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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Cayucos, Zip Code 93442, San Luis Obispo County, California (CA), Tract 0105.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 8291 Originated: 49 FHA, FSA/RHS & VA Loans for an average of $201,878, 1889 Conventional Home Purchase for an average of $332,728, 4007 Refinancings for an average of $278,623, 233 Home Improvement Loans for an average of $201,090, 4 Dwellings For 5+ Families for an average of $996,000, 2101 Non-occupant Loans on < 5 Family Dwellings for an average of $310,244, 8 Loans On Manufactured Home Dwelling for an average of $146,250
    • 907 Approved, not accepted: 1 FHA, FSA/RHS & VA Home Purchase Loan for $203,000, 167 Conventional Home Purchase Loans for an average of $310,928, 499 Refinancings for an average of $296,749, 32 Home Improvement for an average of $271,750, 2 Dwellings For 5+ Families for an average of $1,325,000, 202 Non-occupant Loans on < 5 Family Dwellings for an average of $321,728, 4 Loans On Manufactured Home Dwelling for an average of $60,000
    • 1493 Denied loans: 6 FHA, FSA/RHS & VA for an average of $332,000, 257 Conventional Home Purchase for an average of $355,482, 833 Refinancings for an average of $338,944, 97 Home Improvement for an average of $152,876, 281 Non-occupant Loans on < 5 Family Dwellings for an average of $353,872, 19 Loans On Manufactured Home Dwelling for an average of $92,789
    • 1162 Applications withdrawn: 6 FHA, FSA/RHS & VA for an average of $263,333, 204 Conventional Home Purchase for an average of $326,735, 703 Refinancings for an average of $322,718, 42 Home Improvement Loans for an average of $187,881, 204 Non-occupant Loans on < 5 Family Dwellings for an average of $348,059, 3 Loans On Manufactured Home Dwelling for an average of $173,000
    • 313 Closed for incompleteness: 49 Conventional for an average of $373,531, 199 Refinancings for an average of $312,744, 8 Home Improvement Loans for an average of $201,625, 57 Non-occupant Loans on < 5 Family Dwellings for an average of $325,947

    Compared to the state average:

    • The number of loans originated per 1000 residents (1,024) is significantly above CA average (566). The average loan value for this tract ($296,549) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (112) is comparable to CA average (99). The average loan value for this tract ($305,161) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (184) is comparable to CA average (195). The average loan value for this tract ($329,351) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (144) is comparable to CA average (124). The average loan value for this tract ($322,306) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (39) is comparable to CA average (34). The average loan value for this tract ($321,824) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 183 Loans originated: 117 Conventional Home Purchase Loans for an average of $256,171, 28 Refinancings for an average of $307,964, 38 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $235,658
    • 43 Loans approved but not accepted: 18 Conventional Home Purchase for an average of $308,167, 18 Refinancings for an average of $298,833, 7 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $378,000
    • 16 Loans denied: 12 Conventional Home Purchase Loans for an average of $210,750, 2 Refinancings for an average of $249,000, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $312,500
    • 8 Applications withdrawn: 4 Conventional for an average of $377,000, 2 Refinancings for an average of $252,500, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $555,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 21 Loans originated: 17 Conventional Home Purchase Loans for an average of $194,471, 4 Refinancings for an average of $171,500
      Genworth Financial:
    • 2 Originated: Conventional Home Purchase Loan for $165,000, Refinancing for $171,000
    • 2 Approved applications, not accepted: Conventional Home Purchase Loan for $131,000, Refinancing for $171,000
    • Conventional Home Purchase Loan denied for $78,000
      Mortgage Guaranty Insurance:
    • 3 Conventional Home Purchase Loans Originated for an average of $189,667
    • 3 Refinancings Approved but not accepted for an average of $170,000
    • 4 Conventional Home Purchase Loans Applications denied for an average of $173,000
      PMI Mortgage Insurance:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $119,000, Refinancing for $260,000
    • Refinancing approved but not accepted for $220,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $144,000
      United Guaranty Corporation:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $151,500
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $140,000


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