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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Phelps, Zip Code 14456, Ontario County, New York (NY), Tract 0504.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2762 Loans originated: 207 FHA, FSA/RHS & VA Loans for an average of $86,604, 561 Conventional Home Purchase for an average of $81,526, 1197 Refinancings for an average of $73,838, 646 Home Improvement for an average of $19,720, 2 Dwellings For 5+ Families for an average of $1,041,000, 85 Non-occupant Loans on < 5 Family Dwellings for an average of $68,447, 64 Loans On Manufactured Home Dwelling for an average of $64,547
    • 377 Approved - not accepted: 18 FHA, FSA/RHS & VA Loans for an average of $75,500, 80 Conventional Home Purchase for an average of $74,100, 183 Refinancings for an average of $76,432, 67 Home Improvement Loans for an average of $25,463, 5 Non-occupant Loans on < 5 Family Dwellings for an average of $56,000, 24 Loans On Manufactured Home Dwelling for an average of $69,125
    • 1442 Denied loans: 37 FHA, FSA/RHS & VA Home Purchase Loans for an average of $86,568, 212 Conventional Home Purchase Loans for an average of $61,028, 801 Refinancings for an average of $79,298, 295 Home Improvement for an average of $23,298, 1 Loan on Dwelling For 5+ Families for $112,000, 28 Non-occupant Loans on < 5 Family Dwellings for an average of $48,286, 68 Loans On Manufactured Home Dwelling for an average of $51,309
    • 631 Loans withdrawn: 7 FHA, FSA/RHS & VA Loans for an average of $85,429, 55 Conventional for an average of $83,418, 490 Refinancings for an average of $86,304, 59 Home Improvement Loans for an average of $37,322, 12 Non-occupant Loans on < 5 Family Dwellings for an average of $95,250, 8 Loans On Manufactured Home Dwelling for an average of $71,375
    • 132 Files closed for incompleteness: 8 FHA, FSA/RHS & VA Loans for an average of $84,000, 15 Conventional Home Purchase for an average of $85,800, 87 Refinancings for an average of $90,218, 18 Home Improvement for an average of $43,222, 4 Non-occupant Loans on < 5 Family Dwellings for an average of $64,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (389) is above NY average (256). The average loan value for this tract ($64,018) is significantly below the state average ($214,957).
    • The number of loans not accepted per 1000 residents (53) is comparable to NY average (48). The average loan value for this tract ($66,098) is significantly below the state average ($209,181).
    • The number of loans denied per 1000 residents (203) is significantly above NY average (120). The average loan value for this tract ($63,443) is significantly below the state average ($189,622).
    • The number of loans withdrawn per 1000 residents (89) is above NY average (69). The average loan value for this tract ($81,444) is significantly below the state average ($206,134).
    • The number of loans closed per 1000 residents (19) is comparable to NY average (20). The average loan value for this tract ($82,136) is significantly below the state average ($226,719).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 280 Originated: 158 Conventional Home Purchase Loans for an average of $86,506, 112 Refinancings for an average of $97,768, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $81,833, 4 Loans On Manufactured Home Dwelling (A & B) for an average of $93,500
    • 82 Applications approved, not accepted: 35 Conventional Home Purchase Loans for an average of $85,457, 46 Refinancings for an average of $94,739, 1 Loan On Manufactured Home Dwelling (A & B) for $102,000
    • 19 Loans denied: 12 Conventional for an average of $91,250, 6 Refinancings for an average of $82,833, 1 Loan On Manufactured Home Dwelling (A & B) for $95,000
    • 14 Withdrawn applications: 4 Conventional Home Purchase for an average of $104,500, 10 Refinancings for an average of $82,100
    • 3 Files closed for incompleteness: 1 Conventional for $49,000, 2 Refinancings for an average of $136,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 3 Originated: Conventional Home Purchase Loan for $70,000, 2 Refinancings for an average of $58,000
    • Refinancing approved but not accepted for $111,000
    • Conventional Home Purchase Loan Withdrawn for $123,000
      Genworth Financial:
    • Refinancing Originated for $49,000
      Mortgage Guaranty Insurance:
    • 12 Originated: 9 Conventional Home Purchase Loans for an average of $71,667, 3 Refinancings for an average of $80,333
    • 2 Refinancings approved, not accepted for an average of $83,000
      PMI Mortgage Insurance:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $64,000, Refinancing for $121,000
    • Refinancing Withdrawn for $121,000
      Republic Mortgage Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $85,000, Refinancing for $84,000
      United Guaranty Corporation:
    • 2 Originated: Conventional Home Purchase Loan for $83,000, Refinancing for $72,000
    • Refinancing Withdrawn applications for $42,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Approved - not accepted for $124,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $122,000

    Statistics for this city, Zip Code 14456, Ontario County, Tract 0504.00 - Office of the Comptroller of the Currency (OCC)

      WACHOVIA BANK NA (NC):
    • Refinancing Originated for $70,000
      JPMORGAN CHASE BANK (OH):
    • 4 Loans originated: 1 Conventional for $108,000, 2 Refinancings for an average of $63,500, 1 Loan On Manufactured Home Dwelling for $108,000
    • 2 Approved applications, not accepted: 1 Conventional for $110,000, 1 Loan On Manufactured Home Dwelling for $110,000
    • 3 Denied: 1 Conventional for $92,000, 1 Refinancing for $73,000, 1 Loan On Manufactured Home Dwelling for $92,000
      US BANK, N.A. (OH):
    • 2 Denied applications: 1 Conventional for $67,000, 1 Loan On Manufactured Home Dwelling for $67,000
      FLEET NATIONAL BANK (RI):
    • 6 Originated: 2 Refinancings for an average of $10,000, 4 Home Improvement for an average of $41,750
    • 5 Denied loans: 3 Refinancings for an average of $42,000, 2 Home Improvement Loans for an average of $21,500
      FIRST TENNESSEE BANK NA (TN):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans originated for an average of $117,000
      NATIONAL CITY BANK (OH):
    • Conventional Home Purchase Loan approved, not accepted for $49,000
    • Conventional Home Purchase Loan Denied for $60,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • 7 Loans originated: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $95,500, 4 Refinancings for an average of $86,500, 1 Loan On Manufactured Home Dwelling for $80,000
    • 2 Applications approved but not accepted: 1 FHA, FSA/RHS & VA Home Purchase Loan for $99,000, 1 Loan On Manufactured Home Dwelling for $99,000
    • Conventional Home Purchase Loan Denied for $70,000
      THE LYONS NATIONAL BANK (NY):
    • 2 Loans originated: 1 Conventional Home Purchase for $10,000, 1 Non-occupant Loan on < 5 Family Dwelling for $10,000
    • Home Improvement Loan Denied for $25,000
      PNC BANK, NA (PA):
    • Home Improvement Loan approved but not accepted for $20,000
      FLEET NATIONAL BANK (RI):
    • 9 Originated: 5 Refinancings for an average of $24,600, 4 Home Improvement for an average of $14,250
    • Refinancing Approved - not accepted for $25,000
    • 8 Applications denied: 1 Conventional for $35,000, 4 Refinancings for an average of $30,500, 3 Home Improvement Loans for an average of $40,333
      CITIBANK, N.A. (NV):
    • Refinancing originated for $78,000
      WELLS FARGO BANK, NA (SD):
    • Home Improvement Loan denied for $30,000
      WELLS FARGO BANK WEST, NA (CO):
    • Home Improvement Loan Approved - not accepted for $11,000
      CANANDAIGUA NATIONAL BANK (NY):
    • 2 Originated: 1 Refinancing for $120,000, 1 Home Improvement Loan for $4,000
      COMMUNITY BANK, N.A. (NY):
    • 12 Originated: 1 Conventional Home Purchase Loan for $49,000, 5 Refinancings for an average of $59,600, 6 Home Improvement Loans for an average of $7,167
    • 4 Home Improvement Loans denied for an average of $3,250
    • 2 Loans withdrawn: 1 Conventional for $76,000, 1 Home Improvement for $20,000
      ONTARIO NATIONAL BANK (NY):
    • 31 Loans originated: 11 Conventional Home Purchase for an average of $60,455, 11 Refinancings for an average of $55,273, 7 Home Improvement for an average of $17,143, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $58,000
    • Home Improvement Loan approved, not accepted for $4,000
    • 2 Denied: 1 Refinancing for $60,000, 1 Home Improvement for $4,000
      BATH NATIONAL BANK (NY):
    • Refinancing originated for $52,000
    • 2 Denied: 1 Home Improvement Loan for $7,000, 1 Non-occupant Loan on < 5 Family Dwelling for $7,000
      NATIONAL BANK OF GENEVA (NY):
    • 19 Loans originated: 6 Conventional Home Purchase for an average of $129,167, 4 Refinancings for an average of $32,000, 6 Home Improvement for an average of $15,667, 1 Dwelling For 5+ Families for $1,850,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $199,500
    • 4 Denied loans: 3 Conventional for an average of $39,667, 1 Refinancing for $9,000
    • 2 Withdrawn loans: 1 FHA, FSA/RHS & VA Loan for $65,000, 1 Conventional Home Purchase Loan for $42,000
      SAVANNAH BANK, N.A. (NY):
    • Home Improvement Loan originated for $19,000
      BANK OF AMERICA, N.A. (NC):
    • Home Improvement Loan Originated for $10,000
    • Refinancing denied for $51,000
      CAPITAL ONE NA (LA):
    • 4 Home Improvement Loans denied for an average of $12,500
      KEYBANK NATIONAL ASSOCIATION (OH):
    • 4 Home Improvement Loans originated for an average of $4,500
    • 2 Home Improvement Loans approved - not accepted for an average of $5,500
      ADVANTA NATIONAL BANK (DE):
    • 2 Refinancings Denied for an average of $45,000
      WACHOVIA BANK OF DELAWARE (DE):
    • Refinancing Originated for $45,000
    • Home Improvement Loan approved but not accepted for $21,000
    • Refinancing Withdrawn for $60,000
      CHASE MANHATTAN BANK USA, NA (DE):
    • Refinancing Denied for $23,000
      US BANK NORTH DAKOTA (ND):
    • Home Improvement Loan Originated for $23,000
      METLIFE BANK, N.A. (NJ):
    • Refinancing Withdrawn for $110,000
      MBNA AMERICA DELAWARE, N.A. (DE):
    • 3 Refinancings denied for an average of $65,667
      COUNTRYWIDE BANK, N.A. (VA):
    • Refinancing withdrawn for $157,000
      FIRST NATIONAL BANK OF ARIZONA (AZ):
    • Refinancing originated for $100,000
      CHARTER ONE BANK (OH):
    • 12 Refinancings Originated for an average of $78,250
    • 4 Refinancings approved but not accepted for an average of $78,750
    • Refinancing denied for $81,000
      HSBC BANK USA, NA (DE):
    • 6 Home Improvement Loans Originated for an average of $4,000
      RBS CITIZENS BANK, N.A. (NY):
    • 10 Loans originated: 6 Refinancings for an average of $51,500, 2 Home Improvement Loans for an average of $11,500, 1 Non-occupant Loan on < 5 Family Dwelling for $8,000, 1 Loan On Manufactured Home Dwelling for $60,000
    • Refinancing Approved but not accepted for $130,000
    • 5 Denied loans: 1 Refinancing for $110,000, 3 Home Improvement Loans for an average of $32,667, 1 Non-occupant Loan on < 5 Family Dwelling for $25,000
      CITIMORTGAGE, INC (MO):
    • Conventional Home Purchase Loan Originated for $77,000
    • 2 Refinancings denied for an average of $34,500
      GREENPOINT MORTGAGE FUNDING (NC):
    • Conventional Home Purchase Loan denied for $100,000
      CITIMORTGAGE, INC (NY):
    • Refinancing Originated for $140,000
    • Refinancing denied for $94,000
      CCO MORTGAGE (RI):
    • Refinancing Originated for $79,000
      HSBC MORTGAGE CORP (NY):
    • 17 Originated: 4 FHA, FSA/RHS & VA Loans for an average of $76,250, 6 Conventional Home Purchase for an average of $88,000, 3 Refinancings for an average of $87,333, 2 Home Improvement Loans for an average of $74,500, 1 Non-occupant Loan on < 5 Family Dwelling for $82,000, 1 Loan On Manufactured Home Dwelling for $82,000
    • 2 Denied applications: 1 Refinancing for $60,000, 1 Home Improvement for $81,000
      CAPITAL ONE HOME LOANS, LLC (KS):
    • 3 Refinancings originated for an average of $83,000
      CHASE MANHATTAN MORTGAGE CORP. (NJ):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $60,000
      THE MONEY STORE (CA):
    • Home Improvement Loan Approved , not accepted for $29,000
    • 5 Home Improvement Loans Denied for an average of $29,000
      CHAMPION MORTGAGE CO/KEYCORP (NJ):
    • Refinancing Withdrawn for $123,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • FHA, FSA/RHS & VA Home Purchase Loan Approved, not accepted for $71,000
    • FHA, FSA/RHS & VA Home Purchase Loan denied for $103,000
      CHARTER ONE CREDIT CORPORATION (OH):
    • Refinancing Withdrawn for $80,000
      MOBILE CONSULTANTS INC. (OH):
    • Conventional Home Purchase Loan Originated for $98,000
    • Conventional Home Purchase Loan denied for $62,000
      ABN AMRO MTG GROUP INC (MI):
    • 10 Loans originated: 3 FHA, FSA/RHS & VA Loans for an average of $75,333, 1 Conventional Home Purchase Loan for $74,000, 6 Refinancings for an average of $83,333
    • Refinancing closed for incompleteness for $51,000
      FIRST FRANKLIN FINANCIAL CORP. (CA):
    • Refinancing Originated for $86,000
      WELLS FARGO FUNDING, INC (IA):
    • Conventional Home Purchase Loan denied for $105,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • Refinancing Denied for $68,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • Refinancing originated for $49,000
    • 7 Refinancings Approved - not accepted for an average of $54,857
    • 8 Refinancings Denied for an average of $61,750
    • Refinancing Withdrawn for $45,000
      WACHOVIA MORTAGE (NC):
    • Refinancing approved - not accepted for $75,000
      FLEET MORTGAGE CORPORATION (SC):
    • 3 Refinancings Originated for an average of $61,333
      CROSSLAND MORTGAGE CORPORATION (UT):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $97,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 6 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $128,000, 5 Conventional for an average of $93,200
    • 2 Applications approved, not accepted: 1 FHA, FSA/RHS & VA Loan for $53,000, 1 Conventional for $59,000
    • 2 Denied loans: 1 Conventional Home Purchase Loan for $114,000, 1 Refinancing for $79,000

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    Statistics for Phelps, Ontario County, Tract 0504.00 - Federal Reserve System (FRB)

      REGIONS BANK (AL):
    • Refinancing Originated for $77,000
      FIRST COMMUNITY BANK (NM):
    • Conventional Home Purchase Loan Approved , not accepted for $79,000
      HSBC BANK, USA (NY):
    • 3 Home Improvement Loans originated for an average of $20,000
    • Home Improvement Loan Approved , not accepted for $3,000
    • Home Improvement Loan denied for $10,000
      MANUFACTURERS AND TRADERS TRUS (NY):
    • Refinancing originated for $47,000
      FIVE STAR BANK (NY):
    • 4 Loans originated: 2 Conventional Home Purchase for an average of $62,500, 1 Refinancing for $42,000, 1 Home Improvement Loan for $25,000
    • Home Improvement Loan denied for $25,000
      PROVIDENT BANK (OH):
    • Home Improvement Loan approved but not accepted for $140,000
      BANC ONE FINANCIAL SERVICES (IN):
    • 5 Originated: 3 Refinancings for an average of $58,333, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $50,000
    • Home Improvement Loan Approved but not accepted for $17,000
    • 6 Refinancings denied for an average of $77,500
    • 10 Withdrawn loans: 1 Conventional Home Purchase Loan for $68,000, 9 Refinancings for an average of $62,667
    • Refinancing closed for incompleteness for $64,000
      JPMORGAN CHASE BANK (NY):
    • 8 Loans originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $45,000, 4 Conventional Home Purchase for an average of $86,000, 2 Refinancings for an average of $60,000, 1 Non-occupant Loan on < 5 Family Dwelling for $62,000
    • Conventional Home Purchase Loan Approved but not accepted for $120,000
    • 3 Denied applications: 2 Refinancings for an average of $65,500, 1 Non-occupant Loan on < 5 Family Dwelling for $57,000
    • FHA, FSA/RHS & VA Home Purchase Loan closed for incompleteness for $70,000
      CHEMUNG CANAL TRUST COMPANY (NY):
    • Home Improvement Loan Denied for $8,000
      THE CIT GROUP/SALES FINANCING, (NJ):
    • 5 Conventional Home Purchase Loans denied for an average of $60,400
      THE CIT GROUP/CONSUMER FINANCE (NY):
    • Refinancing Approved , not accepted for $49,000
      SUNTRUST MORTGAGE, INC (VA):
    • Refinancing Originated for $119,000
      WACHOVIA MORTGAGE (NC):
    • Refinancing Approved - not accepted for $55,000
    • Refinancing Withdrawn for $121,000
      HSBC MORTGAGE CORPORATION (NY):
    • 8 Originated: 1 FHA, FSA/RHS & VA Loan for $78,000, 1 Conventional Home Purchase Loan for $83,000, 6 Refinancings for an average of $69,833
    • Refinancing Withdrawn for $126,000
      CHASE MANHATTAN MORTGAGE CORP (NJ):
    • 4 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $80,000
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $72,000
      COUNTRYWIDE HOME LOANS (CA):
    • 4 Originated: 1 FHA, FSA/RHS & VA Loan for $69,000, 2 Conventional for an average of $44,500, 1 Refinancing for $99,000
    • Conventional Home Purchase Loan Withdrawn for $140,000
    • Refinancing closed for incompleteness for $59,000
      WELLS FARGO FIN'L CRED SERV NY (IA):
    • 3 Refinancings Denied for an average of $9,333
      BENEFICIAL COMPANY LLC (IL):
    • 9 Originated: 5 Refinancings for an average of $69,800, 3 Home Improvement Loans for an average of $18,333, 1 Loan On Manufactured Home Dwelling for $78,000
    • 23 Denied applications: 18 Refinancings for an average of $82,056, 5 Home Improvement Loans for an average of $31,400
    • 10 Withdrawn applications: 9 Refinancings for an average of $99,444, 1 Loan On Manufactured Home Dwelling for $115,000
      M&T MORTGAGE CORPORATION (NY):
    • 2 Originated: 1 FHA, FSA/RHS & VA Loan for $75,000, 1 Conventional Home Purchase for $80,000
      HFC COMPANY LLC (IL):
    • 5 Loans originated: 4 Refinancings for an average of $49,500, 1 Home Improvement Loan for $16,000
    • 13 Denied applications: 11 Refinancings for an average of $103,818, 2 Home Improvement for an average of $16,000
    • 6 Refinancings withdrawn for an average of $105,667
      CNB MORTGAGE COMPANY (NY):
    • 3 Loans originated: 1 FHA, FSA/RHS & VA for $56,000, 1 Conventional for $59,000, 1 Refinancing for $130,000
      FIFTH THIRD MORTGAGE COMPANY (OH):
    • Refinancing Denied for $134,000
      CITIFINANCIAL COMPANY(DE) (MD):
    • 3 Refinancings originated for an average of $53,333
    • 2 Refinancings denied for an average of $37,500
      EQUIFIRST CORPORATION (NC):
    • Refinancing originated for $80,000
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • Refinancing Originated for $14,000
    • Refinancing Approved - not accepted for $50,000
    • 2 Refinancings Denied for an average of $40,000
    • Home Improvement Loan Withdrawn for $8,000
      ASSOCIATES HOUSING FINANCE (TX):
    • Refinancing denied for $45,000
      FULL SPECTRUM LENDING (CA):
    • Refinancing closed for incompleteness for $62,000
      DECISION ONE MORTGAGE (IL):
    • 2 Conventional Home Purchase Loans Originated for an average of $147,500
    • 3 Refinancings approved - not accepted for an average of $60,667
      HFC COMPANY LLC (IL):
    • 7 Originated: 4 Refinancings for an average of $91,000, 2 Home Improvement for an average of $32,000, 1 Loan On Manufactured Home Dwelling for $39,000
    • Home Improvement Loan approved, not accepted for $10,000
    • 13 Refinancings Denied for an average of $95,154
    • 4 Withdrawn loans: 3 Refinancings for an average of $75,000, 1 Home Improvement Loan for $108,000
      E-LOAN INC (CA):
    • Refinancing Approved but not accepted for $112,000
    • Conventional Home Purchase Loan denied for $85,000

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    Home Mortgage Disclosure Act Statistics for Phelps, New York (NY), Zip Code 14456, Ontario County, Tract 0504.00 - Federal Deposit Insurance Corporation (FDIC)

      CITIBANK(NEW YORK STATE) (NY):
    • Conventional Home Purchase Loan Originated for $46,000
    • Conventional Home Purchase Loan Denied for $38,000
      THE BANK OF CASTILE (NY):
    • Home Improvement Loan Originated for $17,000
      WYOMING COUNTY BANK (NY):
    • Home Improvement Loan Withdrawn for $5,000
      CAYUGA BANK (NY):
    • Home Improvement Loan Originated for $15,000
      BSB BANK & TRUST COMPANY (NY):
    • Conventional Home Purchase Loan denied for $24,000
      PATHFINDER BANK (NY):
    • 2 Refinancings originated for an average of $111,000
      THE SENECA FALLS SAVINGS BANK (NY):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $114,000, 1 Refinancing for $137,000
      FREMONT INVESTMENT & LOAN (CA):
    • 3 Loans originated: 2 Conventional for an average of $66,500, 1 Refinancing for $107,000
      GENESEE REGIONAL BANK (NY):
    • Refinancing originated for $98,000
      CONSECO BANK, INC. (UT):
    • Conventional Home Purchase Loan Originated for $13,000
    • Conventional Home Purchase Loan approved but not accepted for $56,000
    • 4 Conventional Home Purchase Loans denied for an average of $9,500
      GMAC BANK (UT):
    • 4 Originated: 1 FHA, FSA/RHS & VA Loan for $132,000, 2 Conventional for an average of $81,000, 1 Home Improvement for $35,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • Refinancing Originated for $103,000
      GREENPOINT CREDIT, LLC (CA):
    • 3 Conventional Home Purchase Loans Originated for an average of $45,000
    • Conventional Home Purchase Loan Approved but not accepted for $51,000
    • 5 Conventional Home Purchase Loans Denied for an average of $77,200

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    Home Mortgage Disclosure Act Statistics for Phelps, Ontario County, Tract 0504.00 - Office of Thrift Supervision (OTS)

      CHARTER ONE BANK (OH):
    • 7 Refinancings Originated for an average of $59,143
    • 3 Denied applications: 2 Refinancings for an average of $59,500, 1 Non-occupant Loan on < 5 Family Dwelling for $43,000
      HOME SAVINGS OF AMERICA (MN):
    • Conventional Home Purchase Loan Originated for $139,000
    • FHA, FSA/RHS & VA Home Purchase Loan denied for $129,000
      INDYMAC BANK, F.S.B. (CA):
    • Home Improvement Loan Approved - not accepted for $105,000
    • Refinancing closed for incompleteness for $100,000
      AMTRUST BANK (OH):
    • Conventional Home Purchase Loan approved but not accepted for $124,000
      SOVEREIGN BANK (PA):
    • Refinancing Originated for $53,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • Refinancing originated for $80,000
      DOWNEY SAVINGS AND LOAN (CA):
    • 2 Denied applications: 1 Refinancing for $84,000, 1 Non-occupant Loan on < 5 Family Dwelling for $84,000
      HOUSEHOLD BANK, F.S.B. (IL):
    • Home Improvement Loan Denied for $10,000
      ELMIRA SAVINGS BANK FSB (NY):
    • 2 Originated: 1 Conventional Home Purchase Loan for $68,000, 1 Non-occupant Loan on < 5 Family Dwelling for $68,000
      SAVINGS BANK OF THE FINGER LAK (NY):
    • 8 Loans originated: 3 Conventional Home Purchase Loans for an average of $66,000, 5 Home Improvement Loans for an average of $11,400
    • Refinancing withdrawn for $47,000
      USAA FEDERAL SAVINGS BANK (TX):
    • Refinancing originated for $30,000
      CHEVY CHASE BANK, F.S.B. (VA):
    • Refinancing denied for $174,000
      FLAGSTAR BANK (MI):
    • 4 Refinancings originated for an average of $65,250
      NETBANK FUNDINGS SERVICES (GA):
    • Conventional Home Purchase Loan originated for $141,000
      UNION FEDERAL C/O SKY BANK (IN):
    • Refinancing Originated for $65,000
      WASHINGTON MUTUAL BANK (NV):
    • 2 Loans originated: 1 Refinancing for $60,000, 1 Non-occupant Loan on < 5 Family Dwelling for $60,000
    • Home Improvement Loan Denied for $6,000
      HOME LOAN INVESTMENT BANK (RI):
    • 4 Approved applications - not accepted: 2 Refinancings for an average of $59,000, 2 Home Improvement for an average of $60,000
    • Home Improvement Loan denied for $63,000
      WEBSTER BANK (CT):
    • Refinancing originated for $72,000
      DOMESTIC BANK (RI):
    • Home Improvement Loan denied for $11,000
      MIDFIRST BANK (OK):
    • Refinancing Originated for $68,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing Approved, not accepted for $54,000
    • Refinancing withdrawn for $95,000
      STATE FARM BANK (IL):
    • Home Improvement Loan Denied for $20,000
      AIG FEDERAL SAVINGS BANK (DE):
    • Conventional Home Purchase Loan Denied for $85,000
      GE MONEY BANK (UT):
    • Home Improvement Loan Originated for $26,000
    • Home Improvement Loan Approved , not accepted for $9,000
    • 4 Denied loans: 3 Refinancings for an average of $108,000, 1 Home Improvement Loan for $12,000
    • 3 Loans withdrawn: 2 Refinancings for an average of $104,500, 1 Non-occupant Loan on < 5 Family Dwelling for $96,000
      BEACON FEDERAL (NY):
    • Home Improvement Loan Originated for $6,000
      GMAC BANK (DE):
    • 2 Loans originated: 1 FHA, FSA/RHS & VA for $46,000, 1 Refinancing for $70,000
      AMERICAN EXPRESS BANK, FSB (UT):
    • Refinancing Denied for $149,000
      SENECA FALLS SAVINGS BANK (NY):
    • 3 Loans originated: 2 Conventional for an average of $137,000, 1 Refinancing for $107,000
      SENECA FALLS SAVINGS BANK (NY):
    • 2 Refinancings originated for an average of $80,000
      ING BANK, FSB (DE):
    • Refinancing denied for $60,000
      BROOKLINE BANK (MA):
    • Conventional Home Purchase Loan originated for $245,000
      FIRST NIAGARA BANK (NY):
    • 11 Originated: 1 Conventional Home Purchase for $18,000, 8 Refinancings for an average of $82,250, 2 Home Improvement for an average of $16,500
    • Home Improvement Loan Approved, not accepted for $10,000
      SENECA FALLS SAVINGS BANK (NY):
    • Conventional Home Purchase Loan Originated for $79,000
      COUNTRYWIDE BANK, FSB (VA):
    • 8 Originated: 2 Conventional Home Purchase for an average of $69,000, 4 Refinancings for an average of $86,250, 1 Non-occupant Loan on < 5 Family Dwelling for $38,000, 1 Loan On Manufactured Home Dwelling for $100,000
    • 3 Approved - not accepted: 1 Conventional Home Purchase for $113,000, 2 Refinancings for an average of $128,000
      CITIFINANCIAL MTG CO, INC (TX):
    • Refinancing originated for $59,000
    • 2 Refinancings Denied for an average of $67,500
      CITIMORTGAGE, INC. (MO):
    • Refinancing Withdrawn for $321,000
    • Home Improvement Loan closed for incompleteness for $87,000
      BNC MORTGAGE (NY):
    • Refinancing originated for $126,000
    • Refinancing Denied for $61,000
      LONG BEACH MORTGAGE CO. (NY):
    • 2 Conventional Home Purchase Loans Denied for an average of $47,000
      CHARTER ONE CREDIT CORPORATION (OH):
    • Refinancing originated for $92,000
      ABNAMRO MTG. GROUP INC. (MI):
    • 5 Originated: 3 Conventional for an average of $72,000, 2 Refinancings for an average of $93,000
    • Conventional Home Purchase Loan Approved, not accepted for $124,000
    • Refinancing Denied for $70,000
      GB HOME EQUITY, LLC (WI):
    • Home Improvement Loan Originated for $14,000
      WILMINGTON FINANCE, INC. (PA):
    • Refinancing denied for $35,000
      FIRST FRANKLIN CORPORATION (CA):
    • Conventional Home Purchase Loan Denied for $119,000
      RBMG, INC (SC):
    • Refinancing Approved - not accepted for $65,000
    • Refinancing closed for incompleteness for $65,000
      PRICELINE MORTGAGE COMPANY LLC (FL):
    • Refinancing Approved , not accepted for $90,000
    • Refinancing Denied for $45,000
      GUARANTY RESIDENTIAL LENDING (TX):
    • Refinancing approved - not accepted for $101,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 14456, Ontario County, Tract 0504.00 - National Credit Union Administration (NCUA)

      PENTAGON FEDERAL CREDIT UNION (VA):
    • Refinancing Approved but not accepted for $113,000
      EMPOWER FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan Approved - not accepted for $18,000
      THE SUMMIT FEDERAL CREDIT UNION (NY):
    • Refinancing Originated for $20,000
    • Home Improvement Loan Denied for $1,000
      COUNTRYSIDE FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan Originated for $6,000
      NFCU (VA):
    • Home Improvement Loan Originated for $31,000
      NPG FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan originated for $3,000
      FINGER LAKES FEDERAL CREDIT UNION (NY):
    • 8 Originated: 1 Conventional for $62,000, 2 Refinancings for an average of $13,500, 5 Home Improvement for an average of $4,800
      PITTSFORD FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan Originated for $10,000
      FAMILY FIRST OF NY FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan Approved - not accepted for $8,000
    • Home Improvement Loan closed for incompleteness for $8,000
      XEROX FEDERAL CREDIT UNION (CA):
    • Refinancing denied for $74,000
    • Conventional Home Purchase Loan Withdrawn for $90,000
      RELIANT COMMUNITY FEDERAL CREDIT UNION (NY):
    • 11 Loans originated: 1 Conventional Home Purchase Loan for $62,000, 4 Refinancings for an average of $31,250, 6 Home Improvement for an average of $7,500
    • Home Improvement Loan Denied for $25,000
    • Conventional Home Purchase Loan Withdrawn for $83,000
      ADVANTAGE FEDERAL CREDIT UNION (NY):
    • Refinancing originated for $64,000
      ESL FEDERAL CREDIT UNION (NY):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $67,000, 1 Refinancing for $43,000
      NUMARK CREDIT UNION (IL):
    • 2 Approved loans but not accepted: 1 Conventional for $34,000, 1 Loan On Manufactured Home Dwelling for $34,000
      ANHEUSER-BUSCH EMPLOYEES CU (MO):
    • Conventional Home Purchase Loan originated for $119,000
      UTILITIES EMPLOYEES CREDIT UNIOIN (PA):
    • Refinancing Originated for $40,000
      SUPERIOR CHOICE CREDIT UNION (WI):
    • 2 Originated: 1 Conventional for $105,000, 1 Loan On Manufactured Home Dwelling for $105,000
      CFCU COMMUNITY CREDIT UNION (NY):
    • Refinancing originated for $92,000
      CU FACTORY BUILT LENDING, LP (TX):
    • 2 Denied: 1 Refinancing for $32,000, 1 Loan On Manufactured Home Dwelling for $32,000

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    Statistics for this city, Zip Code 14456, Ontario County, Tract 0504.00 - Department of Housing and Urban Development (HUD)

      AMERICAN BUSINESS FINANCIAL (PA):
    • 2 Refinancings Denied for an average of $21,000
    • Refinancing withdrawn for $10,000
      WMC MORTGAGE CORP. (CA):
    • Refinancing denied for $50,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • 5 Denied applications: 3 Refinancings for an average of $49,667, 1 Home Improvement for $25,000, 1 Non-occupant Loan on < 5 Family Dwelling for $53,000
      ORCHID ISLAND TRS, LLC (NJ):
    • Refinancing Approved , not accepted for $105,000
      MERRILL LYNCH CREDIT CORP. (FL):
    • Conventional Home Purchase Loan originated for $120,000
      LONG BEACH MORTGAGE CO. (WA):
    • Refinancing Originated for $70,000
      AMRESCO RESIDENTIAL MORTGAGE C (CA):
    • Refinancing Withdrawn for $84,000
      FULL SPECTRUM LENDING, INC. (CA):
    • Conventional Home Purchase Loan Originated for $48,000
      MORTGAGE LINE FINANCIAL CORP. (NY):
    • Refinancing originated for $157,000
      AURORA LOAN SERVICES (CO):
    • Refinancing originated for $80,000
      GUARDIAN LOAN COMPANY (NY):
    • 2 Refinancings Denied for an average of $143,000
      EHOMECREDIT CORP (NY):
    • Refinancing denied for $50,000
      THE MONEY SOURCE, INC. (NY):
    • Refinancing originated for $106,000
      MORTGAGE LENDERS NETWORK USA (CT):
    • Refinancing Denied for $66,000
      EQUIFIRST CORPORATION (NC):
    • Refinancing originated for $110,000
      MORTGAGE AMENITIES CORP. (RI):
    • Refinancing Withdrawn for $69,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • 2 Approved loans but not accepted: 1 Refinancing for $56,000, 1 Non-occupant Loan on < 5 Family Dwelling for $56,000
      AMERICAN GENERAL HOME EQU.(DE) (IN):
    • Refinancing Originated for $25,000
      CUNA MUTUAL MORTGAGE CORPORATI (WI):
    • 9 Originated: 2 Conventional for an average of $63,500, 7 Refinancings for an average of $62,286
      METROCITIES MORTGAGE LLC (CA):
    • Refinancing Denied for $112,000
      E-LOAN, INC. (CA):
    • Refinancing Withdrawn for $50,000
      MORTGAGE IT (NY):
    • Refinancing Originated for $61,000
      OPTEUM FINANCIAL SERVICES LLC (NJ):
    • Conventional Home Purchase Loan Originated for $95,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Refinancing Originated for $56,000
      HOME123 CORPORATION (CA):
    • 4 Withdrawn: 1 Conventional Home Purchase for $354,000, 1 Refinancing for $246,000, 1 Home Improvement Loan for $166,000, 1 Non-occupant Loan on < 5 Family Dwelling for $354,000
      PEOPLE'S CHOICE FINANCIAL CORP (CA):
    • 3 Refinancings Withdrawn for an average of $146,000
      PREFERRED MORTGAGE CORPORATION (NY):
    • 2 Originated: 1 Conventional Home Purchase Loan for $139,000, 1 Refinancing for $352,000
      FIR4ST ALTERNATIVE MORTGAGE CO (NY):
    • 4 Loans originated: 2 FHA, FSA/RHS & VA Loans for an average of $69,500, 2 Loans On Manufactured Home Dwelling for an average of $69,500
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • Conventional Home Purchase Loan originated for $96,000
    • Refinancing denied for $123,000
    • 3 Withdrawn loans: 2 Conventional Home Purchase Loans for an average of $106,500, 1 Refinancing for $123,000
      HOME LOAN CENTER, INC. (CA):
    • Refinancing originated for $70,000
      ENCORE CREDIT CORP (CA):
    • Conventional Home Purchase Loan Withdrawn for $75,000
      WILMINGTON FINANCE, INC. (PA):
    • Refinancing Denied for $174,000
      ARGENT MORTGAGE COMPANY (CA):
    • Refinancing Originated for $47,000
      AEGIS LENDING CORPORATION (TX):
    • Refinancing Denied for $93,000
      AEGIS FUNDING CORPORATION (TX):
    • 2 Denied loans: 1 Refinancing for $84,000, 1 Non-occupant Loan on < 5 Family Dwelling for $84,000
      TAMMAC HOLDINGS CORPORATION (PA):
    • 2 Originated: 1 Conventional Home Purchase Loan for $58,000, 1 Loan On Manufactured Home Dwelling for $58,000
      FIRST RESIDENTIAL MORTGAGE (KY):
    • Refinancing Denied for $85,000
      AMERICAN FINANCIAL RESOURCES,I (NJ):
    • Refinancing originated for $135,000
      STANLEY CAPITAL MTG. CO., INC. (NJ):
    • Refinancing originated for $92,000
      NEWDAY FINANCIAL, LLC (MD):
    • Refinancing Denied for $113,000
      GREEN TREE SERVICING LLC (MN):
    • 6 Originated: 2 Conventional Home Purchase for an average of $75,000, 4 Home Improvement for an average of $18,000
    • 5 Approved, not accepted: 4 Conventional Home Purchase for an average of $75,500, 1 Home Improvement for $34,000
    • 13 Loans denied: 6 Conventional Home Purchase Loans for an average of $50,833, 1 Refinancing for $65,000, 6 Home Improvement for an average of $22,333
    • Refinancing closed for incompleteness for $25,000
      RESOURCE ONE CONSUMER DISCOUNT (PA):
    • 2 Refinancings approved - not accepted for an average of $58,000
    • 2 Refinancings denied for an average of $47,500
    • Refinancing Closed for incompleteness for $85,000
      RESIDENTIAL MONEY CENTERS, INC (CA):
    • Refinancing Withdrawn for $26,000
      UVANTAGE HOME LENDING SERVICES (PA):
    • Refinancing approved but not accepted for $99,000
      AMERISAVE MORTGAGE CORPORATION (GA):
    • 2 Denied: 1 Refinancing for $97,000, 1 Loan On Manufactured Home Dwelling for $97,000
      PREMIUM CAPITAL FUNDING LLC (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan approved but not accepted for $83,000
      GE MORTGAGE SERVICES LLC (NC):
    • 3 Denied loans: 2 Refinancings for an average of $61,500, 1 Non-occupant Loan on < 5 Family Dwelling for $57,000
    • Refinancing Withdrawn for $17,000
      PHH MORTGAGE CORPORATION (NJ):
    • 4 Loans originated: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $54,667, 1 Conventional Home Purchase Loan for $90,000
      NOTHNAGLE HOME SECURITIES CORP (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $93,000
      SYRACUSE SECURITIES INC. (NY):
    • Refinancing denied for $65,000
      HOMESTEAD FINANCIAL SERVICES (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $43,000
    • Loan on Dwelling For 5+ Families denied for $112,000
      ASSOCIATES FINANCIAL SERVICES (TX):
    • 2 Loans originated: 1 Conventional for $17,000, 1 Home Improvement for $9,000
    • Conventional Home Purchase Loan Denied for $9,000
      HFC (IL):
    • Refinancing Originated for $84,000
    • 2 Refinancings denied for an average of $80,000
    • 24 Withdrawn loans: 23 Refinancings for an average of $96,087, 1 Home Improvement for $20,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Refinancing Originated for $29,000
    • 6 Denied applications: 5 Refinancings for an average of $53,400, 1 Home Improvement Loan for $54,000
      GMAC MORTGAGE LLC (PA):
    • 3 Refinancings Originated for an average of $64,333
    • 2 Withdrawn applications: 1 Conventional for $106,000, 1 Refinancing for $58,000
      VANDERBILT MORTGAGE (TN):
    • 2 Denied applications: 1 Conventional Home Purchase Loan for $22,000, 1 Loan On Manufactured Home Dwelling for $22,000
      BENEFICIAL (IL):
    • 3 Originated: 1 Refinancing for $121,000, 2 Home Improvement Loans for an average of $6,000
    • 16 Denied applications: 13 Refinancings for an average of $81,769, 3 Home Improvement Loans for an average of $11,667
    • 13 Withdrawn applications: 12 Refinancings for an average of $90,667, 1 Home Improvement Loan for $11,000
      DECISION ONE MORTGAGE (NC):
    • Refinancing Denied for $72,000
      ORIGEN FINANCIAL (MI):
    • Conventional Home Purchase Loan denied for $63,000
      COUNTRYWIDE HOME LOANS (CA):
    • 2 Refinancings originated for an average of $95,500
    • Refinancing Withdrawn for $34,000
      HOME FUNDING FINDERS, INC (NY):
    • 3 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $59,333
      DOLLAR MORTGAGE CORPORATION (CA):
    • Conventional Home Purchase Loan originated for $96,000
      CALIFORNIA LENDING GROUP (CA):
    • Refinancing closed for incompleteness for $59,000
      DELTA FUNDING CORPORATION (NY):
    • Refinancing approved but not accepted for $38,000
    • 2 Refinancings Denied for an average of $29,500
      ALLIANCE MORTGAGE BANKING CORP (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $61,000
      ALLIANCE MORTGAGE BANKING CORP (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Closed for incompleteness for $48,000
      M&M RESOURCES UNLIMITED INC (NY):
    • Refinancing withdrawn for $43,000
      DEVERE MORTGAGE CORPORATION (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $79,000
      INTERSTATE HOME LOAN CENTER IN (NY):
    • Refinancing originated for $34,000
    • Refinancing approved - not accepted for $76,000
    • Refinancing Denied for $25,000
    • Refinancing Withdrawn for $50,000
      21ST MORTGAGE CORPORATION (TN):
    • Conventional Home Purchase Loan Originated for $11,000
    • 2 Conventional Home Purchase Loans Denied for an average of $11,000
      ACCREDITED HOME LENDERS, INC (CA):
    • 2 Withdrawn loans: 1 Conventional Home Purchase for $85,000, 1 Refinancing for $109,000
      QUICKEN LOANS (MI):
    • Refinancing Originated for $90,000
    • 2 Applications denied: 1 Conventional Home Purchase for $49,000, 1 Refinancing for $86,000
      HOMETOWN FUNDING INC- DBA CNB (NY):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans originated for an average of $90,000
      CENTEX HOME EQUITY CORPORATION (TX):
    • Refinancing approved, not accepted for $72,000
    • Refinancing denied for $57,000
    • 2 Refinancings withdrawn for an average of $54,500
      NATIONSTAR MORTGAGE LLC (TX):
    • 2 Refinancings withdrawn for an average of $61,000
      CONTIMORTGAGE CORPORATION (PA):
    • Refinancing Withdrawn for $95,000
      FREEDOM MORTGAGE CORP. (NJ):
    • Refinancing Originated for $101,000
    • Conventional Home Purchase Loan approved - not accepted for $121,000
      PRINCIPAL RESIDENTIAL MORTGAGE (IA):
    • Refinancing Originated for $98,000
      SOMERSET INVESTORS CORP. (NY):
    • Refinancing denied for $164,000
      H&R BLOCK MORTGAGE CORPORATION (CA):
    • Refinancing Originated for $45,000
      OPTION ONE MORTGAGE CORP (CA):
    • Conventional Home Purchase Loan Approved but not accepted for $66,000
      IMC MORTGAGE COMPANY (FL):
    • Refinancing denied for $62,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • Refinancing originated for $121,000
      GREATSTONE MORTGAGE (FL):
    • Loan on Dwelling For 5+ Families originated for $79,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • 2 Refinancings originated for an average of $69,000
    • 2 Refinancings denied for an average of $65,500
    • 3 Refinancings Withdrawn for an average of $49,000
    • 2 Refinancings closed for incompleteness for an average of $91,000
      GATEWAY FUNDING DMS, L.P. (PA):
    • Refinancing withdrawn for $52,000
      HOMESTEAD FUNDING CORP. (NY):
    • Refinancing Originated for $46,000
      FIRST PRIORITY MORTGAGE, INC. (NY):
    • Refinancing originated for $102,000
      PARKWAY MORTGAGE (TX):
    • Refinancing denied for $77,000
      HOME CONSULTANTS INC (PA):
    • FHA, FSA/RHS & VA Home Purchase Loan denied for $83,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • 2 Refinancings originated for an average of $93,000
    • 2 Applications approved but not accepted: 1 Conventional Home Purchase Loan for $85,000, 1 Refinancing for $77,000
    • 6 Refinancings withdrawn for an average of $119,167
      HOMECOMINGS FINANCIAL LLC (MN):
    • Refinancing Approved - not accepted for $315,000
      SAXON MORTGAGE (VA):
    • 2 Home Improvement Loans Denied for an average of $88,500
      EQUIHOME MORTGAGE, CORP. (NJ):
    • 2 Loans withdrawn: 1 Refinancing for $101,000, 1 Non-occupant Loan on < 5 Family Dwelling for $101,000
      FIRST MAGNUS FINANCIAL CORP (AZ):
    • Conventional Home Purchase Loan Denied for $95,000
      AAMES FUNDING CORPORATION (CA):
    • Refinancing Denied for $20,000

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