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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast El Paso de Robles (Paso Robles), Zip Code 93446, San Luis Obispo County, California (CA), Tract 0102.03

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 4608 Loans originated: 73 FHA, FSA/RHS & VA for an average of $295,808, 1336 Conventional Home Purchase Loans for an average of $254,385, 2566 Refinancings for an average of $226,198, 193 Home Improvement Loans for an average of $145,269, 2 Dwellings For 5+ Families for an average of $1,409,500, 438 Non-occupant Loans on < 5 Family Dwellings for an average of $221,861
    • 620 Loans approved but not accepted: 9 FHA, FSA/RHS & VA Home Purchase Loans for an average of $275,889, 152 Conventional Home Purchase Loans for an average of $257,638, 371 Refinancings for an average of $240,655, 36 Home Improvement Loans for an average of $106,778, 49 Non-occupant Loans on < 5 Family Dwellings for an average of $226,000, 3 Loans On Manufactured Home Dwelling for an average of $74,667
    • 1239 Denied loans: 8 FHA, FSA/RHS & VA for an average of $277,125, 232 Conventional Home Purchase for an average of $266,142, 812 Refinancings for an average of $276,276, 91 Home Improvement for an average of $139,846, 1 Loan on Dwelling For 5+ Families for $3,000, 94 Non-occupant Loans on < 5 Family Dwellings for an average of $247,564, 1 Loan On Manufactured Home Dwelling for $108,000
    • 878 Withdrawn applications: 7 FHA, FSA/RHS & VA Home Purchase Loans for an average of $287,143, 184 Conventional Home Purchase Loans for an average of $247,766, 576 Refinancings for an average of $257,616, 51 Home Improvement for an average of $146,569, 59 Non-occupant Loans on < 5 Family Dwellings for an average of $258,525, 1 Loan On Manufactured Home Dwelling for $70,000
    • 173 Files closed for incompleteness: 1 FHA, FSA/RHS & VA for $315,000, 31 Conventional Home Purchase Loans for an average of $255,194, 114 Refinancings for an average of $268,035, 13 Home Improvement for an average of $121,077, 14 Non-occupant Loans on < 5 Family Dwellings for an average of $233,857

    Compared to the state average:

    • The number of loans originated per 1000 residents (466) is comparable to CA average (566). The average loan value for this tract ($232,185) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (63) is significantly below CA average (99). The average loan value for this tract ($235,595) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (125) is below CA average (195). The average loan value for this tract ($261,829) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (89) is below CA average (124). The average loan value for this tract ($249,185) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (18) is significantly below CA average (34). The average loan value for this tract ($252,197) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 143 Originated: 80 Conventional for an average of $306,725, 58 Refinancings for an average of $295,603, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $253,600
    • 39 Approved loans but not accepted: 11 Conventional Home Purchase for an average of $311,818, 27 Refinancings for an average of $310,259, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $312,000
    • 3 Denied loans: 1 Conventional Home Purchase for $295,000, 2 Refinancings for an average of $319,000
    • 4 Withdrawn loans: 1 Conventional for $304,000, 3 Refinancings for an average of $287,667
    • 2 Conventional Home Purchase Loans closed for incompleteness for an average of $298,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 21 Originated: 10 Conventional Home Purchase Loans for an average of $283,000, 11 Refinancings for an average of $246,545
    • 2 Approved loans, not accepted: Conventional Home Purchase Loan for $295,000, Refinancing for $374,000
      Genworth Financial:
    • 7 Originated: 5 Conventional Home Purchase Loans for an average of $242,200, 2 Refinancings for an average of $261,000
    • 3 Refinancings approved but not accepted for an average of $224,333
      Mortgage Guaranty Insurance:
    • 7 Originated: 3 Conventional Home Purchase Loans for an average of $277,000, 4 Refinancings for an average of $255,750
    • 2 Refinancings approved but not accepted for an average of $246,500
    • Refinancing Withdrawn for $239,000
      PMI Mortgage Insurance:
    • 8 Originated: 3 Conventional Home Purchase Loans for an average of $303,667, 5 Refinancings for an average of $248,000
    • Refinancing approved but not accepted for $255,000
      Republic Mortgage Insurance:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $275,000, Refinancing for $260,000
      United Guaranty Corporation:
    • 6 Loans originated: 3 Conventional Home Purchase Loans for an average of $318,333, 3 Refinancings for an average of $279,667
      Triad Guaranty Insurance:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $344,500, Refinancing for $257,000


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