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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Capitola, Zip Code 95010, Santa Cruz County, California (CA), Tract 1217.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 5382 Loans originated: 30 FHA, FSA/RHS & VA for an average of $309,933, 1613 Conventional Home Purchase Loans for an average of $268,916, 2749 Refinancings for an average of $275,270, 125 Home Improvement Loans for an average of $234,616, 6 Dwellings For 5+ Families for an average of $4,675,000, 737 Non-occupant Loans on < 5 Family Dwellings for an average of $294,248, 122 Loans On Manufactured Home Dwelling for an average of $144,287
    • 689 Loans approved, not accepted: 2 FHA, FSA/RHS & VA Loans for an average of $155,000, 185 Conventional Home Purchase for an average of $226,816, 368 Refinancings for an average of $276,609, 26 Home Improvement Loans for an average of $178,654, 1 Loan on Dwelling For 5+ Families for $1,500,000, 91 Non-occupant Loans on < 5 Family Dwellings for an average of $295,473, 16 Loans On Manufactured Home Dwelling for an average of $150,188
    • 1155 Denied loans: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $272,500, 340 Conventional Home Purchase for an average of $250,568, 617 Refinancings for an average of $315,079, 55 Home Improvement Loans for an average of $120,473, 122 Non-occupant Loans on < 5 Family Dwellings for an average of $306,943, 17 Loans On Manufactured Home Dwelling for an average of $133,000
    • 732 Applications withdrawn: 3 FHA, FSA/RHS & VA for an average of $292,667, 190 Conventional Home Purchase Loans for an average of $269,268, 422 Refinancings for an average of $281,697, 21 Home Improvement Loans for an average of $205,381, 84 Non-occupant Loans on < 5 Family Dwellings for an average of $319,595, 12 Loans On Manufactured Home Dwelling for an average of $139,583
    • 213 Applications closed for incompleteness: 30 Conventional Home Purchase for an average of $268,233, 142 Refinancings for an average of $301,775, 8 Home Improvement for an average of $173,750, 2 Dwellings For 5+ Families for an average of $4,050,000, 26 Non-occupant Loans on < 5 Family Dwellings for an average of $275,577, 5 Loans On Manufactured Home Dwelling for an average of $110,600

    Compared to the state average:

    • The number of loans originated per 1000 residents (745) is above CA average (566). The average loan value for this tract ($277,149) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (95) is comparable to CA average (99). The average loan value for this tract ($260,521) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (160) is comparable to CA average (195). The average loan value for this tract ($283,135) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (101) is comparable to CA average (124). The average loan value for this tract ($278,346) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (29) is comparable to CA average (34). The average loan value for this tract ($319,751) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 120 Originated: 92 Conventional Home Purchase for an average of $277,989, 22 Refinancings for an average of $292,636, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $241,750, 2 Loans On Manufactured Home Dwelling (A & B) for an average of $342,500
    • 49 Approved applications, not accepted: 27 Conventional for an average of $263,741, 18 Refinancings for an average of $263,667, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $211,250
    • 5 Denied: 2 Conventional Home Purchase Loans for an average of $255,000, 2 Refinancings for an average of $447,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $423,000
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $251,500
    • 4 Files closed for incompleteness: 3 Conventional for an average of $314,333, 1 Refinancing for $118,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 9 Conventional Home Purchase Loans Loans originated for an average of $249,889
    • Refinancing Approved applications but not accepted for $173,000
    • Conventional Home Purchase Loan Denied for $181,000
      Genworth Financial:
    • 4 Conventional Home Purchase Loans Loans originated for an average of $264,750
    • 4 Applications approved but not accepted: 3 Conventional Home Purchase Loans for an average of $177,333, Refinancing for $146,000
    • 2 Files closed for incompleteness: Conventional Home Purchase Loan for $103,000, Refinancing for $118,000
      Mortgage Guaranty Insurance:
    • 5 Loans originated: 4 Conventional Home Purchase Loans for an average of $247,500, Refinancing for $138,000
    • 3 Applications approved but not accepted: 2 Conventional Home Purchase Loans for an average of $178,000, Refinancing for $105,000
    • Conventional Home Purchase Loan Denied for $329,000
      PMI Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Originated for an average of $227,000
    • 3 Conventional Home Purchase Loans Applications approved - not accepted for an average of $176,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $203,000
      United Guaranty Corporation:
    • 6 Originated: 5 Conventional Home Purchase Loans for an average of $221,800, Refinancing for $165,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $180,000


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