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| Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 |
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $83,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
| Aggregated Statistics For Year 2001 |
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $63,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
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| Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 in California City, CA, Tract 0055.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $180,400 | 3 | $254,333 | 1 | $160,000 | 3 | $239,667 | 2 | $121,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $292,500 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $235,500 | 7 | $296,857 | 1 | $55,000 | 4 | $237,250 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $130,000 | 3 | $272,667 | 1 | $32,000 | 3 | $150,667 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $367,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $262,400 | 15 | $180,133 | 1 | $75,000 | 7 | $217,714 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $167,000 | 3 | $213,000 | 0 | $0 | 1 | $194,000 | 1 | $167,000 |
| APPLICATIONS DENIED | 8 | $164,625 | 5 | $162,400 | 0 | $0 | 1 | $251,000 | 1 | $75,000 |
| APPLICATIONS WITHDRAWN | 2 | $139,000 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $98,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $195,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2005 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $121,000 | 14 | $190,857 | 7 | $117,714 | 3 | $50,333 | 3 | $115,333 | 2 | $125,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $99,000 | 1 | $77,000 | 0 | $0 | 3 | $60,667 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $141,556 | 3 | $303,000 | 0 | $0 | 1 | $153,000 | 1 | $134,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $174,286 | 1 | $178,000 | 0 | $0 | 2 | $108,000 | 1 | $53,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $130,000 | 1 | $50,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 4 | $214,000 | 5 | $138,800 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $133,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $140,000 | 2 | $88,000 | 5 | $107,600 | 0 | $0 | 2 | $88,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 8 | $88,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $150,000 | 0 | $0 | 1 | $150,000 | 0 | $0 |
| Aggregated Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $183,500 | 6 | $148,333 | 2 | $71,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $65,000 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $81,200 | 6 | $129,000 | 1 | $75,000 |
| APPLICATIONS WITHDRAWN | 1 | $272,000 | 1 | $268,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $87,000 | 0 | $0 |
| Aggregated Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $43,000 | 1 | $76,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $109,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $74,667 | 1 | $35,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $80,000 | 1 | $150,000 | 0 | $0 | 1 | $80,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $80,000 | 0 | $0 | 0 | $0 | 1 | $80,000 |
| Aggregated Statistics For Year 2001 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $63,000 | 1 | $85,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $60,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $84,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $60,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $68,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $78,000 | 1 | $50,000 | 1 | $78,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 1999 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $34,500 | 2 | $74,500 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $93,500 | 1 | $90,000 |
| APPLICATIONS DENIED | 2 | $79,000 | 3 | $97,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
2007 Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans - Value
HMDA - Refinancings - Value
2007 Home Improvement Loans
HMDA - Home Improvement Loans
HMDA - Home Improvement Loans - Value
2007 Non-occupant Loans on < 5 Family Dwellings
HMDA - Non-occupant Loans on < 5 Family Dwellings
HMDA - Non-occupant Loans on < 5 Family Dwellings - Value
HMDA - Loans On Manufactured Home Dwelling
HMDA - Loans On Manufactured Home Dwelling - Value
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| Private Mortgage Insurance Companies Disclosure Statistics For Year 2007 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 1 | $83,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2001 |
| Radian Guaranty | GE Capital Mortgage Insurance | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $63,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
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Home Mortgage Disclosure Act Statistics for California City, California(CA), Zip Code 93505, Kern County, Tract 0055.04- Office of the Comptroller of the Currency (OCC)
US BANK, N.A. (OH): 1 Application Withdrawn in 2005: Refinancing for $178,000
| NATIONAL CITY BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 in California City, CA, Tract 0055.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $186,333 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $216,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $197,000 | 3 | $288,000 | 2 | $332,000 |
| NATIONAL CITY BANK (OH) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 4 | $205,250 | 3 | $205,667 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $188,000 | 1 | $194,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $75,000 | 0 | $0 | 0 | $0 | 1 | $75,000 |
| APPLICATIONS WITHDRAWN | 1 | $98,000 | 0 | $0 | 0 | $0 | 1 | $98,000 |
NATIONAL CITY BANK OF INDIANA (IN): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $182,000
WELLS FARGO BANK, NA (SD):- 2007: 1 Loan Originated: Conventional Home Purchase Loan for $83,000
- 2007: 1 Loan Originated: Loan On Manufactured Home Dwelling for $83,000
- 2005: 1 Loan Originated: Refinancing for $66,000
- 2005: 2 Applications Denied: Conventional Home Purchase Loans for an average of $215,500
- 2004: 1 Application Denied: FHA, FSA/RHS & VA Home Purchase Loan for $140,000
BANK OF AMERICA, N.A. (NC):- 2005: 2 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $75,000
- 2005: 2 Applications Approved, Not Accepted: Non-occupant Loans on < 5 Family Dwellings for an average of $75,000
- 2000: 1 Loan Originated: Conventional Home Purchase Loan for $84,000
- 1999: 1 Application Denied: Refinancing for $88,000
KEYBANK NATIONAL ASSOCIATION (OH): 2 Loans Originated in 2005: Home Improvement Loans for an average of $11,000
CHASE MANHATTAN BANK USA, NA (DE): 1 Loan Originated in 2004: Refinancing for $72,000
US BANK NORTH DAKOTA (ND): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $300,000
COUNTRYWIDE BANK, N.A. (VA):- 2006: 1 Application Approved, Not Accepted: Refinancing for $263,000
- 2006: 3 Applications Denied: Conventional Home Purchase Loans for an average of $270,333
- 2006: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $251,000
- 2005: 1 Application Denied: Conventional Home Purchase Loan for $48,000
- 2005: 2 Applications Withdrawn: Conventional Home Purchase Loans for an average of $243,000
CITIMORTGAGE, INC (MO): 1 Loan Originated in 2003: Refinancing for $71,000
NEXSTAR FINANCIAL CORPORATION (MO): 1 Application Denied in 2005: Refinancing for $135,000
AM MTG NETWORK DBA VERTI (CA): 1 Application Denied in 2007: Refinancing for $300,000
ABN AMRO MTG GROUP INC (MI): 1 File Closed For Incompleteness in 2004: Conventional Home Purchase Loan for $150,000
FIRST FRANKLIN FINANCIAL CORP. (CA): 1 Application Withdrawn in 2000: Conventional Home Purchase Loan for $78,000
CENTRAL PACIFIC MORTGAGE COMPA (CA): 1 Loan Originated in 1999: Refinancing for $134,000
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Home Mortgage Disclosure Act Statistics for California City, California(CA), Zip Code 93505, Kern County, Tract 0055.04- Federal Reserve System (FRB)
AMERICAN SECURITY BANK (CA): 1 File Closed For Incompleteness in 2005: Conventional Home Purchase Loan for $130,000
CHASE MANHATTAN MORTGAGE CORP (NJ): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $272,000
| COUNTRYWIDE HOME LOANS (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 2 | $257,500 | 1 | $262,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $386,000 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $268,000 | 1 | $268,000 | 1 | $238,000 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $227,750 | 0 | $0 | 1 | $129,000 | 0 | $0 | 1 | $129,000 |
| APPLICATIONS WITHDRAWN | 3 | $141,000 | 0 | $0 | 0 | $0 | 1 | $53,000 | 1 | $53,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $50,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $152,000 |
RBC MORTGAGE (TX): 1 Application Approved, Not Accepted in 2005: Refinancing for $77,000
DECISION ONE MORTGAGE (IL): 2 Loans Originated in 2005: Conventional Home Purchase Loans for an average of $179,000
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Home Mortgage Disclosure Act Statistics for California City, California(CA), Zip Code 93505, Kern County, Tract 0055.04- Federal Deposit Insurance Corporation (FDIC)
CONSECO BANK, INC. (UT): 1 Application Approved, Not Accepted in 2000: Conventional Home Purchase Loan for $60,000
GREENPOINT MORTGAGE FUNDING (NC): 2 Loans Originated in 2006: Refinancings for an average of $200,000
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Home Mortgage Disclosure Act Statistics for California City, California(CA), Zip Code 93505, Kern County, Tract 0055.04- Office of Thrift Supervision (OTS)
MIDCOUNTRY BANK (IL): 1 Application Withdrawn in 2006: Conventional Home Purchase Loan for $180,000
DOWNEY SAVINGS AND LOAN (CA): 1 Application Approved, Not Accepted in 1999: Refinancing for $90,000
USAA FEDERAL SAVINGS BANK (TX):- 2006: 1 Loan Originated: Home Improvement Loan for $75,000
- 2005: 1 Loan Originated: Refinancing for $66,000
FLAGSTAR BANK (MI): 1 Loan Originated in 2006: Refinancing for $150,000
| WASHINGTON MUTUAL BANK (NV) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 93505, CA, Tract 0055.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $229,500 | 2 | $229,500 |
| APPLICATIONS DENIED | 1 | $230,000 | 1 | $340,000 | 1 | $230,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $192,000 | 1 | $192,000 |
| WASHINGTON MUTUAL BANK (NV) - Statistics For Year 2006 |
| C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $161,000 | 1 | $161,000 |
| WASHINGTON MUTUAL BANK (NV) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| APPLICATIONS WITHDRAWN | 1 | $148,000 |
| WASHINGTON MUTUAL BANK (NV) - Statistics For Year 2001 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $85,000 |
WORLD SAVINGS BANK, FSB (CA): 1 Application Denied in 2002: Refinancing for $83,000
MIDFIRST BANK (OK): 1 File Closed For Incompleteness in 2003: Refinancing for $87,000
GE MONEY BANK (UT): 1 Application Withdrawn in 2007: Home Improvement Loan for $32,000
SIB MORTGAGE CORP. (NJ): 1 Application Withdrawn in 2003: Conventional Home Purchase Loan for $272,000
LONG BEACH MORTGAGE CO. (NY): 2 Applications Denied in 2006: Conventional Home Purchase Loans for an average of $120,000
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Home Mortgage Disclosure Act Statistics for California City, California(CA), Zip Code 93505, Kern County, Tract 0055.04- National Credit Union Administration (NCUA)
ALTAONE FEDERAL CREDIT UNION (CA):- 2006: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $167,000
- 2006: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $167,000
- 2003: 1 Loan Originated: Refinancing for $97,000
FRONTIER INVESTMENT CO. (OR): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $25,000
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