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| Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $135,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
| Aggregated Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $20,000 | 1 | $10,000 |
| APPLICATIONS WITHDRAWN | 1 | $125,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2005 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 2 | $130,500 |
| APPLICATIONS WITHDRAWN | 1 | $220,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
| Aggregated Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $59,000 | 0 | $0 | 1 | $75,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $115,000 | 0 | $0 | 1 | $115,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $11,000 | 2 | $97,500 | 1 | $11,000 | 1 | $11,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $221,000 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2003 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $69,000 | 1 | $80,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $4,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2002 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $54,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
| Aggregated Statistics For Year 2001 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $73,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $90,000 |
| APPLICATIONS WITHDRAWN | 1 | $103,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $30,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $17,000 | 1 | $36,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 1999 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $12,000 | 1 | $42,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $33,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $30,000 | 0 | $0 |
HMDA - Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans - Value
HMDA - Refinancings - Value
2004 Non-occupant Loans on < 5 Family Dwellings
Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14034, Erie County, Tract 0161.00- Office of the Comptroller of the Currency (OCC)
FLEET NATIONAL BANK (RI): 2 Loans Originated in 2001: Refinancings for an average of $73,500
NATIONAL CITY BANK (OH): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $30,000
FLEET NATIONAL BANK (RI): 1 Application Denied in 1999: Conventional Home Purchase Loan for $12,000
COMMUNITY BANK, N.A. (NY): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $100,000
KEYBANK NATIONAL ASSOCIATION (OH): 1 Application Denied in 1999: Conventional Home Purchase Loan for $22,000
CHASE MANHATTAN BANK USA, NA (DE): 1 Application Denied in 2000: Refinancing for $17,000
CHARTER ONE BANK (OH): 1 Application Denied in 2004: Refinancing for $60,000
THE MONEY STORE (CA): 1 Application Denied in 2000: Home Improvement Loan for $36,000
HOMEOWNERS LOAN CORPORATION (AL):- 2004: 1 Application Denied: Refinancing for $135,000
- 2001: 1 Application Denied: Refinancing for $90,000
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Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14034, Erie County, Tract 0161.00- Federal Reserve System (FRB)
MANUFACTURERS AND TRADERS TRUS (NY): 1 Application Denied in 2006: Home Improvement Loan for $10,000
BENEFICIAL COMPANY LLC (IL): 1 Application Denied in 2006: Refinancing for $30,000
M&T MORTGAGE CORPORATION (NY): 1 Loan Originated in 1999: Refinancing for $42,000
HFC COMPANY LLC (IL): 1 Application Withdrawn in 2006: Conventional Home Purchase Loan for $125,000
E-LOAN INC (CA): 1 Application Denied in 2006: Refinancing for $10,000
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Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14034, Erie County, Tract 0161.00- Office of Thrift Supervision (OTS)
WASHINGTON MUTUAL BANK (NV): 1 Application Approved, Not Accepted in 2004: Conventional Home Purchase Loan for $115,000
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Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14034, Erie County, Tract 0161.00- National Credit Union Administration (NCUA)
ESL FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2004: Refinancing for $75,000
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