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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest East Palo Alto, Zip Code 94303, San Mateo County, California (CA), Tract 6120.00

Back to: East Palo Alto, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 3810 Loans originated: 38 FHA, FSA/RHS & VA Loans for an average of $263,368, 901 Conventional Home Purchase for an average of $276,901, 2263 Refinancings for an average of $284,302, 214 Home Improvement for an average of $195,832, 10 Dwellings For 5+ Families for an average of $980,200, 382 Non-occupant Loans on < 5 Family Dwellings for an average of $260,461, 2 Loans On Manufactured Home Dwelling for an average of $170,000
    • 899 Applications approved - not accepted: 6 FHA, FSA/RHS & VA Home Purchase Loans for an average of $230,667, 196 Conventional Home Purchase Loans for an average of $276,520, 550 Refinancings for an average of $300,636, 48 Home Improvement for an average of $190,917, 98 Non-occupant Loans on < 5 Family Dwellings for an average of $283,378, 1 Loan On Manufactured Home Dwelling for $130,000
    • 2381 Applications denied: 15 FHA, FSA/RHS & VA for an average of $285,867, 481 Conventional Home Purchase for an average of $292,954, 1488 Refinancings for an average of $321,065, 218 Home Improvement Loans for an average of $169,991, 4 Loans on Dwellings For 5+ Families for an average of $681,000, 173 Non-occupant Loans on < 5 Family Dwellings for an average of $298,613, 2 Loans On Manufactured Home Dwelling for an average of $107,500
    • 1276 Applications withdrawn: 7 FHA, FSA/RHS & VA Home Purchase Loans for an average of $251,571, 156 Conventional Home Purchase for an average of $311,853, 975 Refinancings for an average of $282,782, 47 Home Improvement for an average of $208,872, 1 Dwelling For 5+ Families for $579,000, 89 Non-occupant Loans on < 5 Family Dwellings for an average of $251,427, 1 Loan On Manufactured Home Dwelling for $396,000
    • 488 Applications closed for incompleteness: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $253,750, 55 Conventional for an average of $258,073, 385 Refinancings for an average of $278,553, 22 Home Improvement for an average of $370,636, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $271,455

    Compared to the state average:

    • The number of loans originated per 1000 residents (512) is comparable to CA average (566). The average loan value for this tract ($276,750) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (121) is comparable to CA average (99). The average loan value for this tract ($286,982) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (320) is significantly above CA average (195). The average loan value for this tract ($300,126) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (172) is above CA average (124). The average loan value for this tract ($281,576) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (66) is significantly above CA average (34). The average loan value for this tract ($279,873) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 141 Originated: 105 Conventional for an average of $275,533, 29 Refinancings for an average of $313,310, 7 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $295,000
    • 32 Loans approved - not accepted: 25 Conventional for an average of $322,920, 6 Refinancings for an average of $354,167, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $257,000
    • 15 Denied loans: 9 Conventional Home Purchase Loans for an average of $237,333, 5 Refinancings for an average of $419,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $650,000
    • 15 Withdrawn applications: 9 Conventional for an average of $282,889, 4 Refinancings for an average of $413,500, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $310,000
    • 3 Conventional Home Purchase Loans closed for incompleteness for an average of $296,333

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 6 Loans originated: 5 Conventional Home Purchase Loans for an average of $216,600, Refinancing for $166,000
      Genworth Financial:
    • 7 Conventional Home Purchase Loans Originated for an average of $212,286
    • Conventional Home Purchase Loan approved, not accepted for $138,000
    • Conventional Home Purchase Loan Closed for incompleteness for $243,000
      Mortgage Guaranty Insurance:
    • 19 Loans originated: 18 Conventional Home Purchase Loans for an average of $217,833, Refinancing for $152,000
    • 3 Approved but not accepted: Conventional Home Purchase Loan for $145,000, 2 Refinancings for an average of $175,000
    • 2 Conventional Home Purchase Loans Denied loans for an average of $218,000
    • 3 Conventional Home Purchase Loans Withdrawn applications for an average of $208,667
      PMI Mortgage Insurance:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $178,333
      Republic Mortgage Insurance:
    • Refinancing Applications denied for $198,000
      United Guaranty Corporation:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $195,500, Refinancing for $176,000
      Triad Guaranty Insurance:
    • Refinancing originated for $300,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $465,000


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