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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Carpinteria, Zip Code 93013, Santa Barbara County, California (CA), Tract 0016.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2503 Loans originated: 8 FHA, FSA/RHS & VA for an average of $384,375, 595 Conventional Home Purchase for an average of $346,486, 1266 Refinancings for an average of $296,147, 61 Home Improvement Loans for an average of $253,607, 27 Loans on Dwellings For 5+ Families for an average of $1,142,444, 499 Non-occupant Loans on < 5 Family Dwellings for an average of $356,100, 47 Loans On Manufactured Home Dwelling for an average of $139,638
    • 426 Approved, not accepted: 122 Conventional Home Purchase Loans for an average of $283,418, 200 Refinancings for an average of $309,315, 14 Home Improvement for an average of $173,357, 2 Dwellings For 5+ Families for an average of $880,000, 79 Non-occupant Loans on < 5 Family Dwellings for an average of $366,101, 9 Loans On Manufactured Home Dwelling for an average of $81,333
    • 703 Denied applications: 3 FHA, FSA/RHS & VA Loans for an average of $282,333, 170 Conventional Home Purchase Loans for an average of $396,271, 328 Refinancings for an average of $366,095, 31 Home Improvement for an average of $184,097, 4 Loans on Dwellings For 5+ Families for an average of $1,625,000, 129 Non-occupant Loans on < 5 Family Dwellings for an average of $452,310, 38 Loans On Manufactured Home Dwelling for an average of $141,895
    • 404 Withdrawn loans: 1 FHA, FSA/RHS & VA for $453,000, 81 Conventional Home Purchase for an average of $320,815, 240 Refinancings for an average of $313,817, 10 Home Improvement Loans for an average of $158,100, 64 Non-occupant Loans on < 5 Family Dwellings for an average of $355,766, 8 Loans On Manufactured Home Dwelling for an average of $207,125
    • 121 Files closed for incompleteness: 2 FHA, FSA/RHS & VA for an average of $233,000, 23 Conventional for an average of $405,565, 66 Refinancings for an average of $287,561, 3 Home Improvement Loans for an average of $107,333, 2 Loans on Dwellings For 5+ Families for an average of $1,005,000, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $358,818, 3 Loans On Manufactured Home Dwelling for an average of $132,667

    Compared to the state average:

    • The number of loans originated per 1000 residents (443) is below CA average (566). The average loan value for this tract ($325,501) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (75) is below CA average (99). The average loan value for this tract ($305,824) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (125) is significantly below CA average (195). The average loan value for this tract ($375,873) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (72) is significantly below CA average (124). The average loan value for this tract ($316,243) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (21) is significantly below CA average (34). The average loan value for this tract ($325,595) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 37 Loans originated: 30 Conventional Home Purchase Loans for an average of $273,867, 4 Refinancings for an average of $242,750, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $302,333
    • 15 Approved, not accepted: 11 Conventional Home Purchase for an average of $266,000, 3 Refinancings for an average of $275,333, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $301,000
    • 2 Conventional Home Purchase Loans denied for an average of $376,000
    • 2 Loans withdrawn: 1 Refinancing for $464,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $464,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Conventional Home Purchase Loans Originated for an average of $143,000
    • Conventional Home Purchase Loan Approved, not accepted for $305,000
      Genworth Financial:
    • Conventional Home Purchase Loan originated for $197,000
    • 2 Applications approved but not accepted: Conventional Home Purchase Loan for $425,000, Refinancing for $179,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $183,000
    • Conventional Home Purchase Loan approved but not accepted for $194,000
      PMI Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $209,000
      United Guaranty Corporation:
    • 3 Conventional Home Purchase Loans Originated for an average of $198,000
    • Conventional Home Purchase Loan Approved but not accepted for $190,000


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