U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Ramona, Zip Code 92065, San Diego County, California (CA), Tract 0208.06

Back to: Ramona, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 1701 Loans originated: 49 FHA, FSA/RHS & VA Home Purchase Loans for an average of $283,143, 435 Conventional Home Purchase for an average of $264,869, 1004 Refinancings for an average of $265,289, 79 Home Improvement Loans for an average of $191,987, 3 Loans on Dwellings For 5+ Families for an average of $5,436,667, 110 Non-occupant Loans on < 5 Family Dwellings for an average of $271,700, 21 Loans On Manufactured Home Dwelling for an average of $122,095
    • 327 Loans approved but not accepted: 5 FHA, FSA/RHS & VA Loans for an average of $249,600, 95 Conventional Home Purchase Loans for an average of $300,537, 175 Refinancings for an average of $261,080, 13 Home Improvement Loans for an average of $121,538, 25 Non-occupant Loans on < 5 Family Dwellings for an average of $275,600, 14 Loans On Manufactured Home Dwelling for an average of $106,071
    • 749 Applications denied: 8 FHA, FSA/RHS & VA for an average of $232,375, 133 Conventional Home Purchase Loans for an average of $245,466, 472 Refinancings for an average of $285,966, 64 Home Improvement for an average of $165,547, 37 Non-occupant Loans on < 5 Family Dwellings for an average of $268,000, 35 Loans On Manufactured Home Dwelling for an average of $114,000
    • 448 Withdrawn applications: 4 FHA, FSA/RHS & VA for an average of $295,250, 88 Conventional Home Purchase for an average of $256,830, 303 Refinancings for an average of $275,914, 26 Home Improvement for an average of $198,923, 1 Loan on Dwelling For 5+ Families for $15,000, 23 Non-occupant Loans on < 5 Family Dwellings for an average of $219,304, 3 Loans On Manufactured Home Dwelling for an average of $30,333
    • 82 Closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $306,000, 17 Conventional for an average of $293,529, 59 Refinancings for an average of $309,186, 2 Home Improvement Loans for an average of $193,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $200,000, 1 Loan On Manufactured Home Dwelling for $31,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (271) is significantly below CA average (566). The average loan value for this tract ($270,059) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (52) is significantly below CA average (99). The average loan value for this tract ($261,294) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (119) is significantly below CA average (195). The average loan value for this tract ($258,989) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (71) is significantly below CA average (124). The average loan value for this tract ($262,737) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (13) is significantly below CA average (34). The average loan value for this tract ($297,024) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 34 Originated: 22 Conventional Home Purchase for an average of $293,955, 8 Refinancings for an average of $331,000, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $262,750
    • 14 Approved loans, not accepted: 6 Conventional Home Purchase Loans for an average of $299,833, 7 Refinancings for an average of $339,857, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $342,000
    • 3 Withdrawn applications: 2 Conventional Home Purchase Loans for an average of $205,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $159,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $236,500, Refinancing for $283,000
    • Conventional Home Purchase Loan Withdrawn for $15,000
      Genworth Financial:
    • 3 Originated: Conventional Home Purchase Loan for $242,000, 2 Refinancings for an average of $269,000
    • 2 Refinancings Approved loans, not accepted for an average of $236,000
      Mortgage Guaranty Insurance:
    • 4 Loans originated: 3 Conventional Home Purchase Loans for an average of $263,000, Refinancing for $249,000
    • 2 Approved applications, not accepted: Conventional Home Purchase Loan for $236,000, Refinancing for $215,000
      PMI Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Originated for an average of $248,500
    • Conventional Home Purchase Loan Applications withdrawn for $252,000
      United Guaranty Corporation:
    • 2 Loans originated: Conventional Home Purchase Loan for $400,000, Refinancing for $321,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $239,000


    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: Ramona, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2014 Advameg, Inc.