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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast El Paso de Robles (Paso Robles), Zip Code 93446, San Luis Obispo County, California (CA), Tract 0102.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2742 Originated: 68 FHA, FSA/RHS & VA for an average of $276,456, 853 Conventional for an average of $244,110, 1401 Refinancings for an average of $223,991, 131 Home Improvement Loans for an average of $141,885, 286 Non-occupant Loans on < 5 Family Dwellings for an average of $212,182, 3 Loans On Manufactured Home Dwelling for an average of $265,667
    • 376 Applications approved but not accepted: 4 FHA, FSA/RHS & VA Loans for an average of $334,500, 89 Conventional Home Purchase Loans for an average of $234,157, 223 Refinancings for an average of $241,529, 22 Home Improvement for an average of $90,818, 35 Non-occupant Loans on < 5 Family Dwellings for an average of $225,486, 3 Loans On Manufactured Home Dwelling for an average of $88,667
    • 787 Applications denied: 15 FHA, FSA/RHS & VA for an average of $220,933, 118 Conventional Home Purchase Loans for an average of $244,102, 522 Refinancings for an average of $262,337, 67 Home Improvement Loans for an average of $124,821, 62 Non-occupant Loans on < 5 Family Dwellings for an average of $228,468, 3 Loans On Manufactured Home Dwelling for an average of $146,333
    • 585 Loans withdrawn: 5 FHA, FSA/RHS & VA for an average of $249,000, 92 Conventional Home Purchase for an average of $243,598, 415 Refinancings for an average of $248,270, 25 Home Improvement for an average of $168,600, 48 Non-occupant Loans on < 5 Family Dwellings for an average of $246,354
    • 124 Files closed for incompleteness: 3 FHA, FSA/RHS & VA for an average of $304,667, 23 Conventional for an average of $239,217, 83 Refinancings for an average of $265,108, 8 Home Improvement Loans for an average of $140,875, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $262,571

    Compared to the state average:

    • The number of loans originated per 1000 residents (482) is comparable to CA average (566). The average loan value for this tract ($226,442) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (66) is below CA average (99). The average loan value for this tract ($229,242) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (138) is below CA average (195). The average loan value for this tract ($243,996) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (103) is comparable to CA average (124). The average loan value for this tract ($243,979) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (22) is significantly below CA average (34). The average loan value for this tract ($253,105) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 93 Originated: 58 Conventional Home Purchase for an average of $294,914, 26 Refinancings for an average of $327,500, 9 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $237,222
    • 26 Approved - not accepted: 13 Conventional Home Purchase for an average of $285,538, 12 Refinancings for an average of $283,417, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $216,000
    • 6 Denied: 2 Conventional Home Purchase Loans for an average of $323,500, 3 Refinancings for an average of $397,333, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $230,000
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $343,500
    • 2 Conventional Home Purchase Loans closed for incompleteness for an average of $317,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 4 Originated: Conventional Home Purchase Loan for $200,000, 3 Refinancings for an average of $178,333
    • 2 Conventional Home Purchase Loans Loans approved, not accepted for an average of $181,000
      Genworth Financial:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $192,000, Refinancing for $209,000
    • 2 Approved applications, not accepted: Conventional Home Purchase Loan for $280,000, Refinancing for $230,000
      Mortgage Guaranty Insurance:
    • 5 Loans originated: 4 Conventional Home Purchase Loans for an average of $222,250, Refinancing for $233,000
    • Refinancing Approved, not accepted for $160,000
      PMI Mortgage Insurance:
    • 2 Loans originated: Conventional Home Purchase Loan for $228,000, Refinancing for $196,000
    • Refinancing Denied for $246,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $169,000
      United Guaranty Corporation:
    • 4 Loans originated: 3 Conventional Home Purchase Loans for an average of $270,333, Refinancing for $289,000
      Triad Guaranty Insurance:
    • Refinancing originated for $233,000


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