U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Laguna Beach, Zip Code 92651, Orange County, California (CA), Tract 0626.19

Back to: Laguna Beach, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 3978 Loans originated: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $431,000, 917 Conventional Home Purchase for an average of $686,089, 2547 Refinancings for an average of $531,024, 140 Home Improvement Loans for an average of $324,136, 2 Loans on Dwellings For 5+ Families for an average of $864,500, 368 Non-occupant Loans on < 5 Family Dwellings for an average of $608,810, 1 Loan On Manufactured Home Dwelling for $183,000
    • 646 Approved applications - not accepted: 2 FHA, FSA/RHS & VA for an average of $426,000, 179 Conventional for an average of $659,056, 372 Refinancings for an average of $512,591, 33 Home Improvement Loans for an average of $351,636, 57 Non-occupant Loans on < 5 Family Dwellings for an average of $555,456, 3 Loans On Manufactured Home Dwelling for an average of $79,667
    • 894 Denied: 186 Conventional Home Purchase for an average of $694,978, 594 Refinancings for an average of $699,975, 47 Home Improvement for an average of $441,723, 1 Loan on Dwelling For 5+ Families for $2,000,000, 66 Non-occupant Loans on < 5 Family Dwellings for an average of $642,939
    • 628 Withdrawn loans: 3 FHA, FSA/RHS & VA Loans for an average of $658,667, 165 Conventional Home Purchase Loans for an average of $705,679, 384 Refinancings for an average of $552,854, 28 Home Improvement Loans for an average of $459,250, 46 Non-occupant Loans on < 5 Family Dwellings for an average of $723,848, 2 Loans On Manufactured Home Dwelling for an average of $168,500
    • 177 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $209,000, 36 Conventional Home Purchase for an average of $753,083, 122 Refinancings for an average of $553,861, 7 Home Improvement for an average of $618,571, 11 Non-occupant Loans on < 5 Family Dwellings for an average of $542,636

    Compared to the state average:

    • The number of loans originated per 1000 residents (942) is significantly above CA average (566). The average loan value for this tract ($566,689) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (153) is above CA average (99). The average loan value for this tract ($546,457) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (212) is comparable to CA average (195). The average loan value for this tract ($682,602) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (149) is comparable to CA average (124). The average loan value for this tract ($600,640) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (42) is comparable to CA average (34). The average loan value for this tract ($594,294) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 21 Loans originated: 14 Conventional Home Purchase for an average of $431,786, 3 Refinancings for an average of $352,667, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $586,500
    • 8 Approved applications but not accepted: 5 Conventional for an average of $301,200, 1 Refinancing for $573,000, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $342,500
    • Conventional Home Purchase Loan denied for $445,000
    • 2 Loans withdrawn: 1 Conventional Home Purchase for $1,326,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $1,326,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $286,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $243,000
    • Conventional Home Purchase Loan Approved applications, not accepted for $346,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $391,000
      Republic Mortgage Insurance:
    • Refinancing originated for $400,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $436,000


    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: Laguna Beach, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2020 Advameg, Inc.