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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Castroville, Zip Code 95012, Monterey County, California (CA), Tract 0104.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1823 Loans originated: 45 FHA, FSA/RHS & VA for an average of $198,756, 445 Conventional Home Purchase for an average of $238,351, 1049 Refinancings for an average of $237,164, 96 Home Improvement for an average of $212,542, 14 Dwellings For 5+ Families for an average of $927,714, 173 Non-occupant Loans on < 5 Family Dwellings for an average of $260,272, 1 Loan On Manufactured Home Dwelling for $76,000
    • 456 Loans approved, not accepted: 8 FHA, FSA/RHS & VA for an average of $163,375, 98 Conventional for an average of $256,878, 276 Refinancings for an average of $258,399, 30 Home Improvement Loans for an average of $150,433, 1 Loan on Dwelling For 5+ Families for $350,000, 42 Non-occupant Loans on < 5 Family Dwellings for an average of $284,595, 1 Loan On Manufactured Home Dwelling for $79,000
    • 1001 Denied applications: 16 FHA, FSA/RHS & VA for an average of $216,813, 220 Conventional Home Purchase Loans for an average of $279,464, 588 Refinancings for an average of $269,859, 84 Home Improvement for an average of $128,452, 1 Loan on Dwelling For 5+ Families for $285,000, 87 Non-occupant Loans on < 5 Family Dwellings for an average of $338,230, 5 Loans On Manufactured Home Dwelling for an average of $104,800
    • 496 Loans withdrawn: 10 FHA, FSA/RHS & VA Home Purchase Loans for an average of $185,800, 88 Conventional Home Purchase Loans for an average of $257,091, 331 Refinancings for an average of $234,613, 26 Home Improvement for an average of $136,308, 3 Loans on Dwellings For 5+ Families for an average of $520,000, 36 Non-occupant Loans on < 5 Family Dwellings for an average of $229,389, 2 Loans On Manufactured Home Dwelling for an average of $175,000
    • 184 Applications closed for incompleteness: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $216,750, 18 Conventional for an average of $202,389, 140 Refinancings for an average of $227,664, 10 Home Improvement for an average of $99,800, 1 Dwelling For 5+ Families for $1,350,000, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $196,400, 1 Loan On Manufactured Home Dwelling for $270,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (329) is significantly below CA average (566). The average loan value for this tract ($242,617) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (82) is comparable to CA average (99). The average loan value for this tract ($251,522) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (181) is comparable to CA average (195). The average loan value for this tract ($264,389) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (90) is below CA average (124). The average loan value for this tract ($233,571) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (33) is comparable to CA average (34). The average loan value for this tract ($222,636) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 98 Loans originated: 70 Conventional for an average of $214,086, 24 Refinancings for an average of $232,583, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $236,250
    • 37 Approved applications, not accepted: 19 Conventional Home Purchase for an average of $209,474, 18 Refinancings for an average of $287,611
    • 15 Applications denied: 8 Conventional Home Purchase for an average of $247,875, 4 Refinancings for an average of $428,000, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $344,667
    • 6 Withdrawn loans: 2 Conventional Home Purchase for an average of $223,500, 3 Refinancings for an average of $400,333, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $597,000
    • 2 Files closed for incompleteness: 1 Conventional Home Purchase for $238,000, 1 Refinancing for $150,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 4 Loans originated: Conventional Home Purchase Loan for $150,000, 3 Refinancings for an average of $136,667
    • Conventional Home Purchase Loan Applications approved but not accepted for $162,000
    • Conventional Home Purchase Loan Applications denied for $152,000
      Genworth Financial:
    • 5 Conventional Home Purchase Loans Originated for an average of $152,600
    • 4 Approved, not accepted: 3 Conventional Home Purchase Loans for an average of $159,333, Refinancing for $116,000
    • Refinancing Closed for incompleteness for $150,000
      Mortgage Guaranty Insurance:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $147,500, Refinancing for $154,000
    • 2 Refinancings Approved - not accepted for an average of $135,500
      PMI Mortgage Insurance:
    • 7 Loans originated: 5 Conventional Home Purchase Loans for an average of $157,200, 2 Refinancings for an average of $173,500
    • Refinancing Approved but not accepted for $112,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $154,000
      United Guaranty Corporation:
    • 3 Conventional Home Purchase Loans Originated for an average of $130,000
    • Refinancing Approved applications, not accepted for $145,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Approved but not accepted for $216,000


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