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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Garden Acres, Zip Code 95215, San Joaquin County, California (CA), Tract 0027.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2123 Loans originated: 131 FHA, FSA/RHS & VA Home Purchase Loans for an average of $104,313, 489 Conventional for an average of $123,679, 1192 Refinancings for an average of $131,846, 113 Home Improvement Loans for an average of $115,717, 186 Non-occupant Loans on < 5 Family Dwellings for an average of $121,468, 12 Loans On Manufactured Home Dwelling for an average of $121,167
    • 424 Loans approved but not accepted: 5 FHA, FSA/RHS & VA for an average of $112,600, 106 Conventional Home Purchase Loans for an average of $130,151, 241 Refinancings for an average of $142,593, 32 Home Improvement for an average of $74,625, 1 Dwelling For 5+ Families for $123,000, 36 Non-occupant Loans on < 5 Family Dwellings for an average of $168,028, 3 Loans On Manufactured Home Dwelling for an average of $150,333
    • 1198 Loans denied: 12 FHA, FSA/RHS & VA for an average of $99,000, 246 Conventional for an average of $136,837, 738 Refinancings for an average of $138,816, 119 Home Improvement for an average of $99,151, 1 Dwelling For 5+ Families for $115,000, 76 Non-occupant Loans on < 5 Family Dwellings for an average of $132,197, 6 Loans On Manufactured Home Dwelling for an average of $95,000
    • 587 Applications withdrawn: 16 FHA, FSA/RHS & VA for an average of $112,125, 91 Conventional for an average of $156,451, 403 Refinancings for an average of $142,002, 41 Home Improvement for an average of $106,927, 35 Non-occupant Loans on < 5 Family Dwellings for an average of $130,000, 1 Loan On Manufactured Home Dwelling for $62,000
    • 189 Files closed for incompleteness: 5 FHA, FSA/RHS & VA for an average of $104,600, 16 Conventional for an average of $144,500, 153 Refinancings for an average of $136,725, 5 Home Improvement for an average of $101,400, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $132,333, 1 Loan On Manufactured Home Dwelling for $163,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (467) is comparable to CA average (566). The average loan value for this tract ($126,438) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (93) is comparable to CA average (99). The average loan value for this tract ($136,167) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (264) is above CA average (195). The average loan value for this tract ($133,412) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (129) is comparable to CA average (124). The average loan value for this tract ($140,126) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (42) is comparable to CA average (34). The average loan value for this tract ($135,529) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 106 Loans originated: 67 Conventional for an average of $115,164, 35 Refinancings for an average of $140,943, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $74,750
    • 28 Approved applications - not accepted: 13 Conventional for an average of $153,154, 14 Refinancings for an average of $170,143, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $62,000
    • 10 Denied: 5 Conventional Home Purchase Loans for an average of $61,200, 3 Refinancings for an average of $172,000, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $149,500
    • 3 Withdrawn loans: 2 Conventional Home Purchase Loans for an average of $178,000, 1 Refinancing for $87,000
    • 3 Closed for incompleteness: 1 Conventional for $143,000, 2 Refinancings for an average of $184,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Loans originated: Conventional Home Purchase Loan for $64,000, Refinancing for $55,000
      Genworth Financial:
    • Refinancing Denied applications for $66,000
      Mortgage Guaranty Insurance:
    • Refinancing originated for $68,000
    • Conventional Home Purchase Loan denied for $47,000
      PMI Mortgage Insurance:
    • 5 Originated: 3 Conventional Home Purchase Loans for an average of $76,000, 2 Refinancings for an average of $76,000
      Republic Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $120,500
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $55,000
    • Refinancing Applications approved - not accepted for $61,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $105,000
    • Conventional Home Purchase Loan Approved but not accepted for $105,000


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