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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Morro Bay, Zip Code 93442, San Luis Obispo County, California (CA), Tract 0106.00

Back to: Morro Bay, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 3385 Loans originated: 10 FHA, FSA/RHS & VA Home Purchase Loans for an average of $310,400, 804 Conventional for an average of $306,874, 1634 Refinancings for an average of $254,715, 111 Home Improvement for an average of $227,261, 11 Loans on Dwellings For 5+ Families for an average of $1,186,545, 804 Non-occupant Loans on < 5 Family Dwellings for an average of $292,243, 11 Loans On Manufactured Home Dwelling for an average of $89,273
    • 421 Approved applications - not accepted: 1 FHA, FSA/RHS & VA Home Purchase Loan for $485,000, 105 Conventional Home Purchase Loans for an average of $311,695, 213 Refinancings for an average of $266,108, 5 Home Improvement for an average of $289,200, 89 Non-occupant Loans on < 5 Family Dwellings for an average of $301,596, 8 Loans On Manufactured Home Dwelling for an average of $90,875
    • 551 Denied applications: 4 FHA, FSA/RHS & VA Loans for an average of $289,000, 106 Conventional Home Purchase for an average of $300,396, 313 Refinancings for an average of $313,837, 21 Home Improvement Loans for an average of $205,714, 96 Non-occupant Loans on < 5 Family Dwellings for an average of $340,615, 11 Loans On Manufactured Home Dwelling for an average of $103,091
    • 459 Loans withdrawn: 4 FHA, FSA/RHS & VA for an average of $379,000, 93 Conventional for an average of $268,484, 254 Refinancings for an average of $272,126, 17 Home Improvement Loans for an average of $350,000, 2 Loans on Dwellings For 5+ Families for an average of $485,000, 83 Non-occupant Loans on < 5 Family Dwellings for an average of $313,699, 6 Loans On Manufactured Home Dwelling for an average of $199,167
    • 116 Closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $510,000, 14 Conventional Home Purchase for an average of $296,214, 77 Refinancings for an average of $284,987, 1 Home Improvement for $75,000, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $298,636

    Compared to the state average:

    • The number of loans originated per 1000 residents (572) is comparable to CA average (566). The average loan value for this tract ($277,772) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (71) is below CA average (99). The average loan value for this tract ($282,444) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (93) is significantly below CA average (195). The average loan value for this tract ($307,408) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (78) is significantly below CA average (124). The average loan value for this tract ($282,695) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (20) is significantly below CA average (34). The average loan value for this tract ($291,000) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 56 Originated: 40 Conventional for an average of $235,400, 5 Refinancings for an average of $254,200, 11 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $251,818
    • 14 Approved - not accepted: 6 Conventional Home Purchase Loans for an average of $279,500, 5 Refinancings for an average of $289,600, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $248,333
    • 3 Denied applications: 2 Conventional Home Purchase Loans for an average of $227,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $203,000
    • 3 Applications withdrawn: 2 Conventional Home Purchase Loans for an average of $258,500, 1 Refinancing for $185,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 5 Conventional Home Purchase Loans Originated for an average of $163,400
    • Conventional Home Purchase Loan approved but not accepted for $184,000
      Genworth Financial:
    • Conventional Home Purchase Loan Originated for $238,000
      Mortgage Guaranty Insurance:
    • 4 Conventional Home Purchase Loans Originated for an average of $224,750
    • Conventional Home Purchase Loan approved - not accepted for $185,000
      PMI Mortgage Insurance:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $219,000
    • Refinancing Withdrawn applications for $185,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $195,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Applications withdrawn for $256,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $203,000


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