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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Pismo Beach, Zip Code 93449, San Luis Obispo County, California (CA), Tract 0117.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 7848 Loans originated: 8 FHA, FSA/RHS & VA Home Purchase Loans for an average of $229,625, 1957 Conventional Home Purchase Loans for an average of $368,986, 3890 Refinancings for an average of $314,465, 184 Home Improvement for an average of $213,761, 12 Loans on Dwellings For 5+ Families for an average of $798,250, 1776 Non-occupant Loans on < 5 Family Dwellings for an average of $348,591, 21 Loans On Manufactured Home Dwelling for an average of $89,619
    • 981 Approved loans, not accepted: 1 FHA, FSA/RHS & VA for $354,000, 269 Conventional for an average of $401,219, 473 Refinancings for an average of $314,742, 41 Home Improvement Loans for an average of $260,366, 186 Non-occupant Loans on < 5 Family Dwellings for an average of $371,387, 11 Loans On Manufactured Home Dwelling for an average of $113,636
    • 1415 Loans denied: 3 FHA, FSA/RHS & VA Loans for an average of $293,667, 340 Conventional for an average of $408,941, 722 Refinancings for an average of $457,337, 78 Home Improvement Loans for an average of $274,410, 1 Loan on Dwelling For 5+ Families for $420,000, 253 Non-occupant Loans on < 5 Family Dwellings for an average of $481,138, 18 Loans On Manufactured Home Dwelling for an average of $113,389
    • 1257 Withdrawn: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $413,000, 269 Conventional Home Purchase Loans for an average of $432,078, 725 Refinancings for an average of $384,508, 35 Home Improvement for an average of $292,771, 1 Loan on Dwelling For 5+ Families for $304,000, 218 Non-occupant Loans on < 5 Family Dwellings for an average of $404,463, 7 Loans On Manufactured Home Dwelling for an average of $198,000
    • 256 Files closed for incompleteness: 58 Conventional Home Purchase Loans for an average of $332,621, 159 Refinancings for an average of $417,440, 8 Home Improvement for an average of $275,250, 31 Non-occupant Loans on < 5 Family Dwellings for an average of $450,516

    Compared to the state average:

    • The number of loans originated per 1000 residents (900) is significantly above CA average (566). The average loan value for this tract ($333,474) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (113) is comparable to CA average (99). The average loan value for this tract ($344,707) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (162) is comparable to CA average (195). The average loan value for this tract ($435,131) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (144) is comparable to CA average (124). The average loan value for this tract ($394,537) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (29) is comparable to CA average (34). The average loan value for this tract ($397,785) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 159 Originated: 107 Conventional Home Purchase Loans for an average of $279,290, 23 Refinancings for an average of $277,913, 29 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $276,655
    • 35 Approved, not accepted: 19 Conventional Home Purchase Loans for an average of $316,316, 13 Refinancings for an average of $315,385, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $329,000
    • 10 Applications denied: 7 Conventional Home Purchase for an average of $238,286, 1 Refinancing for $375,000, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $397,500
    • Conventional Home Purchase Loan Withdrawn for $313,000
    • Refinancing closed for incompleteness for $342,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 15 Loans originated: 13 Conventional Home Purchase Loans for an average of $214,077, 2 Refinancings for an average of $233,500
    • 2 Approved applications - not accepted: Conventional Home Purchase Loan for $202,000, Refinancing for $248,000
    • Refinancing Applications denied for $375,000
      Genworth Financial:
    • 9 Conventional Home Purchase Loans Originated for an average of $236,000
    • 2 Loans approved, not accepted: Conventional Home Purchase Loan for $170,000, Refinancing for $151,000
    • 3 Conventional Home Purchase Loans Denied loans for an average of $197,000
      Mortgage Guaranty Insurance:
    • 6 Loans originated: 5 Conventional Home Purchase Loans for an average of $247,200, Refinancing for $179,000
    • 2 Refinancings Approved applications - not accepted for an average of $230,500
      PMI Mortgage Insurance:
    • 5 Conventional Home Purchase Loans Loans originated for an average of $180,800
    • 3 Applications approved - not accepted: Conventional Home Purchase Loan for $216,000, 2 Refinancings for an average of $172,000
    • Conventional Home Purchase Loan Applications denied for $124,000
    • Conventional Home Purchase Loan Withdrawn for $313,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $229,000
      United Guaranty Corporation:
    • 5 Loans originated: 4 Conventional Home Purchase Loans for an average of $227,250, Refinancing for $194,000
      Triad Guaranty Insurance:
    • 3 Conventional Home Purchase Loans Originated for an average of $237,333
      CMG Mortgage Insurance:
    • Refinancing Approved, not accepted for $579,000


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