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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Cincinnati, Zip Code 45232, Hamilton County, Ohio (OH), Tract 0080.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 259 Loans originated: 19 FHA, FSA/RHS & VA Loans for an average of $95,105, 52 Conventional for an average of $114,750, 138 Refinancings for an average of $90,942, 28 Home Improvement Loans for an average of $19,786, 1 Dwelling For 5+ Families for $6,265,000, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $82,286
    • 57 Approved applications - not accepted: 2 FHA, FSA/RHS & VA Loans for an average of $50,000, 6 Conventional for an average of $88,167, 44 Refinancings for an average of $84,659, 5 Home Improvement Loans for an average of $17,600
    • 171 Denied loans: 5 FHA, FSA/RHS & VA Loans for an average of $86,800, 34 Conventional for an average of $80,324, 97 Refinancings for an average of $90,784, 24 Home Improvement Loans for an average of $24,125, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $60,300, 1 Loan On Manufactured Home Dwelling for $15,000
    • 72 Withdrawn applications: 2 FHA, FSA/RHS & VA Loans for an average of $197,500, 19 Conventional Home Purchase Loans for an average of $89,211, 39 Refinancings for an average of $90,000, 5 Home Improvement Loans for an average of $44,400, 6 Non-occupant Loans on < 5 Family Dwellings for an average of $86,167, 1 Loan On Manufactured Home Dwelling for $23,000
    • 28 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $47,000, 6 Conventional for an average of $102,333, 20 Refinancings for an average of $89,650, 1 Loan on Dwelling For 5+ Families for $2,000,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (51) is significantly below OH average (401). The average loan value for this tract ($111,471) is comparable to the state average ($114,927).
    • The number of loans not accepted per 1000 residents (11) is significantly below OH average (66). The average loan value for this tract ($77,930) is comparable to the state average ($94,379).
    • The number of loans denied per 1000 residents (34) is significantly below OH average (180). The average loan value for this tract ($77,006) is comparable to the state average ($89,180).
    • The number of loans withdrawn per 1000 residents (14) is significantly below OH average (81). The average loan value for this tract ($88,361) is comparable to the state average ($109,502).
    • The number of loans closed per 1000 residents (6) is significantly below OH average (22). The average loan value for this tract ($159,071) is above the state average ($113,563).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 26 Originated: 12 Conventional Home Purchase Loans for an average of $94,500, 12 Refinancings for an average of $99,000, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $64,000
    • 10 Loans approved - not accepted: 4 Conventional for an average of $88,500, 5 Refinancings for an average of $102,200, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $35,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing originated for $56,000
      Genworth Financial:
    • Conventional Home Purchase Loan originated for $124,000
      Mortgage Guaranty Insurance:
    • Refinancing Originated for $74,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Approved applications, not accepted for $74,000
      Republic Mortgage Insurance:
    • Refinancing originated for $71,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $87,000
      Triad Guaranty Insurance:
    • Refinancing originated for $85,000

    Statistics for Northwest Cincinnati, Ohio (OH), Zip Code 45232, Hamilton County, Tract 0080.00 - Office of the Comptroller of the Currency (OCC)

      WACHOVIA BANK NA (NC):
    • Refinancing Originated for $119,000
      JPMORGAN CHASE BANK (OH):
    • 2 Loans originated: 1 Refinancing for $50,000, 1 Non-occupant Loan on < 5 Family Dwelling for $50,000
      US BANK, N.A. (OH):
    • 2 Home Improvement Loans originated for an average of $2,500
    • Home Improvement Loan Denied for $2,000
      NATIONAL CITY BANK (OH):
    • Home Improvement Loan Denied for $10,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Refinancing Approved , not accepted for $112,000
      PNC BANK, NA (PA):
    • 2 Refinancings originated for an average of $55,500
      WELLS FARGO BANK, NA (SD):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $101,000
    • Refinancing approved, not accepted for $136,000
      SECOND NAT'L BANK C/O SKY BANK (OH):
    • 2 Refinancings Originated for an average of $46,000
      BANK ONE, NA (OH):
    • 2 Loans originated: 1 Refinancing for $17,000, 1 Home Improvement Loan for $11,000
    • 2 Home Improvement Loans Approved but not accepted for an average of $6,500
      BANK OF AMERICA, N.A. (NC):
    • Conventional Home Purchase Loan Withdrawn for $64,000
      UNION PLANTERS BANK (TN):
    • Refinancing Denied for $70,000
      NATIONAL BANK OF COMMERCE (TN):
    • Refinancing Originated for $133,000
      CAPITAL ONE NA (LA):
    • 2 Home Improvement Loans originated for an average of $7,000
    • Home Improvement Loan Denied for $20,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Refinancing denied for $14,000
      WACHOVIA BANK OF DELAWARE (DE):
    • Refinancing withdrawn for $60,000
      US BANK NORTH DAKOTA (ND):
    • Refinancing denied for $82,000
      MBNA AMERICA DELAWARE, N.A. (DE):
    • 2 Refinancings Denied for an average of $92,000
      COUNTRYWIDE BANK, N.A. (VA):
    • Refinancing approved but not accepted for $96,000
      CHARTER ONE BANK (OH):
    • Conventional Home Purchase Loan closed for incompleteness for $80,000
      CITIMORTGAGE, INC (MO):
    • Refinancing Withdrawn for $45,000
      CITIMORTGAGE, INC (NY):
    • Refinancing Denied for $48,000
      RED MORTGAGE CAPITAL INC (OH):
    • Loan on Dwelling For 5+ Families originated for $6,265,000
      MOBILE CONSULTANTS INC. (OH):
    • 2 Denied loans: 1 Conventional for $15,000, 1 Non-occupant Loan on < 5 Family Dwelling for $15,000
      ABN AMRO MTG GROUP INC (MI):
    • 3 Refinancings Originated for an average of $100,000
    • Refinancing closed for incompleteness for $80,000
      FIRST FRANKLIN FINANCIAL CORP. (CA):
    • Conventional Home Purchase Loan originated for $72,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • Refinancing Denied for $26,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • Refinancing Denied for $55,000
      WESTAMERICA MORTGAGE COMPANY (IL):
    • FHA, FSA/RHS & VA Home Purchase Loan approved - not accepted for $50,000
      WELLS FARGO HOME MORTGAGE (IA):
    • Refinancing Approved - not accepted for $77,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 45232, Tract 0080.00 - Federal Reserve System (FRB)

      FIFTH THIRD BANK, NORTHERN KY (KY):
    • Home Improvement Loan Originated for $6,000
      REGIONS BANK (AL):
    • Refinancing originated for $69,000
      PROVIDENT BANK (OH):
    • Conventional Home Purchase Loan Originated for $87,000
      NORTHSIDE BANK & TRUST CO (OH):
    • Conventional Home Purchase Loan denied for $80,000
      WESBANCO BANK, INC. (WV):
    • 2 Originated: 1 Refinancing for $63,000, 1 Non-occupant Loan on < 5 Family Dwelling for $63,000
      FIFTH THIRD BANK (OH):
    • Home Improvement Loan Denied for $85,000
      BANC ONE FINANCIAL SERVICES (IN):
    • Refinancing denied for $70,000
      CITIFINANCIAL, INC. (MD):
    • 2 Home Improvement Loans Originated for an average of $11,000
      SUNTRUST MORTGAGE, INC (VA):
    • Refinancing Originated for $88,000
    • Refinancing withdrawn for $12,000
      IRWIN MORTGAGE CORPORATION (IN):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $76,000
      CHASE MANHATTAN MORTGAGE CORP (NJ):
    • Refinancing denied for $49,000
      COUNTRYWIDE HOME LOANS (CA):
    • 2 Refinancings Originated for an average of $58,500
    • 2 Loans denied: 1 Conventional for $34,000, 1 Refinancing for $60,000
      WASHTENAW MORTGAGE COMPANY (MI):
    • Refinancing Originated for $91,000
      BENEFICIAL COMPANY LLC (IL):
    • Refinancing Originated for $42,000
    • Home Improvement Loan Denied for $1,000
      M&T MORTGAGE CORPORATION (NY):
    • Conventional Home Purchase Loan originated for $70,000
      HFC COMPANY LLC (IL):
    • 2 Applications denied: 1 Refinancing for $63,000, 1 Home Improvement Loan for $15,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • 2 Refinancings approved but not accepted for an average of $87,500
      WELLS FARGO FIN'L OHIO 1, INC (IA):
    • Refinancing denied for $102,000
      FIFTH THIRD MORTGAGE COMPANY (OH):
    • 4 Originated: 1 Conventional Home Purchase Loan for $105,000, 1 Refinancing for $98,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $101,500
      EQUIFIRST CORPORATION (NC):
    • Refinancing denied for $120,000
      NCS MORTGAGE LENDING COMPANY (GA):
    • Refinancing Withdrawn for $92,000
      HOME EQUITY OF AMERICA (MI):
    • Refinancing Originated for $34,000
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • 2 Conventional Home Purchase Loans denied for an average of $68,000
    • 4 Conventional Home Purchase Loans withdrawn for an average of $70,000
      COUNTRYWIDE MTG. VENTURES, LLC (CA):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $94,000
      DECISION ONE MORTGAGE (IL):
    • 2 Refinancings Withdrawn for an average of $70,000

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    Statistics for this city, Zip Code 45232, Hamilton County, Tract 0080.00 - Federal Deposit Insurance Corporation (FDIC)

      FREMONT INVESTMENT & LOAN (CA):
    • 2 Originated: 1 Refinancing for $78,000, 1 Non-occupant Loan on < 5 Family Dwelling for $78,000
      VALLEY CENTRAL SAVINGS BANK (OH):
    • Home Improvement Loan denied for $48,000
      COLUMBIA SAVINGS BANK (OH):
    • 2 Loans originated: 1 Conventional Home Purchase for $60,000, 1 Non-occupant Loan on < 5 Family Dwelling for $60,000
      CENTRAL BANK OF JEFFERSON COUN (KY):
    • Refinancing Denied for $78,000
      CONSECO BANK, INC. (UT):
    • Refinancing Denied for $100,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • Conventional Home Purchase Loan Originated for $57,000
      LENOX MORTGAGE CORP (OH):
    • Refinancing Originated for $60,000
      GREENPOINT CREDIT, LLC (CA):
    • Conventional Home Purchase Loan Denied for $29,000

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    Statistics for Northwest Cincinnati, Ohio (OH), Zip Code 45232, Hamilton County, Tract 0080.00 - Office of Thrift Supervision (OTS)

      GUARDIAN SAVINGS BANK, FSB (OH):
    • 2 Originated: 1 Refinancing for $30,000, 1 Non-occupant Loan on < 5 Family Dwelling for $30,000
      FIRST PLACE BANK (OH):
    • Refinancing originated for $80,000
      CINCINNATI FEDERAL SAVINGS AND (OH):
    • Refinancing originated for $115,000
      M&I BANK FSB (NV):
    • Refinancing closed for incompleteness for $93,000
      INDYMAC BANK, F.S.B. (CA):
    • Refinancing originated for $116,000
      AMTRUST BANK (OH):
    • Conventional Home Purchase Loan originated for $280,000
      THIRD FEDERAL SAVINGS AND LOAN (OH):
    • 2 Originated: 1 Conventional for $79,000, 1 Refinancing for $63,000
      WINTON SAVINGS AND LOAN COMPANY (OH):
    • Conventional Home Purchase Loan Originated for $71,000
    • 2 Denied applications: 1 Conventional Home Purchase Loan for $80,000, 1 Non-occupant Loan on < 5 Family Dwelling for $80,000
      COLONIAL SAVINGS, F.A. (TX):
    • 2 Loans originated: 1 Refinancing for $86,000, 1 Non-occupant Loan on < 5 Family Dwelling for $86,000
      LIBERTY SAVINGS BANK, FSB (OH):
    • Refinancing denied for $102,000
      PEOPLES COMMUNITY BANK (OH):
    • Conventional Home Purchase Loan Denied for $76,000
      UNION SAVINGS BANK (OH):
    • Conventional Home Purchase Loan denied for $261,000
      NCB, FSB (OH):
    • Refinancing Originated for $68,000
      WASHINGTON MUTUAL BANK (NV):
    • 2 Denied loans: 1 Conventional Home Purchase for $26,000, 1 Refinancing for $104,000
      DOMESTIC BANK (RI):
    • Home Improvement Loan Originated for $25,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing Originated for $95,000
      AIG FEDERAL SAVINGS BANK (DE):
    • 2 Loans originated: 1 Conventional for $80,000, 1 Refinancing for $63,000
    • Refinancing Denied for $85,000
      GE MONEY BANK (UT):
    • Home Improvement Loan Originated for $7,000
      EVERBANK (FL):
    • Refinancing withdrawn for $71,000
      INTERVALE MORTGAGE (RI):
    • Refinancing Approved , not accepted for $138,000
      CITIFINANCIAL MTG CO, INC (TX):
    • Refinancing originated for $132,000
    • 2 Denied: 1 Refinancing for $174,000, 1 Home Improvement Loan for $175,000
      CITIMORTGAGE, INC. (MO):
    • Conventional Home Purchase Loan Denied for $30,000
      SIB MORTGAGE CORP. (NJ):
    • Refinancing originated for $107,000
      FIRST FRANKLIN CORPORATION (CA):
    • Conventional Home Purchase Loan Originated for $224,000
      EVERHOME MORTGAGE COMPANY (FL):
    • Refinancing withdrawn for $71,000
      CORINTHIAN MORTGAGE CORP (MS):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $67,000
    • Refinancing Denied for $100,000
    • FHA, FSA/RHS & VA Home Purchase Loan closed for incompleteness for $47,000
      NORTH AMERICAN MORTGAGE CO (FL):
    • FHA, FSA/RHS & VA Home Purchase Loan Approved , not accepted for $50,000
      LENOX SAVINGS BANK (OH):
    • Refinancing Originated for $68,000

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    Statistics for this city, Zip Code 45232, Hamilton County, Tract 0080.00 - National Credit Union Administration (NCUA)

      CINCINNATI POLICE FEDERAL CRED (OH):
    • Home Improvement Loan Originated for $20,000
      CINTEL FEDERAL CREDIT UNION (OH):
    • Home Improvement Loan Originated for $50,000
      EMERY FEDERAL CREDIT UNION (OH):
    • Home Improvement Loan originated for $20,000
      CINFED FEDERAL CREDIT UNION (OH):
    • Conventional Home Purchase Loan Originated for $65,000
      WRIGHT-PATT FINANCIAL GROUP (OH):
    • Conventional Home Purchase Loan originated for $52,000

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    Statistics for Northwest Cincinnati, Ohio (OH), Zip Code 45232, Hamilton County, Tract 0080.00 - Department of Housing and Urban Development (HUD)

      AMERICAN BUSINESS FINANCIAL (PA):
    • Refinancing Denied for $58,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing denied for $25,000
      CREVECOR MORTGAGE INC (MO):
    • Refinancing Approved, not accepted for $126,000
      EHOMECREDIT CORP (NY):
    • Conventional Home Purchase Loan Withdrawn for $55,000
      MORTGAGE LENDERS NETWORK USA (CT):
    • Refinancing withdrawn for $105,000
      SEBRING CAPITAL CORPORATION (TX):
    • Refinancing Originated for $98,000
      FIDELITY MORTGAGE (NY):
    • 2 Refinancings Originated for an average of $71,500
      AMERUS HOME LENDING, INC (IA):
    • 2 Refinancings approved - not accepted for an average of $53,000
      SOUTHSTAR FUNDING, LLC (GA):
    • Refinancing Denied for $136,000
      PGNF HOME LENDING CORP (IL):
    • Refinancing Approved, not accepted for $69,000
    • Refinancing closed for incompleteness for $75,000
      TRUSTCORP MORTGAGE COMPANY (IN):
    • Refinancing Originated for $107,000
      CUNA MUTUAL MORTGAGE CORPORATI (WI):
    • Refinancing Originated for $64,000
      E-LOAN, INC. (CA):
    • Refinancing Denied for $60,000
      MORTGAGE IT (NY):
    • Conventional Home Purchase Loan Withdrawn for $136,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Refinancing Originated for $136,000
      FIRST NLC FINANCIAL SERVICES, (FL):
    • 4 Applications withdrawn: 2 Refinancings for an average of $50,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $50,000
      GMFS, LLC (LA):
    • Refinancing originated for $119,000
      PINNACLE DIRECT FUNDING CORPOR (FL):
    • Conventional Home Purchase Loan Originated for $83,000
      POLARIS HOME FUNDING CORP. (MI):
    • Refinancing withdrawn for $150,000
      OAK STREET MORTGAGE (IN):
    • 2 Refinancings Originated for an average of $48,500
      ARGENT MORTGAGE COMPANY (CA):
    • Refinancing Withdrawn for $163,000
      AEGIS LENDING CORPORATION (TX):
    • Refinancing Originated for $194,000
      AEGIS FUNDING CORPORATION (TX):
    • Refinancing denied for $128,000
      CITYWIDE MORTGAGE SERVICES (OH):
    • Conventional Home Purchase Loan withdrawn for $74,000
      GREEN TREE SERVICING LLC (MN):
    • 2 Conventional Home Purchase Loans Denied for an average of $25,000
      PHH HOME LOANS (NJ):
    • 3 Withdrawn applications: 2 Conventional for an average of $194,500, 1 Non-occupant Loan on < 5 Family Dwelling for $206,000
      AMERISAVE MORTGAGE CORPORATION (GA):
    • Conventional Home Purchase Loan Closed for incompleteness for $107,000
      PHH MORTGAGE CORPORATION (NJ):
    • Conventional Home Purchase Loan Approved , not accepted for $286,000
      SELECTMORTGAGE GROUP LTD. (OH):
    • 2 Loans denied: 1 Conventional Home Purchase Loan for $300,000, 1 Refinancing for $117,000
      PINNFUND, USA (CA):
    • Refinancing approved - not accepted for $104,000
      HFC (IL):
    • 4 Refinancings Withdrawn for an average of $90,250
      WASHTENAW MORTGAGE COMPANY (MI):
    • Refinancing originated for $91,000
      THE LEADER MORTGAGE COMPANY (OH):
    • Refinancing originated for $106,000
      AMERICAN MORTGAGE SERVICE CO (OH):
    • Conventional Home Purchase Loan Originated for $110,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Refinancing denied for $45,000
      GMAC MORTGAGE LLC (PA):
    • 2 Denied loans: 1 Refinancing for $15,000, 1 Non-occupant Loan on < 5 Family Dwelling for $15,000
      BENEFICIAL (IL):
    • Refinancing Denied for $70,000
      DECISION ONE MORTGAGE (NC):
    • Refinancing Originated for $75,000
      ORIGEN FINANCIAL (MI):
    • Conventional Home Purchase Loan Denied for $26,000
      DECISION ONE MORTGAGE COMPANY (NC):
    • Refinancing Denied for $25,000
      HOMEGOLD, INC. (SC):
    • Refinancing denied for $112,000
      COUNTRYWIDE HOME LOANS (CA):
    • Refinancing originated for $85,000
      MASTER FINANCIAL, INC. (CA):
    • Conventional Home Purchase Loan Closed for incompleteness for $80,000
      DELTA FUNDING CORPORATION (NY):
    • Refinancing approved, not accepted for $122,000
      VANDYK MORTGAGE CORPORATION (MI):
    • Conventional Home Purchase Loan Withdrawn for $45,000
      21ST MORTGAGE CORPORATION (TN):
    • 2 Loans denied: 1 Conventional Home Purchase for $15,000, 1 Loan On Manufactured Home Dwelling for $15,000
      MERITAGE MORTGAGE CORP. (FL):
    • Refinancing Originated for $71,000
      SHORE MORTGAGE (MI):
    • Refinancing Originated for $111,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing Denied for $69,000
      QUICKEN LOANS (MI):
    • Refinancing Denied for $256,000
      PINNACLE FINANCIAL CORPORATION (FL):
    • 2 Originated: 1 Conventional Home Purchase Loan for $76,000, 1 Non-occupant Loan on < 5 Family Dwelling for $76,000
      BROADVIEW MORTGAGE COMPANY (OH):
    • 3 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $70,000
      OWNIT MORTGAGE SOLUTIONS, INC (CA):
    • Conventional Home Purchase Loan originated for $86,000
      DAVID MORTGAGE INC, DBA BARNAC (OH):
    • Refinancing approved, not accepted for $112,000
      TAYLOR, BEAN & WHITAKER (FL):
    • Refinancing withdrawn for $124,000
      CENTEX HOME EQUITY CORPORATION (TX):
    • Refinancing originated for $89,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing withdrawn for $25,000
      OAKWOOD ACCEPTANCE CORPORATION (NC):
    • Refinancing Approved - not accepted for $27,000
      OPTION ONE MORTGAGE CORP (CA):
    • Refinancing originated for $50,000
      SECURITY ATLANTIC WHOLESALE (NJ):
    • Refinancing originated for $80,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $112,000
      ADVANCED MORTGAGE GROUP CORP (OH):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $130,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing Withdrawn for $70,000
      BAYROCK MORTGAGE CORPORATION (GA):
    • Refinancing originated for $113,000
      FIRST MAGNUS FINANCIAL CORP (AZ):
    • 2 Loans originated: 1 Refinancing for $94,000, 1 Non-occupant Loan on < 5 Family Dwelling for $94,000
      AAMES FUNDING CORPORATION (CA):
    • Refinancing originated for $98,000

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