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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Live Oak, Zip Code 95062, Santa Cruz County, California (CA), Tract 1214.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1386 Originated: 9 FHA, FSA/RHS & VA Home Purchase Loans for an average of $510,667, 334 Conventional Home Purchase Loans for an average of $353,704, 799 Refinancings for an average of $330,685, 32 Home Improvement Loans for an average of $308,375, 11 Loans on Dwellings For 5+ Families for an average of $1,243,182, 141 Non-occupant Loans on < 5 Family Dwellings for an average of $370,794, 60 Loans On Manufactured Home Dwelling for an average of $113,300
    • 193 Approved applications but not accepted: 45 Conventional Home Purchase Loans for an average of $372,978, 120 Refinancings for an average of $336,700, 8 Home Improvement Loans for an average of $139,250, 14 Non-occupant Loans on < 5 Family Dwellings for an average of $336,357, 6 Loans On Manufactured Home Dwelling for an average of $120,000
    • 377 Denied loans: 2 FHA, FSA/RHS & VA Loans for an average of $489,000, 77 Conventional Home Purchase Loans for an average of $373,065, 221 Refinancings for an average of $405,294, 20 Home Improvement for an average of $201,200, 1 Loan on Dwelling For 5+ Families for $405,000, 36 Non-occupant Loans on < 5 Family Dwellings for an average of $438,778, 20 Loans On Manufactured Home Dwelling for an average of $128,100
    • 205 Loans withdrawn: 1 FHA, FSA/RHS & VA for $530,000, 53 Conventional for an average of $437,057, 131 Refinancings for an average of $380,435, 9 Home Improvement for an average of $167,778, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $468,800, 1 Loan On Manufactured Home Dwelling for $217,000
    • 53 Applications closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $239,000, 12 Conventional Home Purchase for an average of $407,333, 33 Refinancings for an average of $388,424, 2 Home Improvement Loans for an average of $17,500, 1 Loan on Dwelling For 5+ Families for $775,000, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $267,333, 1 Loan On Manufactured Home Dwelling for $200,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (324) is significantly below CA average (566). The average loan value for this tract ($338,797) is above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (45) is significantly below CA average (99). The average loan value for this tract ($330,212) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (88) is significantly below CA average (195). The average loan value for this tract ($376,820) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (48) is significantly below CA average (124). The average loan value for this tract ($389,980) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (12) is significantly below CA average (34). The average loan value for this tract ($372,774) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 8 Loans originated: 6 Conventional for an average of $492,833, 1 Refinancing for $446,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $563,000
    • 5 Approved applications but not accepted: 3 Conventional for an average of $405,000, 2 Refinancings for an average of $569,000
    • Refinancing withdrawn for $605,000
    • Conventional Home Purchase Loan closed for incompleteness for $293,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Originated for $458,000
      Genworth Financial:
    • Conventional Home Purchase Loan Originated for $396,000
    • Conventional Home Purchase Loan approved - not accepted for $536,000
    • Conventional Home Purchase Loan Applications closed for incompleteness for $293,000
      Republic Mortgage Insurance:
    • Refinancing Approved - not accepted for $644,000
      United Guaranty Corporation:
    • Refinancing Applications withdrawn for $605,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $675,000


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