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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Live Oak, Zip Code 95062, Santa Cruz County, California (CA), Tract 1214.03

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1363 Loans originated: 13 FHA, FSA/RHS & VA for an average of $411,923, 377 Conventional Home Purchase for an average of $341,249, 752 Refinancings for an average of $298,739, 34 Home Improvement Loans for an average of $298,706, 1 Dwelling For 5+ Families for $1,326,000, 132 Non-occupant Loans on < 5 Family Dwellings for an average of $328,780, 54 Loans On Manufactured Home Dwelling for an average of $152,093
    • 183 Loans approved - not accepted: 50 Conventional for an average of $329,620, 107 Refinancings for an average of $306,065, 2 Home Improvement for an average of $413,500, 15 Non-occupant Loans on < 5 Family Dwellings for an average of $333,467, 9 Loans On Manufactured Home Dwelling for an average of $122,000
    • 341 Loans denied: 1 FHA, FSA/RHS & VA Loan for $461,000, 90 Conventional Home Purchase Loans for an average of $338,033, 188 Refinancings for an average of $347,511, 16 Home Improvement for an average of $157,875, 4 Loans on Dwellings For 5+ Families for an average of $474,500, 19 Non-occupant Loans on < 5 Family Dwellings for an average of $301,421, 23 Loans On Manufactured Home Dwelling for an average of $181,435
    • 170 Withdrawn: 1 FHA, FSA/RHS & VA Home Purchase Loan for $359,000, 43 Conventional for an average of $314,256, 100 Refinancings for an average of $355,580, 7 Home Improvement for an average of $209,000, 14 Non-occupant Loans on < 5 Family Dwellings for an average of $294,000, 5 Loans On Manufactured Home Dwelling for an average of $171,000
    • 30 Closed for incompleteness: 7 Conventional Home Purchase for an average of $419,714, 21 Refinancings for an average of $294,429, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $283,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (415) is below CA average (566). The average loan value for this tract ($309,429) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (56) is significantly below CA average (99). The average loan value for this tract ($306,869) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (104) is significantly below CA average (195). The average loan value for this tract ($324,164) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (52) is significantly below CA average (124). The average loan value for this tract ($328,612) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (9) is significantly below CA average (34). The average loan value for this tract ($322,900) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 11 Originated: 9 Conventional Home Purchase for an average of $417,556, 2 Refinancings for an average of $408,000
    • 5 Approved but not accepted: 3 Conventional Home Purchase Loans for an average of $301,333, 2 Refinancings for an average of $394,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Applications approved but not accepted for $304,000
      Genworth Financial:
    • Conventional Home Purchase Loan originated for $436,000
    • Refinancing Approved applications but not accepted for $340,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $436,000
      PMI Mortgage Insurance:
    • Refinancing approved but not accepted for $449,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $526,000
      United Guaranty Corporation:
    • 2 Loans originated: Conventional Home Purchase Loan for $355,000, Refinancing for $208,000
    • Conventional Home Purchase Loan Applications approved but not accepted for $280,000
      Triad Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $601,000, Refinancing for $608,000


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