 Loans approved, not accepted: 1 Conventional Home Purchase for $417,000, 1 Refinancing for $343,000
    • Refinancing denied for $382,000
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $270,000
      HSBC MORTGAGE CORP (NY):
    • 7 Loans originated: 4 Conventional Home Purchase for an average of $137,500, 2 Refinancings for an average of $274,000, 1 Home Improvement for $30,000
    • 2 Refinancings approved - not accepted for an average of $326,000
      CAPITAL ONE HOME LOANS, LLC (KS):
    • Home Improvement Loan originated for $309,000
      CARNEGIE MORTGAGE (NJ):
    • 2 Originated: 1 Refinancing for $390,000, 1 Non-occupant Loan on < 5 Family Dwelling for $390,000
    • Refinancing denied for $488,000
      CHASE MANHATTAN MORTGAGE CORP. (NJ):
    • 2 Loans denied: 1 Conventional Home Purchase for $204,000, 1 Refinancing for $260,000
      THE MONEY STORE (CA):
    • 2 Approved loans but not accepted: 1 Refinancing for $195,000, 1 Home Improvement Loan for $6,000
    • Home Improvement Loan denied for $24,000
    • Home Improvement Loan Withdrawn for $24,000
      CHAMPION MORTGAGE CO/KEYCORP (NJ):
    • 4 Loans originated: 2 Refinancings for an average of $190,000, 2 Home Improvement for an average of $40,000
      CHASE MORTGAGE COMPANY - WEST (PA):
    • Refinancing originated for $134,000
    • Refinancing Approved, not accepted for $165,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • Refinancing Originated for $190,000
      AM MTG NETWORK DBA VERTI (CA):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $325,000, 1 Non-occupant Loan on < 5 Family Dwelling for $325,000
      PNC MORTGAGE CORP OF AMERICA (IL):
    • Conventional Home Purchase Loan Approved - not accepted for $145,000
      ABN AMRO MTG GROUP INC (MI):
    • 23 Originated: 9 Conventional for an average of $231,444, 14 Refinancings for an average of $201,286
    • 2 Refinancings Closed for incompleteness for an average of $130,000
      FIRST FRANKLIN FINANCIAL CORP. (CA):
    • Conventional Home Purchase Loan Originated for $189,000
      AMERICAN MORTGAGE LLC (IL):
    • Refinancing originated for $210,000
      WELLS FARGO FUNDING, INC (IA):
    • Refinancing Originated for $260,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • Refinancing originated for $120,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • 2 Refinancings approved - not accepted for an average of $240,000
      WACHOVIA MORTAGE (NC):
    • Refinancing Originated for $122,000
    • 2 Denied: 1 Refinancing for $275,000, 1 Non-occupant Loan on < 5 Family Dwelling for $275,000
      NATIONSCREDIT FINANCIAL SERVICE (TX):
    • Refinancing Originated for $228,000
    • 2 Approved loans, not accepted: 1 Conventional Home Purchase for $220,000, 1 Refinancing for $158,000
    • 3 Denied applications: 2 Conventional Home Purchase for an average of $149,000, 1 Refinancing for $213,000
      FLEET MORTGAGE CORPORATION (SC):
    • 6 Loans originated: 2 Conventional Home Purchase Loans for an average of $239,500, 4 Refinancings for an average of $129,000
    • Refinancing Withdrawn for $119,000
      CROSSLAND MORTGAGE CORPORATION (UT):
    • Refinancing originated for $182,000
    • Conventional Home Purchase Loan Denied for $220,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 3 Loans originated: 2 Conventional for an average of $241,500, 1 Refinancing for $196,000
    • Conventional Home Purchase Loan denied for $111,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 11558, Tract 4162.01 - Federal Reserve System (FRB)

      SUMMIT BANK C/O FLEET (NJ):
    • Refinancing Originated for $200,000
      HSBC BANK, USA (NY):
    • Conventional Home Purchase Loan originated for $100,000
      MANUFACTURERS AND TRADERS TRUS (NY):
    • Home Improvement Loan Approved - not accepted for $60,000
      THE BANK OF NEW YORK (NY):
    • Refinancing Withdrawn for $275,000
      PROVIDENT BANK (OH):
    • Home Improvement Loan Approved - not accepted for $256,000
      EUROPEAN AMERICAN BANK (NY):
    • 3 Loans originated: 2 Home Improvement for an average of $3,500, 1 Non-occupant Loan on < 5 Family Dwelling for $4,000
      BANC ONE FINANCIAL SERVICES (IN):
    • Conventional Home Purchase Loan approved - not accepted for $50,000
    • Refinancing Denied for $135,000
    • 3 Refinancings withdrawn for an average of $81,667
      JPMORGAN CHASE BANK (NY):
    • 8 Loans originated: 5 Conventional for an average of $229,200, 3 Refinancings for an average of $167,667
    • 2 Refinancings denied for an average of $103,500
    • Refinancing withdrawn for $75,000
    • Conventional Home Purchase Loan Closed for incompleteness for $165,000
      SUNTRUST MORTGAGE, INC (VA):
    • 2 Conventional Home Purchase Loans approved but not accepted for an average of $308,500
    • 2 Conventional Home Purchase Loans Closed for incompleteness for an average of $220,500
      WACHOVIA MORTGAGE (NC):
    • Refinancing Originated for $125,000
    • 2 Refinancings approved but not accepted for an average of $173,500
    • Refinancing Closed for incompleteness for $217,000
      EAB MORTGAGE COMPANY (NY):
    • Refinancing Withdrawn for $180,000
      HSBC MORTGAGE CORPORATION (NY):
    • Refinancing Originated for $146,000
    • Refinancing denied for $185,000
      BANK OF BLUE VALLEY (KS):
    • Home Improvement Loan closed for incompleteness for $148,000
      HOMESIDE MORTGAGE, INC. (FL):
    • Conventional Home Purchase Loan Denied for $204,000
    • Refinancing Withdrawn for $175,000
      CHASE MANHATTAN MORTGAGE CORP (NJ):
    • Refinancing originated for $138,000
      COUNTRYWIDE HOME LOANS (CA):
    • 8 Originated: 2 Conventional Home Purchase Loans for an average of $346,500, 6 Refinancings for an average of $258,000
    • 2 Approved - not accepted: 1 Conventional Home Purchase for $250,000, 1 Refinancing for $166,000
    • 3 Denied: 1 Conventional Home Purchase Loan for $111,000, 1 Refinancing for $166,000, 1 Non-occupant Loan on < 5 Family Dwelling for $166,000
    • 2 Withdrawn: 1 Conventional Home Purchase for $372,000, 1 Refinancing for $214,000
    • Refinancing Closed for incompleteness for $185,000
      WELLS FARGO FIN'L CRED SERV NY (IA):
    • Refinancing Withdrawn for $50,000
      BENEFICIAL COMPANY LLC (IL):
    • Home Improvement Loan Originated for $10,000
    • Home Improvement Loan Denied for $8,000
    • Home Improvement Loan Withdrawn for $375,000
      EQUITY ONE, INC. (NJ):
    • Refinancing Withdrawn for $408,000
      M&T MORTGAGE CORPORATION (NY):
    • 2 Refinancings originated for an average of $231,000
      HFC COMPANY LLC (IL):
    • Refinancing Withdrawn for $50,000
      BNY MORTGAGE COMPANY LLC (NY):
    • Home Improvement Loan withdrawn for $25,000
      RCLG/REPUBLIC CONSUMER LENDING (NY):
    • Conventional Home Purchase Loan Denied for $235,000
      RBC MORTGAGE (TX):
    • Refinancing originated for $281,000
      FIFTH THIRD MORTGAGE COMPANY (OH):
    • 4 Loans originated: 1 FHA, FSA/RHS & VA for $266,000, 2 Conventional Home Purchase Loans for an average of $293,500, 1 Refinancing for $380,000
    • 2 Refinancings Denied for an average of $470,000
    • Conventional Home Purchase Loan Withdrawn for $257,000
      CITIFINANCIAL COMPANY(DE) (MD):
    • Refinancing originated for $148,000
      EQUIFIRST CORPORATION (NC):
    • Refinancing denied for $338,000
      BNY MORTGAGE COMPANY (NY):
    • Conventional Home Purchase Loan originated for $270,000
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • Refinancing Denied for $258,000
    • 2 Refinancings withdrawn for an average of $18,500
      FULL SPECTRUM LENDING (CA):
    • 2 Refinancings Withdrawn for an average of $180,000
      DECISION ONE MORTGAGE (IL):
    • Refinancing denied for $445,000
      HFC COMPANY LLC (IL):
    • Home Improvement Loan Denied for $100,000
    • 2 Withdrawn: 1 Refinancing for $190,000, 1 Home Improvement Loan for $70,000
      E-LOAN INC (CA):
    • Refinancing Approved , not accepted for $150,000
    • Conventional Home Purchase Loan denied for $491,000
    • 3 Refinancings Withdrawn for an average of $83,000

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    Home Mortgage Disclosure Act Statistics for Northwest Barnum Island, New York (NY), Zip Code 11558, Nassau County, Tract 4162.01 - Federal Deposit Insurance Corporation (FDIC)

      DISCOVER BANK (DE):
    • Home Improvement Loan Denied for $30,000
      ULSTER SAVINGS BANK (NY):
    • Conventional Home Purchase Loan Originated for $125,000
      NORTH FORK BANK (NY):
    • Conventional Home Purchase Loan Originated for $110,000
      INDEPENDENCE COMMUNITY BANK (NY):
    • Home Improvement Loan originated for $40,000
      NEW YORK COMMUNITY BANK (NY):
    • Refinancing Originated for $82,000
      RIDGEWOOD SAVINGS BANK (NY):
    • Home Improvement Loan denied for $50,000
      RICHMOND COUNTY SAVINGS BANK (NY):
    • Conventional Home Purchase Loan Denied for $275,000
      FREMONT INVESTMENT & LOAN (CA):
    • 2 Refinancings Originated for an average of $205,000
      AMERICAN EXPRESS CENTURION BK (UT):
    • Refinancing originated for $50,000
      MERCANTILE BANK (FL):
    • Refinancing Approved, not accepted for $207,000
      CONSECO BANK, INC. (UT):
    • Home Improvement Loan denied for $8,000
      AMERICAN ENTERPRISE BANK OF FL (FL):
    • Refinancing Withdrawn for $405,000
      GMAC BANK (UT):
    • 2 Refinancings Originated for an average of $180,000
    • 2 Denied applications: 1 FHA, FSA/RHS & VA for $543,000, 1 Refinancing for $483,000
    • 2 Refinancings withdrawn for an average of $366,500
    • Refinancing Closed for incompleteness for $275,000
      ROSLYN NATIONAL MORTGAGE CORP. (NY):
    • Conventional Home Purchase Loan Originated for $192,000
      MERRILL LYNCH CREDIT CORP. (FL):
    • Conventional Home Purchase Loan originated for $350,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • 4 Conventional Home Purchase Loans originated for an average of $168,250
    • Refinancing Denied for $72,000
      EMIGRANT MORTGAGE COMPANY, INC (NY):
    • 2 Originated: 1 Conventional Home Purchase for $158,000, 1 Refinancing for $176,000
    • Refinancing Withdrawn for $26,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 11558, Tract 4162.01 - Office of Thrift Supervision (OTS)

      OCEANFIRST BANK (NJ):
    • Refinancing originated for $95,000
      CFS BANK (NY):
    • 2 Conventional Home Purchase Loans Originated for an average of $182,000
    • Conventional Home Purchase Loan Denied for $189,000
      NORTH AMERICAN SAVINGS BANK (MO):
    • Refinancing Withdrawn for $290,000
      INDYMAC BANK, F.S.B. (CA):
    • 4 Originated: 3 Conventional Home Purchase for an average of $188,667, 1 Refinancing for $200,000
      AMTRUST BANK (OH):
    • Conventional Home Purchase Loan Originated for $252,000
      ASTORIA FEDERAL SAVINGS & LOAN (NY):
    • Conventional Home Purchase Loan originated for $130,000
      SOVEREIGN BANK (PA):
    • Home Improvement Loan Withdrawn for $40,000
      CROSS COUNTY FEDERAL S.B. (NY):
    • Refinancing withdrawn for $57,000
      E*TRADE BANK (VA):
    • Conventional Home Purchase Loan Originated for $409,000
    • Conventional Home Purchase Loan Denied for $24,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • 3 Originated: 2 Refinancings for an average of $280,500, 1 Non-occupant Loan on < 5 Family Dwelling for $210,000
    • Refinancing denied for $348,000
      DOWNEY SAVINGS AND LOAN (CA):
    • Conventional Home Purchase Loan denied for $302,000
      JAMAICA SAVINGS BANK (NY):
    • Conventional Home Purchase Loan originated for $200,000
    • Loan on Dwelling For 5+ Families Denied for $1,125,000
      DIME SAVINGS BANK OF NY,FSB (NY):
    • 7 Originated: 3 Conventional for an average of $162,000, 2 Refinancings for an average of $144,000, 2 Home Improvement Loans for an average of $127,500
    • 2 Denied: 1 Refinancing for $113,000, 1 Home Improvement for $60,000
    • Refinancing withdrawn for $100,000
    • Home Improvement Loan closed for incompleteness for $200,000
      PACIFIC PREMIER BANK (CA):
    • Refinancing denied for $185,000
      USAA FEDERAL SAVINGS BANK (TX):
    • Home Improvement Loan Originated for $25,000
      BANKUNITED, FSB (FL):
    • Conventional Home Purchase Loan denied for $387,000
    • 2 Closed for incompleteness: 1 Refinancing for $325,000, 1 Non-occupant Loan on < 5 Family Dwelling for $325,000
      ABACUS FEDERAL SAVINGS BANK (NY):
    • Conventional Home Purchase Loan Originated for $150,000
      CHEVY CHASE BANK, F.S.B. (VA):
    • Home Improvement Loan approved but not accepted for $5,000
      EASTERN SAVINGS BANK, FSB (MD):
    • Refinancing closed for incompleteness for $200,000
      UNITED MEDICAL BANK (MD):
    • Refinancing originated for $150,000
      FLAGSTAR BANK (MI):
    • 4 Loans originated: 2 Conventional Home Purchase Loans for an average of $150,000, 2 Refinancings for an average of $251,500
    • 2 Refinancings approved but not accepted for an average of $258,000
    • Refinancing Denied for $215,000
      NETBANK FUNDINGS SERVICES (GA):
    • 2 Conventional Home Purchase Loans closed for incompleteness for an average of $290,000
      UNION FEDERAL C/O SKY BANK (IN):
    • 2 Conventional Home Purchase Loans Originated for an average of $219,500
      WASHINGTON MUTUAL BANK (NV):
    • Conventional Home Purchase Loan Denied for $232,000
      FLUSHING SAVINGS BANK, FSB. (NY):
    • 2 Loans withdrawn: 1 Conventional for $1,250,000, 1 Non-occupant Loan on < 5 Family Dwelling for $1,250,000
      HOME LOAN INVESTMENT BANK (RI):
    • 2 Refinancings approved, not accepted for an average of $49,500
      WORLD SAVINGS BANK, FSB (CA):
    • Refinancing Originated for $215,000
      DIME SAVINGS BANK (NY):
    • 2 Originated: 1 Conventional for $135,000, 1 Home Improvement for $30,000
      DOMESTIC BANK (RI):
    • Refinancing Originated for $230,000
      MIDFIRST BANK (OK):
    • Refinancing denied for $189,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing withdrawn for $108,000
      SI BANK & TRUST (NY):
    • Refinancing Originated for $300,000
      AIG FEDERAL SAVINGS BANK (DE):
    • 3 Refinancings originated for an average of $309,667
    • 2 Conventional Home Purchase Loans Denied for an average of $209,000
      GE MONEY BANK (UT):
    • Home Improvement Loan approved - not accepted for $42,000
    • 2 Withdrawn loans: 1 Refinancing for $102,000, 1 Home Improvement for $36,000
      EVERBANK (FL):
    • Conventional Home Purchase Loan Originated for $235,000
      GMAC BANK (DE):
    • 2 Refinancings Originated for an average of $280,000
      AMERICAN EXPRESS BANK, FSB (UT):
    • 2 Loans originated: 1 Refinancing for $95,000, 1 Home Improvement for $62,000
      LYDIAN PRIVATE BANK (FL):
    • 2 Refinancings Denied for an average of $550,500
      ING BANK, FSB (DE):
    • Conventional Home Purchase Loan originated for $272,000
      HUDSON CITY SAVINGS BANK (NJ):
    • Conventional Home Purchase Loan Originated for $400,000
      COUNTRYWIDE BANK, FSB (VA):
    • 4 Loans originated: 2 Conventional Home Purchase for an average of $429,500, 2 Refinancings for an average of $566,000
    • 5 Approved, not accepted: 3 Conventional Home Purchase for an average of $150,000, 1 Refinancing for $440,000, 1 Home Improvement Loan for $75,000
      CHARLES SCHWAB BANK (NV):
    • Refinancing originated for $290,000
      CITIFINANCIAL MTG CO, INC (TX):
    • 2 Refinancings Denied for an average of $338,000
      CITIMORTGAGE, INC. (MO):
    • Refinancing Originated for $248,000
    • Refinancing Withdrawn for $316,000
      CITIMORTGAGE, INC (MO):
    • 5 Originated: 2 Conventional for an average of $157,000, 2 Refinancings for an average of $305,000, 1 Non-occupant Loan on < 5 Family Dwelling for $214,000
    • Refinancing Withdrawn for $183,000
      SIB MORTGAGE CORP. (NJ):
    • 2 Loans withdrawn: 1 Refinancing for $145,000, 1 Non-occupant Loan on < 5 Family Dwelling for $145,000
      ABNAMRO MTG. GROUP INC. (MI):
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $192,667, 1 Refinancing for $163,000
      GB HOME EQUITY, LLC (WI):
    • Conventional Home Purchase Loan withdrawn for $23,000
      WILMINGTON FINANCE, INC. (PA):
    • Refinancing originated for $112,000
    • 2 Refinancings Denied for an average of $241,000
      FIRST FRANKLIN CORPORATION (CA):
    • Refinancing Originated for $518,000
      PRICELINE MORTGAGE COMPANY LLC (FL):
    • 2 Refinancings Originated for an average of $205,500
      FINANCE AMERICA (NY):
    • Conventional Home Purchase Loan Denied for $447,000
      CONTINENTAL CAPITAL CORP (NY):
    • Conventional Home Purchase Loan originated for $110,000
      GUARANTY RESIDENTIAL LENDING (TX):
    • Conventional Home Purchase Loan Originated for $210,000
      FIRST NATIONWIDE MORTGAGE CORP (CA):
    • Refinancing originated for $380,000
      BNC MORTGAGE (NY):
    • Refinancing originated for $275,000
    • Conventional Home Purchase Loan Denied for $509,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 11558, Tract 4162.01 - National Credit Union Administration (NCUA)

      PENTAGON FEDERAL CREDIT UNION (VA):
    • Refinancing originated for $130,000
      AFFINITY FEDERAL CREDIT UNION (NJ):
    • Refinancing originated for $35,000
    • Refinancing Denied for $25,000
      SPERRY ASSOCIATES FEDERAL CREDIT UNION (NY):
    • Refinancing originated for $122,000
      NASSAU EDUCATORS FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan Originated for $20,000
    • Home Improvement Loan denied for $20,000
      PEOPLE'S ALLIANCE FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan Originated for $25,000
      NCPD FEDERAL CREDIT UNION (NY):
    • Refinancing Originated for $282,000
      BETHPAGE FEDERAL CREDIT UNION (NY):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $215,000, 1 Refinancing for $240,000
    • Refinancing approved but not accepted for $140,000
      NFCU (VA):
    • Refinancing originated for $340,000
      UNITED NATIONS FEDERAL CREDIT UNION (NY):
    • Conventional Home Purchase Loan originated for $304,000
      ISLAND FEDERAL CREDIT UNION (NY):
    • Refinancing Originated for $70,000
      OCEANSIDE CHRISTOPHER FEDERAL CREDIT UNION (NY):
    • 8 Originated: 2 Conventional for an average of $190,000, 6 Home Improvement for an average of $61,667
      NORTHEASTERN ENGINEERS FEDERAL CREDIT UNION (NY):
    • Conventional Home Purchase Loan Originated for $200,000
      POLISH AND SLAVIC FEDERAL CRED (NY):
    • Refinancing withdrawn for $136,000
      AAFCU (TX):
    • Refinancing withdrawn for $360,000
      MUNICIPAL CREDIT UNION (NY):
    • Refinancing Approved - not accepted for $155,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 11558, Tract 4162.01 - Department of Housing and Urban Development (HUD)

      MORTGAGE SOURCE LLC (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $399,000
    • 2 Loans withdrawn: 1 FHA, FSA/RHS & VA for $445,000, 1 Refinancing for $137,000
      FIRST CONTINENTAL MORTGAGE (NJ):
    • Refinancing Withdrawn for $437,000
      AMERICAN BUSINESS FINANCIAL (PA):
    • Refinancing Originated for $18,000
    • 2 Refinancings withdrawn for an average of $40,000
      WMC MORTGAGE CORP. (CA):
    • Refinancing denied for $191,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing originated for $194,000
    • 2 Denied applications: 1 Refinancing for $81,000, 1 Home Improvement for $68,000
      FAIRFIELD FINANCIAL (CT):
    • 2 Refinancings originated for an average of $200,000
      ORCHID ISLAND TRS, LLC (NJ):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $266,000, 1 Refinancing for $269,000
    • Conventional Home Purchase Loan Approved - not accepted for $550,000
    • Refinancing Withdrawn for $359,000
      MERRILL LYNCH CREDIT CORP. (FL):
    • Refinancing Originated for $100,000
      LONG BEACH MORTGAGE CO. (WA):
    • Refinancing Originated for $205,000
      HOGAR MORTGAGE (NJ):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $236,000
      MORTGAGE CONCEPTS (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $178,000
      LYONS MORTGAGE SERVICES, INC. (NY):
    • Conventional Home Purchase Loan approved, not accepted for $188,000
      MORTGAGE LINE FINANCIAL CORP. (NY):
    • Refinancing Withdrawn for $184,000
      AMERICAN MONEY CENTERS INC. (RI):
    • Refinancing Originated for $83,000
      THE NEW YORK MORTGAGE COMPANY (NY):
    • 3 Conventional Home Purchase Loans Originated for an average of $136,000
      TRIBECA LENDING CORPORATION (NY):
    • 2 Refinancings originated for an average of $393,000
      FIRST FINANCIAL EQUITIES, INC. (NJ):
    • 3 Loans originated: 2 Conventional Home Purchase for an average of $152,000, 1 Refinancing for $260,000
      CITY 1ST MORTGAGE SERVICES, LC (UT):
    • Refinancing Originated for $330,000
      EHOMECREDIT CORP (NY):
    • 6 Refinancings denied for an average of $66,500
    • 9 Loans withdrawn: 1 Conventional Home Purchase Loan for $150,000, 7 Refinancings for an average of $67,857, 1 Non-occupant Loan on < 5 Family Dwelling for $150,000
      FIRST LINCOLN MORTGAGE CORP. (NY):
    • Refinancing originated for $100,000
      GLOBAL HOME LOANS AND FINANCE (NY):
    • Refinancing Originated for $350,000
      FIRST RATE CAPITAL CORP. (NY):
    • Conventional Home Purchase Loan withdrawn for $333,000
      MORTGAGE LENDERS NETWORK USA (CT):
    • Refinancing Denied for $161,000
      DYNAMIC MORTGAGE BANKERS, LTD (NY):
    • Refinancing Originated for $292,000
      EQUIFIRST CORPORATION (NC):
    • Conventional Home Purchase Loan denied for $220,000
      MSDW CREDIT CORPORATION (IL):
    • Refinancing originated for $102,000
      MORTGAGE AMENITIES CORP. (RI):
    • Refinancing Denied for $147,000
      CONCORD MORTGAGE CORP (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $248,000
      SOUTHSTAR FUNDING, LLC (GA):
    • Refinancing approved but not accepted for $277,000
      WORLDWIDE FINANCIAL RESOURCES (NJ):
    • 2 Conventional Home Purchase Loans Originated for an average of $389,500
      FRANKLIN FIRST FINANCIAL LTD (NY):
    • Refinancing Originated for $376,000
      MCS MORTGAGE BANKERS, INC (NY):
    • Refinancing Approved - not accepted for $194,000
      METROCITIES MORTGAGE LLC (CA):
    • Conventional Home Purchase Loan originated for $250,000
      FIRST UNITED MORTGAGE BANKING (NY):
    • 2 Originated: 1 Conventional Home Purchase for $266,000, 1 Non-occupant Loan on < 5 Family Dwelling for $266,000
      INTERBAY FUNDING, LLC (FL):
    • Loan on Dwelling For 5+ Families Denied for $1,200,000
      E-LOAN, INC. (CA):
    • Refinancing Originated for $275,000
    • 2 Refinancings Denied for an average of $182,500
      NEXSTAR FINANCIAL CORPORATION (MO):
    • Refinancing Denied for $278,000
      MORTGAGE IT (NY):
    • Refinancing Originated for $236,000
    • Refinancing approved - not accepted for $220,000
      OPTEUM FINANCIAL SERVICES LLC (NJ):
    • Refinancing approved but not accepted for $160,000
      FINANCE AMERICA, LLC (CA):
    • Refinancing originated for $200,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Conventional Home Purchase Loan Denied for $200,000
      HOME123 CORPORATION (CA):
    • 2 Applications withdrawn: 1 Refinancing for $262,000, 1 Home Improvement Loan for $208,000
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • Conventional Home Purchase Loan Denied for $202,000
      EASTERN EQUITY CORP. (NY):
    • Refinancing Withdrawn for $307,000
      BERKSHIRE FINANCIAL GROUP (NY):
    • Conventional Home Purchase Loan Originated for $200,000
      RESIDENTIAL HOME FUNDING (NY):
    • Refinancing Originated for $400,000
      AMERICAN MORTGAGE NETWORK (CA):
    • 2 Conventional Home Purchase Loans Originated for an average of $215,000
    • Conventional Home Purchase Loan approved, not accepted for $360,000
      PRECISION FINANCIAL INC. (NY):
    • Refinancing Originated for $200,000
      HOME LOAN CENTER, INC. (CA):
    • Refinancing Originated for $270,000
      ENCORE CREDIT CORP (CA):
    • Refinancing Originated for $360,000
    • Home Improvement Loan Withdrawn for $300,000
      WILMINGTON FINANCE, INC. (PA):
    • Refinancing Originated for $403,000
    • 2 Refinancings denied for an average of $565,500
      ARGENT MORTGAGE COMPANY (CA):
    • 5 Refinancings Originated for an average of $316,200
    • 3 Approved applications, not accepted: 1 Conventional Home Purchase for $288,000, 2 Refinancings for an average of $136,000
    • 2 Loans denied: 1 Conventional for $337,000, 1 Refinancing for $280,000
      AEGIS LENDING CORPORATION (TX):
    • Refinancing originated for $347,000
    • Refinancing denied for $273,000
      AEGIS FUNDING CORPORATION (TX):
    • Refinancing Originated for $74,000
    • Refinancing denied for $95,000
    • Refinancing withdrawn for $437,000
      RESMAE MORTGAGE CORPORATION (CA):
    • Refinancing originated for $347,000
      MLD MORTGAGE, INC. (NJ):
    • Refinancing Originated for $415,000
      CONTINENTAL HOME LOANS INC., (NY):
    • Conventional Home Purchase Loan originated for $340,000
      FIRST RESIDENTIAL MORTGAGE (KY):
    • Refinancing denied for $293,000
      NEWDAY FINANCIAL, LLC (MD):
    • Refinancing Denied for $275,000
      GREEN TREE SERVICING LLC (MN):
    • Home Improvement Loan denied for $4,000
    • Refinancing withdrawn for $73,000
      AMERISAVE MORTGAGE CORPORATION (GA):
    • 3 Refinancings withdrawn for an average of $280,000
    • 2 Closed for incompleteness: 1 Refinancing for $250,000, 1 Non-occupant Loan on < 5 Family Dwelling for $250,000
      PREMIUM CAPITAL FUNDING LLC (NY):
    • Refinancing Originated for $374,000
    • Refinancing Closed for incompleteness for $70,000
      PHH MORTGAGE CORPORATION (NJ):
    • 2 Conventional Home Purchase Loans Originated for an average of $204,500
    • Refinancing Approved, not accepted for $164,000
      MID-ISLAND MORTGAGE CORP. (NY):
    • Refinancing originated for $289,000
      HARTFORD FUNDING (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $289,000
      HFC (IL):
    • Home Improvement Loan denied for $20,000
    • Refinancing Withdrawn for $45,000
      MORGAN STANLEY CREDIT CORPORAT (IL):
    • Refinancing originated for $200,000
      AEGIS WHOLESALE CORPORATION (TX):
    • 2 Refinancings Denied for an average of $175,500
      GMAC MORTGAGE LLC (PA):
    • Conventional Home Purchase Loan Originated for $200,000
    • Refinancing closed for incompleteness for $198,000
      BENEFICIAL (IL):
    • Home Improvement Loan Originated for $6,000
    • 2 Refinancings Withdrawn for an average of $135,000
      DECISION ONE MORTGAGE (NC):
    • Conventional Home Purchase Loan Originated for $439,000
      CTX MORTGAGE COMPANY, LLC (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $196,000
      COUNTRYWIDE HOME LOANS (CA):
    • 4 Refinancings originated for an average of $170,500
    • Refinancing approved but not accepted for $240,000
      INDYMAC MORTGAGE HOLDINGS INC. (CA):
    • 2 Originated: 1 Conventional Home Purchase for $168,000, 1 Refinancing for $187,000
    • Conventional Home Purchase Loan Denied for $173,000
      DELTA FUNDING CORPORATION (NY):
    • Refinancing Approved - not accepted for $99,000
    • Conventional Home Purchase Loan Withdrawn for $200,000
      GFI MORTGAGE BANKERS, INC. (NY):
    • 2 Applications withdrawn: 1 Refinancing for $260,000, 1 Non-occupant Loan on < 5 Family Dwelling for $260,000
      ALLIANCE MORTGAGE BANKING CORP (NY):
    • 2 Originated: 1 Conventional Home Purchase for $194,000, 1 Non-occupant Loan on < 5 Family Dwelling for $194,000
      ALLIANCE MORTGAGE BANKING CORP (NY):
    • Refinancing originated for $151,000
      CUC MORTGAGE CORPORATION (NY):
    • Conventional Home Purchase Loan Originated for $292,000
      CONTINENTAL CAPITAL CORP (NY):
    • Conventional Home Purchase Loan Originated for $110,000
      INTERSTATE HOME LOAN CENTER IN (NY):
    • Refinancing Withdrawn for $30,000
      CONSUMER HOME MORTGAGE (NY):
    • Conventional Home Purchase Loan originated for $248,000
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $371,500
      ACCREDITED HOME LENDERS, INC (CA):
    • Conventional Home Purchase Loan Originated for $168,000
      QUICKEN LOANS (MI):
    • Refinancing denied for $264,000
      IDEAL MORTGAGE BANKERS, LTD (NY):
    • Refinancing Approved, not accepted for $272,000
    • Conventional Home Purchase Loan withdrawn for $275,000
      EQUITY NOW INC. (NY):
    • Refinancing originated for $100,000
      LYONS MORTGAGE SERVICES, INC. (NY):
    • Refinancing withdrawn for $124,000
      SUPERIOR MORTGAGE CORP (NJ):
    • Refinancing originated for $290,000
      IMPAC FUNDING CORP (CA):
    • 2 Conventional Home Purchase Loans denied for an average of $297,000
      CENTEX HOME EQUITY CORPORATION (TX):
    • Refinancing denied for $130,000
    • Conventional Home Purchase Loan withdrawn for $188,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing withdrawn for $392,000
      FREEDOM MORTGAGE CORP. (NJ):
    • Conventional Home Purchase Loan Originated for $207,000
    • 2 Withdrawn: 1 Conventional for $40,000, 1 Refinancing for $204,000
      UNITED NORTHERN MORTGAGE BANKE (NY):
    • Refinancing originated for $260,000
      UNITED MORTGAGE CORP (NY):
    • 2 Loans originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $182,000, 1 Refinancing for $200,000
      WALL STREET MORTGAGE BANKERS (NY):
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $219,000, 1 Non-occupant Loan on < 5 Family Dwelling for $236,000
      PRINCIPAL RESIDENTIAL MORTGAGE (IA):
    • Conventional Home Purchase Loan closed for incompleteness for $222,000
      WHITMAN MORTGAGEE (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $261,000
      SOMERSET INVESTORS CORP. (NY):
    • Refinancing denied for $250,000
      H&R BLOCK MORTGAGE CORPORATION (CA):
    • Refinancing Originated for $156,000
      FAIRWAY INDP MORTGAGE CORP (WI):
    • Conventional Home Purchase Loan withdrawn for $364,000
      OPTION ONE MORTGAGE CORP (CA):
    • 3 Originated: 1 Conventional Home Purchase Loan for $152,000, 2 Refinancings for an average of $162,000
    • 2 Applications approved, not accepted: 1 Conventional Home Purchase Loan for $227,000, 1 Refinancing for $500,000
    • Refinancing Denied for $280,000
      COASTAL CAPITAL CORP (FL):
    • FHA, FSA/RHS & VA Home Purchase Loan withdrawn for $217,000
      SECURITY ATLANTIC WHOLESALE (NJ):
    • Refinancing originated for $291,000
      REFINANCE.COM (NY):
    • 2 Conventional Home Purchase Loans Originated for an average of $124,000
      ALL AMERICAN HOME MORTGAGE (NY):
    • Conventional Home Purchase Loan originated for $298,000
      FIRST RESIDENTIAL MORTGAGE (NJ):
    • Conventional Home Purchase Loan originated for $344,000
      MADISON HOME EQUITIES, INC (NY):
    • Loan on Dwelling For 5+ Families withdrawn for $205,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • Conventional Home Purchase Loan Originated for $195,000
      AMERICAN HOME LOANS (CA):
    • 2 Originated: 1 Refinancing for $400,000, 1 Non-occupant Loan on < 5 Family Dwelling for $400,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing originated for $50,000
    • 3 Refinancings withdrawn for an average of $188,000
    • Refinancing closed for incompleteness for $260,000
      AMERICAN MORTGAGE EXPRESS CORP (NJ):
    • Conventional Home Purchase Loan originated for $176,000
      GATEWAY FUNDING DMS, L.P. (PA):
    • Refinancing closed for incompleteness for $75,000
      MORTGAGE ENTERPRISE, LTD (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $163,000
      LEND-MOR MORTGAGE BANKERS CORP (NY):
    • Refinancing originated for $265,000
      REAL ESTATE MORTGAGE NETWORK, (NJ):
    • Refinancing Originated for $100,000
      1ST REPUBLIC MORTGAGE BANKERS (NY):
    • Conventional Home Purchase Loan originated for $361,000
      THE MORTGAGE BANKERS CORP. (NY):
    • Refinancing Originated for $235,000
      BNC MORTGAGE (CA):
    • Refinancing approved, not accepted for $250,000
      PARKWAY MORTGAGE (TX):
    • Refinancing withdrawn for $18,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • Refinancing Approved , not accepted for $160,000
      CLIFFCO, INC. DBA CLIFFCO MORT (NY):
    • Conventional Home Purchase Loan originated for $300,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • Refinancing originated for $214,000
      CROSS ISLAND CAPITAL (NY):
    • Conventional Home Purchase Loan originated for $120,000
      US MORTGAGE CORPORATION (NJ):
    • Conventional Home Purchase Loan Withdrawn for $275,000
      AMERICAN CAPITAL MORTGAGE BANK (NY):
    • Conventional Home Purchase Loan Originated for $157,000
      FIRST MAGNUS FINANCIAL CORP (AZ):
    • Refinancing Approved but not accepted for $215,000
      AAMES FUNDING CORPORATION (CA):
    • Refinancing originated for $50,000

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