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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Ceres, Zip Code 95351, Stanislaus County, California (CA), Tract 0027.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1926 Loans originated: 48 FHA, FSA/RHS & VA for an average of $172,729, 463 Conventional Home Purchase Loans for an average of $215,408, 1197 Refinancings for an average of $203,554, 115 Home Improvement for an average of $131,774, 101 Non-occupant Loans on < 5 Family Dwellings for an average of $189,426, 2 Loans On Manufactured Home Dwelling for an average of $90,500
    • 348 Approved loans, not accepted: 5 FHA, FSA/RHS & VA Home Purchase Loans for an average of $143,800, 88 Conventional Home Purchase Loans for an average of $225,239, 205 Refinancings for an average of $210,478, 24 Home Improvement Loans for an average of $92,875, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $206,333, 5 Loans On Manufactured Home Dwelling for an average of $79,200
    • 765 Denied loans: 10 FHA, FSA/RHS & VA Home Purchase Loans for an average of $166,700, 139 Conventional Home Purchase for an average of $233,511, 483 Refinancings for an average of $243,414, 81 Home Improvement for an average of $124,827, 44 Non-occupant Loans on < 5 Family Dwellings for an average of $202,477, 8 Loans On Manufactured Home Dwelling for an average of $64,250
    • 515 Applications withdrawn: 7 FHA, FSA/RHS & VA for an average of $186,286, 85 Conventional Home Purchase Loans for an average of $205,529, 364 Refinancings for an average of $223,753, 27 Home Improvement for an average of $153,296, 31 Non-occupant Loans on < 5 Family Dwellings for an average of $189,548, 1 Loan On Manufactured Home Dwelling for $16,000
    • 131 Files closed for incompleteness: 2 FHA, FSA/RHS & VA for an average of $247,000, 12 Conventional for an average of $221,250, 103 Refinancings for an average of $238,544, 9 Home Improvement Loans for an average of $171,222, 5 Non-occupant Loans on < 5 Family Dwellings for an average of $190,400

    Compared to the state average:

    • The number of loans originated per 1000 residents (526) is comparable to CA average (566). The average loan value for this tract ($200,491) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (95) is comparable to CA average (99). The average loan value for this tract ($203,006) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (209) is comparable to CA average (195). The average loan value for this tract ($223,827) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (141) is comparable to CA average (124). The average loan value for this tract ($214,080) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (36) is comparable to CA average (34). The average loan value for this tract ($230,626) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 70 Loans originated: 31 Conventional Home Purchase for an average of $242,355, 38 Refinancings for an average of $258,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $308,000
    • 36 Approved but not accepted: 19 Conventional Home Purchase Loans for an average of $259,421, 16 Refinancings for an average of $257,063, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $308,000
    • 11 Denied loans: 7 Conventional Home Purchase for an average of $129,714, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $124,750
    • 3 Withdrawn loans: 1 Conventional Home Purchase for $241,000, 2 Refinancings for an average of $311,000
    • 28 Conventional Home Purchase Loans closed for incompleteness for an average of $323,179

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 8 Originated: 2 Conventional Home Purchase Loans for an average of $236,500, 6 Refinancings for an average of $239,000
    • 3 Approved loans - not accepted: 2 Conventional Home Purchase Loans for an average of $215,000, Refinancing for $283,000
      Genworth Financial:
    • 3 Refinancings Originated for an average of $175,333
    • 5 Approved but not accepted: Conventional Home Purchase Loan for $219,000, 4 Refinancings for an average of $135,250
      Mortgage Guaranty Insurance:
    • 4 Refinancings originated for an average of $190,000
      PMI Mortgage Insurance:
    • 5 Loans originated: Conventional Home Purchase Loan for $195,000, 4 Refinancings for an average of $245,000
    • Conventional Home Purchase Loan Approved, not accepted for $230,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $261,000
    • Conventional Home Purchase Loan Withdrawn for $241,000
      United Guaranty Corporation:
    • 3 Originated: Conventional Home Purchase Loan for $211,000, 2 Refinancings for an average of $234,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $309,000
      CMG Mortgage Insurance:
    • Refinancing Originated for $365,000


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