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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Fairmont City, Zip Code 62201, St. Clair County, Illinois (IL), Tract 5021.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 367 Loans originated: 16 FHA, FSA/RHS & VA Loans for an average of $53,625, 98 Conventional Home Purchase Loans for an average of $53,867, 164 Refinancings for an average of $55,341, 46 Home Improvement Loans for an average of $27,478, 1 Dwelling For 5+ Families for $490,000, 37 Non-occupant Loans on < 5 Family Dwellings for an average of $41,378, 5 Loans On Manufactured Home Dwelling for an average of $44,800
    • 50 Approved applications, not accepted: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $74,500, 11 Conventional Home Purchase Loans for an average of $50,818, 24 Refinancings for an average of $62,583, 10 Home Improvement Loans for an average of $36,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $71,500, 1 Loan On Manufactured Home Dwelling for $58,000
    • 205 Loans denied: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $94,500, 44 Conventional Home Purchase Loans for an average of $56,273, 109 Refinancings for an average of $49,679, 36 Home Improvement for an average of $32,361, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $28,429, 5 Loans On Manufactured Home Dwelling for an average of $37,600
    • 80 Loans withdrawn: 3 FHA, FSA/RHS & VA Loans for an average of $50,000, 13 Conventional Home Purchase Loans for an average of $56,538, 56 Refinancings for an average of $65,179, 4 Home Improvement Loans for an average of $39,250, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $24,667, 1 Loan On Manufactured Home Dwelling for $37,000
    • 12 Files closed for incompleteness: 1 Conventional Home Purchase for $78,000, 9 Refinancings for an average of $62,333, 1 Home Improvement Loan for $50,000, 1 Non-occupant Loan on < 5 Family Dwelling for $42,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (143) is significantly below IL average (476). The average loan value for this tract ($51,014) is significantly below the state average ($169,796).
    • The number of loans not accepted per 1000 residents (20) is significantly below IL average (63). The average loan value for this tract ($55,420) is significantly below the state average ($154,397).
    • The number of loans denied per 1000 residents (80) is significantly below IL average (158). The average loan value for this tract ($47,907) is significantly below the state average ($144,090).
    • The number of loans withdrawn per 1000 residents (31) is significantly below IL average (77). The average loan value for this tract ($60,038) is significantly below the state average ($159,841).
    • The number of loans closed per 1000 residents (5) is significantly below IL average (25). The average loan value for this tract ($60,917) is significantly below the state average ($169,314).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 57 Originated: 29 Conventional Home Purchase for an average of $63,793, 25 Refinancings for an average of $58,200, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $39,000, 1 Loan On Manufactured Home Dwelling (A & B) for $55,000
    • 8 Approved loans, not accepted: 7 Conventional for an average of $88,000, 1 Refinancing for $23,000
    • 2 Withdrawn applications: 1 Conventional Home Purchase Loan for $62,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $62,000
    • 2 Conventional Home Purchase Loans closed for incompleteness for an average of $45,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $78,000
      Genworth Financial:
    • 4 Loans originated: Conventional Home Purchase Loan for $59,000, 3 Refinancings for an average of $56,333
      Mortgage Guaranty Insurance:
    • 3 Originated: Conventional Home Purchase Loan for $52,000, 2 Refinancings for an average of $48,000
      PMI Mortgage Insurance:
    • 2 Loans originated: Conventional Home Purchase Loan for $43,000, Refinancing for $54,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $56,000
      United Guaranty Corporation:
    • Refinancing originated for $64,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $68,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $58,000

    Statistics for Southwest Fairmont City, St. Clair County, Tract 5021.00 - Office of the Comptroller of the Currency (OCC)

      WACHOVIA BANK NA (NC):
    • Refinancing originated for $45,000
      JPMORGAN CHASE BANK (OH):
    • Home Improvement Loan denied for $40,000
      US BANK, N.A. (OH):
    • 2 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $89,000, 1 Conventional Home Purchase Loan for $63,000
      FIRST TENNESSEE BANK NA (TN):
    • Home Improvement Loan denied for $5,000
      NATIONAL CITY BANK (OH):
    • Conventional Home Purchase Loan denied for $42,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Refinancing Denied for $66,000
      PNC BANK, NA (PA):
    • Home Improvement Loan Denied for $4,000
      WELLS FARGO BANK, NA (SD):
    • 3 Loans originated: 2 Conventional for an average of $69,000, 1 Refinancing for $54,000
    • Refinancing Approved but not accepted for $29,000
    • Conventional Home Purchase Loan denied for $68,000
      BANK OF AMERICA, N.A. (NC):
    • Refinancing Originated for $37,000
      UNION PLANTERS BANK (TN):
    • Refinancing denied for $64,000
    • Conventional Home Purchase Loan Withdrawn for $67,000
      LASALLE BANK NA (IL):
    • Refinancing closed for incompleteness for $42,000
      NATIONAL BANK (IL):
    • Home Improvement Loan denied for $43,000
      MERCANTILE NATIONAL BANK OF IN (IN):
    • Conventional Home Purchase Loan originated for $94,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • 2 Applications withdrawn: 1 Refinancing for $37,000, 1 Loan On Manufactured Home Dwelling for $37,000
      COMMERCE BANK, N.A. (MO):
    • Conventional Home Purchase Loan Denied for $54,000
      CHASE MANHATTAN BANK USA, NA (DE):
    • Refinancing Denied for $40,000
      US BANK NORTH DAKOTA (ND):
    • 4 Loans originated: 1 Conventional Home Purchase Loan for $26,000, 2 Home Improvement Loans for an average of $27,000, 1 Loan On Manufactured Home Dwelling for $26,000
    • Conventional Home Purchase Loan approved, not accepted for $17,000
    • 2 Denied loans: 1 Conventional for $30,000, 1 Loan On Manufactured Home Dwelling for $30,000
      ASSOCIATED BANK, N.A. (WI):
    • 2 Loans originated: 1 Refinancing for $30,000, 1 Home Improvement for $5,000
      METLIFE BANK, N.A. (NJ):
    • FHA, FSA/RHS & VA Home Purchase Loan denied for $99,000
      UMB BANK, NA (MO):
    • Conventional Home Purchase Loan Originated for $64,000
      MBNA AMERICA DELAWARE, N.A. (DE):
    • 2 Refinancings Denied for an average of $75,000
      COUNTRYWIDE BANK, N.A. (VA):
    • Home Improvement Loan Approved , not accepted for $15,000
      FIRST INDIANA BANK (IN):
    • Refinancing Approved , not accepted for $100,000
      CITIMORTGAGE, INC (NY):
    • Refinancing originated for $65,000
      CAPITAL ONE HOME LOANS, LLC (KS):
    • Refinancing Originated for $60,000
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $40,000
      FIRST FRANKLIN FINANCIAL CORP. (CA):
    • 2 Refinancings Originated for an average of $38,500
    • Refinancing denied for $38,000
      ASSOCIATED MORTGAGE CO, INC (WI):
    • Refinancing Originated for $47,000
    • Refinancing Approved, not accepted for $34,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • 6 Refinancings Originated for an average of $48,833
    • 2 Applications approved but not accepted: 1 Refinancing for $29,000, 1 Non-occupant Loan on < 5 Family Dwelling for $29,000
    • 2 Withdrawn loans: 1 FHA, FSA/RHS & VA Loan for $51,000, 1 Refinancing for $59,000
      WACHOVIA MORTAGE (NC):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $50,000
      WESTAMERICA MORTGAGE COMPANY (IL):
    • Conventional Home Purchase Loan Approved but not accepted for $83,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 2 Originated: 1 Conventional for $78,000, 1 Refinancing for $89,000

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    Home Mortgage Disclosure Act Statistics for Southwest Fairmont City, Illinois (IL), Zip Code 62201, St. Clair County, Tract 5021.00 - Federal Reserve System (FRB)

      FIRST BANK (MO):
    • Refinancing Originated for $60,000
      REGIONS BANK (AL):
    • 6 Originated: 2 Conventional Home Purchase Loans for an average of $46,500, 2 Home Improvement Loans for an average of $23,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $23,500
    • 2 Refinancings Denied for an average of $42,000
      CENTRUE BANK (IL):
    • Refinancing originated for $64,000
      SOUTHWEST BANK OF ST LOUIS (MO):
    • Loan on Dwelling For 5+ Families Originated for $490,000
      FIRST ILLINOIS BANK (IL):
    • Home Improvement Loan originated for $5,000
      SUNTRUST MORTGAGE, INC (VA):
    • Refinancing Withdrawn for $68,000
      COUNTRYWIDE HOME LOANS (CA):
    • 4 Originated: 1 Conventional for $59,000, 3 Refinancings for an average of $66,000
      WELLS FARGO FIN'L MISSOURI INC (IA):
    • Refinancing Denied for $3,000
      WELLS FARGO FIN'L ILLINOIS INC (IA):
    • Refinancing Denied for $2,000
      BENEFICIAL COMPANY LLC (IL):
    • Home Improvement Loan originated for $13,000
    • Refinancing Denied for $70,000
      EQUITY ONE, INC. (NJ):
    • Refinancing Denied for $35,000
      HFC COMPANY LLC (IL):
    • 3 Home Improvement Loans denied for an average of $65,000
    • 2 Refinancings withdrawn for an average of $94,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • Refinancing denied for $40,000
      RBC MORTGAGE (TX):
    • Refinancing Originated for $34,000
      BANCO POPULAR NORTH AMERICA (NY):
    • Conventional Home Purchase Loan Originated for $66,000
      CITIFINANCIAL SERVICES, INC. (MD):
    • Refinancing Approved but not accepted for $19,000
    • Refinancing denied for $26,000
      EQUIFIRST CORPORATION (NC):
    • Refinancing originated for $67,000
      FULL SPECTRUM LENDING (CA):
    • Refinancing Withdrawn for $43,000
      DECISION ONE MORTGAGE (IL):
    • Refinancing Originated for $80,000
      HFC COMPANY LLC (IL):
    • Refinancing Denied for $80,000
      E-LOAN INC (CA):
    • 2 Refinancings Denied for an average of $15,500

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 62201, St. Clair County, Tract 5021.00 - Federal Deposit Insurance Corporation (FDIC)

      THE BANK OF EDWARDSVILLE (IL):
    • 3 Denied: 2 Conventional for an average of $56,500, 1 Refinancing for $54,000
      CITIZENS BANK (TN):
    • Home Improvement Loan denied for $9,000
      FIRST COUNTY BANK (IL):
    • 2 Applications withdrawn: 1 Conventional Home Purchase Loan for $20,000, 1 Non-occupant Loan on < 5 Family Dwelling for $20,000
      BANK OF O'FALLON (IL):
    • 2 Originated: 1 Refinancing for $8,000, 1 Non-occupant Loan on < 5 Family Dwelling for $8,000
    • 4 Denied loans: 2 Conventional for an average of $20,000, 2 Loans On Manufactured Home Dwelling for an average of $20,000
      UNITED COMMUNITY BANK (IL):
    • Conventional Home Purchase Loan originated for $29,000
      FREMONT INVESTMENT & LOAN (CA):
    • Conventional Home Purchase Loan originated for $61,000
      ROCKWOOD BANK (MO):
    • 2 Originated: 1 Home Improvement Loan for $3,000, 1 Non-occupant Loan on < 5 Family Dwelling for $3,000
      FIRST COLLINSVILLE BANK (IL):
    • 13 Originated: 5 Conventional Home Purchase Loans for an average of $26,400, 1 Refinancing for $64,000, 4 Home Improvement for an average of $36,250, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $22,667
      WEST POINTE BANK AND TRUST CO (IL):
    • Conventional Home Purchase Loan withdrawn for $48,000
      RELIANCE BANK (MO):
    • FHA, FSA/RHS & VA Home Purchase Loan denied for $126,000
      PARTNERS BANK (IL):
    • 2 Refinancings denied for an average of $52,000
      GMAC BANK (UT):
    • Refinancing Approved - not accepted for $44,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • 2 Conventional Home Purchase Loans originated for an average of $19,000

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    Home Mortgage Disclosure Act Statistics for Southwest Fairmont City, St. Clair County, Tract 5021.00 - Office of Thrift Supervision (OTS)

      HOME FEDERAL S&L ASSOCIATION OF CO (IL):
    • 10 Originated: 6 Conventional for an average of $41,833, 2 Refinancings for an average of $13,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $11,500
      COLLINSVILLE BUILDING AND LOAN (IL):
    • Refinancing denied for $28,000
      M&I BANK FSB (NV):
    • Refinancing Withdrawn for $100,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • Refinancing originated for $60,000
      CHEVY CHASE BANK, F.S.B. (VA):
    • Home Improvement Loan denied for $30,000
      FLAGSTAR BANK (MI):
    • 2 Refinancings Originated for an average of $40,500
    • Refinancing Approved, not accepted for $41,000
      NETBANK FUNDINGS SERVICES (GA):
    • Refinancing Originated for $50,000
      WASHINGTON MUTUAL BANK (NV):
    • Conventional Home Purchase Loan Denied for $60,000
      HOME LOAN INVESTMENT BANK (RI):
    • 2 Refinancings Denied for an average of $40,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing originated for $67,000
      STATE FARM BANK (IL):
    • Refinancing Denied for $16,000
      GE MONEY BANK (UT):
    • Refinancing denied for $88,000
      AMERICAN STERLING BANK (MO):
    • Refinancing originated for $64,000
      COUNTRYWIDE BANK, FSB (VA):
    • 5 Loans originated: 2 Conventional Home Purchase for an average of $56,500, 1 Refinancing for $43,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $34,500
    • Refinancing approved - not accepted for $68,000
      INTERVALE MORTGAGE (RI):
    • Refinancing Originated for $20,000
    • Conventional Home Purchase Loan Denied for $59,000
      CITIFINANCIAL MTG CO, INC (TX):
    • Refinancing originated for $25,000
      BNC MORTGAGE (NY):
    • Refinancing approved - not accepted for $81,000
      LONG BEACH MORTGAGE CO. (NY):
    • Conventional Home Purchase Loan denied for $43,000
      PULASKI MORTGAGE COMPANY (AR):
    • Refinancing originated for $82,000
      GUARANTY RESIDENTIAL LENDING (TX):
    • Refinancing Originated for $30,000

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    Statistics for this city, Zip Code 62201, Tract 5021.00 - National Credit Union Administration (NCUA)

      GCS FEDERAL CREDIT UNION (IL):
    • Home Improvement Loan Originated for $40,000
      ANHEUSER-BUSCH EMPLOYEES CU (MO):
    • Conventional Home Purchase Loan Originated for $25,000
      SCOTT CREDIT UNION (IL):
    • Refinancing Originated for $40,000
    • Conventional Home Purchase Loan denied for $78,000
      FIRST COMMUNITY CREDIT UNION (MO):
    • Refinancing denied for $57,000

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    Statistics for this city, Zip Code 62201, Tract 5021.00 - Department of Housing and Urban Development (HUD)

      OCWEN LOAN SERVICING, LLC (FL):
    • Refinancing originated for $60,000
      AMERICAN BUSINESS FINANCIAL (PA):
    • Refinancing originated for $38,000
    • Refinancing Denied for $40,000
    • 2 Refinancings withdrawn for an average of $32,500
      ADVANCED FINANCIAL SERVICES IN (RI):
    • 2 Refinancings denied for an average of $15,000
    • Refinancing Withdrawn for $15,000
      LONG BEACH MORTGAGE CO. (WA):
    • 4 Loans originated: 2 Refinancings for an average of $37,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $37,000
      1ST ADVANTAGE MORTGAGE, LLC (IL):
    • Conventional Home Purchase Loan originated for $50,000
      MORTGAGE AMENITIES CORP. (RI):
    • Refinancing Originated for $60,000
      AMERUS HOME LENDING, INC (IA):
    • Refinancing Originated for $102,000
      CUNA MUTUAL MORTGAGE CORPORATI (WI):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $23,000
      MERITLENDING.COM (CA):
    • Refinancing Originated for $64,000
      E-LOAN, INC. (CA):
    • Refinancing Denied for $45,000
      FINANCE AMERICA, LLC (CA):
    • 2 Denied: 1 Conventional Home Purchase Loan for $45,000, 1 Refinancing for $44,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Refinancing Originated for $71,000
      FIRST NLC FINANCIAL SERVICES, (FL):
    • Refinancing Originated for $60,000
      HOME123 CORPORATION (CA):
    • Refinancing withdrawn for $77,000
      PEOPLE'S CHOICE FINANCIAL CORP (CA):
    • Conventional Home Purchase Loan denied for $64,000
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • Conventional Home Purchase Loan Denied for $70,000
      OAK STREET MORTGAGE (IN):
    • Refinancing Denied for $45,000
      SEBRING CAPITAL PARTNERS, LP (TX):
    • Conventional Home Purchase Loan denied for $76,000
      ENCORE CREDIT CORP (CA):
    • 2 Applications withdrawn: 1 Conventional for $56,000, 1 Refinancing for $63,000
      ARGENT MORTGAGE COMPANY (CA):
    • Refinancing Approved - not accepted for $64,000
      AMC MORTGAGE SERVICES, INC. (CA):
    • Refinancing denied for $60,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • Conventional Home Purchase Loan withdrawn for $38,000
      GERSHMAN INVESTMENT CORP. (MO):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $64,000
      PARAMOUNT BOND AND MORTGAGE (MO):
    • Refinancing Originated for $48,000
      PHH MORTGAGE CORPORATION (NJ):
    • Conventional Home Purchase Loan originated for $65,000
      HFC (IL):
    • Refinancing Withdrawn for $67,000
      GMAC MORTGAGE LLC (PA):
    • Refinancing originated for $50,000
    • FHA, FSA/RHS & VA Home Purchase Loan approved, not accepted for $79,000
    • Home Improvement Loan Denied for $27,000
      BENEFICIAL (IL):
    • 2 Loans denied: 1 Refinancing for $50,000, 1 Home Improvement for $19,000
      DECISION ONE MORTGAGE (NC):
    • Conventional Home Purchase Loan originated for $70,000
      DELTA FUNDING CORPORATION (NY):
    • 2 Loans originated: 1 Refinancing for $49,000, 1 Non-occupant Loan on < 5 Family Dwelling for $49,000
    • Refinancing Approved - not accepted for $41,000
    • Refinancing Denied for $20,000
      PERFORMANCE CREDIT CORPORATION (CA):
    • Conventional Home Purchase Loan Withdrawn for $51,000
      TAYLOR, BEAN & WHITAKER (FL):
    • Refinancing Originated for $54,000
      FREEDOM MORTGAGE CORP. (NJ):
    • Refinancing approved, not accepted for $20,000
      SUMMIT MORTGAGE CORPORATION (MN):
    • Refinancing Originated for $68,000
      OPTION ONE MORTGAGE CORP (CA):
    • Refinancing Denied for $57,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $35,000
      AMERICAN EQUITY MORTGAGE, INC. (MO):
    • Refinancing originated for $46,000
    • 2 Refinancings Denied for an average of $52,500
      AMERIQUEST MORTGAGE COMPANY (CA):
    • 2 Refinancings Withdrawn for an average of $67,000
      MILA, INC (WA):
    • 2 Refinancings Originated for an average of $28,000
      FIELDSTONE MORTGAGE COMPANY (MD):
    • Conventional Home Purchase Loan withdrawn for $71,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • 2 Refinancings denied for an average of $49,000
    • 5 Refinancings withdrawn for an average of $57,200
      HOMECOMINGS FINANCIAL LLC (MN):
    • Conventional Home Purchase Loan Originated for $51,000
      IFREEDOM DIRECT CORPORATION (UT):
    • Refinancing Originated for $52,000
    • Refinancing withdrawn for $58,000

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