Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Bridgewater, Zip Code 13313, Oneida County, New York (NY), Tract 0258.00

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Table of Contents:

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$100,000	2	$215,000	13	$92,846	1	$4,000	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	2	$54,000	1	$6,000	2	$54,000
APPLICATIONS DENIED	2	$81,000	1	$120,000	7	$86,857	3	$6,333	3	$94,000
APPLICATIONS WITHDRAWN	0	$0	0	$0	3	$149,333	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$117,000	5	$103,000	8	$81,000	5	$19,200	0	$0	3	$72,333
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$58,000	0	$0	0	$0	0	$0	1	$58,000
APPLICATIONS DENIED	0	$0	4	$43,500	9	$105,000	14	$23,143	2	$27,500	6	$59,333
APPLICATIONS WITHDRAWN	2	$90,000	0	$0	6	$65,167	1	$10,000	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$81,667	4	$77,000	14	$57,714	10	$36,900	0	$0	7	$45,286
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$78,000	3	$126,333	1	$10,000	0	$0	2	$78,000
APPLICATIONS DENIED	0	$0	8	$55,750	13	$70,231	11	$19,273	1	$45,000	6	$36,833
APPLICATIONS WITHDRAWN	0	$0	1	$282,000	5	$106,000	2	$10,000	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$20,000	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$49,000	13	$98,846	12	$61,250	4	$14,500	0	$0	6	$66,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$55,000	3	$109,333	1	$24,000	0	$0	1	$55,000
APPLICATIONS DENIED	1	$40,000	5	$25,800	27	$77,778	17	$16,647	0	$0	9	$68,556
APPLICATIONS WITHDRAWN	0	$0	2	$89,000	10	$94,300	1	$115,000	1	$61,000	1	$50,000
FILES CLOSED FOR INCOMPLETENESS	3	$73,000	0	$0	1	$86,000	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$64,500	9	$86,889	14	$63,429	8	$16,500	0	$0	5	$66,200
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$43,000	5	$61,200	2	$21,500	0	$0	2	$43,000
APPLICATIONS DENIED	0	$0	9	$48,000	12	$81,667	21	$15,000	3	$4,000	13	$40,846
APPLICATIONS WITHDRAWN	1	$105,000	0	$0	3	$76,000	4	$92,000	0	$0	2	$81,500
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$65,000	1	$22,000	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$96,500	9	$74,333	13	$65,077	8	$25,750	0	$0	6	$81,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$26,500	3	$83,333	2	$14,500	0	$0	1	$24,000
APPLICATIONS DENIED	0	$0	3	$28,000	19	$59,579	4	$8,000	1	$12,000	8	$39,375
APPLICATIONS WITHDRAWN	1	$40,000	2	$83,000	12	$62,750	1	$18,000	0	$0	9	$68,444
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$40,000	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$105,333	16	$68,625	26	$80,538	5	$8,400	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	1	$26,000	7	$70,571	2	$22,500	0	$0	2	$94,500
APPLICATIONS DENIED	0	$0	4	$80,500	22	$52,682	2	$19,500	1	$42,000
APPLICATIONS WITHDRAWN	0	$0	3	$68,000	9	$80,000	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$100,000	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$74,833	10	$67,500	19	$54,684	7	$11,000	1	$45,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	4	$46,500	3	$37,667	2	$18,000	0	$0
APPLICATIONS DENIED	0	$0	4	$46,250	27	$53,296	5	$14,000	0	$0
APPLICATIONS WITHDRAWN	1	$59,000	2	$62,000	26	$53,538	2	$13,000	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	3	$54,000	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$79,000	9	$30,333	25	$48,640	8	$7,500	2	$24,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$48,000	1	$70,000	1	$5,000	0	$0
APPLICATIONS DENIED	0	$0	10	$46,900	12	$35,000	8	$19,125	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	10	$44,600	1	$30,000	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	3	$117,667	1	$21,000	1	$88,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
Aggregated Statistics For Year 2000
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	9	$58,667	4	$31,500	9	$29,444
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	4	$50,500	3	$12,667	2	$29,500
APPLICATIONS DENIED	2	$30,000	9	$66,667	11	$48,182	7	$5,143
APPLICATIONS WITHDRAWN	1	$50,000	1	$31,000	2	$28,000	1	$48,000
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$68,000	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$98,500	12	$51,583	10	$41,300	10	$17,800	1	$50,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	7	$58,286	6	$39,333	0	$0	1	$54,000
APPLICATIONS DENIED	1	$53,000	17	$40,706	5	$42,800	9	$10,333	1	$54,000
APPLICATIONS WITHDRAWN	0	$0	3	$43,667	14	$48,429	0	$0	1	$38,000
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$68,000	3	$50,333	0	$0	1	$38,000

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

2009 FHA, FSA/RHS & VA Home Purchase Loans

HMDA - FHA, FSA/RHS & VA Home Purchase Loans

HMDA - FHA, FSA/RHS & VA Home Purchase Loans - Value

2009 Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans - Value

2009 Refinancings

HMDA - Refinancings

HMDA - Refinancings - Value

2009 Home Improvement Loans

HMDA - Home Improvement Loans

HMDA - Home Improvement Loans - Value

HMDA - Non-occupant Loans on < 5 Family Dwellings

HMDA - Non-occupant Loans on < 5 Family Dwellings - Value

2009 Loans On Manufactured Home Dwelling

HMDA - Loans On Manufactured Home Dwelling

HMDA - Loans On Manufactured Home Dwelling - Value

	A) Conventional Home Purchase Loans
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
	Number	Average Value
LOANS ORIGINATED	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0
APPLICATIONS DENIED	0	$0
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	1	$103,000

	A) Conventional Home Purchase Loans
Aggregated Statistics For Year 2008
	Number	Average Value
LOANS ORIGINATED	1	$102,000
APPLICATIONS APPROVED, NOT ACCEPTED	2	$103,000
APPLICATIONS DENIED	2	$105,000
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

	B) Refinancings
Aggregated Statistics For Year 2007
	Number	Average Value
LOANS ORIGINATED	1	$101,000
APPLICATIONS APPROVED, NOT ACCEPTED	1	$105,000
APPLICATIONS DENIED	0	$0
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

	B) Refinancings		D) Loans On Manufactured Home Dwelling (A & B)
Aggregated Statistics For Year 2006
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$105,000	1	$105,000
APPLICATIONS APPROVED, NOT ACCEPTED	1	$176,000	0	$0
APPLICATIONS DENIED	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

	A) Conventional Home Purchase Loans		B) Refinancings
Aggregated Statistics For Year 2005
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$82,500	1	$81,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0
APPLICATIONS DENIED	2	$37,000	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$59,000
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

	A) Conventional Home Purchase Loans		B) Refinancings
Aggregated Statistics For Year 2004
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$58,333	1	$89,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$134,000
APPLICATIONS DENIED	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

	A) Conventional Home Purchase Loans		B) Refinancings
Aggregated Statistics For Year 2003
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$68,500	2	$96,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$60,000
APPLICATIONS DENIED	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

	A) Conventional Home Purchase Loans
Aggregated Statistics For Year 2002
	Number	Average Value
LOANS ORIGINATED	2	$99,000
APPLICATIONS APPROVED, NOT ACCEPTED	1	$71,000
APPLICATIONS DENIED	0	$0
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

	A) Conventional Home Purchase Loans		B) Refinancings
Aggregated Statistics For Year 1999
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$96,000	1	$112,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0
APPLICATIONS DENIED	1	$58,000	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 1999

PMIC - Conventional Home Purchase Loans

PMIC - Conventional Home Purchase Loans - Value

2007 Refinancings

PMIC - Refinancings

PMIC - Refinancings - Value

	Radian Guaranty		Genworth Financial		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance		CMG Mortgage Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2009
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	1	$103,000	0	$0	0	$0	0	$0

	Radian Guaranty		Genworth Financial		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance		CMG Mortgage Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2008
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED	0	$0	0	$0	0	$0	0	$0	0	$0	1	$102,000	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$103,000	0	$0	1	$103,000	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	1	$102,000	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	Radian Guaranty		Genworth Financial		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance		CMG Mortgage Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2007
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Refinancings
LOANS ORIGINATED	1	$101,000	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	1	$105,000	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	Radian Guaranty		Genworth Financial		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance		CMG Mortgage Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2006
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Refinancings
LOANS ORIGINATED	0	$0	0	$0	0	$0	1	$105,000	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$176,000	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	Radian Guaranty		Genworth Financial		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance		CMG Mortgage Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2005
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED	0	$0	0	$0	2	$82,500	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	1	$37,000	1	$37,000	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
Refinancings
LOANS ORIGINATED	0	$0	0	$0	1	$81,000	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	1	$59,000	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	Radian Guaranty		Genworth Financial		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance		CMG Mortgage Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2004
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED	1	$87,000	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
Refinancings
LOANS ORIGINATED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	1	$89,000	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	Radian Guaranty		GE Capital Mortgage Insurance		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2003
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED	2	$65,500	2	$71,500	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
Refinancings
LOANS ORIGINATED	0	$0	1	$82,000	1	$110,000	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$60,000	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	Radian Guaranty		GE Capital Mortgage Insurance		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2002
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED	1	$90,000	1	$108,000	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$71,000	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	Radian Guaranty		GE Capital Mortgage Insurance		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 1999
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED	0	$0	0	$0	1	$96,000	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	1	$58,000	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
Refinancings
LOANS ORIGINATED	0	$0	1	$112,000	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 1999

[Radian Guaranty]
PMIC - Conventional Home Purchase Loans

[Radian Guaranty]
PMIC - Conventional Home Purchase Loans - Value

[Genworth Financial]
PMIC - Refinancings

[Genworth Financial]
PMIC - Refinancings - Value

[Mortgage Guaranty Insurance]
PMIC - Conventional Home Purchase Loans

[Mortgage Guaranty Insurance]
PMIC - Conventional Home Purchase Loans - Value

[Mortgage Guaranty Insurance]
PMIC - Refinancings

[Mortgage Guaranty Insurance]
PMIC - Refinancings - Value

Home Mortgage Disclosure Act Statistics for Bridgewater, Oneida County, Tract 0258.00 - Office of the Comptroller of the Currency (OCC)

WACHOVIA BANK NA (NC): 1 Application Denied in 2008: Home Improvement Loan for $10,000

JPMORGAN CHASE BANK (OH)

2007: 1 Application Denied: Refinancing for $42,000
2006: 1 Application Denied: Refinancing for $94,000
2006: 1 Application Denied: Loan On Manufactured Home Dwelling for $94,000

US BANK, N.A. (OH): 1 Application Denied in 2009: Conventional Home Purchase Loan for $120,000

	C) Refinancings		D) Home Improvement Loans
FLEET NATIONAL BANK (RI) - Home Mortgage Disclosure Act Statistics For Year 2004
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$41,000	1	$3,000
APPLICATIONS DENIED	1	$34,000	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
FLEET NATIONAL BANK (RI) - Statistics For Year 2003
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$66,000	1	$34,000	2	$5,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
FLEET NATIONAL BANK (RI) - Statistics For Year 2002
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$28,000	4	$43,750	2	$3,500
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$15,000	0	$0
APPLICATIONS DENIED	1	$28,000	1	$25,000	0	$0

	C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
FLEET NATIONAL BANK (RI) - Statistics For Year 2001
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	9	$29,111	3	$5,667	1	$40,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$5,000	0	$0
APPLICATIONS DENIED	2	$37,000	1	$42,000	0	$0

	D) Home Improvement Loans
FLEET NATIONAL BANK (RI) - Statistics For Year 2000
	Number	Average Value
LOANS ORIGINATED	2	$3,000
APPLICATIONS DENIED	2	$4,500

Choose year: 2004 2003 2002 2001 2000

NATIONAL CITY BANK (OH)

2001: 1 Loan Originated: Conventional Home Purchase Loan for $19,000
2001: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $17,000
2001: 1 Application Denied: Conventional Home Purchase Loan for $39,000
2000: 1 Loan Originated: Conventional Home Purchase Loan for $49,000

NATIONAL CITY BANK OF INDIANA (IN)

2005: 1 Application Approved, Not Accepted: Refinancing for $75,000
2004: 1 Loan Originated: Refinancing for $87,000

	B) Conventional Home Purchase Loans		D) Home Improvement Loans
CENTRAL NATIONAL BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2000
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$38,000	2	$3,000
APPLICATIONS DENIED	1	$45,000	1	$3,000
APPLICATIONS WITHDRAWN	1	$31,000	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
CENTRAL NATIONAL BANK (NY) - Statistics For Year 1999
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$47,000	0	$0
APPLICATIONS DENIED	1	$53,000	3	$26,333	0	$0	1	$4,000

Choose year: 2000 1999

THE NATIONAL BANK OF VERNON (NY)

2005: 1 Loan Originated: Refinancing for $75,000
2001: 1 Loan Originated: Refinancing for $24,000

PNC BANK, NA (PA): 1 File Closed For Incompleteness in 2001: Home Improvement Loan for $21,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
FLEET NATIONAL BANK (RI) - Home Mortgage Disclosure Act Statistics For Year 1999
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$57,000	4	$29,250	3	$7,000
APPLICATIONS DENIED	0	$0	0	$0	4	$17,000

	C) Refinancings
NBT BANK, NA (NY) - Home Mortgage Disclosure Act Statistics For Year 2009
	Number	Average Value
LOANS ORIGINATED	1	$72,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
NBT BANK, NA (NY) - Statistics For Year 2008
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	1	$70,000	1	$15,000	1	$70,000
APPLICATIONS DENIED	2	$32,000	0	$0	0	$0	2	$32,000

	B) Conventional Home Purchase Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
NBT BANK, NA (NY) - Statistics For Year 2007
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$26,000	1	$26,000
APPLICATIONS DENIED	1	$55,000	1	$55,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
NBT BANK, NA (NY) - Statistics For Year 2006
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$107,000	0	$0	0	$0	1	$107,000
APPLICATIONS DENIED	0	$0	1	$50,000	1	$5,000	0	$0

	C) Refinancings
NBT BANK, NA (NY) - Statistics For Year 2005
	Number	Average Value
LOANS ORIGINATED	1	$75,000

	B) Conventional Home Purchase Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
NBT BANK, NA (NY) - Statistics For Year 2004
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$76,000	1	$76,000

	C) Refinancings		D) Home Improvement Loans
NBT BANK, NA (NY) - Statistics For Year 2003
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$133,333	1	$8,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
NBT BANK, NA (NY) - Statistics For Year 2002
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$18,000	1	$44,000	0	$0
APPLICATIONS DENIED	0	$0	0	$0	1	$2,000

	B) Conventional Home Purchase Loans		C) Refinancings
NBT BANK, NA (NY) - Statistics For Year 2001
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$42,000	1	$40,000
APPLICATIONS DENIED	0	$0	1	$30,000

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001

CITIBANK, N.A. (NV): 1 Application Denied in 2006: Refinancing for $35,000

WELLS FARGO BANK, NA (SD)

2009: 1 Loan Originated: Refinancing for $21,000
2009: 1 Application Approved, Not Accepted: Refinancing for $83,000
2009: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $83,000
2008: 1 Application Denied: Home Improvement Loan for $64,000
2008: 1 Application Withdrawn: FHA, FSA/RHS & VA Home Purchase Loan for $77,000
2007: 1 Application Denied: Home Improvement Loan for $10,000
2007: 1 Application Denied: Loan On Manufactured Home Dwelling for $10,000
2006: 1 Loan Originated: Conventional Home Purchase Loan for $105,000
2006: 1 Loan Originated: Loan On Manufactured Home Dwelling for $105,000
2005: 1 Loan Originated: Conventional Home Purchase Loan for $50,000
2005: 1 Loan Originated: Loan On Manufactured Home Dwelling for $50,000
2003: 1 Application Denied: Refinancing for $30,000

WILBER NATIONAL BANK (NY)

2008: 1 Loan Originated: Conventional Home Purchase Loan for $50,000
2005: 1 Loan Originated: Conventional Home Purchase Loan for $65,000

COMMUNITY BANK, N.A. (NY): 1 Loan Originated in 2005: Home Improvement Loan for $16,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		C) Refinancings		G) Loans On Manufactured Home Dwelling (A B C & D)
BANK OF AMERICA, N.A. (NC) - Home Mortgage Disclosure Act Statistics For Year 2009 in Bridgewater, NY, Tract 0258.00
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$65,000	1	$103,000	0	$0
APPLICATIONS DENIED	2	$81,000	0	$0	2	$81,000
APPLICATIONS WITHDRAWN	0	$0	1	$192,000	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings
BANK OF AMERICA, N.A. (NC) - Statistics For Year 2007
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$125,000	1	$67,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
BANK OF AMERICA, N.A. (NC) - Statistics For Year 2006
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$145,000	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$63,000	0	$0
APPLICATIONS DENIED	1	$20,000	0	$0	1	$75,000

	C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
BANK OF AMERICA, N.A. (NC) - Statistics For Year 2005
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$55,750	1	$5,000	0	$0
APPLICATIONS DENIED	1	$51,000	2	$10,000	1	$8,000

	B) Conventional Home Purchase Loans
BANK OF AMERICA, N.A. (NC) - Statistics For Year 2001
	Number	Average Value
LOANS ORIGINATED	1	$35,000

Choose year: 2009 2007 2006 2005 2001

CAPITAL ONE NA (LA)

2009: 1 Application Approved, Not Accepted: Home Improvement Loan for $6,000
2008: 1 Loan Originated: Home Improvement Loan for $3,000
2008: 1 Application Denied: Home Improvement Loan for $1,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		G) Loans On Manufactured Home Dwelling (A B C & D)
KEYBANK NATIONAL ASSOCIATION (OH) - Home Mortgage Disclosure Act Statistics For Year 2009
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$135,000	1	$224,000	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$25,000	1	$25,000

	D) Home Improvement Loans
KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2007
	Number	Average Value
APPLICATIONS DENIED	2	$16,000

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2006
	Number	Average Value	Number	Average Value	Number	Average Value
APPLICATIONS DENIED	2	$18,500	7	$8,857	1	$12,000
APPLICATIONS WITHDRAWN	2	$58,500	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2005
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$40,000	1	$3,000	0	$0
APPLICATIONS DENIED	1	$10,000	0	$0	4	$5,000	2	$9,000
APPLICATIONS WITHDRAWN	0	$0	0	$0	1	$65,000	0	$0

	C) Refinancings		D) Home Improvement Loans
KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2004
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	1	$23,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$13,000
APPLICATIONS DENIED	0	$0	1	$7,000
FILES CLOSED FOR INCOMPLETENESS	1	$40,000	0	$0

	C) Refinancings
KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2003
	Number	Average Value
APPLICATIONS WITHDRAWN	1	$7,000

Choose year: 2009 2007 2006 2005 2004 2003

WACHOVIA BANK OF DELAWARE (DE): 1 Application Approved, Not Accepted in 2001: Refinancing for $70,000

ADIRONDACK BANK, NA (NY)

2003: 1 Loan Originated: Conventional Home Purchase Loan for $55,000
2003: 1 Loan Originated: Refinancing for $121,000
2001: 1 Application Denied: Home Improvement Loan for $3,000

MBNA AMERICA DELAWARE, N.A. (DE): 2 Applications Denied in 2004: Refinancings for an average of $66,000

FIRST NATIONAL BANK OF ARIZONA (AZ): 1 Application Withdrawn in 2006: Refinancing for $176,000

CHARTER ONE BANK (OH)

2006: 1 File Closed For Incompleteness: Refinancing for $86,000
2003: 2 Loans Originated: Refinancings for an average of $70,000
2003: 1 Application Denied: Refinancing for $80,000

RBS CITIZENS BANK, N.A. (NY)

2007: 1 File Closed For Incompleteness: Refinancing for $20,000
2005: 2 Applications Denied: Home Improvement Loans for an average of $2,000
2005: 2 Applications Denied: Non-occupant Loans on < 5 Family Dwellings for an average of $2,000

CITIMORTGAGE, INC (MO): 1 Application Withdrawn in 2003: Refinancing for $101,000

CITIMORTGAGE, INC (NY)

2008: 1 Loan Originated: Conventional Home Purchase Loan for $102,000
2007: 1 Loan Originated: Refinancing for $29,000

HSBC MORTGAGE CORP (NY)

2006: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $63,000
2006: 3 Files Closed For Incompleteness: FHA, FSA/RHS & VA Home Purchase Loans for an average of $73,000
2005: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $49,000

CHASE MANHATTAN MORTGAGE CORP. (NJ): 1 Application Denied in 2000: FHA, FSA/RHS & VA Home Purchase Loan for $30,000

NATIONAL CITY MORTGAGE CORPORA (OH)

2003: 1 Loan Originated: Refinancing for $81,000
2002: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $71,000

PNC MORTGAGE CORP OF AMERICA (IL): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $104,000

MOBILE CONSULTANTS INC. (OH)

2000: 1 Loan Originated: Conventional Home Purchase Loan for $34,000
2000: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $43,000
2000: 1 Application Denied: Conventional Home Purchase Loan for $60,000
1999: 1 Loan Originated: Conventional Home Purchase Loan for $20,000
1999: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $54,000
1999: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $54,000
1999: 1 Application Denied: Conventional Home Purchase Loan for $50,000

	B) Conventional Home Purchase Loans
ABN AMRO MTG GROUP INC (MI) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 13313, NY, Tract 0258.00
	Number	Average Value
LOANS ORIGINATED	2	$78,000

	C) Refinancings
ABN AMRO MTG GROUP INC (MI) - Statistics For Year 2003
	Number	Average Value
LOANS ORIGINATED	1	$62,000
APPLICATIONS DENIED	1	$60,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings
ABN AMRO MTG GROUP INC (MI) - Statistics For Year 2002
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$65,000	2	$106,500	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$83,000

Choose year: 2006 2003 2002

HOMEOWNERS LOAN CORPORATION (AL)

2005: 1 Loan Originated: Refinancing for $65,000
2002: 1 Application Denied: Refinancing for $53,000

ACCESS NATIONAL MORTGAGE CORP (VA): 1 Loan Originated in 2009: Refinancing for $196,000

WACHOVIA MORTAGE (NC): 2 Applications Approved, Not Accepted in 2007: Refinancings for an average of $86,000

NATIONSCREDIT FINANCIAL SERVICE (TX): 1 Application Denied in 2000: Refinancing for $70,000

FLEET MORTGAGE CORPORATION (SC): 1 Loan Originated in 1999: FHA, FSA/RHS & VA Home Purchase Loan for $68,000

	B) Conventional Home Purchase Loans		C) Refinancings
WELLS FARGO HOME MORTGAGE (IA) - Home Mortgage Disclosure Act Statistics For Year 2003 in Zip Code 13313, NY, Tract 0258.00
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$79,000	1	$82,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$31,000
APPLICATIONS DENIED	0	$0	1	$98,000

	B) Conventional Home Purchase Loans		C) Refinancings		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
WELLS FARGO HOME MORTGAGE (IA) - Statistics For Year 2002
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$45,500	1	$64,000	1	$45,000

Choose year: 2003 2002

Home Mortgage Disclosure Act Statistics for this city, Zip Code 13313, Oneida County, Tract 0258.00 - Federal Reserve System (FRB)

ADIRONDACK BANK (NY)

2008: 1 Loan Originated: Conventional Home Purchase Loan for $108,000
2007: 2 Loans Originated: Home Improvement Loans for an average of $10,500
2005: 1 Loan Originated: Conventional Home Purchase Loan for $135,000
2005: 1 Loan Originated: Refinancing for $81,000
2004: 1 Loan Originated: Home Improvement Loan for $3,000

REGIONS BANK (AL): 1 Loan Originated in 2004: Refinancing for $136,000

HSBC BANK, USA (NY): 1 Loan Originated in 1999: Refinancing for $15,000

MANUFACTURERS AND TRADERS TRUS (NY)

2009: 2 Loans Originated: Refinancings for an average of $166,000
2009: 1 Application Denied: Home Improvement Loan for $8,000
2008: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $117,000
2008: 1 Loan Originated: Conventional Home Purchase Loan for $155,000
2007: 1 Loan Originated: Refinancing for $141,000

PROVIDENT BANK (OH)

2004: 1 Loan Originated: Refinancing for $58,000
2003: 2 Loans Originated: Refinancings for an average of $58,500

	B) Conventional Home Purchase Loans		C) Refinancings		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
BANC ONE FINANCIAL SERVICES (IN) - Home Mortgage Disclosure Act Statistics For Year 1999
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$50,000	1	$60,000	1	$50,000
APPLICATIONS DENIED	0	$0	1	$35,000	0	$0
APPLICATIONS WITHDRAWN	0	$0	3	$52,667	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings
JPMORGAN CHASE BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2003
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$58,000	1	$37,000
APPLICATIONS APPROVED, NOT ACCEPTED	2	$42,500	0	$0
APPLICATIONS DENIED	1	$62,000	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings
JPMORGAN CHASE BANK (NY) - Statistics For Year 2002
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$36,000	1	$35,000
APPLICATIONS DENIED	0	$0	1	$15,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
JPMORGAN CHASE BANK (NY) - Statistics For Year 2001
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$16,000	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	1	$91,000	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$34,000	1	$20,000
APPLICATIONS WITHDRAWN	0	$0	1	$30,000	0	$0

	B) Conventional Home Purchase Loans
JPMORGAN CHASE BANK (NY) - Statistics For Year 2000
	Number	Average Value
APPLICATIONS APPROVED, NOT ACCEPTED	1	$73,000

	B) Conventional Home Purchase Loans
JPMORGAN CHASE BANK (NY) - Statistics For Year 1999
	Number	Average Value
APPLICATIONS DENIED	2	$50,000

Choose year: 2003 2002 2001 2000 1999

THE CIT GROUP/SALES FINANCING, (NJ)

2001: 1 Loan Originated: Conventional Home Purchase Loan for $19,000
2001: 2 Applications Denied: Conventional Home Purchase Loans for an average of $37,500
2000: 2 Applications Denied: Conventional Home Purchase Loans for an average of $40,500

THE CIT GROUP/CONSUMER FINANCE (NY): 1 Application Denied in 2002: Refinancing for $48,000

HSBC MORTGAGE CORPORATION (NY)

2003: 1 Loan Originated: Conventional Home Purchase Loan for $28,000
2003: 1 Loan Originated: Refinancing for $49,000
2001: 1 Loan Originated: Conventional Home Purchase Loan for $40,000

COUNTRYWIDE HOME LOANS (CA)

2007: 1 Application Denied: Conventional Home Purchase Loan for $71,000
2007: 1 Application Denied: Refinancing for $107,000
2007: 1 Application Withdrawn: Refinancing for $94,000
2006: 1 Application Denied: Refinancing for $48,000
2003: 1 Loan Originated: Conventional Home Purchase Loan for $85,000
2003: 1 Loan Originated: Refinancing for $63,000
2003: 2 Applications Denied: Refinancings for an average of $56,000
2002: 1 Application Withdrawn: Refinancing for $44,000

WELLS FARGO FIN'L CRED SERV NY (IA)

2008: 1 Application Denied: Refinancing for $70,000
2008: 1 Application Denied: Loan On Manufactured Home Dwelling for $70,000
2007: 1 Application Denied: Home Improvement Loan for $10,000
2007: 1 Application Denied: Loan On Manufactured Home Dwelling for $10,000
2007: 1 Application Withdrawn: Home Improvement Loan for $10,000

	C) Refinancings
BENEFICIAL COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2009
	Number	Average Value
APPLICATIONS DENIED	1	$101,000

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2008
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$47,000	1	$55,000	1	$47,000
APPLICATIONS DENIED	1	$48,000	6	$15,000	0	$0
APPLICATIONS WITHDRAWN	1	$50,000	1	$10,000	0	$0

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2006
	Number	Average Value	Number	Average Value	Number	Average Value
APPLICATIONS DENIED	3	$96,000	1	$35,000	0	$0
APPLICATIONS WITHDRAWN	2	$91,500	0	$0	1	$50,000

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2005
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$83,000	1	$6,000	1	$83,000
APPLICATIONS DENIED	3	$82,000	6	$23,000	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$126,000	0	$0

Choose year: 2009 2008 2006 2005

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans
M&T MORTGAGE CORPORATION (NY) - Home Mortgage Disclosure Act Statistics For Year 2003
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$150,000	1	$132,000
APPLICATIONS APPROVED, NOT ACCEPTED	1	$26,000	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$91,000

	B) Conventional Home Purchase Loans
M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2002
	Number	Average Value
LOANS ORIGINATED	2	$108,000

Choose year: 2003 2002

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 13313, NY, Tract 0258.00
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	5	$68,600	0	$0	0	$0
APPLICATIONS DENIED	11	$91,455	2	$29,000	5	$88,400
APPLICATIONS WITHDRAWN	1	$107,000	1	$115,000	0	$0

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
HFC COMPANY LLC (IL) - Statistics For Year 2005
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	1	$19,000	0	$0
APPLICATIONS DENIED	2	$72,000	2	$37,000	2	$57,500
APPLICATIONS WITHDRAWN	2	$89,000	1	$115,000	1	$58,000

Choose year: 2006 2005

FIFTH THIRD MORTGAGE COMPANY (OH): 1 Application Denied in 2008: Refinancing for $190,000

CITIFINANCIAL COMPANY(DE) (MD)

2008: 1 Application Denied: Refinancing for $58,000
2008: 1 Application Withdrawn: Refinancing for $43,000
2007: 1 Loan Originated: Refinancing for $22,000
2007: 1 Loan Originated: Loan On Manufactured Home Dwelling for $22,000
2006: 1 Loan Originated: Home Improvement Loan for $13,000
2006: 1 Loan Originated: Loan On Manufactured Home Dwelling for $13,000
2005: 1 Loan Originated: Refinancing for $19,000
2005: 1 Loan Originated: Loan On Manufactured Home Dwelling for $19,000
2005: 1 Application Approved, Not Accepted: Home Improvement Loan for $40,000
2003: 1 Application Denied: Refinancing for $28,000

EQUIFIRST CORPORATION (NC)

2008: 1 Loan Originated: Refinancing for $190,000
2005: 1 Application Denied: Conventional Home Purchase Loan for $48,000

CITIFINANCIAL MORTGAGE COMPANY (TX)

2003: 2 Applications Denied: Refinancings for an average of $39,000
2001: 2 Applications Denied: Refinancings for an average of $21,500
2000: 1 Loan Originated: Refinancing for $17,000

	C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2008
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
APPLICATIONS DENIED	2	$87,000	3	$47,333	1	$15,000	1	$112,000
APPLICATIONS WITHDRAWN	1	$30,000	0	$0	0	$0	0	$0

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
HFC COMPANY LLC (IL) - Statistics For Year 2007
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$25,000	2	$111,500	1	$25,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$10,000	0	$0
APPLICATIONS DENIED	5	$82,800	3	$15,667	2	$38,000
APPLICATIONS WITHDRAWN	0	$0	1	$10,000	0	$0

Choose year: 2008 2007

E-LOAN INC (CA)

2007: 1 Application Denied: Conventional Home Purchase Loan for $48,000
2007: 1 Application Denied: Refinancing for $45,000
2007: 1 Application Denied: Home Improvement Loan for $10,000
2007: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $45,000
2006: 1 Application Withdrawn: Conventional Home Purchase Loan for $61,000
2006: 1 Application Withdrawn: Non-occupant Loan on < 5 Family Dwellings for $61,000

Home Mortgage Disclosure Act Statistics for this city, Zip Code 13313, Oneida County, Tract 0258.00 - Federal Deposit Insurance Corporation (FDIC)

HERKIMER COUNTY TRUST (NY): 1 Loan Originated in 2001: Refinancing for $25,000

BANK OF UTICA (NY): 1 Loan Originated in 1999: Conventional Home Purchase Loan for $115,000

BSB BANK & TRUST COMPANY (NY)

2002: 1 Application Denied: Conventional Home Purchase Loan for $14,000
2000: 1 Loan Originated: Conventional Home Purchase Loan for $48,000

HUDSON RIVER BANK AND TRUST CO (NY): 1 Application Approved, Not Accepted in 2002: Conventional Home Purchase Loan for $13,000

THE ONEIDA SAVINGS BANK (NY)

2009: 1 Loan Originated: Refinancing for $40,000
2006: 1 Loan Originated: Conventional Home Purchase Loan for $83,000

ROME SAVINGS BANK (NY)

2003: 1 Loan Originated: Refinancing for $75,000
2002: 1 Loan Originated: Conventional Home Purchase Loan for $73,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
THE SAVINGS BANK OF UTICA (NY) - Home Mortgage Disclosure Act Statistics For Year 2001 in Bridgewater, NY, Tract 0258.00
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$79,000	1	$32,000	4	$51,750	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	1	$3,000

	B) Conventional Home Purchase Loans		D) Home Improvement Loans
THE SAVINGS BANK OF UTICA (NY) - Statistics For Year 2000
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$74,000	2	$96,000
APPLICATIONS WITHDRAWN	0	$0	1	$48,000

Choose year: 2001 2000

BERKSHIRE BANK (MA): 1 Application Denied in 2006: Conventional Home Purchase Loan for $20,000

FREMONT INVESTMENT & LOAN (CA): 1 Application Denied in 2004: Refinancing for $50,000

CONSECO BANK, INC. (UT)

2002: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $51,000
2001: 1 Loan Originated: Conventional Home Purchase Loan for $17,000
2001: 1 Application Denied: Conventional Home Purchase Loan for $72,000

GMAC BANK (UT): 1 Loan Originated in 2007: FHA, FSA/RHS & VA Home Purchase Loan for $77,000

GREENPOINT MORTGAGE FUNDING (NC)

2006: 1 Loan Originated: Refinancing for $81,000
2002: 1 Application Denied: Conventional Home Purchase Loan for $107,000
2002: 1 Application Denied: Refinancing for $30,000
2001: 1 Loan Originated: Conventional Home Purchase Loan for $53,000

GREENPOINT CREDIT, LLC (CA): 2 Applications Approved, Not Accepted in 1999: Conventional Home Purchase Loans for an average of $42,000

GREENPOINT CREDIT, LLC (CA)

2001: 1 Application Denied: Conventional Home Purchase Loan for $43,000
2000: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $44,000

Statistics for this city, Zip Code 13313, Tract 0258.00 - Office of Thrift Supervision (OTS)

CHARTER ONE BANK (OH)

2001: 2 Loans Originated: Refinancings for an average of $98,500
2000: 1 Application Denied: Refinancing for $21,000
1999: 1 Loan Originated: Refinancing for $85,000

TIERONE BANK (NE): 1 Application Approved, Not Accepted in 2007: Conventional Home Purchase Loan for $60,000

INDYMAC BANK, F.S.B. (CA): 4 Applications Denied in 2007: Conventional Home Purchase Loans for an average of $46,250

SOVEREIGN BANK (PA): 1 Loan Originated in 2003: Refinancing for $110,000

LEHMAN BROTHERS BANK, FSB (DE): 1 Application Denied in 2004: Refinancing for $51,000

USAA FEDERAL SAVINGS BANK (TX): 2 Loans Originated in 2005: Conventional Home Purchase Loans for an average of $87,500

UNION FEDERAL C/O SKY BANK (IN): 1 Application Withdrawn in 2005: FHA, FSA/RHS & VA Home Purchase Loan for $105,000

WASHINGTON MUTUAL BANK (NV): 1 Application Denied in 2005: Refinancing for $59,000

HOME LOAN INVESTMENT BANK (RI)

2001: 1 Application Denied: Refinancing for $61,000
2000: 1 Application Approved, Not Accepted: Home Improvement Loan for $24,000
2000: 2 Applications Denied: Refinancings for an average of $65,000

DOMESTIC BANK (RI): 1 Application Denied in 2009: Home Improvement Loan for $8,000

MIDFIRST BANK (OK)

2007: 1 Application Denied: Refinancing for $54,000
2005: 1 Application Denied: Home Improvement Loan for $25,000
2002: 1 File Closed For Incompleteness: Refinancing for $49,000

CITICORP TRUST BANK, FSB (DE)

2007: 1 Application Denied: Home Improvement Loan for $70,000
2007: 1 Application Denied: Loan On Manufactured Home Dwelling for $70,000
2006: 1 Application Approved, Not Accepted: Refinancing for $80,000
2001: 1 Loan Originated: Refinancing for $20,000

AIG FEDERAL SAVINGS BANK (DE): 1 Loan Originated in 2003: Refinancing for $351,000

GE MONEY BANK (UT)

2008: 2 Applications Denied: Home Improvement Loans for an average of $8,500
2007: 1 Application Denied: Home Improvement Loan for $23,000
2006: 1 Loan Originated: Home Improvement Loan for $9,000
2006: 1 Application Approved, Not Accepted: Home Improvement Loan for $24,000
2006: 5 Applications Denied: Home Improvement Loans for an average of $9,600
2005: 1 Application Denied: Refinancing for $90,000
2005: 2 Applications Denied: Home Improvement Loans for an average of $8,000
2005: 2 Applications Denied: Loans On Manufactured Home Dwelling for an average of $8,000

BEACON FEDERAL (NY): 1 Loan Originated in 2007: Home Improvement Loan for $6,000

	D) Home Improvement Loans
PARTNERS TRUST BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value
APPLICATIONS DENIED	1	$10,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		D) Home Improvement Loans
PARTNERS TRUST BANK (NY) - Statistics For Year 2006
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$38,000	0	$0	1	$6,000
APPLICATIONS DENIED	0	$0	1	$20,000	0	$0

	B) Conventional Home Purchase Loans
PARTNERS TRUST BANK (NY) - Statistics For Year 2005
	Number	Average Value
LOANS ORIGINATED	2	$130,000

	B) Conventional Home Purchase Loans
PARTNERS TRUST BANK (NY) - Statistics For Year 2003
	Number	Average Value
LOANS ORIGINATED	2	$116,000

	C) Refinancings		D) Home Improvement Loans
PARTNERS TRUST BANK (NY) - Statistics For Year 2002
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$28,000	0	$0
APPLICATIONS DENIED	1	$105,000	1	$4,000
APPLICATIONS WITHDRAWN	1	$20,000	0	$0

Choose year: 2007 2006 2005 2003 2002

FIRST NIAGARA BANK (NY)

2009: 1 Application Denied: Refinancing for $20,000
2008: 1 Loan Originated: Refinancing for $55,000
2006: 1 Loan Originated: Refinancing for $39,000
2006: 1 Application Denied: FHA, FSA/RHS & VA Home Purchase Loan for $40,000
2005: 1 Application Approved, Not Accepted: Refinancing for $55,000
2005: 1 Application Denied: Home Improvement Loan for $5,000
2002: 1 Application Denied: Refinancing for $42,000
2002: 1 Application Withdrawn: Refinancing for $23,000

ROME SAVINGS BANK (NY)

2009: 1 Loan Originated: Home Improvement Loan for $4,000
2007: 1 Loan Originated: Refinancing for $100,000
2006: 1 Application Withdrawn: Conventional Home Purchase Loan for $117,000

COUNTRYWIDE BANK, FSB (VA): 1 Application Withdrawn in 2007: Refinancing for $90,000

INTERVALE MORTGAGE (RI): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $130,000

CITIFINANCIAL MTG CO, INC (TX): 2 Applications Denied in 2006: Refinancings for an average of $33,500

MERRILL LYNCH CREDIT CORP. (FL): 2 Applications Denied in 2007: Refinancings for an average of $79,500

CHARTER ONE CREDIT CORPORATION (OH): 2 Applications Approved, Not Accepted in 1999: Refinancings for an average of $60,500

MATRIX FINANCIAL SERVICES CORP (AZ): 1 Loan Originated in 2001: Refinancing for $54,000

Home Mortgage Disclosure Act Statistics for this city, Zip Code 13313, Tract 0258.00 - National Credit Union Administration (NCUA)

FIRST SOURCE FEDERAL CREDIT UNION (NY)

2009: 2 Loans Originated: Refinancings for an average of $113,500
2008: 2 Loans Originated: Refinancings for an average of $51,000
2008: 2 Loans Originated: Home Improvement Loans for an average of $11,500
2007: 2 Loans Originated: Refinancings for an average of $38,500
2007: 1 Loan Originated: Home Improvement Loan for $25,000
2007: 1 Loan Originated: Loan On Manufactured Home Dwelling for $57,000
2007: 1 Application Withdrawn: Refinancing for $196,000
2006: 3 Loans Originated: Refinancings for an average of $60,000
2005: 3 Loans Originated: Refinancings for an average of $54,000
2003: 3 Loans Originated: Refinancings for an average of $33,667
2003: 1 Loan Originated: Home Improvement Loan for $21,000
2002: 2 Loans Originated: Refinancings for an average of $82,000
2002: 3 Applications Withdrawn: Refinancings for an average of $12,333
2001: 1 Loan Originated: Refinancing for $86,000
2001: 1 Application Withdrawn: Refinancing for $16,000
2000: 1 Loan Originated: Refinancing for $23,000
2000: 2 Loans Originated: Home Improvement Loans for an average of $26,000
1999: 1 Loan Originated: Refinancing for $36,000

ACCESS FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2007: Home Improvement Loan for $11,000

GPO FEDERAL CREDIT UNION (NY)

2009: 1 Loan Originated: Refinancing for $20,000
2007: 1 Loan Originated: Refinancing for $45,000
2007: 1 Application Withdrawn: Refinancing for $10,000
2006: 1 Loan Originated: Home Improvement Loan for $30,000
2005: 1 Loan Originated: Conventional Home Purchase Loan for $23,000
2002: 1 Loan Originated: Refinancing for $55,000
2002: 1 Application Withdrawn: Refinancing for $55,000
2001: 1 Loan Originated: Refinancing for $8,000

AMERICU CREDIT UNION (NY): 1 Loan Originated in 2000: Refinancing for $18,000

AMERICU CREDIT UNION (NY)

2009: 1 Loan Originated: Conventional Home Purchase Loan for $206,000
2009: 2 Loans Originated: Refinancings for an average of $37,500
2007: 2 Loans Originated: Refinancings for an average of $63,500
2007: 3 Loans Originated: Home Improvement Loans for an average of $27,667
2006: 1 Loan Originated: Conventional Home Purchase Loan for $101,000
2006: 1 Loan Originated: Refinancing for $12,000
2005: 4 Loans Originated: Home Improvement Loans for an average of $21,500
2004: 2 Loans Originated: Home Improvement Loans for an average of $37,500
2004: 1 Application Approved, Not Accepted: Home Improvement Loan for $16,000
2003: 1 Loan Originated: Conventional Home Purchase Loan for $38,000
2003: 1 Loan Originated: Refinancing for $37,000
2003: 1 Loan Originated: Home Improvement Loan for $3,000
2002: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $41,000
2002: 1 Loan Originated: Home Improvement Loan for $15,000
2002: 1 Application Denied: Home Improvement Loan for $1,000
2001: 1 Application Denied: Refinancing for $61,000
2001: 1 Application Denied: Home Improvement Loan for $71,000

CU FACTORY BUILT LENDING, LP (TX)

2008: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $58,000
2008: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $58,000
2008: 1 Application Denied: Conventional Home Purchase Loan for $70,000
2008: 1 Application Denied: Loan On Manufactured Home Dwelling for $70,000
2006: 1 Application Denied: Conventional Home Purchase Loan for $16,000
2006: 1 Application Denied: Loan On Manufactured Home Dwelling for $16,000
2005: 1 Application Denied: Conventional Home Purchase Loan for $10,000
2005: 1 Application Denied: Loan On Manufactured Home Dwelling for $10,000

TRUHOME SOLUTIONS, LLC (KS): 1 Application Denied in 2009: Refinancing for $122,000

Home Mortgage Disclosure Act Statistics for Bridgewater, Oneida County, Tract 0258.00 - Department of Housing and Urban Development (HUD)

OCWEN LOAN SERVICING, LLC (FL): 1 Application Denied in 2007: Refinancing for $52,000

AMERICAN BUSINESS FINANCIAL (PA)

2003: 2 Applications Denied: Refinancings for an average of $42,000
2002: 2 Applications Withdrawn: Refinancings for an average of $62,500
2001: 1 Application Withdrawn: Refinancing for $64,000
2000: 1 Application Approved, Not Accepted: Refinancing for $21,000

ADVANCED FINANCIAL SERVICES IN (RI)

2009: 2 Applications Denied: Refinancings for an average of $99,000
2009: 2 Applications Withdrawn: Refinancings for an average of $128,000
2008: 1 Application Withdrawn: Refinancing for $122,000
2007: 1 Loan Originated: Refinancing for $101,000
2007: 1 Application Withdrawn: Refinancing for $140,000
2006: 2 Applications Denied: Refinancings for an average of $15,000

LONG BEACH MORTGAGE CO. (WA): 1 Application Denied in 2001: Conventional Home Purchase Loan for $47,000

FULL SPECTRUM LENDING, INC. (CA): 1 Application Denied in 1999: Refinancing for $20,000

MORTGAGE LINE FINANCIAL CORP. (NY): 1 Application Denied in 2000: FHA, FSA/RHS & VA Home Purchase Loan for $30,000

MORTGAGE LENDERS NETWORK USA (CT): 1 Application Denied in 2000: Conventional Home Purchase Loan for $180,000

THE FUNDING SOURCE LLC (NY): 1 Application Withdrawn in 2008: FHA, FSA/RHS & VA Home Purchase Loan for $103,000

COLBAN FUNDING, INC. (NY): 1 Application Withdrawn in 2002: FHA, FSA/RHS & VA Home Purchase Loan for $59,000

MORTGAGE IT (NY): 1 Application Denied in 2008: Refinancing for $193,000

NOVASTAR MORTGAGE, INC. (MO)

2007: 1 Loan Originated: Conventional Home Purchase Loan for $80,000
2005: 1 Application Approved, Not Accepted: Refinancing for $71,000

CHAMPION ENTERPRISE (KS): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $59,000

HOME123 CORPORATION (CA)

2006: 1 Application Withdrawn: Refinancing for $100,000
2005: 1 Application Withdrawn: Home Improvement Loan for $62,000

PEOPLE'S CHOICE FINANCIAL CORP (CA): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $107,000

FIR4ST ALTERNATIVE MORTGAGE CO (NY): 1 Loan Originated in 2007: FHA, FSA/RHS & VA Home Purchase Loan for $50,000

TAMMAC HOLDINGS CORPORATION (PA)

2008: 1 Loan Originated: Conventional Home Purchase Loan for $100,000
2008: 1 Loan Originated: Loan On Manufactured Home Dwelling for $100,000
2006: 2 Loans Originated: Conventional Home Purchase Loans for an average of $73,000
2006: 2 Loans Originated: Loans On Manufactured Home Dwelling for an average of $73,000
2005: 1 Application Denied: Conventional Home Purchase Loan for $50,000
2005: 1 Application Denied: Loan On Manufactured Home Dwelling for $50,000

FIRST RESIDENTIAL MORTGAGE (KY)

2009: 1 Application Denied: Refinancing for $117,000
2008: 1 Application Denied: Refinancing for $96,000
2005: 1 File Closed For Incompleteness: Refinancing for $65,000

NEWDAY FINANCIAL, LLC (MD): 1 Application Denied in 2006: Refinancing for $80,000

	B) Conventional Home Purchase Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
GREEN TREE SERVICING LLC (MN) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 13313, NY, Tract 0258.00
	Number	Average Value	Number	Average Value
APPLICATIONS DENIED	1	$53,000	1	$53,000

	B) Conventional Home Purchase Loans
GREEN TREE SERVICING LLC (MN) - Statistics For Year 2002
	Number	Average Value
APPLICATIONS APPROVED, NOT ACCEPTED	1	$51,000

	B) Conventional Home Purchase Loans		D) Home Improvement Loans
GREEN TREE SERVICING LLC (MN) - Statistics For Year 2001
	Number	Average Value	Number	Average Value
APPLICATIONS DENIED	3	$50,000	1	$4,000

	B) Conventional Home Purchase Loans		D) Home Improvement Loans
GREEN TREE SERVICING LLC (MN) - Statistics For Year 2000
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$59,000	0	$0
APPLICATIONS DENIED	3	$51,333	2	$7,500

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
GREEN TREE SERVICING LLC (MN) - Statistics For Year 1999
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$56,250	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	2	$70,000	0	$0	0	$0
APPLICATIONS DENIED	5	$48,600	1	$71,000	1	$7,000
APPLICATIONS WITHDRAWN	2	$46,500	0	$0	0	$0

Choose year: 2006 2002 2001 2000 1999

RESOURCE ONE CONSUMER DISCOUNT (PA): 1 Application Withdrawn in 2000: Refinancing for $41,000

PREMIUM CAPITAL FUNDING LLC (NY)

2009: 1 Loan Originated: Refinancing for $121,000
2008: 1 Application Denied: Refinancing for $116,000

PHH MORTGAGE CORPORATION (NJ)

2000: 1 Loan Originated: Conventional Home Purchase Loan for $60,000
2000: 1 Application Withdrawn: FHA, FSA/RHS & VA Home Purchase Loan for $50,000
1999: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $129,000

1ST 2ND MORTGAGE CO. OF N.J., (NJ): 1 Loan Originated in 2001: Refinancing for $187,000

SYRACUSE SECURITIES INC. (NY)

2002: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $134,000
2000: 1 Loan Originated: Conventional Home Purchase Loan for $62,000

HOMESTEAD FINANCIAL SERVICES (NY): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $77,000

ASSOCIATES FINANCIAL SERVICES (TX): 1 Loan Originated in 1999: Home Improvement Loan for $9,000

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
HFC (IL) - Home Mortgage Disclosure Act Statistics For Year 2004
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$93,000	0	$0	1	$93,000
APPLICATIONS DENIED	2	$56,000	2	$9,500	3	$42,333
APPLICATIONS WITHDRAWN	5	$83,400	0	$0	5	$83,400

	C) Refinancings		D) Home Improvement Loans
HFC (IL) - Statistics For Year 2003
	Number	Average Value	Number	Average Value
APPLICATIONS DENIED	1	$77,000	1	$3,000
APPLICATIONS WITHDRAWN	2	$56,000	0	$0

	C) Refinancings		D) Home Improvement Loans
HFC (IL) - Statistics For Year 2002
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$83,000	0	$0
APPLICATIONS DENIED	4	$77,250	1	$57,000
APPLICATIONS WITHDRAWN	5	$66,800	1	$15,000

	C) Refinancings
HFC (IL) - Statistics For Year 2001
	Number	Average Value
APPLICATIONS WITHDRAWN	1	$90,000

Choose year: 2004 2003 2002 2001

AEGIS WHOLESALE CORPORATION (TX)

2001: 1 Application Denied: Refinancing for $80,000
2000: 1 Application Denied: Refinancing for $71,000

GMAC MORTGAGE LLC (PA)

2008: 1 Application Withdrawn: Refinancing for $60,000
2007: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $118,000
2007: 1 Loan Originated: Loan On Manufactured Home Dwelling for $118,000
2007: 1 Application Denied: Refinancing for $40,000
2006: 1 Application Withdrawn: Refinancing for $75,000
2005: 1 File Closed For Incompleteness: Home Improvement Loan for $22,000
2003: 1 Application Denied: Home Improvement Loan for $36,000
2002: 2 Applications Denied: Refinancings for an average of $48,000
2001: 1 Application Denied: Refinancing for $10,000

	C) Refinancings
BENEFICIAL (IL) - Home Mortgage Disclosure Act Statistics For Year 2003
	Number	Average Value
APPLICATIONS DENIED	1	$60,000

	C) Refinancings		D) Home Improvement Loans
BENEFICIAL (IL) - Statistics For Year 2002
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$16,000	2	$7,000
APPLICATIONS DENIED	6	$51,000	1	$6,000
APPLICATIONS WITHDRAWN	8	$60,750	1	$11,000

	C) Refinancings		D) Home Improvement Loans
BENEFICIAL (IL) - Statistics For Year 2001
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	2	$13,000
APPLICATIONS WITHDRAWN	4	$42,500	1	$30,000

Choose year: 2003 2002 2001

FEC MORTGAGE CORPORATION (MA): 1 Loan Originated in 1999: Refinancing for $40,000

ORIGEN FINANCIAL (MI)

2006: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $55,000
2006: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $55,000
2005: 1 Loan Originated: Conventional Home Purchase Loan for $74,000
2005: 1 Loan Originated: Loan On Manufactured Home Dwelling for $74,000
2005: 3 Applications Denied: Conventional Home Purchase Loans for an average of $49,000
2005: 1 Application Denied: Refinancing for $58,000
2005: 4 Applications Denied: Loans On Manufactured Home Dwelling for an average of $51,250
2003: 2 Loans Originated: Conventional Home Purchase Loans for an average of $57,000
2003: 2 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $49,500
2003: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $40,000
2003: 1 Application Denied: Conventional Home Purchase Loan for $114,000
2001: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $36,000
2001: 1 Application Denied: Conventional Home Purchase Loan for $43,000
2000: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $42,000

DELTA FUNDING CORPORATION (NY)

2007: 1 Application Approved, Not Accepted: Refinancing for $207,000
2004: 1 Application Withdrawn: Refinancing for $52,000
2003: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $149,000
2003: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $149,000

CUC MORTGAGE CORPORATION (NY): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $180,000

TAMMAC CORPORATION (PA): 2 Loans Originated in 2003: Conventional Home Purchase Loans for an average of $30,000

INTERSTATE HOME LOAN CENTER IN (NY): 1 Application Withdrawn in 2001: Refinancing for $48,000

21ST MORTGAGE CORPORATION (TN)

2008: 1 Application Denied: Conventional Home Purchase Loan for $40,000
2008: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $40,000
2008: 1 Application Denied: Loan On Manufactured Home Dwelling for $40,000
2007: 1 Loan Originated: Refinancing for $19,000
2007: 1 Loan Originated: Loan On Manufactured Home Dwelling for $19,000
2007: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $96,000
2007: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $96,000
2006: 1 Loan Originated: Conventional Home Purchase Loan for $25,000
2006: 1 Loan Originated: Loan On Manufactured Home Dwelling for $25,000
2005: 2 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $43,000
2005: 2 Applications Approved, Not Accepted: Loans On Manufactured Home Dwelling for an average of $43,000
2005: 1 Application Denied: Conventional Home Purchase Loan for $117,000
2005: 1 Application Denied: Loan On Manufactured Home Dwelling for $117,000
2001: 1 Application Denied: Refinancing for $7,000
2000: 2 Applications Denied: Refinancings for an average of $11,000
1999: 1 Loan Originated: Conventional Home Purchase Loan for $20,000

ACCREDITED HOME LENDERS, INC (CA)

2007: 1 Application Denied: Conventional Home Purchase Loan for $87,000
2006: 1 Application Denied: Refinancing for $180,000
2003: 1 Application Withdrawn: Refinancing for $70,000

QUICKEN LOANS (MI): 1 Application Denied in 2009: Refinancing for $50,000

UNICOR FUNDING, INC. (CA): 1 Application Approved, Not Accepted in 2000: Home Improvement Loan for $35,000

WAUSAU MORTGAGE CORPORATION (CA): 1 Loan Originated in 2005: Refinancing for $105,000

NATIONSTAR MORTGAGE LLC (TX)

2008: 1 Application Withdrawn: Refinancing for $86,000
2006: 1 Application Withdrawn: Refinancing for $60,000
2005: 1 Application Withdrawn: Refinancing for $50,000
2003: 1 Application Denied: Refinancing for $52,000
2003: 1 Application Withdrawn: Conventional Home Purchase Loan for $54,000
2002: 2 Applications Denied: Refinancings for an average of $32,500
2002: 1 Application Withdrawn: Refinancing for $48,000

CONTIMORTGAGE CORPORATION (PA): 1 Application Denied in 1999: Refinancing for $68,000

FREEDOM MORTGAGE CORP. (NJ)

2003: 1 Loan Originated: Refinancing for $68,000
2002: 1 Loan Originated: Refinancing for $71,000

PRINCIPAL RESIDENTIAL MORTGAGE (IA): 1 Loan Originated in 2002: Refinancing for $62,000

H&R BLOCK MORTGAGE CORPORATION (CA)

2003: 1 Loan Originated: Refinancing for $81,000
2001: 1 Loan Originated: Refinancing for $43,000

OPTION ONE MORTGAGE CORP (CA)

2006: 1 Application Denied: Refinancing for $185,000
2005: 1 Application Approved, Not Accepted: Refinancing for $65,000
2004: 1 Application Approved, Not Accepted: Refinancing for $52,000
2003: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $149,000

SIRVA MORTGAGE, INC. (OH): 1 Application Withdrawn in 2002: Conventional Home Purchase Loan for $82,000

SECURITY ATLANTIC WHOLESALE (NJ): 1 Loan Originated in 2008: Refinancing for $76,000

	C) Refinancings
AMERIQUEST MORTGAGE COMPANY (CA) - Home Mortgage Disclosure Act Statistics For Year 2006
	Number	Average Value
LOANS ORIGINATED	1	$80,000
APPLICATIONS WITHDRAWN	1	$125,000

	C) Refinancings
AMERIQUEST MORTGAGE COMPANY (CA) - Statistics For Year 2005
	Number	Average Value
APPLICATIONS DENIED	3	$110,667

	C) Refinancings
AMERIQUEST MORTGAGE COMPANY (CA) - Statistics For Year 2003
	Number	Average Value
APPLICATIONS DENIED	4	$73,250
APPLICATIONS WITHDRAWN	4	$107,500

	C) Refinancings
AMERIQUEST MORTGAGE COMPANY (CA) - Statistics For Year 2002
	Number	Average Value
APPLICATIONS APPROVED, NOT ACCEPTED	1	$83,000
APPLICATIONS DENIED	2	$95,000
APPLICATIONS WITHDRAWN	2	$80,000

	C) Refinancings		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
AMERIQUEST MORTGAGE COMPANY (CA) - Statistics For Year 2001
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$63,000	0	$0
FILES CLOSED FOR INCOMPLETENESS	2	$76,500	1	$88,000

	C) Refinancings
AMERIQUEST MORTGAGE COMPANY (CA) - Statistics For Year 2000
	Number	Average Value
APPLICATIONS DENIED	3	$63,667

	B) Conventional Home Purchase Loans		C) Refinancings		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
AMERIQUEST MORTGAGE COMPANY (CA) - Statistics For Year 1999
	Number	Average Value	Number	Average Value	Number	Average Value
APPLICATIONS DENIED	0	$0	1	$20,000	0	$0
APPLICATIONS WITHDRAWN	0	$0	2	$72,500	0	$0
FILES CLOSED FOR INCOMPLETENESS	1	$68,000	2	$41,500	1	$38,000

Choose year: 2006 2005 2003 2002 2001 2000 1999

	A) FHA, FSA/RHS & VA Home Purchase Loans
HOMESTEAD FUNDING CORP. (NY) - Home Mortgage Disclosure Act Statistics For Year 2006
	Number	Average Value
LOANS ORIGINATED	1	$46,000

	A) FHA, FSA/RHS & VA Home Purchase Loans
HOMESTEAD FUNDING CORP. (NY) - Statistics For Year 2005
	Number	Average Value
LOANS ORIGINATED	1	$80,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		G) Loans On Manufactured Home Dwelling (A B C & D)
HOMESTEAD FUNDING CORP. (NY) - Statistics For Year 2004
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$90,500	1	$37,000	0	$0	1	$103,000
APPLICATIONS WITHDRAWN	1	$40,000	0	$0	1	$88,000	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans
HOMESTEAD FUNDING CORP. (NY) - Statistics For Year 2003
	Number	Average Value
LOANS ORIGINATED	1	$100,000

	A) FHA, FSA/RHS & VA Home Purchase Loans
HOMESTEAD FUNDING CORP. (NY) - Statistics For Year 2002
	Number	Average Value
LOANS ORIGINATED	3	$69,667

Choose year: 2006 2005 2004 2003 2002

BNC MORTGAGE (CA): 1 Application Denied in 2003: Refinancing for $42,000

HOME CONSULTANTS INC (PA): 1 Loan Originated in 2002: Refinancing for $107,000

NEW CENTURY MORTGAGE CORPORATI (CA): 1 Application Denied in 2005: Conventional Home Purchase Loan for $50,000

AAMES FUNDING CORPORATION (CA): 1 Application Denied in 2002: Refinancing for $47,000

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