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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Day Valley, Zip Code 95003, Santa Cruz County, California (CA), Tract 1220.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1650 Originated: 5 FHA, FSA/RHS & VA for an average of $509,000, 307 Conventional Home Purchase for an average of $492,762, 1195 Refinancings for an average of $435,629, 56 Home Improvement Loans for an average of $368,679, 1 Dwelling For 5+ Families for $465,000, 84 Non-occupant Loans on < 5 Family Dwellings for an average of $452,833, 2 Loans On Manufactured Home Dwelling for an average of $223,500
    • 234 Approved loans but not accepted: 66 Conventional Home Purchase for an average of $478,015, 142 Refinancings for an average of $462,387, 7 Home Improvement for an average of $139,000, 18 Non-occupant Loans on < 5 Family Dwellings for an average of $386,667, 1 Loan On Manufactured Home Dwelling for $100,000
    • 412 Applications denied: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $402,000, 69 Conventional Home Purchase for an average of $438,623, 298 Refinancings for an average of $550,319, 23 Home Improvement for an average of $239,391, 18 Non-occupant Loans on < 5 Family Dwellings for an average of $455,167, 2 Loans On Manufactured Home Dwelling for an average of $312,500
    • 250 Withdrawn loans: 1 FHA, FSA/RHS & VA Home Purchase Loan for $450,000, 46 Conventional for an average of $394,783, 187 Refinancings for an average of $497,989, 6 Home Improvement for an average of $229,500, 1 Dwelling For 5+ Families for $2,332,000, 8 Non-occupant Loans on < 5 Family Dwellings for an average of $668,500, 1 Loan On Manufactured Home Dwelling for $50,000
    • 74 Closed for incompleteness: 9 Conventional for an average of $835,000, 52 Refinancings for an average of $369,654, 4 Home Improvement Loans for an average of $118,750, 1 Dwelling For 5+ Families for $300,000, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $440,000, 1 Loan On Manufactured Home Dwelling for $220,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (469) is comparable to CA average (566). The average loan value for this tract ($444,846) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (66) is below CA average (99). The average loan value for this tract ($449,748) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (117) is significantly below CA average (195). The average loan value for this tract ($508,223) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (71) is significantly below CA average (124). The average loan value for this tract ($483,364) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (21) is significantly below CA average (34). The average loan value for this tract ($416,378) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 15 Loans originated: 8 Conventional for an average of $425,500, 6 Refinancings for an average of $455,833, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $387,000
    • 4 Loans approved - not accepted: 2 Conventional for an average of $382,500, 2 Refinancings for an average of $424,500
    • Refinancing denied for $680,000
    • Conventional Home Purchase Loan withdrawn for $200,000
    • Refinancing Closed for incompleteness for $2,107,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $385,000
    • Refinancing Approved applications but not accepted for $292,000
      Genworth Financial:
    • 2 Conventional Home Purchase Loans Originated for an average of $432,000
      Mortgage Guaranty Insurance:
    • Refinancing Originated for $319,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $393,000
      United Guaranty Corporation:
    • Refinancing Originated for $398,000
    • Conventional Home Purchase Loan Approved - not accepted for $360,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $171,000


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