Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Canajoharie, Zip Code 13317, Montgomery County, New York (NY), Tract 0726.00

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Table of Contents:

	A) Conventional Home Purchase Loans		B) Refinancings		C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 in Zip Code 13317, NY, Tract 0726.00
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	12	$73,083	7	$71,286	1	$72,000
APPLICATIONS APPROVED, NOT ACCEPTED	3	$70,000	6	$70,667	0	$0
APPLICATIONS DENIED	1	$53,000	1	$108,000	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	1	$29,000	1	$54,000	0	$0

Choose year: 2003 2002 2001 2000 1999

2003 Conventional Home Purchase Loans

PMIC - Conventional Home Purchase Loans

PMIC - Conventional Home Purchase Loans - Value

2003 Refinancings

PMIC - Refinancings

PMIC - Refinancings - Value

PMIC - Non-occupant Loans on < 5 Family Dwellings

PMIC - Non-occupant Loans on < 5 Family Dwellings - Value

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 in Canajoharie, NY, Tract 0726.00
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	7	$56,714	35	$67,171	78	$65,923	4	$8,500	4	$69,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$47,000	22	$59,409	5	$38,200	2	$59,500
APPLICATIONS DENIED	1	$80,000	6	$69,833	49	$65,776	11	$23,727	6	$71,000
APPLICATIONS WITHDRAWN	0	$0	7	$76,429	21	$73,524	3	$15,333	2	$57,000
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$29,000	3	$73,667	0	$0	1	$104,000

Choose year: 2003 2002 2001 2000 1999

2003 FHA, FSA/RHS & VA Home Purchase Loans

HMDA - FHA, FSA/RHS & VA Home Purchase Loans

HMDA - FHA, FSA/RHS & VA Home Purchase Loans - Value

2003 Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans - Value

2003 Refinancings

HMDA - Refinancings

HMDA - Refinancings - Value

2003 Home Improvement Loans

HMDA - Home Improvement Loans

HMDA - Home Improvement Loans - Value

2003 Non-occupant Loans on < 5 Family Dwellings

HMDA - Non-occupant Loans on < 5 Family Dwellings

HMDA - Non-occupant Loans on < 5 Family Dwellings - Value

	Radian Guaranty		Genworth Financial		Mortgage Guaranty Insurance		PMI Mortgage Insurance		Republic Mortgage Insurance		United Guaranty Corporation		Triad Guaranty Insurance		CMG Mortgage Insurance
Private Mortgage Insurance Companies Disclosure Statistics For Year 2007
	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value	No.	Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED	0	$0	2	$122,000	5	$112,600	1	$75,000	1	$51,000	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	1	$39,000	1	$54,000	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
Refinancings
LOANS ORIGINATED	0	$0	0	$0	0	$0	0	$0	1	$114,000	0	$0	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$138,000	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0	0	$0	1	$137,000	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000 1999

[Radian Guaranty]
PMIC - Conventional Home Purchase Loans

[Radian Guaranty]
PMIC - Conventional Home Purchase Loans - Value

[Radian Guaranty]
PMIC - Refinancings

[Radian Guaranty]
PMIC - Refinancings - Value

[Genworth Financial]
PMIC - Conventional Home Purchase Loans

[Genworth Financial]
PMIC - Conventional Home Purchase Loans - Value

[Genworth Financial]
PMIC - Refinancings

[Genworth Financial]
PMIC - Refinancings - Value

[Mortgage Guaranty Insurance]
PMIC - Conventional Home Purchase Loans

[Mortgage Guaranty Insurance]
PMIC - Conventional Home Purchase Loans - Value

[Mortgage Guaranty Insurance]
PMIC - Refinancings

[Mortgage Guaranty Insurance]
PMIC - Refinancings - Value

[PMI Mortgage Insurance]
PMIC - Conventional Home Purchase Loans

[PMI Mortgage Insurance]
PMIC - Conventional Home Purchase Loans - Value

[PMI Mortgage Insurance]
PMIC - Refinancings

[PMI Mortgage Insurance]
PMIC - Refinancings - Value

[Republic Mortgage Insurance]
PMIC - Conventional Home Purchase Loans

[Republic Mortgage Insurance]
PMIC - Conventional Home Purchase Loans - Value

[Republic Mortgage Insurance]
PMIC - Refinancings

[Republic Mortgage Insurance]
PMIC - Refinancings - Value

[United Guaranty Corporation]
PMIC - Conventional Home Purchase Loans

[United Guaranty Corporation]
PMIC - Conventional Home Purchase Loans - Value

[United Guaranty Corporation]
PMIC - Refinancings

[United Guaranty Corporation]
PMIC - Refinancings - Value

[Triad Guaranty Insurance]
PMIC - Conventional Home Purchase Loans

[Triad Guaranty Insurance]
PMIC - Conventional Home Purchase Loans - Value

Home Mortgage Disclosure Act Statistics for Canajoharie, New York(NY), Zip Code 13317, Montgomery County, Tract 0726.00- Office of the Comptroller of the Currency (OCC)

WACHOVIA BANK NA (NC)

2005: 1 Loan Originated: Refinancing for $35,000
2005: 1 Application Approved, Not Accepted: Refinancing for $35,000
2003: 1 Application Approved, Not Accepted: Refinancing for $87,000

	B) Conventional Home Purchase Loans		C) Refinancings		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
JPMORGAN CHASE BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$67,333	1	$74,000	1	$28,000
APPLICATIONS DENIED	1	$104,000	1	$59,000	0	$0

Choose year: 2007 2006 2005 2004

	B) Conventional Home Purchase Loans		C) Refinancings		G) Loans On Manufactured Home Dwelling (A B C & D)
FLEET NATIONAL BANK (RI) - Home Mortgage Disclosure Act Statistics For Year 2004
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$47,500	2	$55,000	1	$29,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$100,000	0	$0
APPLICATIONS DENIED	0	$0	2	$65,000	0	$0

Choose year: 2004 2003 2002 2001 2000

FIRST TENNESSEE BANK NA (TN)

2007: 1 Loan Originated: Conventional Home Purchase Loan for $144,000
2007: 1 Loan Originated: Refinancing for $114,000
2006: 1 Application Denied: Refinancing for $36,000

NATIONAL CITY BANK (OH)

2007: 1 Loan Originated: Conventional Home Purchase Loan for $88,000
2006: 5 Loans Originated: Conventional Home Purchase Loans for an average of $69,600
2006: 1 Loan Originated: Refinancing for $56,000
2002: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $67,000
2001: 1 Application Denied: Conventional Home Purchase Loan for $45,000

NATIONAL CITY BANK OF INDIANA (IN)

2005: 1 Loan Originated: Conventional Home Purchase Loan for $48,000
2005: 2 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $43,500
2004: 3 Loans Originated: Conventional Home Purchase Loans for an average of $65,000
2004: 1 Loan Originated: Refinancing for $54,000

	B) Conventional Home Purchase Loans		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
CENTRAL NATIONAL BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2000
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	11	$51,091	11	$13,455	1	$1,000
APPLICATIONS DENIED	4	$44,250	0	$0	0	$0

Choose year: 2000 1999

BALLSTON SPA NATIONAL BANK (NY): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $100,000

PNC BANK, NA (PA): 1 Loan Originated in 2002: Home Improvement Loan for $50,000

	C) Refinancings		D) Home Improvement Loans
FLEET NATIONAL BANK (RI) - Home Mortgage Disclosure Act Statistics For Year 1999
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	8	$34,625	1	$29,000
APPLICATIONS DENIED	1	$18,000	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$25,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
NBT BANK, NA (NY) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$59,000	5	$36,000	3	$24,333	1	$78,000	2	$27,500
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$46,000	0	$0	0	$0	0	$0
APPLICATIONS DENIED	1	$65,000	1	$54,000	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	1	$75,000	0	$0	0	$0	0	$0	0	$0

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000

CITIBANK, N.A. (NV)

2007: 2 Applications Denied: Refinancings for an average of $80,000
2007: 1 File Closed For Incompleteness: Refinancing for $20,000
2006: 1 File Closed For Incompleteness: Refinancing for $252,000
2004: 1 Application Denied: Home Improvement Loan for $40,000
2001: 1 File Closed For Incompleteness: Conventional Home Purchase Loan for $94,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
WELLS FARGO BANK, NA (SD) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	1	$104,000	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	2	$126,000	0	$0	1	$25,000

Choose year: 2007 2006 2005 2004

WILBER NATIONAL BANK (NY)

2003: 1 Loan Originated: Conventional Home Purchase Loan for $130,000
2002: 1 Application Denied: Loan on Dwellings For 5+ Families for $60,000
2000: 1 Loan Originated: Refinancing for $15,000

CITY NATIONAL BANK & TRUST CO (NY)

2004: 2 Loans Originated: Conventional Home Purchase Loans for an average of $68,000
2004: 1 Loan Originated: Refinancing for $56,000
2002: 1 Application Denied: Conventional Home Purchase Loan for $25,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
BANK OF AMERICA, N.A. (NC) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 13317, NY, Tract 0726.00
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$75,000	0	$0	1	$75,000	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	1	$65,000	1	$175,000	0	$0	1	$175,000
APPLICATIONS DENIED	1	$65,000	1	$126,000	0	$0	1	$126,000

Choose year: 2007 2006 2005 2002 2000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
KEYBANK NATIONAL ASSOCIATION (OH) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	1	$60,000	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	1	$82,000	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	6	$20,667

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000

ADVANTA NATIONAL BANK (DE): 2 Applications Denied in 2001: Refinancings for an average of $67,500

WACHOVIA BANK OF DELAWARE (DE)

2001: 1 Loan Originated: Refinancing for $70,000
2001: 1 Application Denied: Refinancing for $95,000
1999: 1 Application Denied: Refinancing for $97,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
TRUSTCO BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2001
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	5	$54,400	3	$82,667	2	$12,500
APPLICATIONS DENIED	0	$0	0	$0	1	$43,000
APPLICATIONS WITHDRAWN	1	$76,000	0	$0	0	$0

Choose year: 2001 2000

US BANK NORTH DAKOTA (ND): 1 Application Denied in 2004: Refinancing for $72,000

MBNA AMERICA DELAWARE, N.A. (DE)

2004: 3 Applications Denied: Refinancings for an average of $59,000
2003: 1 Application Denied: Refinancing for $133,000

TD BANKNORTH, N.A. (ME): 1 Application Denied in 2004: Refinancing for $147,000

COUNTRYWIDE BANK, N.A. (VA)

2005: 1 Loan Originated: Home Improvement Loan for $56,000
2005: 1 Application Withdrawn: Refinancing for $21,000
2004: 1 Application Denied: Home Improvement Loan for $30,000

FIRST NATIONAL BANK OF ARIZONA (AZ)

2006: 1 Loan Originated: Conventional Home Purchase Loan for $67,000
2004: 1 Application Denied: Conventional Home Purchase Loan for $48,000
2002: 1 Application Denied: Refinancing for $175,000

AMERICAN HOME BANK, N.A. (PA): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $219,000

CHARTER ONE BANK (OH)

2006: 1 Loan Originated: Conventional Home Purchase Loan for $125,000
2006: 1 Application Denied: Home Improvement Loan for $65,000
2004: 1 Loan Originated: Refinancing for $67,000
2004: 1 Loan Originated: Home Improvement Loan for $65,000
2003: 2 Loans Originated: Conventional Home Purchase Loans for an average of $54,000
2003: 2 Loans Originated: Refinancings for an average of $79,000
2003: 2 Applications Approved, Not Accepted: Refinancings for an average of $56,000
2002: 4 Loans Originated: Refinancings for an average of $63,500
2002: 1 Application Denied: Refinancing for $60,000

RBS CITIZENS BANK, N.A. (NY)

2007: 1 Loan Originated: Refinancing for $27,000
2007: 2 Applications Denied: Conventional Home Purchase Loans for an average of $70,500
2006: 1 Application Denied: Home Improvement Loan for $35,000
2005: 1 Loan Originated: Refinancing for $80,000

CITIMORTGAGE, INC (MO): 2 Loans Originated in 2001: Conventional Home Purchase Loans for an average of $80,000

CITIMORTGAGE, INC (NY)

2007: 1 Application Denied: Home Improvement Loan for $72,000
2007: 1 File Closed For Incompleteness: Home Improvement Loan for $138,000
2006: 1 Loan Originated: Conventional Home Purchase Loan for $54,000
2006: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $54,000

CCO MORTGAGE (RI): 1 Application Denied in 2005: Conventional Home Purchase Loan for $178,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
HSBC MORTGAGE CORP (NY) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$71,000	2	$70,500	0	$0	0	$0	1	$51,000
APPLICATIONS APPROVED, NOT ACCEPTED	1	$94,000	0	$0	0	$0	1	$12,000	0	$0
APPLICATIONS DENIED	0	$0	1	$75,000	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	1	$32,000	1	$54,000	2	$75,500	0	$0	1	$54,000
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$83,000	0	$0	0	$0	0	$0

Choose year: 2007 2006 2005 2004

CAPITAL ONE HOME LOANS, LLC (KS): 1 Loan Originated in 2007: Refinancing for $48,000

CHASE MANHATTAN MORTGAGE CORP. (NJ): 1 Application Denied in 1999: FHA, FSA/RHS & VA Home Purchase Loan for $36,000

THE MONEY STORE (CA): 1 Application Approved, Not Accepted in 2000: Refinancing for $36,000

MOBILE CONSULTANTS INC. (OH): 1 Application Denied in 2000: Conventional Home Purchase Loan for $47,000

	C) Refinancings
ABN AMRO MTG GROUP INC (MI) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value
LOANS ORIGINATED	1	$211,000

Choose year: 2007 2006 2005 2004 2003 2002 2001

FIRST HORIZON HOME LOAN CORP (TX)

2006: 1 Loan Originated: Refinancing for $90,000
2003: 1 Loan Originated: Refinancing for $80,000

	B) Conventional Home Purchase Loans		C) Refinancings
HOMEOWNERS LOAN CORPORATION (AL) - Home Mortgage Disclosure Act Statistics For Year 2005 in Canajoharie, NY, Tract 0726.00
	Number	Average Value	Number	Average Value
APPLICATIONS APPROVED, NOT ACCEPTED	1	$71,000	0	$0
APPLICATIONS DENIED	0	$0	1	$49,000

Choose year: 2005 2004 2003 2002 2001

WACHOVIA MORTAGE (NC)

2007: 2 Loans Originated: Refinancings for an average of $82,000
2004: 1 Loan Originated: Refinancing for $88,000
2004: 1 Application Approved, Not Accepted: Refinancing for $88,000

FLEET MORTGAGE CORPORATION (SC): 1 Loan Originated in 1999: Refinancing for $50,000

CROSSLAND MORTGAGE CORPORATION (UT)

2000: 1 Application Denied: Refinancing for $92,000
1999: 1 Application Denied: Refinancing for $59,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
WELLS FARGO HOME MORTGAGE (IA) - Home Mortgage Disclosure Act Statistics For Year 2003 in Zip Code 13317, NY, Tract 0726.00
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$35,500	2	$40,500	3	$69,000	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	3	$75,667	0	$0
APPLICATIONS DENIED	0	$0	1	$96,000	0	$0	1	$96,000

Choose year: 2003 2002

GLOVERSVILLE FS&LA (NY): 1 Application Withdrawn in 1999: Conventional Home Purchase Loan for $55,000

Home Mortgage Disclosure Act Statistics for Canajoharie, New York(NY), Zip Code 13317, Montgomery County, Tract 0726.00- Federal Reserve System (FRB)

ADIRONDACK BANK (NY): 1 Loan Originated in 2006: Refinancing for $54,000

HSBC BANK, USA (NY): 1 Application Approved, Not Accepted in 1999: Home Improvement Loan for $3,000

MANUFACTURERS AND TRADERS TRUS (NY)

2003: 1 Application Approved, Not Accepted: Home Improvement Loan for $30,000
2002: 1 Application Denied: Conventional Home Purchase Loan for $60,000

THE BANK OF NEW YORK (NY): 1 Application Approved, Not Accepted in 2005: Home Improvement Loan for $30,000

PROVIDENT BANK (OH)

2003: 1 Application Denied: Refinancing for $43,000
2000: 1 Loan Originated: Refinancing for $38,000
2000: 1 Loan Originated: Home Improvement Loan for $36,000
2000: 1 Application Denied: Refinancing for $30,000
2000: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $30,000

BANC ONE FINANCIAL SERVICES (IN)

2000: 1 Application Denied: Refinancing for $20,000
1999: 1 Loan Originated: Refinancing for $78,000
1999: 4 Applications Withdrawn: Refinancings for an average of $45,000

	B) Conventional Home Purchase Loans		C) Refinancings		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
JPMORGAN CHASE BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2003
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	2	$38,000	0	$0
APPLICATIONS DENIED	1	$50,000	2	$79,500	1	$104,000

Choose year: 2003 2002 2001 1999

THE CIT GROUP/SALES FINANCING, (NJ)

2001: 2 Applications Denied: Conventional Home Purchase Loans for an average of $46,000
2000: 1 Loan Originated: Conventional Home Purchase Loan for $51,000
2000: 2 Applications Denied: Conventional Home Purchase Loans for an average of $56,500

THE CIT GROUP/CONSUMER FINANCE (NY): 1 Application Approved, Not Accepted in 2002: Conventional Home Purchase Loan for $81,000

SUNTRUST MORTGAGE, INC (VA)

2007: 1 Loan Originated: Conventional Home Purchase Loan for $39,000
2007: 1 Loan Originated: Refinancing for $72,000
2005: 1 Loan Originated: Conventional Home Purchase Loan for $43,000

WACHOVIA MORTGAGE (NC)

2001: 2 Loans Originated: Conventional Home Purchase Loans for an average of $70,000
2001: 1 Loan Originated: Refinancing for $30,000
2001: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $30,000
1999: 1 Loan Originated: Refinancing for $26,000

	B) Conventional Home Purchase Loans		C) Refinancings		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
HSBC MORTGAGE CORPORATION (NY) - Home Mortgage Disclosure Act Statistics For Year 2003 in Zip Code 13317, NY, Tract 0726.00
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$67,333	2	$67,500	2	$74,500
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$59,000	0	$0
APPLICATIONS DENIED	0	$0	1	$60,000	0	$0
APPLICATIONS WITHDRAWN	1	$73,000	0	$0	0	$0

Choose year: 2003 2002 2001 2000 1999

HOMESIDE MORTGAGE, INC. (FL)

2001: 1 Loan Originated: Refinancing for $47,000
2000: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $39,000

	C) Refinancings
COUNTRYWIDE HOME LOANS (CA) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value
APPLICATIONS DENIED	2	$57,500

Choose year: 2007 2006 2005 2004 2003 2002

WELLS FARGO FIN'L MINNESOTA (IA): 1 Application Denied in 2005: Home Improvement Loan for $38,000

WELLS FARGO FIN'L CRED SERV NY (IA)

2007: 3 Applications Denied: Refinancings for an average of $160,667
2007: 1 Application Denied: Home Improvement Loan for $25,000
2006: 1 Application Denied: Home Improvement Loan for $52,000
2006: 1 Application Withdrawn: Home Improvement Loan for $85,000
2006: 1 File Closed For Incompleteness: Home Improvement Loan for $55,000
2004: 1 Application Approved, Not Accepted: Refinancing for $41,000
2004: 1 Application Denied: Home Improvement Loan for $30,000

	C) Refinancings		D) Home Improvement Loans
BENEFICIAL COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$56,000	2	$70,000
APPLICATIONS DENIED	1	$64,000	1	$19,000

Choose year: 2007 2006 2005

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings
M&T MORTGAGE CORPORATION (NY) - Home Mortgage Disclosure Act Statistics For Year 2006
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$73,500	2	$215,500	1	$127,000

Choose year: 2006 2004 2003 2002 2001 2000 1999

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2006
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$94,333	0	$0	0	$0
APPLICATIONS DENIED	17	$80,353	11	$57,273	6	$60,000
APPLICATIONS WITHDRAWN	1	$100,000	2	$29,000	0	$0

Choose year: 2006 2005

	C) Refinancings		D) Home Improvement Loans
CITIFINANCIAL COMPANY(DE) (MD) - Home Mortgage Disclosure Act Statistics For Year 2007 in Canajoharie, NY, Tract 0726.00
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	2	$130,500
APPLICATIONS DENIED	2	$63,000	0	$0

Choose year: 2007 2006 2005 2004 2003 2002 2000

EQUIFIRST CORPORATION (NC): 1 Loan Originated in 2002: Conventional Home Purchase Loan for $45,000

CITIFINANCIAL MORTGAGE COMPANY (TX)

2003: 1 Loan Originated: Refinancing for $62,000
2003: 2 Applications Denied: Refinancings for an average of $58,000
2002: 2 Applications Denied: Refinancings for an average of $70,000
2002: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $52,000
2001: 1 Application Denied: Conventional Home Purchase Loan for $50,000
2001: 1 Application Denied: Refinancing for $72,000
2001: 1 Application Withdrawn: Conventional Home Purchase Loan for $59,000
2001: 1 Application Withdrawn: Refinancing for $20,000
2000: 1 Loan Originated: Conventional Home Purchase Loan for $60,000

FULL SPECTRUM LENDING (CA): 1 Application Approved, Not Accepted in 2002: Refinancing for $84,000

DECISION ONE MORTGAGE (IL): 2 Loans Originated in 2006: Conventional Home Purchase Loans for an average of $39,500

	C) Refinancings		D) Home Improvement Loans		G) Loans On Manufactured Home Dwelling (A B C & D)
HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$77,500	2	$69,000	1	$80,000
APPLICATIONS DENIED	9	$67,333	4	$52,750	0	$0
APPLICATIONS WITHDRAWN	2	$43,500	1	$48,000	0	$0

E-LOAN INC (CA): 1 Loan Originated in 2007: Refinancing for $40,000

Home Mortgage Disclosure Act Statistics for Canajoharie, New York(NY), Zip Code 13317, Montgomery County, Tract 0726.00- Federal Deposit Insurance Corporation (FDIC)

HERKIMER COUNTY TRUST (NY)

2001: 1 Loan Originated: Home Improvement Loan for $3,000
2000: 1 Application Approved, Not Accepted: Home Improvement Loan for $5,000

DISCOVER BANK (DE)

2006: 1 Application Denied: Home Improvement Loan for $70,000
2005: 1 Application Denied: Home Improvement Loan for $25,000

BANK OF RICHMONDVILLE (NY)

2005: 1 Loan Originated: Conventional Home Purchase Loan for $50,000
2003: 1 Loan Originated: Refinancing for $58,000

BSB BANK & TRUST COMPANY (NY): 1 Application Withdrawn in 2003: Conventional Home Purchase Loan for $94,000

HUDSON RIVER BANK AND TRUST CO (NY)

2004: 5 Loans Originated: Conventional Home Purchase Loans for an average of $65,200
2004: 4 Loans Originated: Refinancings for an average of $40,250
2003: 3 Loans Originated: Conventional Home Purchase Loans for an average of $45,333
2003: 4 Loans Originated: Refinancings for an average of $57,500
2002: 1 Application Withdrawn: Home Improvement Loan for $30,000

ULSTER SAVINGS BANK (NY): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $87,000

FREMONT INVESTMENT & LOAN (CA)

2006: 2 Applications Denied: Refinancings for an average of $99,500
2006: 2 Applications Denied: Non-occupant Loans on < 5 Family Dwellings for an average of $99,500
2005: 2 Loans Originated: Conventional Home Purchase Loans for an average of $34,500
2005: 1 Application Denied: Conventional Home Purchase Loan for $50,000
2004: 2 Loans Originated: Conventional Home Purchase Loans for an average of $69,500
2004: 2 Loans Originated: Refinancings for an average of $95,500
2004: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $95,500
2004: 1 Application Denied: Refinancing for $149,000
2000: 1 Application Denied: Conventional Home Purchase Loan for $31,000
2000: 1 Application Denied: Refinancing for $26,000
2000: 1 Application Withdrawn: Conventional Home Purchase Loan for $62,000

GATEWAY BUSINESS BANK (CA): 1 Application Denied in 2005: Refinancing for $122,000

CONSECO BANK, INC. (UT): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $21,000

GREENPOINT CREDIT, LLC (CA): 1 Loan Originated in 1999: Conventional Home Purchase Loan for $59,000

GREENPOINT CREDIT, LLC (CA): 1 Loan Originated in 2001: Conventional Home Purchase Loan for $88,000

Home Mortgage Disclosure Act Statistics for Canajoharie, New York(NY), Zip Code 13317, Montgomery County, Tract 0726.00- Office of Thrift Supervision (OTS)

CHARTER ONE BANK (OH)

2001: 1 Loan Originated: Refinancing for $30,000
2000: 1 Loan Originated: Conventional Home Purchase Loan for $35,000
2000: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $30,000
1999: 1 Loan Originated: Conventional Home Purchase Loan for $35,000
1999: 1 Application Approved, Not Accepted: Refinancing for $125,000

INDYMAC BANK, F.S.B. (CA)

2007: 1 Loan Originated: Refinancing for $100,000
2007: 1 Application Denied: Refinancing for $117,000
2005: 1 Application Approved, Not Accepted: Refinancing for $200,000
2001: 2 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $80,000
2001: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $84,000
2000: 1 Loan Originated: Conventional Home Purchase Loan for $37,000
2000: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $37,000
2000: 1 Application Denied: Conventional Home Purchase Loan for $37,000
2000: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $37,000

SOVEREIGN BANK (PA)

2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $145,500
2007: 1 Loan Originated: Refinancing for $80,000
2007: 1 Application Withdrawn: Conventional Home Purchase Loan for $100,000
2006: 1 Loan Originated: Refinancing for $73,000
2005: 1 Loan Originated: Conventional Home Purchase Loan for $86,000
2005: 1 Loan Originated: Refinancing for $97,000
2003: 2 Loans Originated: Conventional Home Purchase Loans for an average of $75,500

DOWNEY SAVINGS AND LOAN (CA): 1 Application Denied in 2000: Conventional Home Purchase Loan for $179,000

	B) Conventional Home Purchase Loans		C) Refinancings
TRUSTCO BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$77,000	2	$77,500

Choose year: 2007 2006 2005 2004 2003 2002 2000

	C) Refinancings
MOHAWK COMMUNITY BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2002
	Number	Average Value
LOANS ORIGINATED	5	$34,400
APPLICATIONS DENIED	3	$58,667
APPLICATIONS WITHDRAWN	2	$79,000

Choose year: 2002 2001 2000 1999

USAA FEDERAL SAVINGS BANK (TX)

2006: 1 Application Withdrawn: Conventional Home Purchase Loan for $94,000
2006: 1 File Closed For Incompleteness: Conventional Home Purchase Loan for $24,000
2005: 1 Loan Originated: Conventional Home Purchase Loan for $103,000
2005: 1 Loan Originated: Refinancing for $101,000

FLAGSTAR BANK (MI)

2005: 1 Loan Originated: Conventional Home Purchase Loan for $61,000
2005: 3 Loans Originated: Refinancings for an average of $130,000
2005: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $140,000
2005: 1 Application Approved, Not Accepted: Refinancing for $133,000
2005: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $133,000
2004: 1 Loan Originated: Refinancing for $110,000

WASHINGTON MUTUAL BANK (NV)

2006: 2 Loans Originated: Refinancings for an average of $156,000
2005: 3 Loans Originated: Refinancings for an average of $128,667
2005: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $160,000
2004: 1 Loan Originated: Conventional Home Purchase Loan for $158,000
2004: 1 Loan Originated: Refinancing for $60,000
2004: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $158,000
2004: 1 Application Denied: Conventional Home Purchase Loan for $120,000
2004: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $120,000

HOME LOAN INVESTMENT BANK (RI)

2007: 1 Application Approved, Not Accepted: Refinancing for $77,000
2001: 1 Application Denied: Refinancing for $56,000
2000: 1 Application Approved, Not Accepted: Home Improvement Loan for $17,000
2000: 1 Application Denied: Home Improvement Loan for $54,000

WORLD SAVINGS BANK, FSB (CA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $195,000

MIDFIRST BANK (OK): 1 File Closed For Incompleteness in 2002: Refinancing for $41,000

CITICORP TRUST BANK, FSB (DE)

2007: 3 Applications Approved, Not Accepted: Refinancings for an average of $64,000
2007: 4 Applications Denied: Refinancings for an average of $81,000
2006: 2 Loans Originated: Refinancings for an average of $143,000
2006: 3 Applications Approved, Not Accepted: Refinancings for an average of $70,000
2006: 1 Application Denied: Refinancing for $80,000
2006: 1 Application Withdrawn: Refinancing for $80,000
2005: 2 Loans Originated: Refinancings for an average of $120,500
2005: 1 Application Denied: Refinancing for $15,000
2005: 2 Applications Withdrawn: Refinancings for an average of $101,000
2004: 2 Loans Originated: Refinancings for an average of $71,000
2004: 1 Application Approved, Not Accepted: Home Improvement Loan for $95,000

STATE FARM BANK (IL)

2004: 1 Loan Originated: Home Improvement Loan for $30,000
2003: 1 Application Denied: Refinancing for $40,000

GE MONEY BANK (UT)

2007: 3 Loans Originated: Home Improvement Loans for an average of $22,000
2007: 3 Applications Approved, Not Accepted: Home Improvement Loans for an average of $16,667
2007: 2 Applications Denied: Home Improvement Loans for an average of $9,500
2006: 1 Loan Originated: Home Improvement Loan for $4,000
2006: 3 Applications Approved, Not Accepted: Home Improvement Loans for an average of $27,333
2006: 6 Applications Denied: Home Improvement Loans for an average of $16,500
2005: 1 Application Withdrawn: Refinancing for $21,000

GMAC BANK (DE): 1 Application Approved, Not Accepted in 2004: Refinancing for $70,000

ING BANK, FSB (DE): 1 Application Denied in 2005: Refinancing for $29,000

PARTNERS TRUST BANK (NY)

2005: 1 Loan Originated: Home Improvement Loan for $6,000
2004: 1 Loan Originated: Conventional Home Purchase Loan for $51,000
2003: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $87,000
2003: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $50,000
2002: 1 Loan Originated: Home Improvement Loan for $10,000

	C) Refinancings		D) Home Improvement Loans
FIRST NIAGARA BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$180,000	3	$19,000
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$10,000
APPLICATIONS DENIED	0	$0	1	$6,000

Choose year: 2007 2006 2005

COUNTRYWIDE BANK, FSB (VA): 1 Application Approved, Not Accepted in 2007: Refinancing for $65,000

FORWARD FINANCIAL (MA): 1 Application Denied in 2002: Conventional Home Purchase Loan for $33,000

CITIFINANCIAL MTG CO, INC (TX)

2006: 1 Application Denied: Refinancing for $112,000
2004: 1 Loan Originated: Refinancing for $50,000
2004: 1 Application Denied: Home Improvement Loan for $25,000

SIB MORTGAGE CORP. (NJ): 1 Loan Originated in 2002: Refinancing for $52,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings
ABNAMRO MTG. GROUP INC. (MI) - Home Mortgage Disclosure Act Statistics For Year 2000
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$43,000	2	$37,000	0	$0
APPLICATIONS DENIED	0	$0	0	$0	1	$49,000

FIRST FRANKLIN CORPORATION (CA): 2 Applications Denied in 2007: Conventional Home Purchase Loans for an average of $34,500

PRICELINE MORTGAGE COMPANY LLC (FL): 1 Application Denied in 2000: Conventional Home Purchase Loan for $133,000

CONTINENTAL CAPITAL CORP (NY): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $70,000

BNC MORTGAGE (NY): 1 Application Denied in 2006: Refinancing for $250,000

Home Mortgage Disclosure Act Statistics for Canajoharie, New York(NY), Zip Code 13317, Montgomery County, Tract 0726.00- National Credit Union Administration (NCUA)

STATE EMPLOYEES FEDERAL CREDIT (NY): 2 Loans Originated in 2003: Conventional Home Purchase Loans for an average of $73,500

CORNING FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2007: Home Improvement Loan for $44,000

SUNMARK FEDERAL CREDIT UNION (NY)

2006: 1 Loan Originated: Refinancing for $260,000
2006: 1 File Closed For Incompleteness: Refinancing for $111,000
2005: 1 File Closed For Incompleteness: Refinancing for $95,000
2003: 1 Loan Originated: Refinancing for $74,000
2003: 1 Application Withdrawn: Conventional Home Purchase Loan for $20,000
2000: 1 Loan Originated: Conventional Home Purchase Loan for $45,000

BETHPAGE FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2003: Refinancing for $32,000

COUNTRYSIDE FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2000: Home Improvement Loan for $6,000

NFCU (VA)

2007: 1 Loan Originated: Refinancing for $20,000
2006: 1 Loan Originated: Conventional Home Purchase Loan for $89,000

SELFRELIANCE UAFCU (IL): 2 Loans Originated in 2004: Conventional Home Purchase Loans for an average of $35,000

GPO FEDERAL CREDIT UNION (NY): 1 Application Withdrawn in 2006: Home Improvement Loan for $25,000

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