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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Lawrence, Zip Code 01840, Essex County, Massachusetts (MA), Tract 2512.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 129 Originated: 9 FHA, FSA/RHS & VA Home Purchase Loans for an average of $167,556, 39 Conventional Home Purchase for an average of $140,410, 54 Refinancings for an average of $188,000, 3 Home Improvement Loans for an average of $111,333, 12 Dwellings For 5+ Families for an average of $593,083, 12 Non-occupant Loans on < 5 Family Dwellings for an average of $142,750
    • 27 Approved - not accepted: 2 FHA, FSA/RHS & VA Loans for an average of $155,500, 3 Conventional for an average of $125,000, 17 Refinancings for an average of $172,706, 1 Home Improvement Loan for $10,000, 1 Loan on Dwelling For 5+ Families for $88,000, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $99,333
    • 96 Loans denied: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $220,667, 16 Conventional Home Purchase for an average of $105,063, 53 Refinancings for an average of $180,189, 13 Home Improvement Loans for an average of $36,308, 5 Dwellings For 5+ Families for an average of $1,706,200, 6 Non-occupant Loans on < 5 Family Dwellings for an average of $81,000
    • 71 Withdrawn applications: 16 Conventional Home Purchase Loans for an average of $131,375, 44 Refinancings for an average of $138,659, 5 Home Improvement Loans for an average of $23,800, 1 Dwelling For 5+ Families for $3,650,000, 5 Non-occupant Loans on < 5 Family Dwellings for an average of $105,400
    • 15 Applications closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $155,000, 2 Conventional Home Purchase for an average of $77,500, 10 Refinancings for an average of $184,000, 1 Dwelling For 5+ Families for $850,000, 1 Non-occupant Loan on < 5 Family Dwelling for $101,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (96) is significantly below MA average (552). The average loan value for this tract ($203,876) is comparable to the state average ($207,153).
    • The number of loans not accepted per 1000 residents (20) is significantly below MA average (65). The average loan value for this tract ($148,815) is below the state average ($191,471).
    • The number of loans denied per 1000 residents (71) is significantly below MA average (146). The average loan value for this tract ($222,729) is comparable to the state average ($191,675).
    • The number of loans withdrawn per 1000 residents (53) is significantly below MA average (98). The average loan value for this tract ($176,042) is comparable to the state average ($203,307).
    • The number of loans closed per 1000 residents (11) is significantly below MA average (24). The average loan value for this tract ($206,733) is comparable to the state average ($221,822).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 12 Loans originated: 7 Conventional Home Purchase for an average of $123,429, 4 Refinancings for an average of $278,250, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $79,000
    • 2 Conventional Home Purchase Loans approved but not accepted for an average of $89,500
    • 3 Conventional Home Purchase Loans Denied for an average of $69,333
    • Refinancing Withdrawn for $270,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Genworth Financial:
    • Conventional Home Purchase Loan originated for $41,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $88,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $68,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $92,000
      United Guaranty Corporation:
    • Refinancing Originated for $400,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan denied for $68,000
      CMG Mortgage Insurance:
    • Refinancing Withdrawn applications for $270,000

    Statistics for this city, Zip Code 01840, Tract 2512.00 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • Conventional Home Purchase Loan Denied for $120,000
      FLEET NATIONAL BANK (RI):
    • 2 Conventional Home Purchase Loans Originated for an average of $131,000
    • 2 Withdrawn loans: 1 Conventional for $90,000, 1 Non-occupant Loan on < 5 Family Dwelling for $90,000
      NATIONAL CITY BANK (OH):
    • Refinancing approved but not accepted for $253,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Refinancing Closed for incompleteness for $75,000
      FLEET NATIONAL BANK (RI):
    • 2 Conventional Home Purchase Loans denied for an average of $51,500
      WELLS FARGO BANK, NA (SD):
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $247,000
      BANK OF AMERICA, N.A. (NC):
    • Conventional Home Purchase Loan originated for $410,000
      BANCO POPULAR NATIONAL ASSOC (FL):
    • Refinancing denied for $205,000
      TD BANKNORTH, N.A. (ME):
    • Conventional Home Purchase Loan Originated for $50,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • Loan on Dwelling For 5+ Families Originated for $3,350,000
      CITIMORTGAGE, INC (NY):
    • Conventional Home Purchase Loan denied for $72,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • 3 Loans originated: 2 Refinancings for an average of $177,000, 1 Non-occupant Loan on < 5 Family Dwelling for $160,000
    • Refinancing Withdrawn for $203,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • Refinancing denied for $110,000
      NATIONSCREDIT FINANCIAL SERVICE (TX):
    • Refinancing denied for $95,000
      FLEET MORTGAGE CORPORATION (SC):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $74,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 2 Originated: 1 FHA, FSA/RHS & VA Loan for $209,000, 1 Refinancing for $129,000
    • Refinancing withdrawn for $193,000

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    Statistics for this city, Zip Code 01840, Essex County, Tract 2512.00 - Federal Reserve System (FRB)

      SUNTRUST MORTGAGE, INC (VA):
    • FHA, FSA/RHS & VA Home Purchase Loan Approved - not accepted for $153,000
      COUNTRYWIDE HOME LOANS (CA):
    • 2 Loans originated: 1 Conventional Home Purchase for $168,000, 1 Home Improvement for $250,000
    • 2 Refinancings Denied for an average of $234,500
    • 2 Refinancings Withdrawn for an average of $158,500
      BENEFICIAL COMPANY LLC (IL):
    • Refinancing denied for $300,000
      EQUITY ONE, INC. (NJ):
    • Loan on Dwelling For 5+ Families denied for $236,000
      HFC COMPANY LLC (IL):
    • Refinancing Denied for $167,000
      WELLS FARGO FINL MASSACHUSETTS (IA):
    • Refinancing denied for $15,000
      CITIFINANCIAL SERVICES, INC. (MD):
    • Refinancing Approved - not accepted for $60,000
      FULL SPECTRUM LENDING (CA):
    • Conventional Home Purchase Loan Withdrawn for $105,000
      DECISION ONE MORTGAGE (IL):
    • 2 Refinancings originated for an average of $336,500

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 01840, Tract 2512.00 - Federal Deposit Insurance Corporation (FDIC)

      ROCKLAND TRUST COMPANY (MA):
    • Home Improvement Loan Denied for $25,000
      NEW YORK COMMUNITY BANK (NY):
    • 2 Loans originated: 1 Refinancing for $95,000, 1 Non-occupant Loan on < 5 Family Dwelling for $95,000
      ANDOVER BANK (MA):
    • 2 Loans on Dwellings For 5+ Families Originated for an average of $201,500
      RIVER BANK (MA):
    • Refinancing originated for $120,000
      BANK OF NEW ENGLAND (NH):
    • 2 Applications approved - not accepted: 1 Refinancing for $60,000, 1 Non-occupant Loan on < 5 Family Dwelling for $60,000
      FREMONT INVESTMENT & LOAN (CA):
    • Refinancing denied for $150,000
      IMPERIAL CAPITAL BANK (CA):
    • Loan on Dwelling For 5+ Families denied for $5,300,000
    • Loan on Dwelling For 5+ Families closed for incompleteness for $850,000
      HAVERHILL BANK (MA):
    • Loan on Dwelling For 5+ Families Originated for $150,000
      NORTHMARK BANK (MA):
    • 2 Originated: 1 Conventional for $161,000, 1 Non-occupant Loan on < 5 Family Dwelling for $161,000
      ENTERPRISE BANK AND TRUST COMP (MA):
    • 2 Originated: 1 Refinancing for $133,000, 1 Non-occupant Loan on < 5 Family Dwelling for $133,000
      EASTERN BANK (MA):
    • 2 Denied applications: 1 Conventional for $88,000, 1 Non-occupant Loan on < 5 Family Dwelling for $88,000
      PENTUCKET BANK (MA):
    • Refinancing Originated for $35,000
      1-800-EAST/WEST MORTGAGE CO. (MA):
    • Refinancing Approved - not accepted for $150,000
    • Refinancing Withdrawn for $150,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $110,500, 1 Non-occupant Loan on < 5 Family Dwelling for $126,000
      EMIGRANT FUNDING CORPORATION (NY):
    • Loan on Dwelling For 5+ Families denied for $2,560,000
      CITIZENS MORTGAGE CORP. (RI):
    • Refinancing Approved - not accepted for $200,000

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    Statistics for this city, Zip Code 01840, Essex County, Tract 2512.00 - Office of Thrift Supervision (OTS)

      WINTER HILL FED SAV BANK (MA):
    • 2 Approved - not accepted: 1 Conventional Home Purchase Loan for $122,000, 1 Non-occupant Loan on < 5 Family Dwelling for $122,000
      BOSTON FEDERAL SAVINGS BANK (MA):
    • 2 Originated: 1 Home Improvement Loan for $79,000, 1 Non-occupant Loan on < 5 Family Dwelling for $79,000
      INDYMAC BANK, F.S.B. (CA):
    • Refinancing Denied for $248,000
      SOVEREIGN BANK (PA):
    • Refinancing Approved - not accepted for $180,000
    • Loan on Dwelling For 5+ Families Denied for $35,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • Refinancing denied for $200,000
      EASTERN SAVINGS BANK, FSB (MD):
    • Refinancing Originated for $125,000
      FLAGSTAR BANK (MI):
    • Refinancing approved, not accepted for $75,000
      WASHINGTON MUTUAL BANK (NV):
    • Refinancing denied for $130,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing denied for $337,000
      SI BANK & TRUST (NY):
    • Conventional Home Purchase Loan Originated for $154,000
    • Conventional Home Purchase Loan withdrawn for $24,000
      FIRST EASTERN MORTGAGE CORP (MA):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $107,000
      INTERVALE MORTGAGE (RI):
    • Refinancing Originated for $314,000
    • Refinancing approved but not accepted for $308,000
      SIB MORTGAGE CORP. (NJ):
    • 2 Conventional Home Purchase Loans Approved - not accepted for an average of $126,500
      GN MORTGAGE, LLC (WI):
    • Refinancing Originated for $175,000
      GUARANTY RESIDENTIAL LENDING (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $241,000
      FIRST NATIONWIDE MORTGAGE CORP (CA):
    • Refinancing originated for $45,000

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    Home Mortgage Disclosure Act Statistics for Northwest Lawrence, Massachusetts (MA), Zip Code 01840, Essex County, Tract 2512.00 - National Credit Union Administration (NCUA)

      NESC FEDERAL CREDIT UNION (MA):
    • Refinancing Withdrawn for $50,000
      DIGITAL FEDERAL CREDIT UNION (MA):
    • Refinancing Denied for $150,000
      METRO CREDIT UNION (MA):
    • 2 Denied: 1 Refinancing for $55,000, 1 Non-occupant Loan on < 5 Family Dwelling for $55,000

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    Home Mortgage Disclosure Act Statistics for Northwest Lawrence, Essex County, Tract 2512.00 - Department of Housing and Urban Development (HUD)

      AMERICAN BUSINESS FINANCIAL (PA):
    • Refinancing originated for $112,000
      WMC MORTGAGE CORP. (CA):
    • Refinancing originated for $243,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing Withdrawn for $48,000
      LONG BEACH MORTGAGE CO. (WA):
    • 2 Conventional Home Purchase Loans denied for an average of $135,000
      TOWN & COUNTRY CREDIT (CA):
    • Refinancing Denied for $20,000
      BEACON MORTGAGE COMPANY LLC (NH):
    • Refinancing originated for $182,000
      DOVENMUEHLE FUNDING, INC (IL):
    • Refinancing Originated for $69,000
      SOUTHSTAR FUNDING, LLC (GA):
    • Refinancing closed for incompleteness for $248,000
      ACT LENDING CORPORATION (FL):
    • 2 Conventional Home Purchase Loans originated for an average of $84,000
      STEWARD FINANCIAL, INC. (CA):
    • Conventional Home Purchase Loan Denied for $320,000
    • 4 Conventional Home Purchase Loans Withdrawn for an average of $180,000
      INTERBAY FUNDING, LLC (FL):
    • Loan on Dwelling For 5+ Families Denied for $400,000
      E-LOAN, INC. (CA):
    • Conventional Home Purchase Loan Denied for $171,000
      FINANCE AMERICA, LLC (CA):
    • Refinancing Denied for $194,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Refinancing Originated for $180,000
      FIRST NLC FINANCIAL SERVICES, (FL):
    • Refinancing Approved but not accepted for $163,000
    • 2 Refinancings Withdrawn for an average of $141,500
      ARK-LA-TEX FINANCIAL (TX):
    • Refinancing Withdrawn for $229,000
      PINNACLE DIRECT FUNDING CORPOR (FL):
    • Refinancing Withdrawn for $284,000
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • 3 Refinancings originated for an average of $208,000
    • Refinancing denied for $298,000
      ENCORE CREDIT CORP (CA):
    • 2 Conventional Home Purchase Loans Originated for an average of $128,500
      WILMINGTON FINANCE, INC. (PA):
    • 2 Originated: 1 Conventional for $337,000, 1 Refinancing for $263,000
    • Refinancing Denied for $248,000
      ARGENT MORTGAGE COMPANY (CA):
    • 2 Conventional Home Purchase Loans withdrawn for an average of $135,000
      AMC MORTGAGE SERVICES, INC. (CA):
    • Refinancing Withdrawn for $207,000
      FIRST RESIDENTIAL MORTGAGE (KY):
    • Refinancing denied for $245,000
      GREEN TREE SERVICING LLC (MN):
    • Conventional Home Purchase Loan originated for $51,000
    • 2 Home Improvement Loans denied for an average of $10,500
      DITECH.COM LLC F/K/A DITECH.CO (CA):
    • Refinancing denied for $290,000
      PHH MORTGAGE CORPORATION (NJ):
    • 3 Originated: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $154,500, 1 Conventional Home Purchase Loan for $161,000
      ASSOCIATES FINANCIAL SERVICES (TX):
    • Conventional Home Purchase Loan denied for $75,000
      GMAC MORTGAGE LLC (PA):
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $193,000
    • Conventional Home Purchase Loan Closed for incompleteness for $132,000
      BENEFICIAL (IL):
    • 2 Withdrawn: 1 Refinancing for $145,000, 1 Home Improvement for $55,000
      CTX MORTGAGE COMPANY, LLC (TX):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $157,000, 1 Refinancing for $64,000
      DB HOME LENDING LLC (NY):
    • Conventional Home Purchase Loan Withdrawn for $337,000
      INDYMAC MORTGAGE HOLDINGS INC. (CA):
    • 2 Originated: 1 Conventional for $13,000, 1 Non-occupant Loan on < 5 Family Dwelling for $13,000
      DELTA FUNDING CORPORATION (NY):
    • Conventional Home Purchase Loan Originated for $124,000
      QUICKEN LOANS (MI):
    • Refinancing denied for $271,000
      TAYLOR, BEAN & WHITAKER (FL):
    • Refinancing originated for $254,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing denied for $136,000
      CONTIMORTGAGE CORPORATION (PA):
    • Refinancing originated for $80,000
      NEW ENGLAND REGIONAL MORTGAGE (NH):
    • Refinancing originated for $102,000
    • FHA, FSA/RHS & VA Home Purchase Loan approved but not accepted for $158,000
      PRINCIPAL RESIDENTIAL MORTGAGE (IA):
    • Refinancing closed for incompleteness for $263,000
      OPTION ONE MORTGAGE CORP (CA):
    • Conventional Home Purchase Loan Originated for $87,000
    • Conventional Home Purchase Loan Denied for $76,000
      REFINANCE.COM (NY):
    • Refinancing Originated for $150,000
      NE MOVES MORTGAGE, LLC (MA):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $196,000
      NATION ONE MORTGAGE COMPANY (MA):
    • 4 Conventional Home Purchase Loans originated for an average of $155,750
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $171,500
      IMC MORTGAGE COMPANY (FL):
    • Conventional Home Purchase Loan originated for $10,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • Conventional Home Purchase Loan Denied for $79,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing denied for $61,000
      GATEWAY FUNDING DMS, L.P. (PA):
    • 2 Loans originated: 1 Conventional for $121,000, 1 Loan on Dwelling For 5+ Families for $235,000
      PROVIDENT FUNDING ASSOCIATES (CA):
    • Refinancing Originated for $225,000
      COREWEST BANC (FL):
    • 4 Applications withdrawn: 3 Refinancings for an average of $103,333, 1 Non-occupant Loan on < 5 Family Dwelling for $116,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • Refinancing Approved but not accepted for $134,000
      SAXON MORTGAGE (VA):
    • Refinancing Denied for $337,000
      AMERICAN FINANCE HOUSE LARIBA (CA):
    • Conventional Home Purchase Loan Withdrawn for $61,000

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