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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Laguna Beach, Zip Code 92656, Orange County, California (CA), Tract 0626.32

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2606 Loans originated: 1 FHA, FSA/RHS & VA for $742,000, 543 Conventional Home Purchase Loans for an average of $984,026, 1665 Refinancings for an average of $657,130, 97 Home Improvement for an average of $593,526, 1 Loan on Dwelling For 5+ Families for $1,121,000, 289 Non-occupant Loans on < 5 Family Dwellings for an average of $823,571, 10 Loans On Manufactured Home Dwelling for an average of $129,900
    • 440 Approved loans but not accepted: 1 FHA, FSA/RHS & VA for $132,000, 109 Conventional Home Purchase for an average of $930,239, 261 Refinancings for an average of $671,870, 14 Home Improvement for an average of $507,500, 42 Non-occupant Loans on < 5 Family Dwellings for an average of $900,119, 13 Loans On Manufactured Home Dwelling for an average of $104,000
    • 693 Denied: 1 FHA, FSA/RHS & VA for $743,000, 138 Conventional Home Purchase Loans for an average of $929,152, 421 Refinancings for an average of $772,708, 39 Home Improvement Loans for an average of $523,538, 69 Non-occupant Loans on < 5 Family Dwellings for an average of $816,522, 25 Loans On Manufactured Home Dwelling for an average of $140,640
    • 491 Applications withdrawn: 103 Conventional Home Purchase for an average of $1,175,058, 310 Refinancings for an average of $724,965, 18 Home Improvement for an average of $501,500, 55 Non-occupant Loans on < 5 Family Dwellings for an average of $922,345, 5 Loans On Manufactured Home Dwelling for an average of $146,200
    • 113 Applications closed for incompleteness: 17 Conventional Home Purchase for an average of $853,824, 78 Refinancings for an average of $822,577, 6 Home Improvement for an average of $197,500, 12 Non-occupant Loans on < 5 Family Dwellings for an average of $1,268,500

    Compared to the state average:

    • The number of loans originated per 1000 residents (604) is comparable to CA average (566). The average loan value for this tract ($739,521) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (102) is comparable to CA average (99). The average loan value for this tract ($734,427) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (161) is comparable to CA average (195). The average loan value for this tract ($771,356) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (114) is comparable to CA average (124). The average loan value for this tract ($827,407) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (26) is below CA average (34). The average loan value for this tract ($841,442) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 5 Loans originated: 1 Conventional Home Purchase Loan for $540,000, 4 Refinancings for an average of $540,500
    • 5 Loans approved, not accepted: 4 Conventional Home Purchase for an average of $331,500, 1 Refinancing for $641,000
    • Refinancing Denied for $2,310,000
    • 3 Applications withdrawn: 1 Conventional Home Purchase Loan for $296,000, 1 Refinancing for $554,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $554,000
    • 3 Applications closed for incompleteness: 1 Conventional for $225,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $225,000, 1 Loan On Manufactured Home Dwelling (A & B) for $225,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing originated for $684,000
      Genworth Financial:
    • Refinancing originated for $440,000
      Mortgage Guaranty Insurance:
    • Refinancing originated for $400,000
    • Conventional Home Purchase Loan Approved applications - not accepted for $165,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Approved - not accepted for $495,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Approved, not accepted for $400,000
      United Guaranty Corporation:
    • Refinancing Applications withdrawn for $554,000
      Triad Guaranty Insurance:
    • Refinancing Denied for $2,310,000


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