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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for French Gulch, Zip Code 96047, Shasta County, California (CA), Tract 0124.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2190 Loans originated: 45 FHA, FSA/RHS & VA for an average of $156,400, 521 Conventional for an average of $219,499, 1307 Refinancings for an average of $194,300, 136 Home Improvement for an average of $102,676, 110 Non-occupant Loans on < 5 Family Dwellings for an average of $198,527, 71 Loans On Manufactured Home Dwelling for an average of $123,746
    • 416 Approved loans - not accepted: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $135,333, 107 Conventional Home Purchase Loans for an average of $189,636, 219 Refinancings for an average of $184,114, 38 Home Improvement for an average of $71,447, 26 Non-occupant Loans on < 5 Family Dwellings for an average of $168,654, 23 Loans On Manufactured Home Dwelling for an average of $121,174
    • 921 Denied loans: 6 FHA, FSA/RHS & VA for an average of $160,500, 134 Conventional for an average of $205,060, 549 Refinancings for an average of $183,158, 133 Home Improvement for an average of $105,842, 48 Non-occupant Loans on < 5 Family Dwellings for an average of $208,271, 51 Loans On Manufactured Home Dwelling for an average of $117,824
    • 532 Withdrawn applications: 9 FHA, FSA/RHS & VA Loans for an average of $158,889, 69 Conventional Home Purchase for an average of $237,565, 383 Refinancings for an average of $181,339, 29 Home Improvement Loans for an average of $93,552, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $207,727, 20 Loans On Manufactured Home Dwelling for an average of $132,200
    • 150 Files closed for incompleteness: 24 Conventional Home Purchase Loans for an average of $256,083, 103 Refinancings for an average of $212,680, 6 Home Improvement for an average of $128,000, 4 Non-occupant Loans on < 5 Family Dwellings for an average of $423,500, 13 Loans On Manufactured Home Dwelling for an average of $99,846

    Compared to the state average:

    • The number of loans originated per 1000 residents (541) is comparable to CA average (566). The average loan value for this tract ($191,751) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (103) is comparable to CA average (99). The average loan value for this tract ($170,445) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (227) is comparable to CA average (195). The average loan value for this tract ($172,723) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (131) is comparable to CA average (124). The average loan value for this tract ($182,711) is below the state average ($255,431).
    • The number of loans closed per 1000 residents (37) is comparable to CA average (34). The average loan value for this tract ($212,080) is below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 112 Originated: 62 Conventional Home Purchase for an average of $210,371, 37 Refinancings for an average of $225,405, 9 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $167,111, 4 Loans On Manufactured Home Dwelling (A & B) for an average of $178,500
    • 37 Loans approved - not accepted: 20 Conventional for an average of $221,850, 14 Refinancings for an average of $206,571, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $106,333
    • 9 Denied loans: 5 Conventional Home Purchase for an average of $186,600, 3 Refinancings for an average of $313,667, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $168,000
    • 9 Loans withdrawn: 7 Conventional Home Purchase Loans for an average of $172,571, 1 Refinancing for $437,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $119,000
    • Conventional Home Purchase Loan closed for incompleteness for $139,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $185,000
      Genworth Financial:
    • Conventional Home Purchase Loan Closed for incompleteness for $139,000
      Mortgage Guaranty Insurance:
    • 4 Loans originated: Conventional Home Purchase Loan for $119,000, 3 Refinancings for an average of $155,667
      PMI Mortgage Insurance:
    • 2 Loans originated: Conventional Home Purchase Loan for $124,000, Refinancing for $227,000
    • Refinancing Applications approved - not accepted for $117,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $141,000
      United Guaranty Corporation:
    • 7 Conventional Home Purchase Loans Originated for an average of $117,143
      Triad Guaranty Insurance:
    • Refinancing originated for $320,000


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