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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Baywood-Los Osos, Zip Code 93402, San Luis Obispo County, California (CA), Tract 0107.03

Back to: Baywood-Los Osos, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 1316 Loans originated: 14 FHA, FSA/RHS & VA Loans for an average of $277,000, 281 Conventional for an average of $315,192, 777 Refinancings for an average of $244,604, 46 Home Improvement for an average of $185,848, 2 Loans on Dwellings For 5+ Families for an average of $555,000, 191 Non-occupant Loans on < 5 Family Dwellings for an average of $261,743, 5 Loans On Manufactured Home Dwelling for an average of $60,800
    • 201 Applications approved but not accepted: 45 Conventional for an average of $256,822, 114 Refinancings for an average of $267,956, 10 Home Improvement for an average of $83,100, 26 Non-occupant Loans on < 5 Family Dwellings for an average of $298,577, 6 Loans On Manufactured Home Dwelling for an average of $80,667
    • 330 Denied loans: 3 FHA, FSA/RHS & VA for an average of $215,667, 60 Conventional for an average of $313,467, 212 Refinancings for an average of $307,245, 14 Home Improvement for an average of $204,286, 38 Non-occupant Loans on < 5 Family Dwellings for an average of $286,447, 3 Loans On Manufactured Home Dwelling for an average of $88,333
    • 266 Withdrawn: 3 FHA, FSA/RHS & VA for an average of $245,000, 45 Conventional Home Purchase Loans for an average of $370,911, 185 Refinancings for an average of $263,368, 10 Home Improvement for an average of $204,000, 1 Loan on Dwelling For 5+ Families for $950,000, 20 Non-occupant Loans on < 5 Family Dwellings for an average of $336,200, 2 Loans On Manufactured Home Dwelling for an average of $90,000
    • 64 Closed for incompleteness: 8 Conventional Home Purchase Loans for an average of $267,375, 48 Refinancings for an average of $287,500, 1 Home Improvement for $60,000, 6 Non-occupant Loans on < 5 Family Dwellings for an average of $155,167, 1 Loan On Manufactured Home Dwelling for $175,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (349) is significantly below CA average (566). The average loan value for this tract ($260,228) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (53) is significantly below CA average (99). The average loan value for this tract ($254,637) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (87) is significantly below CA average (195). The average loan value for this tract ($298,791) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (70) is significantly below CA average (124). The average loan value for this tract ($285,876) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (17) is significantly below CA average (34). The average loan value for this tract ($267,266) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 19 Loans originated: 10 Conventional for an average of $311,200, 8 Refinancings for an average of $221,125, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $171,000
    • 6 Applications approved - not accepted: 2 Conventional Home Purchase Loans for an average of $385,500, 4 Refinancings for an average of $440,500
    • 3 Denied loans: 1 Conventional Home Purchase Loan for $420,000, 1 Refinancing for $454,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $420,000
    • 2 Applications withdrawn: 1 Conventional Home Purchase for $420,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $420,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 4 Originated: 2 Conventional Home Purchase Loans for an average of $326,000, 2 Refinancings for an average of $178,000
      Genworth Financial:
    • Conventional Home Purchase Loan Denied for $420,000
    • Conventional Home Purchase Loan withdrawn for $420,000
      Mortgage Guaranty Insurance:
    • 2 Conventional Home Purchase Loans Originated for an average of $335,000
      PMI Mortgage Insurance:
    • Refinancing Originated for $300,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $269,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $126,000


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