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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Desert Hot Springs, Zip Code 92240, Riverside County, California (CA), Tract 0445.09

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1709 Originated: 64 FHA, FSA/RHS & VA Loans for an average of $132,578, 689 Conventional for an average of $137,836, 507 Refinancings for an average of $151,209, 56 Home Improvement for an average of $110,964, 10 Dwellings For 5+ Families for an average of $561,300, 380 Non-occupant Loans on < 5 Family Dwellings for an average of $150,821, 3 Loans On Manufactured Home Dwelling for an average of $155,333
    • 407 Approved loans, not accepted: 6 FHA, FSA/RHS & VA Loans for an average of $106,667, 149 Conventional for an average of $132,698, 137 Refinancings for an average of $152,920, 21 Home Improvement Loans for an average of $104,143, 92 Non-occupant Loans on < 5 Family Dwellings for an average of $147,000, 2 Loans On Manufactured Home Dwelling for an average of $47,000
    • 970 Loans denied: 20 FHA, FSA/RHS & VA Home Purchase Loans for an average of $133,850, 288 Conventional for an average of $145,878, 417 Refinancings for an average of $162,362, 53 Home Improvement for an average of $101,566, 9 Dwellings For 5+ Families for an average of $634,111, 182 Non-occupant Loans on < 5 Family Dwellings for an average of $152,956, 1 Loan On Manufactured Home Dwelling for $115,000
    • 518 Loans withdrawn: 11 FHA, FSA/RHS & VA for an average of $144,182, 174 Conventional Home Purchase for an average of $137,006, 224 Refinancings for an average of $146,188, 26 Home Improvement Loans for an average of $122,769, 83 Non-occupant Loans on < 5 Family Dwellings for an average of $128,940
    • 116 Files closed for incompleteness: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $136,500, 25 Conventional for an average of $130,200, 62 Refinancings for an average of $159,290, 6 Home Improvement for an average of $94,167, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $130,667

    Compared to the state average:

    • The number of loans originated per 1000 residents (408) is below CA average (566). The average loan value for this tract ($146,122) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (97) is comparable to CA average (99). The average loan value for this tract ($140,459) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (232) is comparable to CA average (195). The average loan value for this tract ($156,122) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (124) is comparable to CA average (124). The average loan value for this tract ($139,122) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (28) is comparable to CA average (34). The average loan value for this tract ($144,078) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 104 Loans originated: 69 Conventional Home Purchase for an average of $179,725, 12 Refinancings for an average of $228,500, 22 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $194,500, 1 Loan On Manufactured Home Dwelling (A & B) for $155,000
    • 28 Loans approved - not accepted: 14 Conventional for an average of $176,286, 10 Refinancings for an average of $165,100, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $118,000
    • 10 Applications denied: 2 Conventional Home Purchase Loans for an average of $170,500, 4 Refinancings for an average of $237,000, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $233,250
    • 5 Loans withdrawn: 2 Conventional Home Purchase for an average of $141,500, 2 Refinancings for an average of $223,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $123,000
    • Refinancing closed for incompleteness for $225,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $156,000
    • Refinancing approved - not accepted for $86,000
      Genworth Financial:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $129,000
    • 3 Applications approved but not accepted: 2 Conventional Home Purchase Loans for an average of $81,500, Refinancing for $95,000
    • Refinancing Denied for $95,000
      Mortgage Guaranty Insurance:
    • 7 Conventional Home Purchase Loans Originated for an average of $128,000
    • Conventional Home Purchase Loan Approved, not accepted for $143,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $146,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $45,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $169,000
    • 2 Refinancings Approved applications but not accepted for an average of $75,500
    • Conventional Home Purchase Loan Denied for $77,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $69,000


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