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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Harding-Birch Lakes, Zip Code 99714, Fairbanks North Star, Alaska (AK), Tract 0017.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 261 Originated: 23 FHA, FSA/RHS & VA Home Purchase Loans for an average of $179,565, 71 Conventional Home Purchase Loans for an average of $145,451, 93 Refinancings for an average of $148,215, 26 Home Improvement for an average of $58,654, 45 Non-occupant Loans on < 5 Family Dwellings for an average of $129,733, 3 Loans On Manufactured Home Dwelling for an average of $113,000
    • 25 Applications approved but not accepted: 6 Conventional Home Purchase for an average of $135,000, 16 Refinancings for an average of $125,188, 1 Home Improvement Loan for $152,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $111,000
    • 115 Denied applications: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $181,500, 20 Conventional for an average of $104,900, 54 Refinancings for an average of $128,722, 20 Home Improvement Loans for an average of $54,600, 11 Non-occupant Loans on < 5 Family Dwellings for an average of $124,000, 6 Loans On Manufactured Home Dwelling for an average of $96,000
    • 71 Applications withdrawn: 5 FHA, FSA/RHS & VA Loans for an average of $141,400, 12 Conventional for an average of $110,750, 38 Refinancings for an average of $160,895, 7 Home Improvement for an average of $83,143, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $131,333
    • 22 Applications closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $116,000, 4 Conventional Home Purchase Loans for an average of $89,250, 10 Refinancings for an average of $129,700, 3 Home Improvement for an average of $64,333, 3 Loans On Manufactured Home Dwelling for an average of $69,333

    Compared to the state average:

    • The number of loans originated per 1000 residents (242) is comparable to AK average (277). The average loan value for this tract ($137,713) is below the state average ($179,353).
    • The number of loans not accepted per 1000 residents (23) is comparable to AK average (24). The average loan value for this tract ($127,480) is below the state average ($175,577).
    • The number of loans denied per 1000 residents (107) is above AK average (69). The average loan value for this tract ($111,365) is below the state average ($166,221).
    • The number of loans withdrawn per 1000 residents (66) is above AK average (53). The average loan value for this tract ($139,634) is below the state average ($179,724).
    • The number of loans closed per 1000 residents (20) is significantly above AK average (12). The average loan value for this tract ($103,955) is significantly below the state average ($172,487).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 36 Originated: 17 Conventional for an average of $158,765, 13 Refinancings for an average of $211,923, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $185,167
    • 10 Approved loans but not accepted: 4 Conventional for an average of $183,750, 5 Refinancings for an average of $256,800, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $81,000
    • 2 Loans denied: 1 Conventional for $154,000, 1 Loan On Manufactured Home Dwelling (A & B) for $154,000
    • 4 Withdrawn: 1 Conventional Home Purchase for $215,000, 3 Refinancings for an average of $219,333

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $189,000
      Genworth Financial:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $178,000
      Mortgage Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $89,000, Refinancing for $141,000
      PMI Mortgage Insurance:
    • Refinancing Originated for $171,000
    • Conventional Home Purchase Loan Withdrawn for $215,000
      Republic Mortgage Insurance:
    • 2 Refinancings originated for an average of $168,000
      United Guaranty Corporation:
    • Refinancing Originated for $164,000
      Triad Guaranty Insurance:
    • Refinancing originated for $248,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $82,000
    • Refinancing Approved but not accepted for $280,000

    Home Mortgage Disclosure Act Statistics for this city, Zip Code 99714, Tract 0017.00 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • Conventional Home Purchase Loan Originated for $114,000
    • FHA, FSA/RHS & VA Home Purchase Loan closed for incompleteness for $116,000
      NATIONAL CITY BANK (OH):
    • Refinancing Denied for $275,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Refinancing Originated for $266,000
      PNC BANK, NA (PA):
    • Refinancing Originated for $75,000
      CITIBANK, N.A. (NV):
    • Refinancing Denied for $53,000
      WELLS FARGO BANK, NA (SD):
    • 6 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $116,000, 2 Conventional Home Purchase Loans for an average of $93,500, 2 Refinancings for an average of $102,500, 1 Home Improvement for $203,000
    • Conventional Home Purchase Loan Approved but not accepted for $123,000
    • 3 Loans denied: 1 Refinancing for $41,000, 1 Home Improvement for $25,000, 1 Non-occupant Loan on < 5 Family Dwelling for $41,000
      WELLS FARGO BANK WEST, NA (CO):
    • Refinancing Originated for $19,000
      FIRST NATIONAL BANK ALASKA (AK):
    • 2 Refinancings withdrawn for an average of $37,500
      BANK OF AMERICA, N.A. (NC):
    • 2 Refinancings originated for an average of $220,000
      WELLS FARGO BANK ALASKA, NA (AK):
    • 8 Originated: 1 Refinancing for $37,000, 6 Home Improvement for an average of $34,667, 1 Non-occupant Loan on < 5 Family Dwelling for $24,000
    • Home Improvement Loan approved - not accepted for $24,000
    • Home Improvement Loan denied for $5,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Home Improvement Loan Originated for $10,000
      WELLS FARGO BANK NEVADA, NA (NV):
    • Home Improvement Loan originated for $3,000
    • Home Improvement Loan denied for $4,000
      METLIFE BANK, N.A. (NJ):
    • 2 Refinancings denied for an average of $140,000
      AM MTG NETWORK DBA VERTI (CA):
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $255,000
      WELLS FARGO FUNDING, INC (IA):
    • Refinancing Denied for $105,000
      NORTHLAND CREDIT CORPORATION (AK):
    • Home Improvement Loan denied for $5,000
      WELLS FARGO HOME MORTGAGE (IA):
    • Refinancing originated for $158,000
    • Refinancing closed for incompleteness for $143,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 99714, Fairbanks North Star, Tract 0017.00 - Federal Reserve System (FRB)

      BANK INDEPENDENT (AL):
    • 3 Denied applications: 1 Home Improvement for $35,000, 1 Non-occupant Loan on < 5 Family Dwelling for $35,000, 1 Loan On Manufactured Home Dwelling for $35,000
      COUNTRYWIDE HOME LOANS (CA):
    • 3 Refinancings Originated for an average of $108,000
      WELLS FARGO FIN'L ALASKA, INC (IA):
    • 2 Loans originated: 1 Refinancing for $33,000, 1 Home Improvement Loan for $80,000
    • 2 Loans denied: 1 Refinancing for $1,000, 1 Home Improvement for $35,000
      IRWIN HOME EQUITY CORP (CA):
    • Refinancing originated for $64,000

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    Statistics for this city, Zip Code 99714, Fairbanks North Star, Tract 0017.00 - Federal Deposit Insurance Corporation (FDIC)

      MT. MCKINLEY BANK (AK):
    • 10 Loans originated: 5 Conventional Home Purchase Loans for an average of $127,600, 2 Refinancings for an average of $78,000, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $86,333
    • Home Improvement Loan Denied for $40,000
    • 3 Applications withdrawn: 2 Conventional Home Purchase for an average of $26,500, 1 Non-occupant Loan on < 5 Family Dwelling for $35,000
      DENALI STATE BANK (AK):
    • 7 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $155,000, 1 Conventional Home Purchase Loan for $118,000, 3 Refinancings for an average of $150,667, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $126,500
      FRANKLIN BANK SSB (TX):
    • Refinancing Withdrawn for $184,000
      NORTHRIM BANK (AK):
    • Home Improvement Loan Originated for $89,000
      GMAC BANK (UT):
    • 2 Loans originated: 1 Refinancing for $100,000, 1 Home Improvement Loan for $150,000

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    Home Mortgage Disclosure Act Statistics for Harding-Birch Lakes, Fairbanks North Star, Tract 0017.00 - Office of Thrift Supervision (OTS)

      INDYMAC BANK, F.S.B. (CA):
    • 2 Loans originated: 1 Refinancing for $112,000, 1 Non-occupant Loan on < 5 Family Dwelling for $112,000
      E*TRADE BANK (VA):
    • Refinancing Originated for $60,000
      USAA FEDERAL SAVINGS BANK (TX):
    • 2 Loans approved but not accepted: 1 Conventional Home Purchase for $54,000, 1 Non-occupant Loan on < 5 Family Dwelling for $54,000
    • Refinancing Closed for incompleteness for $26,000
      WASHINGTON MUTUAL BANK (NV):
    • Refinancing Denied for $150,000
      CITICORP TRUST BANK, FSB (DE):
    • 2 Refinancings Originated for an average of $112,000
      STATE FARM BANK (IL):
    • Refinancing denied for $84,000
      ING BANK, FSB (DE):
    • Refinancing Approved - not accepted for $128,000
      COUNTRYWIDE BANK, FSB (VA):
    • 2 Originated: 1 Conventional for $360,000, 1 Refinancing for $196,000
    • 2 Refinancings approved - not accepted for an average of $104,500
      CITIMORTGAGE, INC (MO):
    • 2 Applications denied: 1 Conventional Home Purchase for $76,000, 1 Non-occupant Loan on < 5 Family Dwelling for $76,000
      MIDCOUNTRY MORTGAGE CORP. (MN):
    • Refinancing originated for $200,000
      BNC MORTGAGE (NY):
    • Conventional Home Purchase Loan Denied for $122,000

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    Statistics for Harding-Birch Lakes, Fairbanks North Star, Tract 0017.00 - National Credit Union Administration (NCUA)

      PENTAGON FEDERAL CREDIT UNION (VA):
    • Refinancing originated for $193,000
      NFCU (VA):
    • 2 Loans originated: 1 Conventional for $134,000, 1 Non-occupant Loan on < 5 Family Dwelling for $134,000
      DENALI ALASKAN FEDERAL CREDIT (AK):
    • Refinancing withdrawn for $168,000
      ALASKA USA FEDERAL CREDIT UNION (AK):
    • Home Improvement Loan Originated for $25,000
      SPIRIT OF ALASKA FEDERAL CREDIT UNION (AK):
    • 4 Refinancings originated for an average of $180,000
      CREDIT UNION 1 (AK):
    • Refinancing Withdrawn for $275,000
      ALASKA USA MORTGAGE COMPANY, L (AK):
    • 3 Loans originated: 1 FHA, FSA/RHS & VA Loan for $169,000, 2 Conventional Home Purchase for an average of $192,500
    • Refinancing Withdrawn for $112,000
      ALASKA USA MORTGAGE COMPANY, LLC (AK):
    • 5 Loans originated: 2 Conventional for an average of $35,000, 3 Refinancings for an average of $111,333
    • Refinancing Denied for $84,000

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    Home Mortgage Disclosure Act Statistics for Harding-Birch Lakes, Alaska (AK), Zip Code 99714, Fairbanks North Star, Tract 0017.00 - Department of Housing and Urban Development (HUD)

      NATIONWIDE LENDING CORPORATION (CA):
    • Refinancing Originated for $64,000
    • Refinancing Withdrawn for $232,000
      NATIONSFIRST LENDING, INC. (CA):
    • Conventional Home Purchase Loan approved - not accepted for $154,000
      CALUSA INVESTMENTS, L.L.C. (VA):
    • Refinancing Withdrawn for $104,000
      LONG BEACH MORTGAGE CO. (WA):
    • Refinancing originated for $39,000
      SEBRING CAPITAL CORPORATION (TX):
    • Refinancing closed for incompleteness for $135,000
      RESIDENTIAL MORTGAGE, LLC (AK):
    • 2 Withdrawn: 1 Conventional Home Purchase Loan for $200,000, 1 Non-occupant Loan on < 5 Family Dwelling for $200,000
      CUNA MUTUAL MORTGAGE CORPORATI (WI):
    • Conventional Home Purchase Loan withdrawn for $131,000
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • Refinancing Denied for $240,000
    • FHA, FSA/RHS & VA Home Purchase Loan closed for incompleteness for $116,000
      HOME LOAN CENTER, INC. (CA):
    • Refinancing Denied for $152,000
      LIBERTY FINANCIAL GROUP, INC. (WA):
    • Refinancing Originated for $206,000
      ARGENT MORTGAGE COMPANY (CA):
    • 3 Refinancings Approved, not accepted for an average of $147,667
      GREYSTONE RESIDENTAL FUNDING (WI):
    • 2 Refinancings closed for incompleteness for an average of $90,000
      FIRST RESIDENTIAL MORTGAGE (KY):
    • Refinancing denied for $60,000
      TMG REAL ESTATE AND FINANCIAL (KY):
    • Refinancing Withdrawn for $240,000
      MACQUARIE MORTGAGES USA, INC. (TN):
    • 2 Loans originated: 1 Refinancing for $113,000, 1 Non-occupant Loan on < 5 Family Dwelling for $113,000
    • 2 Approved loans - not accepted: 1 Conventional Home Purchase for $168,000, 1 Non-occupant Loan on < 5 Family Dwelling for $168,000
      NEWDAY FINANCIAL, LLC (MD):
    • Refinancing withdrawn for $165,000
      AMERISAVE MORTGAGE CORPORATION (GA):
    • Refinancing Withdrawn for $180,000
      PHH MORTGAGE CORPORATION (NJ):
    • Refinancing Approved but not accepted for $175,000
      NATIONWIDE LENDING CORPORATION (CA):
    • Refinancing Denied for $75,000
      UNITED FINANCIAL MORTGAGE CORP (IL):
    • Conventional Home Purchase Loan Denied for $139,000
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $139,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Refinancing Withdrawn for $88,000
      GMAC MORTGAGE LLC (PA):
    • Refinancing denied for $28,000
      COUNTRYWIDE HOME LOANS (CA):
    • 3 Originated: 1 FHA, FSA/RHS & VA for $141,000, 2 Refinancings for an average of $81,000
      EAGLE HOME MORTGAGE, LLC (WA):
    • 2 Applications denied: 1 Conventional Home Purchase Loan for $150,000, 1 Loan On Manufactured Home Dwelling for $150,000
      QUICKEN LOANS (MI):
    • 3 Originated: 1 Conventional Home Purchase for $208,000, 2 Refinancings for an average of $154,500
    • 2 Refinancings approved - not accepted for an average of $128,500
    • Refinancing Denied for $107,000
      REALTY MORTGAGE (MS):
    • Refinancing Withdrawn for $234,000
      GREENLIGHT FINANCIAL SERVICES (CA):
    • Home Improvement Loan denied for $91,000
      TAYLOR, BEAN & WHITAKER (FL):
    • 2 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $179,000, 1 Refinancing for $256,000
      FREEDOM MORTGAGE CORP. (NJ):
    • Refinancing denied for $180,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • 2 Denied loans: 1 Conventional Home Purchase for $163,000, 1 Loan On Manufactured Home Dwelling for $163,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing denied for $86,000
      BNC MORTGAGE (CA):
    • Refinancing denied for $39,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • Refinancing Originated for $120,000
      SAXON MORTGAGE (VA):
    • 2 Refinancings denied for an average of $73,500
      NORTHWEST FARM CREDIT SERVICES (WA):
    • Conventional Home Purchase Loan Originated for $169,000

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