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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Laguna Niguel, Zip Code 92677, Orange County, California (CA), Tract 0423.25

Back to: Laguna Niguel, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 2450 Loans originated: 9 FHA, FSA/RHS & VA Loans for an average of $420,778, 777 Conventional Home Purchase Loans for an average of $448,371, 1318 Refinancings for an average of $452,237, 56 Home Improvement Loans for an average of $346,232, 1 Dwelling For 5+ Families for $77,112,000, 288 Non-occupant Loans on < 5 Family Dwellings for an average of $353,972, 1 Loan On Manufactured Home Dwelling for $592,000
    • 439 Approved loans but not accepted: 4 FHA, FSA/RHS & VA for an average of $282,750, 136 Conventional Home Purchase Loans for an average of $450,382, 226 Refinancings for an average of $481,938, 12 Home Improvement for an average of $513,750, 61 Non-occupant Loans on < 5 Family Dwellings for an average of $475,115
    • 829 Applications denied: 7 FHA, FSA/RHS & VA Loans for an average of $387,571, 290 Conventional for an average of $427,259, 371 Refinancings for an average of $559,264, 16 Home Improvement for an average of $298,063, 145 Non-occupant Loans on < 5 Family Dwellings for an average of $383,055
    • 464 Withdrawn: 1 FHA, FSA/RHS & VA Loan for $324,000, 151 Conventional Home Purchase Loans for an average of $431,477, 234 Refinancings for an average of $480,427, 12 Home Improvement for an average of $433,417, 66 Non-occupant Loans on < 5 Family Dwellings for an average of $416,530
    • 98 Applications closed for incompleteness: 1 FHA, FSA/RHS & VA Home Purchase Loan for $244,000, 30 Conventional Home Purchase Loans for an average of $402,700, 61 Refinancings for an average of $527,148, 2 Home Improvement for an average of $196,000, 4 Non-occupant Loans on < 5 Family Dwellings for an average of $463,750

    Compared to the state average:

    • The number of loans originated per 1000 residents (693) is comparable to CA average (566). The average loan value for this tract ($468,268) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (124) is above CA average (99). The average loan value for this tract ($470,269) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (235) is comparable to CA average (195). The average loan value for this tract ($475,774) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (131) is comparable to CA average (124). The average loan value for this tract ($453,856) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (28) is comparable to CA average (34). The average loan value for this tract ($476,816) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 40 Originated: 25 Conventional Home Purchase Loans for an average of $376,400, 10 Refinancings for an average of $407,600, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $363,800
    • 10 Applications approved, not accepted: 2 Conventional for an average of $429,000, 7 Refinancings for an average of $379,429, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $374,000
    • 12 Loans denied: 8 Conventional Home Purchase for an average of $337,250, 3 Refinancings for an average of $338,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $338,000
    • 2 Conventional Home Purchase Loans withdrawn for an average of $324,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $450,000
      Genworth Financial:
    • Conventional Home Purchase Loan Approved applications, not accepted for $449,000
      Mortgage Guaranty Insurance:
    • Refinancing Originated for $295,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $270,000
      Republic Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $372,500
      United Guaranty Corporation:
    • Refinancing originated for $317,000
    • Refinancing Approved but not accepted for $301,000
      Triad Guaranty Insurance:
    • 2 Refinancings originated for an average of $201,500


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