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Home Mortgage Disclosure Act Statistics for Irondale, Georgia(GA), Zip Code 30228, Clayton County, Tract 0406.07- Office of Thrift Supervision (OTS)
| GUARANTY RESIDENTIAL LENDING (TX) - Home Mortgage Disclosure Act Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $108,333 | 0 | $0 | 1 | $80,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $133,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $132,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $126,500 | 1 | $160,000 | 1 | $116,000 |
| GUARANTY RESIDENTIAL LENDING (TX) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $111,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $76,000 |
| APPLICATIONS WITHDRAWN | 1 | $116,000 | 0 | $0 |
| GUARANTY RESIDENTIAL LENDING (TX) - Statistics For Year 2002 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $175,000 | 1 | $156,000 | 4 | $114,000 |
| APPLICATIONS DENIED | 1 | $122,000 | 1 | $137,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $165,000 | 0 | $0 | 0 | $0 |
| GUARANTY RESIDENTIAL LENDING (TX) - Statistics For Year 2001 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $124,250 | 1 | $76,000 | 4 | $113,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $83,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $87,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $138,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $174,000 | 0 | $0 |
| FIRST NATIONWIDE MORTGAGE CORP (CA) - Home Mortgage Disclosure Act Statistics For Year 2002 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 4 | $132,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $140,000 |
| APPLICATIONS DENIED | 1 | $152,000 |
| FIRST NATIONWIDE MORTGAGE CORP (CA) - Statistics For Year 2001 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $103,500 |
| APPLICATIONS DENIED | 1 | $109,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $92,000 |
| MERITAGE MORTGAGE CORPORATION (OR) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $111,333 | 1 | $113,000 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $105,000 | 0 | $0 |
| MERITAGE MORTGAGE CORPORATION (OR) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $91,500 | 1 | $105,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $162,500 | 1 | $95,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $70,500 | 1 | $87,000 | 1 | $87,000 |
MERRILL LYNCH CREDIT CORP. (FL): 1 Loan Originated in 2006: Refinancing for $105,000
CAPITAL ONE HOME LOANS, LLC (KS): 4 Loans Originated in 2006: Refinancings for an average of $82,500
| BNC MORTGAGE (NY) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $77,600 | 2 | $73,500 | 3 | $82,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $81,250 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $85,800 | 4 | $97,000 | 1 | $104,000 |
EVERHOME MORTGAGE COMPANY (FL): 1 Application Approved, Not Accepted in 2005: Refinancing for $115,000
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Home Mortgage Disclosure Act Statistics for Irondale, Georgia(GA), Zip Code 30228, Clayton County, Tract 0406.07- National Credit Union Administration (NCUA)
PENTAGON FEDERAL CREDIT UNION (VA):- 2007: 1 Loan Originated: Refinancing for $40,000
- 2007: 3 Applications Withdrawn: Conventional Home Purchase Loans for an average of $70,667
- 2007: 1 Application Withdrawn: Non-occupant Loan on < 5 Family Dwellings for $126,000
- 2006: 1 Loan Originated: Refinancing for $16,000
- 2005: 1 Loan Originated: Refinancing for $118,000
- 2005: 1 Loan Originated: Home Improvement Loan for $12,000
- 2005: 1 Application Withdrawn: Refinancing for $94,000
- 2004: 1 Loan Originated: Refinancing for $121,000
- 2004: 1 Application Denied: Home Improvement Loan for $40,000
ARIZONA FEDERAL (AZ): 1 Application Denied in 2006: Refinancing for $116,000
NORTHWEST FEDERAL CREDIT UNION (VA): 1 Application Withdrawn in 2007: Refinancing for $143,000
| NFCU (VA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $261,000 |
| APPLICATIONS DENIED | 1 | $96,000 |
| NFCU (VA) - Statistics For Year 2006 |
| C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $20,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $138,333 | 1 | $93,000 |
| NFCU (VA) - Statistics For Year 2005 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $162,000 |
| APPLICATIONS DENIED | 1 | $16,000 |
| APPLICATIONS WITHDRAWN | 1 | $24,000 |
| NFCU (VA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $90,500 | 1 | $15,000 | 1 | $15,000 |
| APPLICATIONS WITHDRAWN | 1 | $100,000 | 1 | $144,000 | 0 | $0 | 0 | $0 |
| NFCU (VA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $22,000 |
| APPLICATIONS DENIED | 1 | $123,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $19,000 |
| NFCU (VA) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $175,500 | 3 | $43,000 | 6 | $6,500 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 2 | $12,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $51,750 | 0 | $0 |
| NFCU (VA) - Statistics For Year 2001 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $100,750 | 4 | $6,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $15,000 |
| APPLICATIONS WITHDRAWN | 2 | $9,000 | 0 | $0 |
| NFCU (VA) - Statistics For Year 2000 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $116,500 | 0 | $0 | 1 | $6,000 | 2 | $9,500 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $51,000 | 0 | $0 | 0 | $0 |
ANDREWS FEDERAL CREDIT UNION (MD):- 2005: 1 Application Denied: Home Improvement Loan for $20,000
- 2003: 1 Loan Originated: Refinancing for $43,000
- 2001: 1 Application Denied: Home Improvement Loan for $20,000
CDC FEDERAL CREDIT UNION (GA): 1 Application Approved, Not Accepted in 1999: Refinancing for $74,000
LOCKHEED GA EMPLOYEES' FEDERAL CREDIT UNION (GA):- 2007: 1 Application Withdrawn: Conventional Home Purchase Loan for $106,000
- 2007: 1 Application Withdrawn: Home Improvement Loan for $26,000
- 2006: 1 Loan Originated: Home Improvement Loan for $10,000
- 2006: 1 Application Denied: Home Improvement Loan for $26,000
- 2004: 1 Application Withdrawn: Home Improvement Loan for $20,000
- 2002: 1 Loan Originated: Refinancing for $109,000
ROBINS FEDERAL CREDIT UNION (GA): 1 Loan Originated in 2007: Refinancing for $90,000
GEORGIA FEDERAL CREDIT UNION (GA):- 2007: 4 Applications Denied: Refinancings for an average of $144,500
- 2006: 1 Application Denied: Refinancing for $225,000
- 2005: 2 Applications Denied: Refinancings for an average of $130,000
- 2002: 1 Loan Originated: Refinancing for $120,000
- 2000: 1 Loan Originated: Home Improvement Loan for $8,000
FIDELITY FEDERAL CREDIT UNION (GA): 1 Loan Originated in 2003: Home Improvement Loan for $30,000
THE SOUTHERN FEDERAL CREDIT UN (GA):- 2007: 1 Application Withdrawn: Conventional Home Purchase Loan for $433,000
- 2007: 1 Application Withdrawn: Refinancing for $164,000
- 2006: 2 Applications Approved, Not Accepted: Refinancings for an average of $114,000
- 2006: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $90,000
- 2006: 2 Applications Denied: Refinancings for an average of $184,500
- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $250,000
- 2005: 1 Application Denied: Refinancing for $225,000
- 2003: 8 Loans Originated: Refinancings for an average of $101,000
- 2003: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $56,000
- 2002: 1 Loan Originated: Conventional Home Purchase Loan for $80,000
- 2001: 1 Loan Originated: Conventional Home Purchase Loan for $80,000
| IBM SOUTHEAST EMPLOYEES' FEDER (FL) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $22,500 |
| APPLICATIONS DENIED | 1 | $26,000 |
| IBM SOUTHEAST EMPLOYEES' FEDER (FL) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 2 | $16,500 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $132,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $99,000 | 0 | $0 | 0 | $0 |
| IBM SOUTHEAST EMPLOYEES' FEDER (FL) - Statistics For Year 2004 |
| D) Home Improvement Loans
|
| Number | Average Value |
| APPLICATIONS DENIED | 1 | $10,000 |
| IBM SOUTHEAST EMPLOYEES' FEDER (FL) - Statistics For Year 2002 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $17,000 |
NAPUS FEDERAL CREDIT UNION (VA): 1 Loan Originated in 2005: Home Improvement Loan for $32,000
FEDEX EMPLOYEES CREDIT ASSOCIATION (TN): 1 Loan Originated in 2007: Home Improvement Loan for $15,000
US FEDERAL CREDIT UNION (MN):- 2007: 1 Loan Originated: Refinancing for $80,000
- 2007: 1 Loan Originated: Home Improvement Loan for $53,000
- 2007: 1 Application Approved, Not Accepted: Refinancing for $160,000
- 2006: 1 Loan Originated: Refinancing for $31,000
- 2005: 1 Application Withdrawn: Home Improvement Loan for $17,000
- 2003: 1 Loan Originated: Home Improvement Loan for $10,000
- 2001: 1 Application Denied: Home Improvement Loan for $15,000
- 2000: 1 Loan Originated: Home Improvement Loan for $10,000
WINGS FINANCIAL FEDERAL CREDIT (MN):- 2005: 1 Loan Originated: Refinancing for $107,000
- 2001: 1 Loan Originated: Refinancing for $101,000
SOUTHEAST FINANCIAL FEDERAL CREDIT UNION (TN): 1 Application Denied in 2006: Home Improvement Loan for $15,000
ASSOCIATED CREDIT UNION (GA):- 2007: 1 Application Denied: Refinancing for $84,000
- 2006: 2 Applications Denied: Refinancings for an average of $122,500
- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $98,000
- 2004: 1 Loan Originated: Refinancing for $81,000
- 2003: 2 Loans Originated: Refinancings for an average of $79,000
- 2002: 1 Loan Originated: Refinancing for $92,000
- 2002: 1 Application Denied: Conventional Home Purchase Loan for $123,000
- 2002: 2 Applications Denied: Refinancings for an average of $86,500
- 2001: 1 Application Withdrawn: Refinancing for $92,000
- 1999: 1 Loan Originated: Conventional Home Purchase Loan for $82,000
- 1999: 1 Loan Originated: Refinancing for $55,000
FIRST FLORIDA CREDIT UNION (FL): 1 Application Denied in 2007: Home Improvement Loan for $15,000
| DELTA COMMUNITY CREDIT UNION (GA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $117,500 | 3 | $116,000 | 1 | $14,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $143,000 | 3 | $123,667 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $150,000 | 5 | $145,000 | 0 | $0 |
| DELTA COMMUNITY CREDIT UNION (GA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $132,000 | 2 | $142,000 | 2 | $63,000 | 1 | $132,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $59,000 | 1 | $195,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $168,000 | 1 | $50,000 | 0 | $0 |
| DELTA COMMUNITY CREDIT UNION (GA) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $95,500 | 1 | $24,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $116,000 | 0 | $0 |
| DELTA COMMUNITY CREDIT UNION (GA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $127,000 | 2 | $20,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $166,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $87,000 | 3 | $46,000 |
| APPLICATIONS WITHDRAWN | 1 | $132,000 | 0 | $0 |
| DELTA COMMUNITY CREDIT UNION (GA) - Statistics For Year 2003 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $102,500 | 1 | $65,000 |
| APPLICATIONS WITHDRAWN | 1 | $94,000 | 1 | $45,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $95,000 | 0 | $0 |
| DELTA COMMUNITY CREDIT UNION (GA) - Statistics For Year 2001 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $35,500 |
| DELTA COMMUNITY CREDIT UNION (GA) - Statistics For Year 2000 |
| D) Home Improvement Loans
|
| Number | Average Value |
| APPLICATIONS DENIED | 2 | $22,500 |
| DELTA COMMUNITY CREDIT UNION (GA) - Statistics For Year 1999 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $17,000 |
| APPLICATIONS DENIED | 1 | $5,000 |
CITIZENSFIRST CREDIT UNION (WI): 1 Loan Originated in 2006: Refinancing for $66,000
MUTUAL SAVINGS CREDIT UNION (GA): 1 Application Withdrawn in 2004: Refinancing for $114,000
ATLANTA POSTAL CREDIT UNION (GA):- 2007: 1 Application Denied: Refinancing for $121,000
- 2006: 1 Loan Originated: Refinancing for $56,000
- 2006: 3 Applications Denied: Refinancings for an average of $77,667
- 2006: 3 Applications Withdrawn: Refinancings for an average of $78,667
- 2006: 1 File Closed For Incompleteness: Refinancing for $162,000
- 2004: 1 Application Withdrawn: Refinancing for $20,000
- 2003: 4 Loans Originated: Refinancings for an average of $87,000
- 2002: 3 Loans Originated: Refinancings for an average of $104,667
- 2002: 2 Applications Withdrawn: Refinancings for an average of $139,500
- 2001: 1 Application Withdrawn: Refinancing for $130,000
- 2000: 2 Loans Originated: Refinancings for an average of $53,000
- 1999: 1 Loan Originated: Refinancing for $20,000
- 1999: 1 Application Withdrawn: Refinancing for $146,000
| GEORGIA'S OWN CREDIT UNION (GA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 3 | $138,333 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $100,000 | 1 | $15,000 |
| GEORGIA'S OWN CREDIT UNION (GA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $125,000 | 0 | $0 | 1 | $45,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $144,000 | 0 | $0 |
| GEORGIA'S OWN CREDIT UNION (GA) - Statistics For Year 2005 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $120,000 |
| APPLICATIONS DENIED | 1 | $130,000 |
| GEORGIA'S OWN CREDIT UNION (GA) - Statistics For Year 2004 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $130,500 |
| GEORGIA'S OWN CREDIT UNION (GA) - Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| APPLICATIONS DENIED | 1 | $168,000 |
EASTERN FINANCIAL FEDERAL CREDIT UNION (FL): 1 Loan Originated in 2003: Home Improvement Loan for $10,000
PATELCO CREDIT UNION (CA): 1 Application Denied in 2007: Conventional Home Purchase Loan for $95,000
CU FACTORY BUILT LENDING, LP (TX):- 2007: 1 Application Denied: Refinancing for $44,000
- 2007: 1 Application Denied: Loan On Manufactured Home Dwelling for $44,000
- 2006: 1 Application Approved, Not Accepted: Refinancing for $40,000
- 2006: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $40,000
- 2005: 2 Applications Denied: Refinancings for an average of $42,000
- 2005: 2 Applications Denied: Loans On Manufactured Home Dwelling for an average of $42,000
CREDIT UNION FINANCIAL SERVICE (GA):- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $155,000
- 2005: 1 Loan Originated: Refinancing for $75,000
- 2005: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $75,000
- 2004: 1 Loan Originated: Refinancing for $119,000
CREDIT UNION FINANCIAL SERVICE (GA):- 2003: 6 Loans Originated: Refinancings for an average of $119,000
- 2002: 5 Loans Originated: Refinancings for an average of $116,800
- 2001: 2 Loans Originated: Conventional Home Purchase Loans for an average of $108,000
- 2001: 2 Loans Originated: Refinancings for an average of $123,500
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