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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Endicott, Zip Code 13760, Broome County, New York (NY), Tract 0135.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 347 Loans originated: 44 FHA, FSA/RHS & VA Home Purchase Loans for an average of $60,182, 81 Conventional Home Purchase for an average of $59,272, 97 Refinancings for an average of $56,093, 57 Home Improvement Loans for an average of $14,509, 13 Dwellings For 5+ Families for an average of $249,077, 55 Non-occupant Loans on < 5 Family Dwellings for an average of $54,909
    • 71 Approved applications but not accepted: 6 FHA, FSA/RHS & VA Loans for an average of $58,167, 12 Conventional Home Purchase Loans for an average of $101,333, 36 Refinancings for an average of $61,222, 4 Home Improvement Loans for an average of $41,250, 3 Loans on Dwellings For 5+ Families for an average of $80,000, 8 Non-occupant Loans on < 5 Family Dwellings for an average of $111,000, 2 Loans On Manufactured Home Dwelling for an average of $44,500
    • 309 Denied loans: 10 FHA, FSA/RHS & VA for an average of $56,200, 46 Conventional for an average of $57,500, 141 Refinancings for an average of $65,078, 63 Home Improvement Loans for an average of $18,873, 2 Loans on Dwellings For 5+ Families for an average of $250,000, 46 Non-occupant Loans on < 5 Family Dwellings for an average of $47,109, 1 Loan On Manufactured Home Dwelling for $135,000
    • 125 Withdrawn applications: 8 FHA, FSA/RHS & VA Home Purchase Loans for an average of $72,375, 21 Conventional Home Purchase Loans for an average of $52,476, 73 Refinancings for an average of $65,068, 8 Home Improvement for an average of $48,500, 1 Loan on Dwelling For 5+ Families for $63,000, 14 Non-occupant Loans on < 5 Family Dwellings for an average of $47,929
    • 22 Applications closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $47,000, 4 Conventional for an average of $71,250, 15 Refinancings for an average of $66,733, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $46,500

    Compared to the state average:

    • The number of loans originated per 1000 residents (182) is below NY average (256). The average loan value for this tract ($57,565) is significantly below the state average ($214,957).
    • The number of loans not accepted per 1000 residents (37) is below NY average (48). The average loan value for this tract ($72,549) is significantly below the state average ($209,181).
    • The number of loans denied per 1000 residents (162) is above NY average (120). The average loan value for this tract ($52,990) is significantly below the state average ($189,622).
    • The number of loans withdrawn per 1000 residents (65) is comparable to NY average (69). The average loan value for this tract ($60,424) is significantly below the state average ($206,134).
    • The number of loans closed per 1000 residents (12) is significantly below NY average (20). The average loan value for this tract ($64,818) is significantly below the state average ($226,719).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 36 Loans originated: 26 Conventional for an average of $63,615, 4 Refinancings for an average of $68,750, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $53,000
    • 7 Conventional Home Purchase Loans Approved but not accepted for an average of $61,857
    • Refinancing Denied for $60,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Originated for $62,000
    • Refinancing Denied for $60,000
      Genworth Financial:
    • Conventional Home Purchase Loan Originated for $77,000
      Mortgage Guaranty Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $169,500
      PMI Mortgage Insurance:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $48,333
      Republic Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Originated for an average of $58,500
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $40,000

    Home Mortgage Disclosure Act Statistics for this city, Zip Code 13760, Broome County, Tract 0135.00 - Office of the Comptroller of the Currency (OCC)

      WACHOVIA BANK NA (NC):
    • Refinancing approved but not accepted for $68,000
      JPMORGAN CHASE BANK (OH):
    • Refinancing originated for $59,000
      FIRST NATIONAL BANK OF CC (PA):
    • Conventional Home Purchase Loan originated for $74,000
      FLEET NATIONAL BANK (RI):
    • Home Improvement Loan originated for $22,000
      NATIONAL CITY BANK (OH):
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $64,667, 1 Refinancing for $73,000
    • Conventional Home Purchase Loan approved but not accepted for $37,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • 2 Originated: 1 Conventional Home Purchase Loan for $62,000, 1 Refinancing for $69,000
      NBT BANK, NA (NY):
    • Loan on Dwelling For 5+ Families Originated for $88,000
    • Home Improvement Loan denied for $25,000
      CITIBANK, N.A. (NV):
    • Loan on Dwelling For 5+ Families Originated for $1,560,000
      WELLS FARGO BANK, NA (SD):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $68,000
    • 5 Loans denied: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $50,000, 2 Conventional for an average of $51,000, 1 Refinancing for $53,000
      WILBER NATIONAL BANK (NY):
    • Loan on Dwelling For 5+ Families Originated for $83,000
    • 2 Denied applications: 1 Refinancing for $85,000, 1 Non-occupant Loan on < 5 Family Dwelling for $85,000
      COMMUNITY BANK, N.A. (NY):
    • Home Improvement Loan originated for $6,000
      BANK OF AMERICA, N.A. (NC):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $59,000, 1 Non-occupant Loan on < 5 Family Dwelling for $59,000
    • Refinancing Denied for $70,000
      CAPITAL ONE NA (LA):
    • 2 Home Improvement Loans denied for an average of $20,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Home Improvement Loan Denied for $7,000
      WACHOVIA BANK OF DELAWARE (DE):
    • Refinancing originated for $65,000
      FIRST NATIONAL BANK OF ARIZONA (AZ):
    • Conventional Home Purchase Loan denied for $86,000
      CHARTER ONE BANK (OH):
    • 3 Loans originated: 2 Refinancings for an average of $42,500, 1 Non-occupant Loan on < 5 Family Dwelling for $24,000
    • 5 Denied applications: 3 Refinancings for an average of $48,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $52,500
      HSBC BANK USA, NA (DE):
    • 2 Denied applications: 1 Refinancing for $101,000, 1 Non-occupant Loan on < 5 Family Dwelling for $101,000
      RBS CITIZENS BANK, N.A. (NY):
    • 2 Loans originated: 1 Home Improvement Loan for $10,000, 1 Non-occupant Loan on < 5 Family Dwelling for $10,000
    • 18 Loans denied: 9 Home Improvement Loans for an average of $3,444, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $3,444
      CITIMORTGAGE, INC (MO):
    • Refinancing originated for $109,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $90,000, 1 Non-occupant Loan on < 5 Family Dwelling for $90,000
    • 4 Applications denied: 2 Conventional Home Purchase for an average of $51,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $51,000
      CITIMORTGAGE, INC (NY):
    • Refinancing denied for $76,000
      HSBC MORTGAGE CORP (NY):
    • 2 Conventional Home Purchase Loans Originated for an average of $42,500
      CHASE MORTGAGE COMPANY - WEST (PA):
    • Refinancing approved but not accepted for $108,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $48,000
      ABN AMRO MTG GROUP INC (MI):
    • FHA, FSA/RHS & VA Home Purchase Loan denied for $40,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • 2 Refinancings Approved , not accepted for an average of $36,500
    • 2 Refinancings Denied for an average of $62,000
      NATIONSCREDIT FINANCIAL SERVICE (TX):
    • Refinancing approved but not accepted for $55,000
      FLEET MORTGAGE CORPORATION (SC):
    • Refinancing withdrawn for $65,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 7 Originated: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $51,500, 2 Conventional Home Purchase for an average of $47,500, 1 Non-occupant Loan on < 5 Family Dwelling for $50,000
    • 2 Denied applications: 1 Conventional Home Purchase for $56,000, 1 Non-occupant Loan on < 5 Family Dwelling for $56,000

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    Statistics for Northeast Endicott, Broome County, Tract 0135.00 - Federal Reserve System (FRB)

      HSBC BANK, USA (NY):
    • Home Improvement Loan denied for $6,000
      MANUFACTURERS AND TRADERS TRUS (NY):
    • 3 Denied: 1 Conventional for $6,000, 2 Home Improvement for an average of $16,000
      BANC ONE FINANCIAL SERVICES (IN):
    • Refinancing Withdrawn for $65,000
      JPMORGAN CHASE BANK (NY):
    • Refinancing originated for $59,000
    • 2 Denied loans: 1 Refinancing for $39,000, 1 Non-occupant Loan on < 5 Family Dwelling for $39,000
      CHEMUNG CANAL TRUST COMPANY (NY):
    • Loan on Dwelling For 5+ Families originated for $418,000
      TIOGA STATE BANK (NY):
    • Loan on Dwelling For 5+ Families Originated for $102,000
      THE CIT GROUP/CONSUMER FINANCE (NY):
    • 3 Withdrawn applications: 2 Refinancings for an average of $48,500, 1 Non-occupant Loan on < 5 Family Dwelling for $55,000
      HSBC MORTGAGE CORPORATION (NY):
    • Conventional Home Purchase Loan closed for incompleteness for $86,000
      COUNTRYWIDE HOME LOANS (CA):
    • Refinancing Originated for $60,000
      WELLS FARGO FIN'L CRED SERV NY (IA):
    • Refinancing Denied for $70,000
      BENEFICIAL COMPANY LLC (IL):
    • Home Improvement Loan originated for $2,000
    • 3 Refinancings Denied for an average of $66,000
    • 2 Loans withdrawn: 1 Refinancing for $75,000, 1 Home Improvement for $15,000
      M&T MORTGAGE CORPORATION (NY):
    • 3 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $27,000, 1 Refinancing for $60,000, 1 Non-occupant Loan on < 5 Family Dwelling for $60,000
    • 2 Applications approved - not accepted: 1 Refinancing for $58,000, 1 Non-occupant Loan on < 5 Family Dwelling for $58,000
      CITIFINANCIAL COMPANY(DE) (MD):
    • Refinancing Denied for $74,000
      EQUIFIRST CORPORATION (NC):
    • Refinancing closed for incompleteness for $61,000
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • 3 Refinancings denied for an average of $66,667
      DECISION ONE MORTGAGE (IL):
    • Refinancing originated for $74,000
      HFC COMPANY LLC (IL):
    • 2 Loans withdrawn: 1 Refinancing for $29,000, 1 Home Improvement Loan for $57,000
      E-LOAN INC (CA):
    • Refinancing denied for $22,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 13760, Tract 0135.00 - Federal Deposit Insurance Corporation (FDIC)

      BSB BANK & TRUST COMPANY (NY):
    • 4 Originated: 1 Conventional Home Purchase Loan for $120,000, 1 Refinancing for $50,000, 2 Home Improvement Loans for an average of $8,000
      FREMONT INVESTMENT & LOAN (CA):
    • Refinancing originated for $77,000
      IMPERIAL CAPITAL BANK (CA):
    • Loan on Dwelling For 5+ Families Originated for $188,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • Conventional Home Purchase Loan Originated for $26,000
      GREENPOINT CREDIT, LLC (CA):
    • Conventional Home Purchase Loan Denied for $64,000

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    Statistics for Northeast Endicott, New York (NY), Zip Code 13760, Broome County, Tract 0135.00 - Office of Thrift Supervision (OTS)

      CHARTER ONE BANK (OH):
    • 3 Refinancings Originated for an average of $60,667
    • 2 Refinancings Denied for an average of $33,000
      INDYMAC BANK, F.S.B. (CA):
    • 2 Loans originated: 1 Refinancing for $52,000, 1 Non-occupant Loan on < 5 Family Dwelling for $52,000
      USAA FEDERAL SAVINGS BANK (TX):
    • Conventional Home Purchase Loan originated for $65,000
      FLAGSTAR BANK (MI):
    • Refinancing Originated for $58,000
      UNION FEDERAL C/O SKY BANK (IN):
    • 2 Loans originated: 1 Conventional Home Purchase for $65,000, 1 Non-occupant Loan on < 5 Family Dwelling for $65,000
      WASHINGTON MUTUAL BANK (NV):
    • Refinancing Originated for $59,000
    • Refinancing Denied for $60,000
      HOME LOAN INVESTMENT BANK (RI):
    • Refinancing Denied for $62,000
      DOMESTIC BANK (RI):
    • Loan on Dwelling For 5+ Families Approved - not accepted for $60,000
      MIDFIRST BANK (OK):
    • Refinancing originated for $54,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing Originated for $67,000
      STATE FARM BANK (IL):
    • Home Improvement Loan denied for $60,000
      GE MONEY BANK (UT):
    • Home Improvement Loan Denied for $10,000
      PARTNERS TRUST BANK (NY):
    • 3 Originated: 2 Conventional Home Purchase for an average of $54,000, 1 Home Improvement Loan for $30,000
    • Conventional Home Purchase Loan denied for $59,000
      COUNTRYWIDE BANK, FSB (VA):
    • Conventional Home Purchase Loan approved, not accepted for $42,000
      INTERVALE MORTGAGE (RI):
    • Conventional Home Purchase Loan approved but not accepted for $102,000
      CITIFINANCIAL MTG CO, INC (TX):
    • Refinancing originated for $78,000
    • Refinancing Denied for $83,000
      CHARTER ONE CREDIT CORPORATION (OH):
    • Refinancing approved - not accepted for $60,000
      EVERHOME MORTGAGE COMPANY (FL):
    • Refinancing Denied for $60,000
      CAPITAL ONE HOME LOANS, LLC (KS):
    • Home Improvement Loan originated for $47,000

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    Statistics for Northeast Endicott, Broome County, Tract 0135.00 - National Credit Union Administration (NCUA)

      STATE EMPLOYEES FEDERAL CREDIT (NY):
    • Home Improvement Loan denied for $43,000
      CORNING FEDERAL CREDIT UNION (NY):
    • Conventional Home Purchase Loan Withdrawn for $78,000
      GHS FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan Originated for $5,000
      NFCU (VA):
    • Refinancing Withdrawn for $23,000
      EMPIRE FEDERAL CREDIT UNION (NY):
    • Refinancing Denied for $49,000
      VISIONS FEDERAL CREDIT UNION (NY):
    • 2 Conventional Home Purchase Loans Originated for an average of $56,000
    • 2 Conventional Home Purchase Loans denied for an average of $74,000
      GREENWOOD CREDIT UNION (RI):
    • Refinancing Withdrawn for $115,000

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    Statistics for this city, Zip Code 13760, Broome County, Tract 0135.00 - Department of Housing and Urban Development (HUD)

      AMERICAN BUSINESS FINANCIAL (PA):
    • Refinancing Denied for $63,000
    • Refinancing withdrawn for $72,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing Denied for $84,000
      ASSOCIATES HOME EQUITY SERVICE (TX):
    • Home Improvement Loan originated for $76,000
      INTERBAY FUNDING, LLC (FL):
    • 2 Loans on Dwellings For 5+ Families approved - not accepted for an average of $90,000
      COLBAN FUNDING, INC. (NY):
    • Refinancing originated for $67,000
      MORTGAGE IT (NY):
    • 4 Loans originated: 2 Conventional for an average of $49,000, 1 Refinancing for $74,000, 1 Non-occupant Loan on < 5 Family Dwelling for $74,000
    • 3 Denied applications: 1 FHA, FSA/RHS & VA Home Purchase Loan for $48,000, 1 Conventional Home Purchase for $24,000, 1 Non-occupant Loan on < 5 Family Dwelling for $24,000
      NOVASTAR MORTGAGE, INC. (MO):
    • 2 Loans originated: 1 Refinancing for $56,000, 1 Non-occupant Loan on < 5 Family Dwelling for $56,000
      HOME123 CORPORATION (CA):
    • Refinancing Withdrawn for $116,000
      FIR4ST ALTERNATIVE MORTGAGE CO (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $75,000
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • Refinancing Approved - not accepted for $87,000
      ENCORE CREDIT CORP (CA):
    • Refinancing denied for $83,000
      ARGENT MORTGAGE COMPANY (CA):
    • Refinancing Approved but not accepted for $61,000
      TAMMAC HOLDINGS CORPORATION (PA):
    • 2 Approved applications, not accepted: 1 Conventional Home Purchase Loan for $42,000, 1 Loan On Manufactured Home Dwelling for $42,000
      GREEN TREE SERVICING LLC (MN):
    • Refinancing Denied for $61,000
      UVANTAGE HOME LENDING SERVICES (PA):
    • Refinancing approved, not accepted for $71,000
      PREMIUM CAPITAL FUNDING LLC (NY):
    • Refinancing originated for $78,000
      PHH MORTGAGE CORPORATION (NJ):
    • 2 Withdrawn loans: 1 Conventional for $104,000, 1 Non-occupant Loan on < 5 Family Dwelling for $104,000
      COLUMBIA HOME LOANS, LLC. (NY):
    • 2 Loans originated: 1 Refinancing for $84,000, 1 Non-occupant Loan on < 5 Family Dwelling for $84,000
      HOMESTEAD FINANCIAL SERVICES (NY):
    • Refinancing Originated for $73,000
      ASSOCIATES FINANCIAL SERVICES (TX):
    • 2 Denied loans: 1 Conventional Home Purchase for $54,000, 1 Refinancing for $55,000
      HFC (IL):
    • Home Improvement Loan denied for $14,000
      AEGIS WHOLESALE CORPORATION (TX):
    • 3 Refinancings denied for an average of $34,667
      GMAC MORTGAGE LLC (PA):
    • Refinancing originated for $29,000
    • 3 Refinancings Denied for an average of $12,000
    • Refinancing Withdrawn for $50,000
      BENEFICIAL (IL):
    • 2 Loans originated: 1 Refinancing for $75,000, 1 Home Improvement for $6,000
    • Refinancing Denied for $70,000
    • 2 Refinancings Withdrawn for an average of $65,000
      ORIGEN FINANCIAL (MI):
    • 2 Conventional Home Purchase Loans denied for an average of $25,000
      COMMONFUND MORTGAGE CORP (NY):
    • 3 Loans originated: 1 FHA, FSA/RHS & VA Loan for $79,000, 1 Refinancing for $48,000, 1 Non-occupant Loan on < 5 Family Dwelling for $48,000
      DELTA FUNDING CORPORATION (NY):
    • Refinancing Withdrawn for $50,000
      ALLIANCE MORTGAGE BANKING CORP (NY):
    • Refinancing originated for $78,000
      INTERSTATE HOME LOAN CENTER IN (NY):
    • 2 Refinancings withdrawn for an average of $80,000
      21ST MORTGAGE CORPORATION (TN):
    • 2 Approved applications - not accepted: 1 Conventional Home Purchase Loan for $47,000, 1 Loan On Manufactured Home Dwelling for $47,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing denied for $80,000
      QUICKEN LOANS (MI):
    • Refinancing Withdrawn for $49,000
      IDEAL MORTGAGE BANKERS, LTD (NY):
    • Refinancing Withdrawn for $91,000
      SUPERIOR MORTGAGE CORP (NJ):
    • 2 Originated: 1 Conventional for $72,000, 1 Non-occupant Loan on < 5 Family Dwelling for $72,000
      CENTEX HOME EQUITY CORPORATION (TX):
    • Refinancing denied for $91,000
      NATIONSTAR MORTGAGE LLC (TX):
    • 2 Refinancings withdrawn for an average of $51,000
      H&R BLOCK MORTGAGE CORPORATION (CA):
    • Refinancing closed for incompleteness for $57,000
      OPTION ONE MORTGAGE CORP (CA):
    • Refinancing Originated for $50,000
      SECURITY ATLANTIC WHOLESALE (NJ):
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $53,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing denied for $75,000
      FIRST PRIORITY MORTGAGE, INC. (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $39,000
      PARKWAY MORTGAGE (TX):
    • Refinancing Denied for $45,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • 3 Refinancings withdrawn for an average of $76,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • Conventional Home Purchase Loan Originated for $91,000
      SAXON MORTGAGE (VA):
    • Refinancing Withdrawn for $85,000
      AAMES FUNDING CORPORATION (CA):
    • 4 Loans originated: 2 Refinancings for an average of $67,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $67,000
    • Refinancing Denied for $60,000
    • 2 Withdrawn loans: 1 Refinancing for $29,000, 1 Non-occupant Loan on < 5 Family Dwelling for $29,000

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