U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Los Banos, Zip Code 93635, Merced County, California (CA), Tract 0023.02

Back to: Los Banos, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 10261 Originated: 633 FHA, FSA/RHS & VA Home Purchase Loans for an average of $153,649, 3754 Conventional Home Purchase for an average of $180,405, 4581 Refinancings for an average of $213,104, 433 Home Improvement for an average of $132,857, 4 Loans on Dwellings For 5+ Families for an average of $237,250, 851 Non-occupant Loans on < 5 Family Dwellings for an average of $184,973, 5 Loans On Manufactured Home Dwelling for an average of $40,800
    • 1966 Loans approved - not accepted: 48 FHA, FSA/RHS & VA Home Purchase Loans for an average of $147,500, 635 Conventional Home Purchase for an average of $196,945, 1019 Refinancings for an average of $217,381, 132 Home Improvement for an average of $71,242, 125 Non-occupant Loans on < 5 Family Dwellings for an average of $192,976, 7 Loans On Manufactured Home Dwelling for an average of $90,000
    • 5136 Denied: 123 FHA, FSA/RHS & VA for an average of $168,163, 1234 Conventional for an average of $198,797, 3001 Refinancings for an average of $222,002, 461 Home Improvement Loans for an average of $99,269, 1 Loan on Dwelling For 5+ Families for $119,000, 303 Non-occupant Loans on < 5 Family Dwellings for an average of $207,710, 13 Loans On Manufactured Home Dwelling for an average of $48,154
    • 2908 Withdrawn applications: 99 FHA, FSA/RHS & VA Loans for an average of $151,333, 764 Conventional Home Purchase for an average of $195,009, 1772 Refinancings for an average of $217,582, 103 Home Improvement for an average of $148,650, 1 Dwelling For 5+ Families for $122,000, 166 Non-occupant Loans on < 5 Family Dwellings for an average of $197,440, 3 Loans On Manufactured Home Dwelling for an average of $56,667
    • 768 Files closed for incompleteness: 13 FHA, FSA/RHS & VA Home Purchase Loans for an average of $159,846, 185 Conventional Home Purchase for an average of $207,870, 501 Refinancings for an average of $206,603, 29 Home Improvement Loans for an average of $122,448, 40 Non-occupant Loans on < 5 Family Dwellings for an average of $199,925

    Compared to the state average:

    • The number of loans originated per 1000 residents (788) is above CA average (566). The average loan value for this tract ($191,679) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (151) is above CA average (99). The average loan value for this tract ($197,257) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (394) is significantly above CA average (195). The average loan value for this tract ($202,818) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (223) is significantly above CA average (124). The average loan value for this tract ($205,606) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (59) is significantly above CA average (34). The average loan value for this tract ($202,591) is below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 728 Originated: 461 Conventional for an average of $196,547, 242 Refinancings for an average of $225,471, 25 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $189,200
    • 211 Approved loans but not accepted: 110 Conventional Home Purchase Loans for an average of $215,291, 91 Refinancings for an average of $239,033, 10 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $173,400
    • 54 Denied applications: 42 Conventional for an average of $221,238, 7 Refinancings for an average of $247,714, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $268,600
    • 36 Loans withdrawn: 14 Conventional for an average of $224,500, 20 Refinancings for an average of $218,550, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $202,000
    • 11 Files closed for incompleteness: 7 Conventional Home Purchase for an average of $254,286, 3 Refinancings for an average of $251,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $238,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 20 Loans originated: 11 Conventional Home Purchase Loans for an average of $153,000, 9 Refinancings for an average of $99,667
    • 2 Conventional Home Purchase Loans Approved applications - not accepted for an average of $135,500
    • 2 Denied loans: Conventional Home Purchase Loan for $100,000, Refinancing for $192,000
      Genworth Financial:
    • 22 Loans originated: 18 Conventional Home Purchase Loans for an average of $157,722, 4 Refinancings for an average of $118,500
    • 3 Approved, not accepted: 2 Conventional Home Purchase Loans for an average of $185,500, Refinancing for $128,000
    • Conventional Home Purchase Loan Denied for $108,000
    • Refinancing Withdrawn applications for $97,000
    • Refinancing Applications closed for incompleteness for $170,000
      Mortgage Guaranty Insurance:
    • 9 Loans originated: 6 Conventional Home Purchase Loans for an average of $112,167, 3 Refinancings for an average of $114,667
    • 4 Refinancings Approved applications but not accepted for an average of $116,250
    • 2 Denied: Conventional Home Purchase Loan for $112,000, Refinancing for $113,000
    • Refinancing Withdrawn applications for $98,000
      PMI Mortgage Insurance:
    • 10 Loans originated: 6 Conventional Home Purchase Loans for an average of $146,000, 4 Refinancings for an average of $133,500
    • 2 Conventional Home Purchase Loans Approved applications but not accepted for an average of $147,500
    • 2 Withdrawn: Conventional Home Purchase Loan for $107,000, Refinancing for $144,000
      Republic Mortgage Insurance:
    • 9 Originated: 8 Conventional Home Purchase Loans for an average of $140,375, Refinancing for $114,000
    • 2 Conventional Home Purchase Loans Denied for an average of $156,000
      United Guaranty Corporation:
    • 7 Loans originated: 5 Conventional Home Purchase Loans for an average of $136,400, 2 Refinancings for an average of $122,500
    • Refinancing Approved applications - not accepted for $118,000
      Triad Guaranty Insurance:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $134,500, Refinancing for $133,000
      CMG Mortgage Insurance:
    • Refinancing originated for $243,000


    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: Los Banos, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2014 Advameg, Inc.