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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Laguna Beach, Zip Code 92651, Orange County, California (CA), Tract 0626.05

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1865 Loans originated: 405 Conventional Home Purchase for an average of $606,622, 1057 Refinancings for an average of $512,938, 52 Home Improvement Loans for an average of $362,442, 56 Dwellings For 5+ Families for an average of $1,437,214, 295 Non-occupant Loans on < 5 Family Dwellings for an average of $542,966
    • 291 Loans approved, not accepted: 61 Conventional Home Purchase Loans for an average of $506,426, 167 Refinancings for an average of $519,395, 25 Home Improvement Loans for an average of $286,800, 3 Dwellings For 5+ Families for an average of $599,667, 33 Non-occupant Loans on < 5 Family Dwellings for an average of $644,848, 2 Loans On Manufactured Home Dwelling for an average of $127,000
    • 493 Denied loans: 1 FHA, FSA/RHS & VA Home Purchase Loan for $448,000, 140 Conventional for an average of $605,907, 241 Refinancings for an average of $572,170, 20 Home Improvement Loans for an average of $555,000, 5 Dwellings For 5+ Families for an average of $1,751,000, 85 Non-occupant Loans on < 5 Family Dwellings for an average of $571,624, 1 Loan On Manufactured Home Dwelling for $73,000
    • 339 Withdrawn applications: 67 Conventional Home Purchase Loans for an average of $730,134, 200 Refinancings for an average of $427,340, 15 Home Improvement for an average of $400,133, 5 Dwellings For 5+ Families for an average of $1,241,800, 52 Non-occupant Loans on < 5 Family Dwellings for an average of $542,577
    • 100 Files closed for incompleteness: 19 Conventional for an average of $501,211, 65 Refinancings for an average of $410,154, 2 Home Improvement for an average of $150,000, 4 Loans on Dwellings For 5+ Families for an average of $795,250, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $509,800

    Compared to the state average:

    • The number of loans originated per 1000 residents (563) is comparable to CA average (566). The average loan value for this tract ($561,589) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (88) is comparable to CA average (99). The average loan value for this tract ($509,052) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (149) is below CA average (195). The average loan value for this tract ($591,651) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (102) is comparable to CA average (124). The average loan value for this tract ($515,670) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (30) is comparable to CA average (34). The average loan value for this tract ($447,620) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 11 Loans originated: 9 Conventional for an average of $257,000, 1 Refinancing for $743,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $315,000
    • 7 Approved applications but not accepted: 5 Conventional Home Purchase Loans for an average of $290,800, 1 Refinancing for $373,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $315,000
    • Refinancing denied for $252,000
    • Conventional Home Purchase Loan Withdrawn for $314,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Originated for $129,000
      Genworth Financial:
    • Conventional Home Purchase Loan Originated for $220,000
    • Refinancing Applications denied for $252,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $165,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $274,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $243,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan approved - not accepted for $378,000


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