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Back to: Berkshire County, MA, Massachusetts, Massachusetts forum, All US cities.
Home Mortgage Disclosure Act Aggregated Statistics
- 454 Loans originated: 1 FHA, FSA/RHS & VA for $76,000, 99 Conventional for an average of $320,354, 221 Refinancings for an average of $259,792, 46 Home Improvement for an average of $169,478, 86 Non-occupant Loans on < 5 Family Dwellings for an average of $383,826, 1 Loan On Manufactured Home Dwelling for $258,000
- 53 Approved loans, not accepted: 12 Conventional for an average of $188,500, 26 Refinancings for an average of $167,231, 3 Home Improvement Loans for an average of $137,333, 1 Loan on Dwelling For 5+ Families for $417,000, 11 Non-occupant Loans on < 5 Family Dwellings for an average of $255,000
- 114 Loans denied: 14 Conventional for an average of $210,286, 73 Refinancings for an average of $217,329, 14 Home Improvement for an average of $160,000, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $297,000
- 93 Withdrawn applications: 10 Conventional for an average of $254,300, 68 Refinancings for an average of $217,824, 6 Home Improvement for an average of $395,833, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $454,222
- 13 Closed for incompleteness: 3 Conventional for an average of $136,000, 7 Refinancings for an average of $297,714, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $318,000
Compared to the state average: - The number of loans originated per 1000 residents (285) is significantly below MA average (552). The average loan value for this tract ($286,934) is above the state average ($207,153).
- The number of loans not accepted per 1000 residents (33) is significantly below MA average (65). The average loan value for this tract ($193,283) is comparable to the state average ($191,471).
- The number of loans denied per 1000 residents (72) is significantly below MA average (146). The average loan value for this tract ($218,509) is comparable to the state average ($191,675).
- The number of loans withdrawn per 1000 residents (58) is significantly below MA average (98). The average loan value for this tract ($256,108) is above the state average ($203,307).
- The number of loans closed per 1000 residents (8) is significantly below MA average (24). The average loan value for this tract ($265,077) is comparable to the state average ($221,822).
HMDA - Average Loan Value ($)
Private Mortgage Insurance Companies Aggregated Statistics
- 6 Conventional Home Purchase Loans Originated for an average of $231,000
- 2 Conventional Home Purchase Loans Approved - not accepted for an average of $215,500
- Conventional Home Purchase Loan denied for $358,000
- 2 Conventional Home Purchase Loans Withdrawn for an average of $257,500
PMIC - Average Loan Value ($)
Private Mortgage Insurance Companies Disclosure Statistics
Genworth Financial:- Conventional Home Purchase Loan Originated for $194,000
Mortgage Guaranty Insurance:- Conventional Home Purchase Loan Originated for $270,000
PMI Mortgage Insurance:- Refinancing Approved applications - not accepted for $153,000
United Guaranty Corporation:- Conventional Home Purchase Loan originated for $221,000
Home Mortgage Disclosure Act Statistics for Berkshire County, Massachusetts, Tract 9333.00 - Office of the Comptroller of the Currency (OCC)
WACHOVIA BANK NA (NC):- Conventional Home Purchase Loan Originated for $852,000
JPMORGAN CHASE BANK (OH):- 5 Originated: 2 Conventional for an average of $342,000, 1 Refinancing for $272,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $342,000
- Refinancing approved - not accepted for $23,000
US BANK, N.A. (OH):- 2 Loans originated: 1 Conventional for $200,000, 1 Refinancing for $276,000
FLEET NATIONAL BANK (RI):- 3 Loans originated: 2 Refinancings for an average of $216,500, 1 Non-occupant Loan on < 5 Family Dwelling for $277,000
- 3 Refinancings Denied for an average of $120,000
NATIONAL CITY BANK (OH):- 2 Loans originated: 1 Conventional Home Purchase for $218,000, 1 Refinancing for $300,000
- 2 Loans approved, not accepted: 1 Conventional Home Purchase for $110,000, 1 Non-occupant Loan on < 5 Family Dwelling for $110,000
- Refinancing Denied for $239,000
NATIONAL CITY BANK OF INDIANA (IN):- Conventional Home Purchase Loan originated for $168,000
NATIONAL IRON BANK (CT):- 2 Originated: 1 Conventional Home Purchase for $120,000, 1 Refinancing for $160,000
CITIBANK, N.A. (NV):- 2 Originated: 1 Refinancing for $75,000, 1 Home Improvement for $45,000
WELLS FARGO BANK, NA (SD):- Home Improvement Loan Originated for $20,000
MELLON BANK, N.A. (PA):- 2 Loans originated: 1 Refinancing for $1,500,000, 1 Non-occupant Loan on < 5 Family Dwelling for $1,500,000
BANK OF AMERICA, N.A. (NC):- 4 Originated: 2 Refinancings for an average of $358,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $358,500
LASALLE BANK NA (IL):- Refinancing Withdrawn for $251,000
KEYBANK NATIONAL ASSOCIATION (OH):- 2 Applications withdrawn: 1 Refinancing for $245,000, 1 Home Improvement Loan for $30,000
NORTHERN TRUST BANK OF CALIFOR (CA):- 2 Originated: 1 Conventional Home Purchase Loan for $750,000, 1 Non-occupant Loan on < 5 Family Dwelling for $750,000
MBNA AMERICA DELAWARE, N.A. (DE):- Refinancing denied for $18,000
TD BANKNORTH, N.A. (ME):- Refinancing Approved - not accepted for $250,000
FIRST NATIONAL BANK OF ARIZONA (AZ):- Conventional Home Purchase Loan Withdrawn for $125,000
STERLING NATIONAL MORTGAGE CO. (NY):- 2 Loans originated: 1 Refinancing for $240,000, 1 Non-occupant Loan on < 5 Family Dwelling for $240,000
GREENPOINT MORTGAGE FUNDING (NC):- Refinancing Denied for $330,000
CITIMORTGAGE, INC (NY):- Conventional Home Purchase Loan originated for $304,000
- 2 Approved loans but not accepted: 1 Conventional Home Purchase Loan for $300,000, 1 Non-occupant Loan on < 5 Family Dwelling for $300,000
- Conventional Home Purchase Loan Withdrawn for $280,000
CHASE MANHATTAN MORTGAGE CORP. (NJ):- 3 Refinancings Originated for an average of $154,667
AM MTG NETWORK DBA VERTI (CA):- Refinancing Originated for $200,000
ABN AMRO MTG GROUP INC (MI):- Refinancing originated for $320,000
HOMEOWNERS LOAN CORPORATION (AL):- Refinancing approved, not accepted for $100,000
WACHOVIA MORTAGE (NC):- 2 Denied applications: 1 Refinancing for $75,000, 1 Non-occupant Loan on < 5 Family Dwelling for $75,000
WELLS FARGO HOME MORTGAGE (IA):- 4 Originated: 2 Refinancings for an average of $179,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $179,000
- Refinancing Approved - not accepted for $108,000
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Home Mortgage Disclosure Act Statistics for this county, Zip Code 01259, Tract 9333.00 - Federal Reserve System (FRB)
SUNTRUST MORTGAGE, INC (VA):- Conventional Home Purchase Loan originated for $280,000
BANK OF BLUE VALLEY (KS):- 2 Loans originated: 1 Refinancing for $338,000, 1 Non-occupant Loan on < 5 Family Dwelling for $338,000
COUNTRYWIDE HOME LOANS (CA):- Refinancing originated for $225,000
- Refinancing Approved , not accepted for $299,000
BENEFICIAL COMPANY LLC (IL):- 2 Refinancings Denied for an average of $214,000
EQUITY ONE, INC. (NJ):- Refinancing Withdrawn for $165,000
M&T MORTGAGE CORPORATION (NY):- 2 Approved loans but not accepted: 1 Conventional for $300,000, 1 Non-occupant Loan on < 5 Family Dwelling for $300,000
HFC COMPANY LLC (IL):- Refinancing Denied for $213,000
WELLS FARGO FINL MASSACHUSETTS (IA):- 2 Home Improvement Loans denied for an average of $5,500
IRWIN HOME EQUITY CORP (CA):- Home Improvement Loan Approved but not accepted for $20,000
US TRUST COMPANY OF NEW YORK (NY):- 2 Originated: 1 Refinancing for $1,000,000, 1 Non-occupant Loan on < 5 Family Dwelling for $1,000,000
FIFTH THIRD MORTGAGE COMPANY (OH):- FHA, FSA/RHS & VA Home Purchase Loan originated for $76,000
BANCO POPULAR NORTH AMERICA (NY):- Loan on Dwelling For 5+ Families Approved but not accepted for $417,000
CITIFINANCIAL SERVICES, INC. (MD):- Refinancing withdrawn for $130,000
FULL SPECTRUM LENDING (CA):- Refinancing Withdrawn for $158,000
DECISION ONE MORTGAGE (IL):- Refinancing withdrawn for $175,000
HFC COMPANY LLC (IL):- 2 Refinancings Denied for an average of $245,000
E-LOAN INC (CA):- Refinancing denied for $200,000
- Home Improvement Loan withdrawn for $155,000
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Home Mortgage Disclosure Act Statistics for Berkshire County, Massachusetts (MA), Zip Code 01259, Tract 9333.00 - Federal Deposit Insurance Corporation (FDIC)
CITIZENS BANK OF CONNECTICUT (CT):- 2 Loans originated: 1 Refinancing for $150,000, 1 Non-occupant Loan on < 5 Family Dwelling for $150,000
SALISBURY BANK AND TRUST CO. (CT):- 2 Conventional Home Purchase Loans originated for an average of $176,000
CITIZENS BANK OF MASSACHUSETTS (MA):- 4 Denied loans: 2 Refinancings for an average of $290,500, 1 Home Improvement Loan for $75,000, 1 Non-occupant Loan on < 5 Family Dwelling for $181,000
PLYMOUTH SAVINGS BANK (MA):- 4 Originated: 3 Refinancings for an average of $125,000, 1 Non-occupant Loan on < 5 Family Dwelling for $143,000
BERKSHIRE BANK (MA):- 27 Originated: 6 Conventional Home Purchase for an average of $184,000, 15 Refinancings for an average of $183,733, 6 Non-occupant Loans on < 5 Family Dwellings for an average of $175,667
- 5 Refinancings Denied for an average of $193,000
PITTSFIELD COOPERATIVE BANK (MA):- 2 Loans originated: 1 Conventional for $475,000, 1 Refinancing for $315,000
FIRST REPUBLIC BANK (NV):- 2 Loans originated: 1 Conventional Home Purchase Loan for $975,000, 1 Non-occupant Loan on < 5 Family Dwelling for $975,000
WAINWRIGHT BANK & TRUST (MA):- 2 Originated: 1 Conventional Home Purchase Loan for $400,000, 1 Non-occupant Loan on < 5 Family Dwelling for $400,000
LEE BANK (MA):- 18 Originated: 6 Conventional Home Purchase Loans for an average of $155,500, 12 Refinancings for an average of $165,000
- 2 Refinancings denied for an average of $132,500
STIFEL BANK & TRUST (MO):- 2 Originated: 1 Conventional Home Purchase for $182,000, 1 Non-occupant Loan on < 5 Family Dwelling for $182,000
GMAC BANK (UT):- 3 Withdrawn applications: 2 Refinancings for an average of $184,000, 1 Non-occupant Loan on < 5 Family Dwelling for $150,000
SOUTH ADAMS SAVINGS BANK (MA):- 3 Refinancings originated for an average of $933,333
MONSON SAVINGS BANK (MA):- Refinancing originated for $276,000
HOOSAC BANK (MA):- 2 Loans originated: 1 Refinancing for $322,000, 1 Home Improvement for $20,000
LEGACY BANKS (MA):- 11 Originated: 1 Conventional for $150,000, 8 Refinancings for an average of $332,125, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $177,500
WORONOCO SAVINGS BANK (MA):- Refinancing Originated for $82,000
PEOPLE'S MORTGAGE CORPORATION (MA):- 2 Loans originated: 1 Conventional Home Purchase Loan for $150,000, 1 Non-occupant Loan on < 5 Family Dwelling for $150,000
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Statistics for Berkshire County, Massachusetts, Tract 9333.00 - Office of Thrift Supervision (OTS)
CITIBANK, FSB (VA):- 2 Originated: 1 Home Improvement Loan for $90,000, 1 Non-occupant Loan on < 5 Family Dwelling for $90,000
INDYMAC BANK, F.S.B. (CA):- Home Improvement Loan Originated for $250,000
AMTRUST BANK (OH):- 2 Denied applications: 1 Conventional Home Purchase for $250,000, 1 Non-occupant Loan on < 5 Family Dwelling for $250,000
SOVEREIGN BANK (PA):- 5 Loans originated: 3 Refinancings for an average of $181,667, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $195,500
COMMERCIAL FEDERAL BANK (NE):- Refinancing originated for $154,000
E*TRADE BANK (VA):- Refinancing originated for $156,000
LEHMAN BROTHERS BANK, FSB (DE):- 2 Loans originated: 1 Conventional for $272,000, 1 Non-occupant Loan on < 5 Family Dwelling for $272,000
TRUSTCO BANK (NY):- 2 Refinancings denied for an average of $209,000
USAA FEDERAL SAVINGS BANK (TX):- Refinancing Originated for $250,000
CHEVY CHASE BANK, F.S.B. (VA):- 2 Originated: 1 Refinancing for $1,168,000, 1 Non-occupant Loan on < 5 Family Dwelling for $1,168,000
FLAGSTAR BANK (MI):- 5 Loans originated: 1 Conventional Home Purchase Loan for $180,000, 3 Refinancings for an average of $201,667, 1 Non-occupant Loan on < 5 Family Dwelling for $225,000
GUARANTY BANK (TX):- Refinancing originated for $280,000
WASHINGTON MUTUAL BANK (NV):- Refinancing Originated for $1,203,000
- 2 Denied applications: 1 Home Improvement Loan for $910,000, 1 Non-occupant Loan on < 5 Family Dwelling for $910,000
HOME LOAN INVESTMENT BANK (RI):- Home Improvement Loan approved - not accepted for $40,000
WORLD SAVINGS BANK, FSB (CA):- 2 Applications closed for incompleteness: 1 Refinancing for $400,000, 1 Non-occupant Loan on < 5 Family Dwelling for $400,000
MIDFIRST BANK (OK):- Refinancing originated for $156,000
CITICORP TRUST BANK, FSB (DE):- Refinancing Withdrawn for $80,000
GMAC BANK (DE):- 5 Loans originated: 2 Conventional Home Purchase Loans for an average of $127,500, 1 Refinancing for $255,000, 1 Home Improvement Loan for $40,000, 1 Non-occupant Loan on < 5 Family Dwelling for $150,000
ING BANK, FSB (DE):- Refinancing Denied for $128,000
WESTFIELD BANK (MA):- Refinancing Originated for $95,000
COUNTRYWIDE BANK, FSB (VA):- 2 Approved applications but not accepted: 1 Refinancing for $85,000, 1 Home Improvement Loan for $42,000
CITIMORTGAGE, INC. (MO):- 2 Originated: 1 Refinancing for $575,000, 1 Non-occupant Loan on < 5 Family Dwelling for $575,000
- 2 Withdrawn applications: 1 Conventional for $356,000, 1 Non-occupant Loan on < 5 Family Dwelling for $356,000
MERRILL LYNCH CREDIT CORP. (FL):- 2 Originated: 1 Conventional for $700,000, 1 Non-occupant Loan on < 5 Family Dwelling for $700,000
CITIMORTGAGE, INC (MO):- 6 Originated: 2 Conventional Home Purchase for an average of $214,000, 2 Refinancings for an average of $900,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $800,000
- 4 Loans withdrawn: 1 Refinancing for $225,000, 1 Home Improvement Loan for $750,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $487,500
GN MORTGAGE, LLC (WI):- Refinancing originated for $322,000
FIRST FRANKLIN CORPORATION (CA):- Refinancing Approved , not accepted for $50,000
PRICELINE MORTGAGE COMPANY LLC (FL):- Refinancing originated for $314,000
CORINTHIAN MORTGAGE CORP (MS):- Home Improvement Loan Originated for $48,000
MERRILL LYNCH CREDIT CORP. (FL):- Refinancing Originated for $594,000
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Home Mortgage Disclosure Act Statistics for this county, Zip Code 01259, Tract 9333.00 - National Credit Union Administration (NCUA)
GREYLOCK FEDERAL CREDIT UNION (MA):- 2 Originated: 1 Conventional for $221,000, 1 Refinancing for $136,000
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Home Mortgage Disclosure Act Statistics for this county, Zip Code 01259, Tract 9333.00 - Department of Housing and Urban Development (HUD)
FIRST CONTINENTAL MORTGAGE (NJ):- Refinancing Withdrawn for $450,000
AMERICAN BUSINESS FINANCIAL (PA):- Refinancing withdrawn for $10,000
HOMEBOUND MORTGAGE (VT):- Refinancing Withdrawn for $178,000
1ST NEW ENGLAND MORTGAGE CORP (MA):- 2 Conventional Home Purchase Loans Originated for an average of $295,000
WMC MORTGAGE CORP. (CA):- Refinancing originated for $250,000
ADVANCED FINANCIAL SERVICES IN (RI):- Refinancing Denied for $225,000
- 2 Refinancings withdrawn for an average of $195,000
EPI MORTGAGE CENTER, INC. (CT):- Refinancing Originated for $475,000
ORCHID ISLAND TRS, LLC (NJ):- Refinancing Denied for $88,000
MERRILL LYNCH CREDIT CORP. (FL):- 4 Originated: 3 Refinancings for an average of $359,000, 1 Non-occupant Loan on < 5 Family Dwelling for $357,000
- Conventional Home Purchase Loan closed for incompleteness for $192,000
LONG BEACH MORTGAGE CO. (WA):- Refinancing Originated for $356,000
- Refinancing denied for $279,000
TOWN & COUNTRY CREDIT (CA):- Refinancing originated for $110,000
- Refinancing withdrawn for $183,000
GUARDIAN LOAN COMPANY (NY):- Refinancing Originated for $247,000
MORTGAGE LENDERS NETWORK USA (CT):- Refinancing Originated for $94,000
DOVENMUEHLE FUNDING, INC (IL):- 2 Refinancings Originated for an average of $160,000
MSDW CREDIT CORPORATION (IL):- 2 Approved applications - not accepted: 1 Refinancing for $375,000, 1 Non-occupant Loan on < 5 Family Dwelling for $375,000
PRIMARY RESIDENTIAL MORTGAGE (UT):- Refinancing Withdrawn for $200,000
BRIDGE CAPITAL CORPORATION (CA):- Refinancing withdrawn for $219,000
E-LOAN, INC. (CA):- Home Improvement Loan Denied for $75,000
NEXSTAR FINANCIAL CORPORATION (MO):- 2 Loans originated: 1 Home Improvement Loan for $96,000, 1 Non-occupant Loan on < 5 Family Dwelling for $96,000
NOVASTAR MORTGAGE, INC. (MO):- 2 Refinancings Denied for an average of $149,500
FIRST NLC FINANCIAL SERVICES, (FL):- Refinancing Withdrawn for $208,000
HOME123 CORPORATION (CA):- Refinancing withdrawn for $92,000
NOVASTAR HOME MORTGAGE, INC. (MO):- 2 Approved loans - not accepted: 1 Conventional Home Purchase Loan for $125,000, 1 Refinancing for $95,000
- Conventional Home Purchase Loan closed for incompleteness for $125,000
AMERICAN MORTGAGE NETWORK (CA):- Refinancing Originated for $162,000
OAK STREET MORTGAGE (IN):- Conventional Home Purchase Loan denied for $260,000
HOME LOAN CENTER, INC. (CA):- Home Improvement Loan originated for $288,000
ENCORE CREDIT CORP (CA):- Conventional Home Purchase Loan originated for $97,000
ARGENT MORTGAGE COMPANY (CA):- 2 Applications withdrawn: 1 Conventional Home Purchase for $103,000, 1 Refinancing for $323,000
AEGIS LENDING CORPORATION (TX):- Refinancing Denied for $138,000
AEGIS FUNDING CORPORATION (TX):- Refinancing originated for $274,000
MLD MORTGAGE, INC. (NJ):- Conventional Home Purchase Loan originated for $212,000
VILLAGE CAPITAL & INVESTMENT L (NJ):- Refinancing closed for incompleteness for $199,000
FIRST RESIDENTIAL MORTGAGE (KY):- Refinancing originated for $320,000
DITECH.COM LLC F/K/A DITECH.CO (CA):- Conventional Home Purchase Loan Closed for incompleteness for $123,000
PHH MORTGAGE CORPORATION (NJ):- 2 Approved applications, not accepted: 1 Refinancing for $417,000, 1 Non-occupant Loan on < 5 Family Dwelling for $417,000
THE LENDING CONNECTION, INC (CA):- Refinancing denied for $155,000
SOLSTICE CAPITAL GROUP, INC. (CA):- Refinancing Denied for $140,000
HFC (IL):- Refinancing denied for $18,000
AEGIS WHOLESALE CORPORATION (TX):- Refinancing Approved but not accepted for $182,000
GMAC MORTGAGE LLC (PA):- Refinancing originated for $160,000
- Refinancing Approved but not accepted for $185,000
- 2 Refinancings Withdrawn for an average of $148,500
BENEFICIAL (IL):- Refinancing withdrawn for $95,000
HOME FUNDING FINDERS, INC (NY):- Conventional Home Purchase Loan denied for $35,000
DELTA FUNDING CORPORATION (NY):- 2 Refinancings Withdrawn for an average of $103,000
QUICKEN LOANS (MI):- 2 Loans originated: 1 Conventional Home Purchase Loan for $270,000, 1 Refinancing for $27,000
POPE MORTGAGE AND ASSOCIATES (CA):- Refinancing Withdrawn for $55,000
LOANCITY (CA):- Conventional Home Purchase Loan Approved - not accepted for $221,000
TAYLOR, BEAN & WHITAKER (FL):- 3 Loans originated: 1 Conventional Home Purchase Loan for $224,000, 1 Refinancing for $180,000, 1 Non-occupant Loan on < 5 Family Dwelling for $224,000
NATIONSTAR MORTGAGE LLC (TX):- Refinancing Originated for $45,000
- 2 Refinancings Denied for an average of $121,500
- Refinancing Withdrawn for $138,000
ALLIED HOME MORTGAGE CAPITAL C (TX):- 2 Refinancings denied for an average of $178,500
PRINCIPAL RESIDENTIAL MORTGAGE (IA):- Refinancing Closed for incompleteness for $299,000
H&R BLOCK MORTGAGE CORPORATION (CA):- Refinancing approved - not accepted for $69,000
- Refinancing denied for $70,000
OPTION ONE MORTGAGE CORP (CA):- Refinancing originated for $128,000
MERRIMACK MORTGAGE COMPANY, IN (NH):- Refinancing Originated for $350,000
- Refinancing approved, not accepted for $276,000
AMERICAN HOME MORTGAGE CORP. (NY):- Refinancing closed for incompleteness for $150,000
AMERIQUEST MORTGAGE COMPANY (CA):- Refinancing Originated for $153,000
- 2 Refinancings denied for an average of $166,500
- 11 Refinancings Withdrawn for an average of $103,182
- Refinancing closed for incompleteness for $170,000
HOMESTEAD FUNDING CORP. (NY):- Refinancing denied for $238,000
FRANKLIN AMERICAN MORTGAGE CO (TN):- 2 Applications closed for incompleteness: 1 Refinancing for $250,000, 1 Non-occupant Loan on < 5 Family Dwelling for $250,000
MORTGAGE MASTER, INC. (MA):- Conventional Home Purchase Loan withdrawn for $359,000
NEW CENTURY MORTGAGE CORPORATI (CA):- Refinancing Originated for $144,000
- Refinancing Denied for $321,000
HOMECOMINGS FINANCIAL LLC (MN):- 2 Refinancings Originated for an average of $224,500
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