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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Patterson, Zip Code 95363, Stanislaus County, California (CA), Tract 0032.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 9843 Originated: 726 FHA, FSA/RHS & VA for an average of $185,172, 4304 Conventional for an average of $252,052, 3755 Refinancings for an average of $257,992, 371 Home Improvement Loans for an average of $154,714, 679 Non-occupant Loans on < 5 Family Dwellings for an average of $229,760, 8 Loans On Manufactured Home Dwelling for an average of $150,750
    • 2136 Applications approved, not accepted: 50 FHA, FSA/RHS & VA for an average of $192,020, 973 Conventional Home Purchase for an average of $264,711, 861 Refinancings for an average of $274,403, 102 Home Improvement Loans for an average of $115,422, 147 Non-occupant Loans on < 5 Family Dwellings for an average of $254,531, 3 Loans On Manufactured Home Dwelling for an average of $182,000
    • 4916 Denied applications: 140 FHA, FSA/RHS & VA for an average of $197,571, 1688 Conventional Home Purchase Loans for an average of $270,081, 2372 Refinancings for an average of $304,202, 383 Home Improvement Loans for an average of $139,585, 324 Non-occupant Loans on < 5 Family Dwellings for an average of $290,015, 9 Loans On Manufactured Home Dwelling for an average of $121,667
    • 2676 Withdrawn applications: 86 FHA, FSA/RHS & VA Home Purchase Loans for an average of $182,523, 1068 Conventional for an average of $273,298, 1267 Refinancings for an average of $285,233, 105 Home Improvement for an average of $193,181, 148 Non-occupant Loans on < 5 Family Dwellings for an average of $262,723, 2 Loans On Manufactured Home Dwelling for an average of $75,000
    • 676 Applications closed for incompleteness: 30 FHA, FSA/RHS & VA Home Purchase Loans for an average of $200,000, 214 Conventional for an average of $282,332, 370 Refinancings for an average of $280,051, 29 Home Improvement for an average of $158,517, 33 Non-occupant Loans on < 5 Family Dwellings for an average of $238,879

    Compared to the state average:

    • The number of loans originated per 1000 residents (652) is comparable to CA average (566). The average loan value for this tract ($244,096) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (142) is above CA average (99). The average loan value for this tract ($258,971) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (326) is significantly above CA average (195). The average loan value for this tract ($275,355) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (177) is above CA average (124). The average loan value for this tract ($272,155) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (45) is above CA average (34). The average loan value for this tract ($269,997) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 471 Loans originated: 327 Conventional for an average of $262,076, 131 Refinancings for an average of $295,092, 13 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $259,231
    • 184 Approved but not accepted: 117 Conventional for an average of $294,120, 64 Refinancings for an average of $317,922, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $299,333
    • 29 Denied loans: 17 Conventional Home Purchase Loans for an average of $207,765, 8 Refinancings for an average of $446,500, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $364,750
    • 39 Withdrawn applications: 26 Conventional Home Purchase Loans for an average of $286,231, 11 Refinancings for an average of $285,727, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $213,500
    • 8 Closed for incompleteness: 5 Conventional for an average of $306,200, 2 Refinancings for an average of $282,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $397,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 13 Loans originated: 4 Conventional Home Purchase Loans for an average of $235,000, 9 Refinancings for an average of $197,000
    • 3 Loans approved, not accepted: Conventional Home Purchase Loan for $210,000, 2 Refinancings for an average of $222,000
      Genworth Financial:
    • 36 Loans originated: 21 Conventional Home Purchase Loans for an average of $245,905, 15 Refinancings for an average of $216,000
    • 15 Approved applications but not accepted: 11 Conventional Home Purchase Loans for an average of $234,636, 4 Refinancings for an average of $186,500
    • 2 Refinancings Denied for an average of $242,000
      Mortgage Guaranty Insurance:
    • 23 Loans originated: 10 Conventional Home Purchase Loans for an average of $241,700, 13 Refinancings for an average of $235,385
    • 10 Loans approved but not accepted: 2 Conventional Home Purchase Loans for an average of $308,000, 8 Refinancings for an average of $249,250
      PMI Mortgage Insurance:
    • 49 Loans originated: 32 Conventional Home Purchase Loans for an average of $225,625, 17 Refinancings for an average of $220,529
    • 5 Applications approved - not accepted: 3 Conventional Home Purchase Loans for an average of $271,000, 2 Refinancings for an average of $214,000
    • 6 Withdrawn applications: 5 Conventional Home Purchase Loans for an average of $272,000, Refinancing for $182,000
      Republic Mortgage Insurance:
    • 5 Loans originated: 2 Conventional Home Purchase Loans for an average of $216,500, 3 Refinancings for an average of $200,000
      United Guaranty Corporation:
    • 9 Loans originated: 5 Conventional Home Purchase Loans for an average of $258,000, 4 Refinancings for an average of $186,750
    • 6 Loans approved, not accepted: 2 Conventional Home Purchase Loans for an average of $256,500, 4 Refinancings for an average of $223,000
      Triad Guaranty Insurance:
    • 4 Loans originated: Conventional Home Purchase Loan for $170,000, 3 Refinancings for an average of $201,333
    • Refinancing Applications approved, not accepted for $128,000


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