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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Prunedale, Zip Code 95039, Monterey County, California (CA), Tract 0103.04

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1371 Originated: 13 FHA, FSA/RHS & VA Loans for an average of $319,769, 298 Conventional Home Purchase Loans for an average of $369,634, 869 Refinancings for an average of $306,506, 77 Home Improvement Loans for an average of $268,818, 1 Loan on Dwelling For 5+ Families for $1,200,000, 77 Non-occupant Loans on < 5 Family Dwellings for an average of $297,961, 36 Loans On Manufactured Home Dwelling for an average of $166,778
    • 348 Loans approved, not accepted: 4 FHA, FSA/RHS & VA Loans for an average of $324,500, 63 Conventional Home Purchase Loans for an average of $352,429, 217 Refinancings for an average of $335,184, 23 Home Improvement for an average of $294,174, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $373,619, 20 Loans On Manufactured Home Dwelling for an average of $149,850
    • 821 Applications denied: 4 FHA, FSA/RHS & VA Loans for an average of $313,500, 174 Conventional Home Purchase Loans for an average of $355,000, 442 Refinancings for an average of $351,534, 87 Home Improvement Loans for an average of $200,736, 38 Non-occupant Loans on < 5 Family Dwellings for an average of $321,500, 76 Loans On Manufactured Home Dwelling for an average of $176,618
    • 407 Loans withdrawn: 5 FHA, FSA/RHS & VA Loans for an average of $360,400, 77 Conventional Home Purchase Loans for an average of $411,987, 266 Refinancings for an average of $337,831, 23 Home Improvement for an average of $249,783, 25 Non-occupant Loans on < 5 Family Dwellings for an average of $361,240, 11 Loans On Manufactured Home Dwelling for an average of $226,636
    • 103 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $362,000, 14 Conventional for an average of $364,643, 75 Refinancings for an average of $356,520, 5 Home Improvement Loans for an average of $324,400, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $339,571, 1 Loan On Manufactured Home Dwelling for $116,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (258) is significantly below CA average (566). The average loan value for this tract ($314,740) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (66) is below CA average (99). The average loan value for this tract ($327,141) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (155) is below CA average (195). The average loan value for this tract ($318,521) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (77) is significantly below CA average (124). The average loan value for this tract ($345,595) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (19) is significantly below CA average (34). The average loan value for this tract ($352,631) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 12 Originated: 9 Conventional for an average of $429,444, 2 Refinancings for an average of $441,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $483,000
    • 6 Applications approved but not accepted: 4 Conventional for an average of $336,500, 2 Refinancings for an average of $336,000
    • 3 Conventional Home Purchase Loans Denied for an average of $325,333

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing approved - not accepted for $404,000
      Genworth Financial:
    • Conventional Home Purchase Loan Originated for $394,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Applications approved but not accepted for $285,000
      PMI Mortgage Insurance:
    • 2 Loans originated: Conventional Home Purchase Loan for $382,000, Refinancing for $252,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $630,000
      United Guaranty Corporation:
    • Refinancing Approved - not accepted for $268,000


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