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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Laguna Beach, Zip Code 92651, Orange County, California (CA), Tract 0626.20

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 6034 Loans originated: 7 FHA, FSA/RHS & VA Loans for an average of $648,143, 1390 Conventional for an average of $694,519, 3907 Refinancings for an average of $530,817, 205 Home Improvement Loans for an average of $342,624, 10 Loans on Dwellings For 5+ Families for an average of $1,497,700, 513 Non-occupant Loans on < 5 Family Dwellings for an average of $682,501, 2 Loans On Manufactured Home Dwelling for an average of $54,000
    • 916 Loans approved - not accepted: 238 Conventional Home Purchase Loans for an average of $663,807, 565 Refinancings for an average of $532,655, 40 Home Improvement Loans for an average of $416,275, 1 Dwelling For 5+ Families for $900,000, 70 Non-occupant Loans on < 5 Family Dwellings for an average of $665,571, 2 Loans On Manufactured Home Dwelling for an average of $80,000
    • 1283 Denied: 2 FHA, FSA/RHS & VA Loans for an average of $650,500, 304 Conventional Home Purchase Loans for an average of $685,569, 811 Refinancings for an average of $739,832, 55 Home Improvement for an average of $319,600, 2 Dwellings For 5+ Families for an average of $1,537,500, 104 Non-occupant Loans on < 5 Family Dwellings for an average of $756,346, 5 Loans On Manufactured Home Dwelling for an average of $131,000
    • 935 Withdrawn loans: 1 FHA, FSA/RHS & VA Home Purchase Loan for $600,000, 247 Conventional Home Purchase Loans for an average of $713,526, 573 Refinancings for an average of $560,735, 43 Home Improvement for an average of $518,698, 2 Dwellings For 5+ Families for an average of $1,537,500, 69 Non-occupant Loans on < 5 Family Dwellings for an average of $733,551
    • 288 Files closed for incompleteness: 58 Conventional Home Purchase Loans for an average of $595,397, 197 Refinancings for an average of $593,508, 14 Home Improvement for an average of $270,643, 19 Non-occupant Loans on < 5 Family Dwellings for an average of $650,632

    Compared to the state average:

    • The number of loans originated per 1000 residents (1,307) is significantly above CA average (566). The average loan value for this tract ($576,610) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (198) is significantly above CA average (99). The average loan value for this tract ($571,219) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (278) is above CA average (195). The average loan value for this tract ($709,030) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (202) is significantly above CA average (124). The average loan value for this tract ($614,049) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (62) is significantly above CA average (34). The average loan value for this tract ($581,962) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 34 Originated: 27 Conventional Home Purchase for an average of $352,259, 5 Refinancings for an average of $494,400, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $308,500
    • 5 Approved - not accepted: 3 Conventional Home Purchase for an average of $456,000, 2 Refinancings for an average of $290,500
    • 11 Denied loans: 8 Conventional Home Purchase Loans for an average of $508,250, 2 Refinancings for an average of $1,110,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $1,740,000
    • Refinancing Withdrawn for $484,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $320,500
      Genworth Financial:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $387,333
      Mortgage Guaranty Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $309,000
    • Conventional Home Purchase Loan Approved, not accepted for $480,000
    • 2 Denied loans: Conventional Home Purchase Loan for $223,000, Refinancing for $481,000
    • Refinancing Withdrawn for $484,000
      PMI Mortgage Insurance:
    • Refinancing originated for $486,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $166,000
      United Guaranty Corporation:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $361,500
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Approved - not accepted for $418,000


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