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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Odem, Zip Code 78370, San Patricio County, Texas (TX), Tract 0111.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 337 Originated: 38 FHA, FSA/RHS & VA Home Purchase Loans for an average of $124,368, 112 Conventional Home Purchase Loans for an average of $94,036, 101 Refinancings for an average of $81,248, 51 Home Improvement Loans for an average of $36,471, 23 Non-occupant Loans on < 5 Family Dwellings for an average of $50,391, 12 Loans On Manufactured Home Dwelling for an average of $55,750
    • 88 Approved applications - not accepted: 4 FHA, FSA/RHS & VA for an average of $65,750, 24 Conventional Home Purchase for an average of $71,083, 27 Refinancings for an average of $90,926, 13 Home Improvement for an average of $30,615, 6 Non-occupant Loans on < 5 Family Dwellings for an average of $70,000, 14 Loans On Manufactured Home Dwelling for an average of $63,429
    • 380 Denied applications: 7 FHA, FSA/RHS & VA for an average of $105,571, 66 Conventional for an average of $75,318, 177 Refinancings for an average of $73,780, 78 Home Improvement Loans for an average of $24,423, 12 Non-occupant Loans on < 5 Family Dwellings for an average of $70,417, 40 Loans On Manufactured Home Dwelling for an average of $52,650
    • 110 Loans withdrawn: 2 FHA, FSA/RHS & VA Loans for an average of $137,000, 13 Conventional Home Purchase for an average of $90,846, 76 Refinancings for an average of $64,605, 15 Home Improvement for an average of $81,467, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $81,667, 1 Loan On Manufactured Home Dwelling for $64,000
    • 35 Files closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $96,500, 8 Conventional for an average of $102,375, 25 Refinancings for an average of $70,280

    Compared to the state average:

    • The number of loans originated per 1000 residents (126) is significantly below TX average (313). The average loan value for this tract ($80,570) is below the state average ($121,334).
    • The number of loans not accepted per 1000 residents (33) is below TX average (48). The average loan value for this tract ($69,659) is below the state average ($99,489).
    • The number of loans denied per 1000 residents (142) is comparable to TX average (143). The average loan value for this tract ($62,171) is below the state average ($88,546).
    • The number of loans withdrawn per 1000 residents (41) is significantly below TX average (70). The average loan value for this tract ($71,782) is significantly below the state average ($118,071).
    • The number of loans closed per 1000 residents (13) is significantly below TX average (21). The average loan value for this tract ($79,114) is below the state average ($119,452).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 37 Loans originated: 29 Conventional for an average of $112,034, 3 Refinancings for an average of $174,000, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $75,400
    • 9 Applications approved - not accepted: 4 Conventional for an average of $84,750, 3 Refinancings for an average of $142,000, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $35,000
    • 3 Denied applications: 2 Conventional Home Purchase Loans for an average of $81,000, 1 Refinancing for $139,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Conventional Home Purchase Loans Originated for an average of $96,500
      Genworth Financial:
    • Conventional Home Purchase Loan approved, not accepted for $33,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $86,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $55,000
      Republic Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $134,500
      United Guaranty Corporation:
    • Refinancing Originated for $146,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $111,000
      CMG Mortgage Insurance:
    • Refinancing originated for $142,000
    • Refinancing Denied for $139,000

    Home Mortgage Disclosure Act Statistics for Odem, Texas (TX), Zip Code 78370, San Patricio County, Tract 0111.00 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • Refinancing Originated for $25,000
    • 2 Refinancings approved - not accepted for an average of $53,000
      US BANK, N.A. (OH):
    • 2 Denied: 1 Conventional Home Purchase for $55,000, 1 Loan On Manufactured Home Dwelling for $55,000
      NATIONAL CITY BANK (OH):
    • Conventional Home Purchase Loan originated for $198,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • 2 Conventional Home Purchase Loans Originated for an average of $44,500
      CITIBANK, N.A. (NV):
    • Home Improvement Loan Denied for $14,000
      WELLS FARGO BANK, NA (SD):
    • FHA, FSA/RHS & VA Home Purchase Loan Approved - not accepted for $35,000
      THE LAREDO NATIONAL BANK (TX):
    • 2 Originated: 1 Conventional for $33,000, 1 Non-occupant Loan on < 5 Family Dwelling for $33,000
      FROST NATIONAL BANK (TX):
    • Refinancing denied for $67,000
      FIRST NATIONAL BANK TEXAS (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Approved - not accepted for $55,000
      BANK OF AMERICA, N.A. (NC):
    • 4 Loans originated: 3 Refinancings for an average of $46,000, 1 Home Improvement Loan for $43,000
    • 2 Approved but not accepted: 1 Refinancing for $66,000, 1 Home Improvement for $25,000
    • 6 Denied applications: 3 Refinancings for an average of $14,000, 1 Home Improvement for $34,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $17,500
      CAPITAL ONE NA (LA):
    • Home Improvement Loan Originated for $61,000
      FIRST NATIONAL BANK (TX):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $68,000, 1 Non-occupant Loan on < 5 Family Dwelling for $68,000
      FIRST NATIONAL BANK (TX):
    • Conventional Home Purchase Loan originated for $115,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Home Improvement Loan Approved but not accepted for $18,000
      AMERICAN BANK, NA (TX):
    • 2 Loans originated: 1 Home Improvement for $2,000, 1 Non-occupant Loan on < 5 Family Dwelling for $2,000
      FLORIDA BANK, N. A. (FL):
    • Conventional Home Purchase Loan Originated for $155,000
      CHASE MANHATTAN BANK USA, NA (DE):
    • 4 Loans denied: 1 Conventional Home Purchase Loan for $32,000, 1 Refinancing for $69,000, 2 Loans On Manufactured Home Dwelling for an average of $50,500
      US BANK NORTH DAKOTA (ND):
    • Conventional Home Purchase Loan Denied for $49,000
      METLIFE BANK, N.A. (NJ):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $81,000
      CITIMORTGAGE, INC (MO):
    • Refinancing originated for $48,000
      CHASE MANHATTAN MORTGAGE CORP. (NJ):
    • 3 Refinancings Originated for an average of $138,667
      ABN AMRO MTG GROUP INC (MI):
    • Conventional Home Purchase Loan closed for incompleteness for $108,000
      EXTRACO MORTGAGE (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $143,000

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    Statistics for this city, Zip Code 78370, Tract 0111.00 - Federal Reserve System (FRB)

      SUNTRUST MORTGAGE, INC (VA):
    • Conventional Home Purchase Loan originated for $105,000
      IRWIN MORTGAGE CORPORATION (IN):
    • Refinancing closed for incompleteness for $85,000
      CHASE MANHATTAN MORTGAGE CORP (NJ):
    • 4 Loans originated: 2 FHA, FSA/RHS & VA for an average of $114,500, 2 Refinancings for an average of $91,500
      COUNTRYWIDE HOME LOANS (CA):
    • 4 Loans originated: 2 Conventional for an average of $70,500, 2 Refinancings for an average of $113,000
    • Conventional Home Purchase Loan Withdrawn for $87,000
      WELLS FARGO FIN'L TEXAS, INC (IA):
    • Home Improvement Loan Denied for $66,000
    • Refinancing Withdrawn for $38,000
      BENEFICIAL COMPANY LLC (IL):
    • 2 Home Improvement Loans Originated for an average of $31,500
    • 13 Denied loans: 4 Refinancings for an average of $48,000, 9 Home Improvement Loans for an average of $20,889
    • Refinancing Withdrawn for $48,000
    • Refinancing closed for incompleteness for $36,000
      HFC COMPANY LLC (IL):
    • Home Improvement Loan Denied for $12,000
      WELLS FARGO FIN'L WASHINGTON 1 (IA):
    • 2 Denied: 1 Home Improvement for $52,000, 1 Non-occupant Loan on < 5 Family Dwelling for $52,000
      RBC MORTGAGE (TX):
    • 3 FHA, FSA/RHS & VA Home Purchase Loans originated for an average of $49,667
      EQUIFIRST CORPORATION (NC):
    • 2 Closed for incompleteness: 1 Conventional Home Purchase Loan for $103,000, 1 Refinancing for $96,000
      CITIFINANCIAL, INC. (MD):
    • 3 Refinancings Originated for an average of $29,333
      DECISION ONE MORTGAGE (IL):
    • Refinancing originated for $75,000
      E-LOAN INC (CA):
    • Conventional Home Purchase Loan approved, not accepted for $80,000
    • Conventional Home Purchase Loan Denied for $200,000

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    Statistics for this city, Zip Code 78370, San Patricio County, Tract 0111.00 - Federal Deposit Insurance Corporation (FDIC)

      COMMERCIAL STATE BANK (TX):
    • 2 Originated: 1 Home Improvement for $13,000, 1 Non-occupant Loan on < 5 Family Dwelling for $13,000
      FIRST COMMERCE BANK (TX):
    • 2 Loans originated: 1 Refinancing for $15,000, 1 Non-occupant Loan on < 5 Family Dwelling for $15,000
      FIRST STATE BANK OF ODEM (TX):
    • 4 Loans originated: 1 Conventional for $30,000, 2 Home Improvement Loans for an average of $29,000, 1 Non-occupant Loan on < 5 Family Dwelling for $30,000
      PROSPERITY BANK (TX):
    • 2 Originated: 1 Home Improvement Loan for $25,000, 1 Non-occupant Loan on < 5 Family Dwelling for $25,000
      CHARTER BANK (TX):
    • Conventional Home Purchase Loan withdrawn for $80,000
      VALUEBANK TEXAS (TX):
    • Home Improvement Loan originated for $42,000
      FIRST COMMUNITY BANK (TX):
    • Conventional Home Purchase Loan originated for $204,000
      FREMONT INVESTMENT & LOAN (CA):
    • Conventional Home Purchase Loan Approved - not accepted for $5,000
    • Conventional Home Purchase Loan Denied for $87,000
      FIRSTCAPITAL BANK (TX):
    • Refinancing denied for $49,000
      GMAC BANK (UT):
    • Conventional Home Purchase Loan Originated for $17,000
    • Home Improvement Loan approved, not accepted for $15,000

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    Statistics for Odem, Texas (TX), Zip Code 78370, San Patricio County, Tract 0111.00 - Office of Thrift Supervision (OTS)

      HOME SAVINGS OF AMERICA (MN):
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $69,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • Refinancing originated for $55,000
    • Refinancing Approved but not accepted for $48,000
      COLONIAL SAVINGS, F.A. (TX):
    • Conventional Home Purchase Loan Originated for $165,000
      USAA FEDERAL SAVINGS BANK (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $75,000
      FLAGSTAR BANK (MI):
    • Refinancing approved but not accepted for $125,000
      WASHINGTON MUTUAL BANK (NV):
    • Refinancing Denied for $54,000
      PRIORITY BANK (AR):
    • Conventional Home Purchase Loan Originated for $126,000
      HOME LOAN INVESTMENT BANK (RI):
    • Refinancing denied for $50,000
      MIDFIRST BANK (OK):
    • Refinancing originated for $78,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing denied for $60,000
      STATE FARM BANK (IL):
    • Refinancing originated for $100,000
      GE MONEY BANK (UT):
    • 2 Applications denied: 1 Conventional Home Purchase for $50,000, 1 Home Improvement for $14,000
      COUNTRYWIDE BANK, FSB (VA):
    • 7 Loans originated: 2 Conventional for an average of $107,500, 3 Refinancings for an average of $131,333, 1 Home Improvement Loan for $133,000, 1 Non-occupant Loan on < 5 Family Dwelling for $62,000
    • Refinancing approved but not accepted for $67,000
      CITIFINANCIAL MTG CO, INC (TX):
    • Refinancing denied for $50,000
      FIRST FRANKLIN CORPORATION (CA):
    • Conventional Home Purchase Loan originated for $130,000
    • Home Improvement Loan denied for $140,000
      BNC MORTGAGE (NY):
    • Conventional Home Purchase Loan denied for $59,000

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    Home Mortgage Disclosure Act Statistics for Odem, San Patricio County, Tract 0111.00 - National Credit Union Administration (NCUA)

      GULF COAST FED CREDIT UNION (TX):
    • Conventional Home Purchase Loan originated for $121,000
    • Refinancing Approved but not accepted for $20,000
      NFCU (VA):
    • Refinancing Denied for $45,000
    • Refinancing Withdrawn for $13,000
      NAVY ARMY FEDERAL CREDIT UNION (TX):
    • Refinancing originated for $35,000
      VALERO FEDERAL CREDIT UNION (TX):
    • Home Improvement Loan originated for $30,000
      MEMBERS FIRST CREDIT UNION (TX):
    • 2 Refinancings denied for an average of $30,500
      COASTAL COMMUNITY AND TEACHERS (TX):
    • Home Improvement Loan Denied for $35,000
      CU FACTORY BUILT LENDING, LP (TX):
    • 4 Applications denied: 2 Refinancings for an average of $42,000, 2 Loans On Manufactured Home Dwelling for an average of $42,000

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    Home Mortgage Disclosure Act Statistics for Odem, Texas (TX), Zip Code 78370, San Patricio County, Tract 0111.00 - Department of Housing and Urban Development (HUD)

      WMC MORTGAGE CORP. (CA):
    • Refinancing originated for $65,000
    • 2 Conventional Home Purchase Loans denied for an average of $84,500
      LONG BEACH MORTGAGE CO. (WA):
    • 2 Conventional Home Purchase Loans originated for an average of $63,500
      TOWN & COUNTRY CREDIT (CA):
    • 3 Refinancings Denied for an average of $103,333
      AURORA LOAN SERVICES (CO):
    • Refinancing originated for $59,000
      THE CIT GROUP/SALES FINANCING (NJ):
    • 2 Originated: 1 Conventional Home Purchase for $61,000, 1 Loan On Manufactured Home Dwelling for $61,000
    • 6 Denied: 3 Conventional Home Purchase Loans for an average of $53,333, 3 Loans On Manufactured Home Dwelling for an average of $53,333
      CUNA MUTUAL MORTGAGE CORPORATI (WI):
    • Conventional Home Purchase Loan Originated for $85,000
    • Refinancing withdrawn for $71,000
      THE MORTGAGE OUTLET, INC. (GA):
    • Refinancing closed for incompleteness for $56,000
      COASTAL BEND MORTGAGE, INC. (TX):
    • 2 Conventional Home Purchase Loans originated for an average of $82,500
      E-LOAN, INC. (CA):
    • Refinancing Denied for $44,000
    • Refinancing Withdrawn for $90,000
      NEXSTAR FINANCIAL CORPORATION (MO):
    • Refinancing denied for $47,000
      MORTGAGE IT (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $121,000
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $122,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Refinancing closed for incompleteness for $94,000
      WR STARKEY MORTGAGE, LLP (TX):
    • Conventional Home Purchase Loan Originated for $252,000
      HOME123 CORPORATION (CA):
    • 4 Originated: 1 Conventional for $185,000, 2 Refinancings for an average of $217,500, 1 Home Improvement for $166,000
    • 4 Withdrawn loans: 2 Refinancings for an average of $81,000, 2 Home Improvement for an average of $139,000
      ARK-LA-TEX FINANCIAL (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $241,000
      PLAZA HOME MORTGAGE INC. (CA):
    • Conventional Home Purchase Loan originated for $156,000
      WALTER MORTGAGE COMPANY (TX):
    • Conventional Home Purchase Loan Withdrawn for $186,000
      WILMINGTON FINANCE, INC. (PA):
    • 2 Applications denied: 1 Refinancing for $138,000, 1 Non-occupant Loan on < 5 Family Dwelling for $138,000
      ARGENT MORTGAGE COMPANY (CA):
    • Conventional Home Purchase Loan Approved - not accepted for $79,000
      AEGIS FUNDING CORPORATION (TX):
    • 2 Conventional Home Purchase Loans Originated for an average of $60,500
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • Refinancing Originated for $54,000
      BEAR STEARNS RESIDENTIAL MORTG (AZ):
    • Refinancing Originated for $88,000
      HFC (IL):
    • Refinancing denied for $35,000
    • Home Improvement Loan Withdrawn for $36,000
      MORTGAGE INVESTORS CORPORATION (FL):
    • 2 Refinancings originated for an average of $79,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Conventional Home Purchase Loan originated for $326,000
      GMAC MORTGAGE LLC (PA):
    • 3 Applications denied: 1 Refinancing for $38,000, 2 Home Improvement for an average of $32,000
      VANDERBILT MORTGAGE (TN):
    • 4 Originated: 2 Conventional Home Purchase Loans for an average of $43,500, 2 Loans On Manufactured Home Dwelling for an average of $43,500
    • 10 Loans denied: 1 FHA, FSA/RHS & VA Home Purchase Loan for $36,000, 4 Conventional Home Purchase for an average of $31,500, 5 Loans On Manufactured Home Dwelling for an average of $32,400
      BENEFICIAL (IL):
    • 2 Loans originated: 1 Refinancing for $37,000, 1 Home Improvement for $3,000
    • 2 Refinancings denied for an average of $43,500
    • Refinancing withdrawn for $52,000
      CTX MORTGAGE COMPANY, LLC (TX):
    • Refinancing Originated for $14,000
      VALLEY MORTGAGE COMPANY, INC. (TX):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans originated for an average of $82,500
      ALETHES, LLC (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $131,000
      ORIGEN FINANCIAL (MI):
    • 2 Approved applications - not accepted: 1 Conventional for $45,000, 1 Loan On Manufactured Home Dwelling for $45,000
    • 2 Loans denied: 1 Conventional for $33,000, 1 Loan On Manufactured Home Dwelling for $33,000
      HOMETRUST MORTGAGE COMPANY (TX):
    • Conventional Home Purchase Loan Originated for $83,000
      DELTA FUNDING CORPORATION (NY):
    • Conventional Home Purchase Loan Withdrawn for $169,000
      21ST MORTGAGE CORPORATION (TN):
    • 4 Loans approved - not accepted: 1 Conventional Home Purchase Loan for $41,000, 1 Refinancing for $70,000, 2 Loans On Manufactured Home Dwelling for an average of $55,500
    • 12 Applications denied: 5 Conventional for an average of $59,200, 1 Refinancing for $118,000, 6 Loans On Manufactured Home Dwelling for an average of $69,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing withdrawn for $106,000
      QUICKEN LOANS (MI):
    • Refinancing withdrawn for $82,000
      PINNACLE FINANCIAL CORPORATION (FL):
    • 2 Loans denied: 1 Conventional Home Purchase Loan for $155,000, 1 Non-occupant Loan on < 5 Family Dwelling for $155,000
      HOME LOAN CORPORATION (TX):
    • Conventional Home Purchase Loan Originated for $88,000
      TAYLOR, BEAN & WHITAKER (FL):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $109,000
      GREAT WESTERN FINANCIAL (IN):
    • Conventional Home Purchase Loan Originated for $33,000
    • Conventional Home Purchase Loan denied for $40,000
    • 2 Withdrawn: 1 Refinancing for $64,000, 1 Loan On Manufactured Home Dwelling for $64,000
      COUNTRYPLACE MORTGAGE, LTD. (TX):
    • 2 Approved - not accepted: 1 Conventional for $90,000, 1 Loan On Manufactured Home Dwelling for $90,000
      NTFN INC (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $150,000
      NATIONSTAR MORTGAGE LLC (TX):
    • 3 Refinancings Originated for an average of $39,000
    • 5 Refinancings denied for an average of $46,600
    • 5 Refinancings Withdrawn for an average of $52,800
      FREEDOM MORTGAGE CORP. (NJ):
    • Refinancing Originated for $317,000
      H&R BLOCK MORTGAGE CORPORATION (CA):
    • Refinancing withdrawn for $43,000
      CORNERSTONE MORTGAGE COMPANY (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $89,000
      OPTION ONE MORTGAGE CORP (CA):
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $88,000, 1 Refinancing for $64,000
    • Conventional Home Purchase Loan Denied for $150,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • 2 Refinancings denied for an average of $77,500
    • 2 Refinancings Withdrawn for an average of $68,000
      FRANKLIN AMERICAN MORTGAGE CO (TN):
    • 2 Loans originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $151,000, 1 Refinancing for $65,000
    • 3 Applications closed for incompleteness: 2 FHA, FSA/RHS & VA for an average of $96,500, 1 Conventional for $110,000
      PROVIDENT FUNDING ASSOCIATES (CA):
    • Refinancing originated for $87,000
      FIELDSTONE MORTGAGE COMPANY (MD):
    • Conventional Home Purchase Loan denied for $40,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • 3 Refinancings originated for an average of $53,333
      HOMECOMINGS FINANCIAL LLC (MN):
    • Conventional Home Purchase Loan approved but not accepted for $53,000
      SAXON MORTGAGE (VA):
    • Conventional Home Purchase Loan Originated for $246,000
      OPEN MORTGAGE LLC (TX):
    • Conventional Home Purchase Loan Originated for $52,000
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $54,000

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