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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Live Oak, Zip Code 95062, Santa Cruz County, California (CA), Tract 1214.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1040 Originated: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $421,500, 249 Conventional for an average of $333,606, 633 Refinancings for an average of $311,986, 30 Home Improvement for an average of $229,433, 2 Loans on Dwellings For 5+ Families for an average of $401,500, 119 Non-occupant Loans on < 5 Family Dwellings for an average of $289,445, 3 Loans On Manufactured Home Dwelling for an average of $87,333
    • 149 Approved - not accepted: 38 Conventional Home Purchase for an average of $346,789, 95 Refinancings for an average of $312,200, 4 Home Improvement Loans for an average of $228,500, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $346,200, 2 Loans On Manufactured Home Dwelling for an average of $282,000
    • 268 Denied: 1 FHA, FSA/RHS & VA for $174,000, 49 Conventional for an average of $337,898, 165 Refinancings for an average of $346,661, 20 Home Improvement Loans for an average of $139,100, 1 Loan on Dwelling For 5+ Families for $725,000, 30 Non-occupant Loans on < 5 Family Dwellings for an average of $259,067, 2 Loans On Manufactured Home Dwelling for an average of $174,000
    • 197 Applications withdrawn: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $507,000, 27 Conventional for an average of $318,333, 145 Refinancings for an average of $300,179, 5 Home Improvement for an average of $245,200, 16 Non-occupant Loans on < 5 Family Dwellings for an average of $225,375, 2 Loans On Manufactured Home Dwelling for an average of $177,500
    • 35 Files closed for incompleteness: 4 Conventional Home Purchase Loans for an average of $621,750, 26 Refinancings for an average of $377,692, 3 Home Improvement for an average of $225,000, 1 Loan on Dwelling For 5+ Families for $722,000, 1 Non-occupant Loan on < 5 Family Dwelling for $135,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (424) is below CA average (566). The average loan value for this tract ($312,147) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (61) is significantly below CA average (99). The average loan value for this tract ($320,651) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (109) is significantly below CA average (195). The average loan value for this tract ($319,243) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (80) is below CA average (124). The average loan value for this tract ($296,051) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (14) is significantly below CA average (34). The average loan value for this tract ($395,400) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 9 Loans originated: 7 Conventional Home Purchase Loans for an average of $228,000, 2 Refinancings for an average of $422,500
    • 2 Conventional Home Purchase Loans Approved , not accepted for an average of $153,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Originated for $248,000
      Genworth Financial:
    • Refinancing Originated for $275,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan approved - not accepted for $153,000
      United Guaranty Corporation:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $245,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $570,000


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