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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Emerald Lake Hills, Zip Code 94062, San Mateo County, California (CA), Tract 6097.00

Back to: Emerald Lake Hills, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 3779 Originated: 7 FHA, FSA/RHS & VA Home Purchase Loans for an average of $747,000, 816 Conventional for an average of $717,536, 2761 Refinancings for an average of $539,049, 104 Home Improvement for an average of $302,596, 91 Non-occupant Loans on < 5 Family Dwellings for an average of $540,088
    • 539 Loans approved - not accepted: 118 Conventional for an average of $718,831, 396 Refinancings for an average of $521,404, 12 Home Improvement for an average of $211,250, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $434,308
    • 636 Applications denied: 2 FHA, FSA/RHS & VA Loans for an average of $663,000, 129 Conventional Home Purchase for an average of $757,163, 451 Refinancings for an average of $643,135, 31 Home Improvement for an average of $353,742, 23 Non-occupant Loans on < 5 Family Dwellings for an average of $528,957
    • 485 Applications withdrawn: 85 Conventional for an average of $722,282, 369 Refinancings for an average of $476,111, 18 Home Improvement for an average of $289,056, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $397,769
    • 138 Applications closed for incompleteness: 16 Conventional for an average of $647,375, 112 Refinancings for an average of $550,313, 8 Home Improvement Loans for an average of $420,125, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $481,500

    Compared to the state average:

    • The number of loans originated per 1000 residents (840) is above CA average (566). The average loan value for this tract ($571,493) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (120) is comparable to CA average (99). The average loan value for this tract ($555,620) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (141) is below CA average (195). The average loan value for this tract ($648,091) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (108) is comparable to CA average (124). The average loan value for this tract ($510,212) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (31) is comparable to CA average (34). The average loan value for this tract ($553,022) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 5 Loans originated: 2 Conventional for an average of $367,500, 2 Refinancings for an average of $404,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $360,000
    • 2 Approved applications - not accepted: 1 Conventional for $747,000, 1 Refinancing for $190,000
    • Conventional Home Purchase Loan withdrawn for $376,000


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Withdrawn applications for $376,000
      Genworth Financial:
    • 2 Applications approved - not accepted: Conventional Home Purchase Loan for $747,000, Refinancing for $190,000
      Mortgage Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $360,000, Refinancing for $449,000
      United Guaranty Corporation:
    • Refinancing Originated for $360,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $375,000


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