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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Laplace, Zip Code 70068, St. John The Baptist Parish, Louisiana (LA), Tract 0710.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 373 Originated: 35 FHA, FSA/RHS & VA Home Purchase Loans for an average of $128,057, 102 Conventional for an average of $102,108, 134 Refinancings for an average of $106,993, 39 Home Improvement Loans for an average of $35,821, 30 Non-occupant Loans on < 5 Family Dwellings for an average of $80,067, 33 Loans On Manufactured Home Dwelling for an average of $38,455
    • 72 Approved loans but not accepted: 1 FHA, FSA/RHS & VA Loan for $140,000, 20 Conventional Home Purchase Loans for an average of $80,150, 28 Refinancings for an average of $102,786, 8 Home Improvement for an average of $39,000, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $33,333, 12 Loans On Manufactured Home Dwelling for an average of $41,833
    • 267 Denied loans: 6 FHA, FSA/RHS & VA Home Purchase Loans for an average of $81,167, 42 Conventional Home Purchase for an average of $70,667, 101 Refinancings for an average of $109,099, 61 Home Improvement Loans for an average of $39,393, 11 Non-occupant Loans on < 5 Family Dwellings for an average of $38,273, 46 Loans On Manufactured Home Dwelling for an average of $44,913
    • 65 Withdrawn loans: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $101,750, 9 Conventional Home Purchase Loans for an average of $112,000, 41 Refinancings for an average of $117,585, 4 Home Improvement Loans for an average of $94,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $135,500, 5 Loans On Manufactured Home Dwelling for an average of $93,000
    • 25 Closed for incompleteness: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $101,500, 3 Conventional for an average of $123,000, 18 Refinancings for an average of $118,944, 1 Home Improvement for $160,000, 1 Loan On Manufactured Home Dwelling for $88,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (123) is significantly below LA average (280). The average loan value for this tract ($91,962) is comparable to the state average ($111,208).
    • The number of loans not accepted per 1000 residents (24) is significantly below LA average (51). The average loan value for this tract ($76,875) is comparable to the state average ($88,613).
    • The number of loans denied per 1000 residents (88) is significantly below LA average (141). The average loan value for this tract ($72,524) is comparable to the state average ($81,404).
    • The number of loans withdrawn per 1000 residents (21) is significantly below LA average (55). The average loan value for this tract ($113,046) is comparable to the state average ($109,488).
    • The number of loans closed per 1000 residents (8) is significantly below LA average (18). The average loan value for this tract ($118,440) is comparable to the state average ($113,124).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 37 Originated: 18 Conventional Home Purchase for an average of $115,167, 15 Refinancings for an average of $143,867, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $103,000
    • 8 Approved loans but not accepted: 6 Conventional for an average of $130,833, 2 Refinancings for an average of $130,500
    • 2 Conventional Home Purchase Loans Denied for an average of $111,500
    • Refinancing Withdrawn for $137,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing originated for $119,000
      Genworth Financial:
    • 2 Refinancings Originated for an average of $145,000
      Mortgage Guaranty Insurance:
    • 3 Refinancings originated for an average of $123,333
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $117,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $71,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $81,000

    Home Mortgage Disclosure Act Statistics for this city, Zip Code 70068, St. John The Baptist Parish, Tract 0710.00 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • Refinancing Approved, not accepted for $58,000
    • 3 Denied: 1 Refinancing for $128,000, 1 Home Improvement Loan for $1,000, 1 Non-occupant Loan on < 5 Family Dwelling for $1,000
      US BANK, N.A. (OH):
    • 2 Denied applications: 1 Conventional for $68,000, 1 Loan On Manufactured Home Dwelling for $68,000
      NATIONAL CITY BANK (OH):
    • Refinancing withdrawn for $105,000
      WELLS FARGO BANK, NA (SD):
    • Refinancing approved, not accepted for $39,000
    • Refinancing Denied for $52,000
      NBANK, N.A. (GA):
    • 2 Loans originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $79,000, 1 Conventional Home Purchase Loan for $53,000
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $79,000
      BANK OF AMERICA, N.A. (NC):
    • 2 Originated: 1 Refinancing for $119,000, 1 Non-occupant Loan on < 5 Family Dwelling for $119,000
    • Conventional Home Purchase Loan approved, not accepted for $125,000
      UNION PLANTERS BANK (TN):
    • Refinancing Originated for $60,000
      CAPITAL ONE NA (LA):
    • 12 Originated: 3 Conventional Home Purchase for an average of $70,667, 4 Refinancings for an average of $71,750, 2 Home Improvement Loans for an average of $13,000, 1 Non-occupant Loan on < 5 Family Dwelling for $100,000, 2 Loans On Manufactured Home Dwelling for an average of $51,500
    • 4 Loans approved, not accepted: 2 Refinancings for an average of $47,500, 1 Home Improvement Loan for $25,000, 1 Non-occupant Loan on < 5 Family Dwelling for $30,000
    • 11 Applications denied: 1 Conventional Home Purchase for $51,000, 1 Refinancing for $48,000, 5 Home Improvement for an average of $11,000, 1 Non-occupant Loan on < 5 Family Dwelling for $20,000, 3 Loans On Manufactured Home Dwelling for an average of $24,333
      WHITNEY NATIONAL BANK (LA):
    • Home Improvement Loan Denied for $4,000
      FIRST NATIONAL BANK USA (LA):
    • 5 Originated: 1 Conventional Home Purchase for $112,000, 4 Refinancings for an average of $115,000
      CHASE MANHATTAN BANK USA, NA (DE):
    • 2 Refinancings Denied for an average of $78,500
      METLIFE BANK, N.A. (NJ):
    • Refinancing Denied for $125,000
      MBNA AMERICA DELAWARE, N.A. (DE):
    • Refinancing Denied for $25,000
      CITIMORTGAGE, INC (NY):
    • Conventional Home Purchase Loan Originated for $114,000
    • Home Improvement Loan Denied for $207,000
      CAPITAL ONE HOME LOANS, LLC (KS):
    • 3 Loans originated: 1 Conventional for $167,000, 1 Refinancing for $135,000, 1 Home Improvement for $110,000
    • Refinancing Denied for $65,000
      CHASE MANHATTAN MORTGAGE CORP. (NJ):
    • 2 Loans originated: 1 Refinancing for $57,000, 1 Non-occupant Loan on < 5 Family Dwelling for $57,000
      ABN AMRO MTG GROUP INC (MI):
    • Refinancing originated for $170,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • Conventional Home Purchase Loan denied for $45,000
      WACHOVIA MORTAGE (NC):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $151,000
    • Refinancing Denied for $145,000
      THE FIRST MORTGAGE GROUP, LLC (OH):
    • 2 Denied: 1 Conventional for $50,000, 1 Loan On Manufactured Home Dwelling for $50,000

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    Statistics for Southeast Laplace, St. John The Baptist Parish, Tract 0710.00 - Federal Reserve System (FRB)

      BANK OF COMMERCE (OK):
    • Refinancing Denied for $320,000
      REGIONS BANK (AL):
    • 2 Originated: 1 Conventional Home Purchase Loan for $29,000, 1 Loan On Manufactured Home Dwelling for $29,000
      SUNTRUST MORTGAGE, INC (VA):
    • Conventional Home Purchase Loan Approved - not accepted for $185,000
      IRWIN MORTGAGE CORPORATION (IN):
    • 2 Denied: 1 Refinancing for $78,000, 1 Non-occupant Loan on < 5 Family Dwelling for $78,000
      COUNTRYWIDE HOME LOANS (CA):
    • 5 Loans originated: 4 Refinancings for an average of $110,500, 1 Home Improvement Loan for $80,000
    • Refinancing denied for $110,000
      WELLS FARGO FIN'L LOUISIANA (IA):
    • 3 Refinancings originated for an average of $106,000
    • Refinancing withdrawn for $192,000
      BENEFICIAL COMPANY LLC (IL):
    • Home Improvement Loan Originated for $89,000
    • 4 Withdrawn: 2 Refinancings for an average of $90,500, 1 Home Improvement Loan for $90,000, 1 Loan On Manufactured Home Dwelling for $90,000
      M&T MORTGAGE CORPORATION (NY):
    • Conventional Home Purchase Loan denied for $102,000
      HFC COMPANY LLC (IL):
    • 3 Home Improvement Loans Denied for an average of $76,000
      CITIFINANCIAL, INC. (MD):
    • Refinancing originated for $136,000
    • Home Improvement Loan Approved , not accepted for $20,000
    • 4 Loans denied: 2 Refinancings for an average of $79,000, 2 Home Improvement Loans for an average of $21,500
      EQUIFIRST CORPORATION (NC):
    • Refinancing Closed for incompleteness for $100,000
      DECISION ONE MORTGAGE (IL):
    • Conventional Home Purchase Loan originated for $145,000
      HFC COMPANY LLC (IL):
    • Home Improvement Loan Originated for $48,000
      WASHINGTION MUTUAL FINANCE COR (FL):
    • Refinancing originated for $99,000
    • Refinancing withdrawn for $76,000
      SOLSTICE CAPITAL GROUP INC (CA):
    • Refinancing denied for $120,000

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    Statistics for this city, Zip Code 70068, Tract 0710.00 - Federal Deposit Insurance Corporation (FDIC)

      FIRST AMERICAN BANK AND TRUST (LA):
    • 3 Loans approved but not accepted: 1 Conventional Home Purchase Loan for $20,000, 1 Non-occupant Loan on < 5 Family Dwelling for $20,000, 1 Loan On Manufactured Home Dwelling for $20,000
    • 2 Applications denied: 1 Home Improvement for $4,000, 1 Loan On Manufactured Home Dwelling for $4,000
      METAIRIE BANK & TRUST (LA):
    • Home Improvement Loan Originated for $20,000
      COMMUNITY BANK (LA):
    • 2 Conventional Home Purchase Loans Originated for an average of $102,500
      CENTRAL PROGRESSIVE BANK (LA):
    • Conventional Home Purchase Loan Originated for $136,000
      OMNI BANK (LA):
    • 2 Loans originated: 1 Conventional for $55,000, 1 Non-occupant Loan on < 5 Family Dwelling for $55,000
      FIDELITY HOMESTEAD SAVINGSBANK (LA):
    • Home Improvement Loan denied for $5,000
      HANCOCK BANK OF LOUISIANA (LA):
    • Refinancing Originated for $83,000
      SYNERGY BANK (LA):
    • 2 Originated: 1 Conventional Home Purchase for $9,000, 1 Loan On Manufactured Home Dwelling for $9,000
      GMAC BANK (UT):
    • 2 Originated: 1 Conventional Home Purchase for $212,000, 1 Refinancing for $90,000
    • Refinancing Approved , not accepted for $193,000
      STRATFORD MORTGAGE CORPORATION (TX):
    • 2 Originated: 1 Refinancing for $67,000, 1 Non-occupant Loan on < 5 Family Dwelling for $67,000

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    Statistics for this city, Zip Code 70068, Tract 0710.00 - Office of Thrift Supervision (OTS)

      FIDELITY HOMESTEAD ASSOCIATION (LA):
    • Conventional Home Purchase Loan closed for incompleteness for $220,000
      BANK OF NEW ORLEANS (LA):
    • Home Improvement Loan Denied for $10,000
      TECHE FEDERAL BANK (LA):
    • 2 Originated: 1 Conventional Home Purchase for $53,000, 1 Loan On Manufactured Home Dwelling for $53,000
      INDYMAC BANK, F.S.B. (CA):
    • 2 Originated: 1 Conventional for $119,000, 1 Non-occupant Loan on < 5 Family Dwelling for $119,000
      AMTRUST BANK (OH):
    • Conventional Home Purchase Loan Originated for $150,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • Refinancing approved - not accepted for $105,000
      NEW SOUTH FEDERAL SAVINGS BANK (AL):
    • Refinancing closed for incompleteness for $138,000
      FLAGSTAR BANK (MI):
    • 2 Refinancings Denied for an average of $67,500
      WASHINGTON MUTUAL BANK (NV):
    • Home Improvement Loan Denied for $40,000
      COLORADO FEDERAL SAVINGS BANK (CO):
    • Conventional Home Purchase Loan originated for $114,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing approved - not accepted for $170,000
      STATE FARM BANK (IL):
    • Refinancing originated for $63,000
      AIG FEDERAL SAVINGS BANK (DE):
    • Refinancing originated for $148,000
    • 2 Conventional Home Purchase Loans Denied for an average of $125,500
      COUNTRYWIDE BANK, FSB (VA):
    • 2 Refinancings Originated for an average of $191,000
      CITIFINANCIAL MTG CO, INC (TX):
    • 2 Refinancings Denied for an average of $108,500
      GB HOME EQUITY, LLC (WI):
    • Conventional Home Purchase Loan closed for incompleteness for $39,000
      FIRST FRANKLIN CORPORATION (CA):
    • Conventional Home Purchase Loan denied for $183,000
      PULASKI MORTGAGE COMPANY (AR):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $150,000

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    Statistics for this city, Zip Code 70068, Tract 0710.00 - National Credit Union Administration (NCUA)

      LOUISIANA FEDERAL CREDIT UNION (LA):
    • Home Improvement Loan denied for $16,000
      NFCU (VA):
    • Home Improvement Loan denied for $12,000
      SACU (TX):
    • 2 Originated: 1 Conventional for $38,000, 1 Loan On Manufactured Home Dwelling for $38,000
    • 2 Denied: 1 Refinancing for $41,000, 1 Loan On Manufactured Home Dwelling for $41,000
      CU FACTORY BUILT LENDING, LP (TX):
    • 4 Denied: 2 FHA, FSA/RHS & VA Loans for an average of $20,500, 2 Loans On Manufactured Home Dwelling for an average of $20,500

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    Statistics for this city, Zip Code 70068, Tract 0710.00 - Department of Housing and Urban Development (HUD)

      WMC MORTGAGE CORP. (CA):
    • Refinancing Originated for $149,000
    • Refinancing Denied for $134,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing Withdrawn for $120,000
      CALUSA INVESTMENTS, L.L.C. (VA):
    • Refinancing Withdrawn for $203,000
      LONG BEACH MORTGAGE CO. (WA):
    • Refinancing originated for $147,000
      CREVECOR MORTGAGE INC (MO):
    • Conventional Home Purchase Loan Closed for incompleteness for $110,000
      AMERICA'S MORTGAGE RESOURCE (LA):
    • 4 Loans originated: 3 Conventional Home Purchase Loans for an average of $83,333, 1 Non-occupant Loan on < 5 Family Dwelling for $117,000
      MORTGAGE LENDERS NETWORK USA (CT):
    • Refinancing approved, not accepted for $96,000
    • 2 Withdrawn: 1 Conventional Home Purchase for $75,000, 1 Refinancing for $146,000
      SOUTHSTAR FUNDING, LLC (GA):
    • Conventional Home Purchase Loan originated for $125,000
      CUNA MUTUAL MORTGAGE CORPORATI (WI):
    • 3 Originated: 2 Refinancings for an average of $66,000, 1 Non-occupant Loan on < 5 Family Dwelling for $72,000
      CAPITAL LENDING (LA):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $160,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Refinancing originated for $92,000
      FIRST NLC FINANCIAL SERVICES, (FL):
    • 2 Refinancings Withdrawn for an average of $122,500
    • Refinancing closed for incompleteness for $56,000
      PEOPLE'S CHOICE FINANCIAL CORP (CA):
    • Refinancing Approved, not accepted for $121,000
      GMFS, LLC (LA):
    • Conventional Home Purchase Loan originated for $138,000
    • Refinancing approved, not accepted for $90,000
    • Refinancing Denied for $106,000
      FIRST CHOICE FUNDING, INC. (AL):
    • Refinancing Approved - not accepted for $142,000
      STANDARD MORTGAGE CORPORATION (LA):
    • Refinancing originated for $110,000
    • FHA, FSA/RHS & VA Home Purchase Loan closed for incompleteness for $115,000
      HOME LOAN CENTER, INC. (CA):
    • Refinancing Originated for $40,000
      ENCORE CREDIT CORP (CA):
    • Conventional Home Purchase Loan Withdrawn for $80,000
      ARGENT MORTGAGE COMPANY (CA):
    • Refinancing Originated for $57,000
    • 3 Approved loans - not accepted: 1 Conventional Home Purchase for $79,000, 1 Refinancing for $94,000, 1 Loan On Manufactured Home Dwelling for $79,000
    • Refinancing denied for $94,000
      HOMEONE CREDIT CORP. (TX):
    • 2 Originated: 1 Conventional Home Purchase Loan for $42,000, 1 Loan On Manufactured Home Dwelling for $42,000
      AEGIS FUNDING CORPORATION (TX):
    • Conventional Home Purchase Loan withdrawn for $130,000
      RESMAE MORTGAGE CORPORATION (CA):
    • Refinancing Denied for $189,000
      FMF CAPITAL LLC (MI):
    • Refinancing originated for $87,000
      AMTEC FUNDING GROUP, LLC (CA):
    • Refinancing denied for $199,000
      GREEN TREE SERVICING LLC (MN):
    • 2 Denied: 1 Conventional for $76,000, 1 Loan On Manufactured Home Dwelling for $76,000
      PHH MORTGAGE CORPORATION (NJ):
    • Conventional Home Purchase Loan Originated for $89,000
      MORGAN STANLEY CREDIT CORPORAT (IL):
    • Refinancing Originated for $77,000
    • Refinancing withdrawn for $103,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Refinancing closed for incompleteness for $75,000
      GMAC MORTGAGE LLC (PA):
    • 2 Refinancings Denied for an average of $121,000
      VANDERBILT MORTGAGE (TN):
    • 6 Originated: 1 FHA, FSA/RHS & VA Loan for $36,000, 2 Conventional Home Purchase Loans for an average of $23,000, 3 Loans On Manufactured Home Dwelling for an average of $27,333
    • 6 Applications denied: 3 Conventional for an average of $39,000, 3 Loans On Manufactured Home Dwelling for an average of $39,000
      BENEFICIAL (IL):
    • 2 Loans originated: 1 Refinancing for $49,000, 1 Loan On Manufactured Home Dwelling for $49,000
    • 7 Denied loans: 4 Refinancings for an average of $71,750, 3 Loans On Manufactured Home Dwelling for an average of $65,667
    • 2 Refinancings Withdrawn for an average of $92,000
      ORIGEN FINANCIAL (MI):
    • 2 Approved applications but not accepted: 1 Conventional Home Purchase Loan for $67,000, 1 Loan On Manufactured Home Dwelling for $67,000
      AMERITRUST MORTGAGE COMPANY LL (NC):
    • 2 Conventional Home Purchase Loans originated for an average of $65,000
      HOME CAPITAL, INC. (GA):
    • 2 Refinancings denied for an average of $148,500
      DELTA FUNDING CORPORATION (NY):
    • Refinancing Denied for $134,000
      21ST MORTGAGE CORPORATION (TN):
    • 2 Loans approved - not accepted: 1 Conventional Home Purchase for $30,000, 1 Loan On Manufactured Home Dwelling for $30,000
    • 10 Denied: 4 Conventional Home Purchase Loans for an average of $42,000, 1 Refinancing for $29,000, 5 Loans On Manufactured Home Dwelling for an average of $39,400
      SHORE MORTGAGE (MI):
    • Refinancing Withdrawn for $159,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing denied for $52,000
      QUICKEN LOANS (MI):
    • Refinancing Originated for $156,000
      SUNCAP MORTGAGE, INC. (LA):
    • 2 Refinancings Denied for an average of $67,000
      ALLIED HOME MORTGAGE CORP. (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $148,000
      TAYLOR, BEAN & WHITAKER (FL):
    • Refinancing originated for $159,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Conventional Home Purchase Loan Denied for $100,000
    • Refinancing withdrawn for $85,000
      FIRST GUARANTY MORTGAGE COPR (VA):
    • Refinancing Denied for $142,000
      MLSG, INC. (NV):
    • 2 Refinancings Denied for an average of $70,000
      PRINCIPAL RESIDENTIAL MORTGAGE (IA):
    • 3 Refinancings originated for an average of $121,667
      NETWORK FUNDING LP (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $173,000
      OPTION ONE MORTGAGE CORP (CA):
    • 2 Conventional Home Purchase Loans Originated for an average of $66,500
    • Refinancing Approved but not accepted for $148,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing Originated for $73,000
    • 12 Denied loans: 11 Refinancings for an average of $73,273, 1 Loan On Manufactured Home Dwelling for $64,000
    • 2 Withdrawn applications: 1 Refinancing for $130,000, 1 Loan On Manufactured Home Dwelling for $130,000
    • 4 Refinancings Closed for incompleteness for an average of $142,500
      FRANKLIN AMERICAN MORTGAGE CO (TN):
    • Refinancing originated for $142,000
      PROVIDENT FUNDING ASSOCIATES (CA):
    • Conventional Home Purchase Loan originated for $131,000
      FIELDSTONE MORTGAGE COMPANY (MD):
    • Refinancing withdrawn for $112,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • Refinancing denied for $137,000
    • Refinancing withdrawn for $141,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • 3 Originated: 1 Conventional Home Purchase for $122,000, 2 Refinancings for an average of $133,500
      AAMES FUNDING CORPORATION (CA):
    • Refinancing withdrawn for $105,000

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