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| Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 |
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $322,200 | 5 | $394,800 | 1 | $380,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $580,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $415,000 | 1 | $405,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $466,000 | 1 | $367,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2006 |
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $353,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $495,000 | 2 | $348,500 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2005 |
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $429,400 | 3 | $328,333 | 1 | $278,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $476,000 | 2 | $371,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $328,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2004 |
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $269,667 | 5 | $225,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $297,500 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $331,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2003 |
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $273,154 | 32 | $223,469 | 2 | $174,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $295,500 | 2 | $245,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $220,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $298,000 | 0 | $0 |
2007 Conventional Home Purchase Loans
PMIC - Conventional Home Purchase Loans
PMIC - Conventional Home Purchase Loans - Value
PMIC - Refinancings - Value
PMIC - Non-occupant Loans on < 5 Family Dwellings
PMIC - Non-occupant Loans on < 5 Family Dwellings - Value
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| Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 in Ripon, CA, Tract 0050.04 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $323,333 | 48 | $300,313 | 168 | $306,327 | 28 | $187,179 | 12 | $295,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $337,429 | 30 | $310,000 | 9 | $41,778 | 3 | $316,667 |
| APPLICATIONS DENIED | 0 | $0 | 27 | $365,852 | 119 | $367,345 | 16 | $135,125 | 11 | $311,182 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $377,750 | 36 | $248,667 | 9 | $256,556 | 2 | $220,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $289,667 | 20 | $398,000 | 1 | $130,000 | 2 | $417,000 |
| Aggregated Statistics For Year 2006 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $375,000 | 102 | $334,235 | 265 | $310,215 | 40 | $94,300 | 33 | $309,727 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $430,167 | 50 | $359,440 | 7 | $123,714 | 8 | $272,625 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 24 | $393,333 | 91 | $407,341 | 16 | $213,438 | 10 | $390,200 | 1 | $65,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 17 | $319,471 | 65 | $350,892 | 5 | $154,200 | 4 | $417,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $507,333 | 15 | $402,267 | 1 | $40,000 | 1 | $273,000 | 0 | $0 |
| Aggregated Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 181 | $353,304 | 368 | $296,424 | 51 | $146,961 | 33 | $268,606 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $371,591 | 37 | $296,811 | 9 | $166,444 | 8 | $311,625 | 0 | $0 |
| APPLICATIONS DENIED | 41 | $312,902 | 102 | $323,069 | 29 | $157,586 | 10 | $281,700 | 2 | $90,500 |
| APPLICATIONS WITHDRAWN | 27 | $342,741 | 114 | $300,325 | 17 | $184,353 | 11 | $306,545 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $270,000 | 32 | $366,250 | 3 | $148,333 | 1 | $323,000 | 0 | $0 |
| Aggregated Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $218,500 | 227 | $282,167 | 320 | $253,281 | 38 | $142,316 | 26 | $225,577 | 1 | $62,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 27 | $300,296 | 54 | $252,796 | 7 | $66,000 | 4 | $302,500 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $200,000 | 27 | $313,222 | 93 | $255,548 | 17 | $94,941 | 6 | $196,833 | 3 | $67,667 |
| APPLICATIONS WITHDRAWN | 1 | $195,000 | 13 | $316,231 | 86 | $221,547 | 8 | $70,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $238,000 | 29 | $284,517 | 2 | $25,000 | 1 | $206,000 | 0 | $0 |
| Aggregated Statistics For Year 2003 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $220,429 | 132 | $226,068 | 479 | $192,591 | 18 | $41,333 | 24 | $149,292 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 25 | $207,000 | 73 | $211,356 | 2 | $65,000 | 7 | $243,857 |
| APPLICATIONS DENIED | 1 | $149,000 | 29 | $215,552 | 97 | $208,990 | 12 | $22,500 | 3 | $155,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 19 | $272,316 | 87 | $181,299 | 2 | $67,500 | 3 | $144,667 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $284,000 | 15 | $190,533 | 2 | $62,500 | 0 | $0 |
HMDA - FHA, FSA/RHS & VA Home Purchase Loans
HMDA - FHA, FSA/RHS & VA Home Purchase Loans - Value
2007 Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans - Value
HMDA - Refinancings - Value
2007 Home Improvement Loans
HMDA - Home Improvement Loans
HMDA - Home Improvement Loans - Value
2007 Non-occupant Loans on < 5 Family Dwellings
HMDA - Non-occupant Loans on < 5 Family Dwellings
HMDA - Non-occupant Loans on < 5 Family Dwellings - Value
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| Private Mortgage Insurance Companies Disclosure Statistics For Year 2007 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 2 | $317,000 | 0 | $0 | 1 | $380,000 | 2 | $298,500 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $415,000 | 0 | $0 | 0 | $0 | 1 | $415,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $466,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 1 | $241,000 | 1 | $325,000 | 0 | $0 | 1 | $585,000 | 2 | $411,500 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $580,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $405,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $367,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2006 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $495,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $349,000 | 0 | $0 | 1 | $357,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $340,000 | 0 | $0 | 1 | $357,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2005 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 0 | $0 | 2 | $465,500 | 0 | $0 | 2 | $386,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $476,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 0 | $0 | 2 | $313,500 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $176,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $328,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2004 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 0 | $0 | 2 | $262,000 | 0 | $0 | 0 | $0 | 1 | $285,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $331,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 3 | $239,333 | 0 | $0 | 0 | $0 | 1 | $200,000 | 1 | $207,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $297,500 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2003 |
| Radian Guaranty | GE Capital Mortgage Insurance | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 4 | $271,250 | 1 | $240,000 | 1 | $275,000 | 4 | $267,750 | 0 | $0 | 1 | $303,000 | 2 | $288,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $500,000 | 1 | $350,000 | 0 | $0 | 3 | $255,667 | 1 | $156,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 7 | $219,286 | 3 | $261,000 | 9 | $230,889 | 4 | $208,750 | 1 | $213,000 | 2 | $193,000 | 6 | $220,167 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 2 | $245,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $220,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $298,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
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[Radian Guaranty] PMIC - Conventional Home Purchase Loans
[Radian Guaranty] PMIC - Conventional Home Purchase Loans - Value
[Radian Guaranty] PMIC - Refinancings
[Radian Guaranty] PMIC - Refinancings - Value
[Genworth Financial] PMIC - Refinancings
[Genworth Financial] PMIC - Refinancings - Value
[Mortgage Guaranty Insurance] PMIC - Conventional Home Purchase Loans
[Mortgage Guaranty Insurance] PMIC - Conventional Home Purchase Loans - Value
[PMI Mortgage Insurance] PMIC - Conventional Home Purchase Loans
[PMI Mortgage Insurance] PMIC - Conventional Home Purchase Loans - Value
[PMI Mortgage Insurance] PMIC - Refinancings
[PMI Mortgage Insurance] PMIC - Refinancings - Value
Home Mortgage Disclosure Act Statistics for Ripon, California(CA), Zip Code 95366, San Joaquin County, Tract 0050.04- Office of the Comptroller of the Currency (OCC)
WACHOVIA BANK NA (NC):- 2007: 1 Application Denied: Refinancing for $50,000
- 2007: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $50,000
- 2003: 1 Loan Originated: Conventional Home Purchase Loan for $354,000
| JPMORGAN CHASE BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 in Ripon, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $237,000 | 6 | $270,667 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $182,000 | 2 | $297,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $417,000 | 2 | $417,000 |
| JPMORGAN CHASE BANK (OH) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $161,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $413,000 | 0 | $0 | 1 | $413,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $90,000 | 0 | $0 |
| JPMORGAN CHASE BANK (OH) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $360,000 | 4 | $235,750 | 1 | $105,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $192,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $317,000 | 1 | $142,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $105,000 | 1 | $105,000 |
US BANK, N.A. (OH):- 2006: 1 Application Denied: Conventional Home Purchase Loan for $65,000
- 2006: 1 Application Denied: Loan On Manufactured Home Dwelling for $65,000
- 2005: 1 Application Withdrawn: Conventional Home Purchase Loan for $600,000
- 2003: 1 Application Withdrawn: Conventional Home Purchase Loan for $350,000
FIRST TENNESSEE BANK NA (TN): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $187,000
| NATIONAL CITY BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $110,000 | 2 | $211,500 | 1 | $296,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $165,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $368,333 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $37,000 | 1 | $230,000 |
| NATIONAL CITY BANK (OH) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $346,714 | 9 | $243,111 | 1 | $275,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $370,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $505,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $189,000 | 1 | $88,000 | 0 | $0 |
| NATIONAL CITY BANK (OH) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $44,000 |
| NATIONAL CITY BANK (OH) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $29,000 | 2 | $35,000 |
| APPLICATIONS DENIED | 1 | $57,000 | 0 | $0 |
| NATIONAL CITY BANK OF INDIANA (IN) - Home Mortgage Disclosure Act Statistics For Year 2005 in Ripon, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $337,000 | 7 | $333,857 | 2 | $345,000 | 1 | $350,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $629,000 | 2 | $252,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $142,667 | 1 | $62,000 | 1 | $750,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $428,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| NATIONAL CITY BANK OF INDIANA (IN) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $237,600 | 15 | $309,733 | 1 | $172,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $276,800 | 5 | $335,200 | 1 | $358,000 |
| APPLICATIONS DENIED | 3 | $304,000 | 4 | $330,000 | 0 | $0 |
| CITIBANK, N.A. (NV) - Home Mortgage Disclosure Act Statistics For Year 2007 in Ripon, CA, Tract 0050.04 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $186,250 | 2 | $90,000 |
| APPLICATIONS DENIED | 1 | $90,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $114,000 | 1 | $130,000 |
| CITIBANK, N.A. (NV) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $91,429 | 1 | $75,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $114,500 | 1 | $85,000 |
| APPLICATIONS DENIED | 1 | $174,000 | 2 | $85,000 |
| APPLICATIONS WITHDRAWN | 1 | $100,000 | 0 | $0 |
| WELLS FARGO BANK, NA (SD) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $321,250 | 12 | $304,250 | 2 | $99,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $374,500 | 1 | $53,000 |
| APPLICATIONS DENIED | 1 | $182,000 | 5 | $77,800 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $40,000 | 3 | $137,667 | 0 | $0 |
| WELLS FARGO BANK, NA (SD) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $412,125 | 13 | $267,077 | 3 | $35,000 | 4 | $361,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $531,000 | 4 | $307,750 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $158,000 | 1 | $950,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $205,000 | 2 | $332,000 | 0 | $0 | 0 | $0 |
| WELLS FARGO BANK, NA (SD) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $399,333 | 12 | $228,917 | 4 | $183,500 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $263,000 | 4 | $259,000 | 1 | $273,000 | 2 | $242,000 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $198,800 | 1 | $290,000 | 1 | $133,000 |
| APPLICATIONS WITHDRAWN | 1 | $585,000 | 2 | $288,000 | 0 | $0 | 1 | $585,000 |
| WELLS FARGO BANK, NA (SD) - Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 16 | $233,250 | 22 | $236,091 | 1 | $60,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 4 | $195,250 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $200,000 | 1 | $226,000 | 4 | $192,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $456,000 | 1 | $275,000 | 0 | $0 |
| WELLS FARGO BANK, NA (SD) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $58,000 | 3 | $168,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $20,000 | 2 | $65,500 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $130,000 |
NBANK, N.A. (GA):- 2006: 1 Loan Originated: Refinancing for $410,000
- 2006: 1 Application Denied: Refinancing for $740,000
- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $536,000
| BANK OF AMERICA, N.A. (NC) - Home Mortgage Disclosure Act Statistics For Year 2007 in Ripon, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $343,000 | 7 | $369,429 | 3 | $187,667 | 1 | $520,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $108,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $269,800 | 2 | $250,000 | 1 | $130,000 |
| APPLICATIONS WITHDRAWN | 1 | $760,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $173,500 | 0 | $0 | 0 | $0 |
| BANK OF AMERICA, N.A. (NC) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $321,333 | 2 | $22,500 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $265,000 | 1 | $100,000 | 0 | $0 | 2 | $265,000 |
| BANK OF AMERICA, N.A. (NC) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $397,000 | 5 | $212,800 | 1 | $154,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $310,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $190,500 | 0 | $0 | 0 | $0 |
| BANK OF AMERICA, N.A. (NC) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $380,500 | 8 | $268,375 | 2 | $200,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $409,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $238,000 | 0 | $0 | 0 | $0 |
| BANK OF AMERICA, N.A. (NC) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $247,500 | 16 | $174,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $138,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $308,000 |
| APPLICATIONS WITHDRAWN | 2 | $265,000 | 1 | $300,000 |
UNION PLANTERS BANK (TN): 1 Application Approved, Not Accepted in 2004: Refinancing for $109,000
LASALLE BANK NA (IL): 1 Loan Originated in 2006: Refinancing for $310,000
| KEYBANK NATIONAL ASSOCIATION (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 3 | $49,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $33,667 |
| APPLICATIONS DENIED | 1 | $39,000 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2006 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 3 | $34,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $38,500 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2005 |
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $47,500 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $34,667 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $45,500 | 1 | $31,000 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $32,333 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $41,500 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $44,000 | 1 | $45,000 | 1 | $45,000 |
| APPLICATIONS WITHDRAWN | 1 | $50,000 | 1 | $30,000 | 0 | $0 |
UNION BANK OF CALIFORNIA, N.A. (CA):- 2006: 1 Loan Originated: Refinancing for $410,000
- 2004: 3 Loans Originated: Refinancings for an average of $452,667
- 2003: 1 Application Approved, Not Accepted: Refinancing for $416,000
CHASE MANHATTAN BANK USA, NA (DE):- 2007: 1 Loan Originated: Refinancing for $302,000
- 2007: 1 Application Denied: Conventional Home Purchase Loan for $650,000
- 2007: 2 Applications Denied: Refinancings for an average of $392,000
- 2006: 1 Application Denied: Conventional Home Purchase Loan for $172,000
- 2006: 1 Application Denied: Refinancing for $422,000
- 2004: 1 Application Denied: Conventional Home Purchase Loan for $43,000
- 2004: 1 Application Denied: Loan On Manufactured Home Dwelling for $43,000
| US BANK NORTH DAKOTA (ND) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $20,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $417,000 | 0 | $0 | 3 | $88,000 |
| US BANK NORTH DAKOTA (ND) - Statistics For Year 2006 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $15,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $100,000 |
| US BANK NORTH DAKOTA (ND) - Statistics For Year 2005 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $87,500 |
| APPLICATIONS DENIED | 1 | $15,000 |
| US BANK NORTH DAKOTA (ND) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $100,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $60,000 |
| APPLICATIONS DENIED | 1 | $212,000 | 0 | $0 |
| COUNTRYWIDE BANK, N.A. (VA) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 95366, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $160,000 | 4 | $502,250 | 1 | $26,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $345,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $495,000 | 2 | $435,000 | 1 | $30,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $403,000 | 0 | $0 |
| COUNTRYWIDE BANK, N.A. (VA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $506,000 | 4 | $350,000 | 0 | $0 | 1 | $262,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $343,000 | 0 | $0 | 0 | $0 | 1 | $343,000 |
| APPLICATIONS DENIED | 4 | $624,500 | 4 | $316,250 | 0 | $0 | 1 | $378,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $587,500 | 1 | $50,000 | 0 | $0 |
| COUNTRYWIDE BANK, N.A. (VA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $126,000 | 1 | $52,000 |
| APPLICATIONS DENIED | 1 | $407,000 | 1 | $256,000 | 1 | $256,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $209,000 | 0 | $0 |
FIRST NATIONAL BANK OF ARIZONA (AZ):- 2007: 1 Application Denied: Conventional Home Purchase Loan for $466,000
- 2007: 2 Applications Withdrawn: Refinancings for an average of $189,500
- 2005: 1 Application Denied: Refinancing for $440,000
- 2005: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $440,000
- 2005: 2 Applications Withdrawn: Refinancings for an average of $456,000
- 2004: 1 Loan Originated: Refinancing for $232,000
CHARTER ONE BANK (OH): 1 Loan Originated in 2006: Refinancing for $45,000
CHARLES SCHWAB BANK (NV): 1 Application Withdrawn in 2005: Conventional Home Purchase Loan for $395,000
RBS CITIZENS BANK, N.A. (NY): 1 Loan Originated in 2007: Home Improvement Loan for $100,000
| CITIMORTGAGE, INC (MO) - Home Mortgage Disclosure Act Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 6 | $231,167 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $171,500 |
| APPLICATIONS WITHDRAWN | 1 | $281,000 | 1 | $20,000 |
| GREENPOINT MORTGAGE FUNDING (NC) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $292,667 | 2 | $455,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $529,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $351,000 | 0 | $0 | 1 | $351,000 |
| CITIMORTGAGE, INC (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $412,000 | 3 | $296,000 | 0 | $0 | 1 | $417,000 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $432,333 | 1 | $250,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $518,000 | 1 | $271,000 | 0 | $0 | 0 | $0 |
| CITIMORTGAGE, INC (NY) - Statistics For Year 2006 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $405,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $247,000 |
| HSBC MORTGAGE CORP (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $301,000 | 1 | $288,000 |
| HSBC MORTGAGE CORP (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $680,000 | 1 | $467,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $72,000 |
| APPLICATIONS DENIED | 1 | $305,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $350,333 |
| CHASE MANHATTAN MORTGAGE CORP. (NJ) - Home Mortgage Disclosure Act Statistics For Year 2004 in Ripon, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $196,750 | 4 | $180,750 | 1 | $80,000 | 1 | $80,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $237,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $139,000 | 0 | $0 | 0 | $0 |
| NATIONAL CITY MORTGAGE CORPORA (OH) - Home Mortgage Disclosure Act Statistics For Year 2003 in Ripon, CA, Tract 0050.04 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $205,000 | 15 | $224,000 | 24 | $235,833 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $223,000 | 4 | $231,500 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $176,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $323,000 | 0 | $0 |
| AM MTG NETWORK DBA VERTI (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $348,000 |
| AM MTG NETWORK DBA VERTI (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $520,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $950,000 |
| APPLICATIONS WITHDRAWN | 1 | $643,000 | 0 | $0 |
ABN AMRO MTG GROUP INC (MI):- 2007: 1 Loan Originated: Refinancing for $217,000
- 2006: 1 Loan Originated: Conventional Home Purchase Loan for $210,000
- 2006: 1 Application Approved, Not Accepted: Refinancing for $300,000
- 2005: 2 Loans Originated: Refinancings for an average of $272,500
- 2005: 1 Loan Originated: Home Improvement Loan for $335,000
- 2005: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $323,000
- 2005: 1 Application Denied: Refinancing for $291,000
- 2004: 8 Loans Originated: Conventional Home Purchase Loans for an average of $281,125
- 2004: 4 Loans Originated: Refinancings for an average of $214,000
- 2003: 2 Loans Originated: Conventional Home Purchase Loans for an average of $280,500
- 2003: 7 Loans Originated: Refinancings for an average of $227,286
FIRST FRANKLIN FINANCIAL CORP. (CA): 9 Loans Originated in 2003: Conventional Home Purchase Loans for an average of $128,222
FIRST HORIZON HOME LOAN CORP (TX):- 2006: 2 Loans Originated: Refinancings for an average of $127,500
- 2005: 3 Loans Originated: Conventional Home Purchase Loans for an average of $242,333
- 2005: 1 Loan Originated: Refinancing for $80,000
- 2005: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $217,500
- 2004: 1 Loan Originated: Conventional Home Purchase Loan for $416,000
- 2004: 3 Loans Originated: Refinancings for an average of $167,667
- 2004: 1 Application Denied: Refinancing for $305,000
- 2003: 2 Loans Originated: Conventional Home Purchase Loans for an average of $301,500
- 2003: 5 Loans Originated: Refinancings for an average of $223,000
HOMEOWNERS LOAN CORPORATION (AL):- 2005: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $450,000
- 2005: 1 Application Approved, Not Accepted: Refinancing for $360,000
- 2004: 1 Loan Originated: Refinancing for $178,000
- 2004: 3 Applications Approved, Not Accepted: Refinancings for an average of $190,000
- 2004: 1 Application Denied: Refinancing for $500,000
- 2004: 1 File Closed For Incompleteness: Refinancing for $232,000
- 2003: 4 Applications Approved, Not Accepted: Refinancings for an average of $233,000
- 2003: 1 Application Withdrawn: Refinancing for $205,000
WACHOVIA MORTAGE (NC):- 2007: 2 Loans Originated: Refinancings for an average of $296,500
- 2007: 1 Application Approved, Not Accepted: Refinancing for $100,000
- 2007: 1 Application Denied: Refinancing for $276,000
- 2006: 2 Loans Originated: Conventional Home Purchase Loans for an average of $169,000
- 2006: 1 Loan Originated: Refinancing for $410,000
- 2006: 1 Loan Originated: Home Improvement Loan for $210,000
- 2006: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $210,000
- 2005: 1 Loan Originated: Home Improvement Loan for $50,000
- 2004: 1 Loan Originated: Refinancing for $296,000
- 2004: 1 Application Approved, Not Accepted: Refinancing for $40,000
WESTAMERICA MORTGAGE COMPANY (IL): 1 Application Approved, Not Accepted in 2005: Refinancing for $490,000
| WELLS FARGO HOME MORTGAGE (IA) - Home Mortgage Disclosure Act Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $254,000 | 66 | $177,606 | 4 | $188,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $234,143 | 9 | $208,889 | 1 | $222,000 |
| APPLICATIONS DENIED | 5 | $255,200 | 5 | $267,200 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $230,000 | 3 | $268,000 | 0 | $0 |
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Home Mortgage Disclosure Act Statistics for Ripon, California(CA), Zip Code 95366, San Joaquin County, Tract 0050.04- Federal Reserve System (FRB)
IRWIN UNION BANK (IN): 1 Application Approved, Not Accepted in 2004: Refinancing for $82,000
FIRST BANK (MO):- 2007: 1 Loan Originated: Refinancing for $226,000
- 2007: 2 Applications Denied: Refinancings for an average of $476,000
- 2004: 2 Loans Originated: Conventional Home Purchase Loans for an average of $132,500
- 2003: 1 Application Denied: Refinancing for $79,000
| UNION SAFE DEPOSIT BANK (CA) - Home Mortgage Disclosure Act Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $100,000 | 4 | $173,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $10,000 |
| SUNTRUST MORTGAGE, INC (VA) - Home Mortgage Disclosure Act Statistics For Year 2007 in Ripon, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $183,500 | 2 | $348,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $332,500 | 0 | $0 | 2 | $332,500 |
| APPLICATIONS DENIED | 2 | $380,000 | 0 | $0 | 0 | $0 |
| SUNTRUST MORTGAGE, INC (VA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $417,000 | 1 | $320,000 | 4 | $389,250 |
| SUNTRUST MORTGAGE, INC (VA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $349,500 | 1 | $257,000 | 2 | $349,500 |
| SUNTRUST MORTGAGE, INC (VA) - Statistics For Year 2004 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $242,500 |
| SUNTRUST MORTGAGE, INC (VA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $270,000 |
IRWIN MORTGAGE CORPORATION (IN): 1 Application Withdrawn in 2006: Refinancing for $268,000
| CHASE MANHATTAN MORTGAGE CORP (NJ) - Home Mortgage Disclosure Act Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 6 | $204,333 | 1 | $91,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $240,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $230,000 | 1 | $125,000 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $443,500 | 14 | $288,929 | 1 | $243,000 | 1 | $241,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $300,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 15 | $282,067 | 0 | $0 | 1 | $258,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $363,667 | 0 | $0 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $405,000 | 19 | $317,737 | 2 | $158,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $276,000 | 2 | $239,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $369,667 | 8 | $365,125 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $220,000 | 1 | $383,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $273,000 | 1 | $312,000 | 0 | $0 | 1 | $273,000 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $507,333 | 18 | $315,278 | 1 | $50,000 | 3 | $308,000 |
| APPLICATIONS DENIED | 1 | $343,000 | 6 | $250,000 | 0 | $0 | 1 | $343,000 |
| APPLICATIONS WITHDRAWN | 3 | $411,333 | 4 | $294,500 | 1 | $150,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $627,000 | 0 | $0 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $331,600 | 10 | $268,800 | 3 | $126,000 | 1 | $256,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $521,000 | 1 | $334,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $266,667 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $253,000 | 1 | $400,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $132,000 | 0 | $0 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $259,167 | 30 | $216,600 | 2 | $85,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $237,286 | 1 | $245,000 |
| APPLICATIONS DENIED | 3 | $195,333 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $197,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $175,000 | 0 | $0 |
WASHTENAW MORTGAGE COMPANY (MI):- 2004: 1 Loan Originated: Refinancing for $208,000
- 2004: 1 Application Denied: Refinancing for $176,000
- 2003: 1 Loan Originated: Refinancing for $178,000
| WELLS FARGO FIN'L CALIFORNIA (IA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $280,500 | 1 | $323,000 |
| APPLICATIONS DENIED | 8 | $470,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $90,333 | 2 | $64,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $323,500 | 0 | $0 |
| WELLS FARGO FIN'L CALIFORNIA (IA) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $267,000 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $275,714 | 2 | $229,500 |
| APPLICATIONS WITHDRAWN | 2 | $339,500 | 0 | $0 |
| WELLS FARGO FIN'L CALIFORNIA (IA) - Statistics For Year 2005 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 9 | $258,778 |
| APPLICATIONS DENIED | 5 | $177,600 |
| APPLICATIONS WITHDRAWN | 3 | $243,667 |
| WELLS FARGO FIN'L CALIFORNIA (IA) - Statistics For Year 2004 |
| C) Refinancings
|
| Number | Average Value |
| APPLICATIONS DENIED | 5 | $253,800 |
| APPLICATIONS WITHDRAWN | 1 | $92,000 |
| WELLS FARGO FIN'L CALIFORNIA (IA) - Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $35,000 |
| APPLICATIONS DENIED | 1 | $180,000 |
| APPLICATIONS WITHDRAWN | 5 | $72,000 |
OAK VALLEY COMMUNITY BANK (CA): 1 Loan Originated in 2006: Home Improvement Loan for $50,000
| BENEFICIAL COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 3 | $167,000 | 4 | $148,750 |
| APPLICATIONS WITHDRAWN | 1 | $89,000 | 1 | $80,000 |
| BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $102,000 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $440,143 | 6 | $374,167 |
| APPLICATIONS WITHDRAWN | 6 | $275,000 | 1 | $370,000 |
| BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $145,500 | 1 | $63,000 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $293,625 | 2 | $157,500 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $320,286 | 1 | $60,000 | 1 | $541,000 |
EQUITY ONE, INC. (NJ):- 2006: 2 Loans Originated: Refinancings for an average of $167,500
- 2004: 1 Loan Originated: Refinancing for $183,000
| HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2006 in Ripon, CA, Tract 0050.04 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $245,500 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $342,750 | 2 | $132,500 |
| APPLICATIONS WITHDRAWN | 1 | $36,000 | 1 | $100,000 |
| HFC COMPANY LLC (IL) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $43,000 | 1 | $3,000 |
| APPLICATIONS DENIED | 4 | $283,500 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $240,750 | 2 | $184,500 |
| THE CIT GROUP/CONSUMER FINANCE (NJ) - Home Mortgage Disclosure Act Statistics For Year 2003 |
| C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $61,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $257,000 | 0 | $0 | 1 | $257,000 |
| APPLICATIONS DENIED | 1 | $414,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $89,000 | 0 | $0 | 0 | $0 |
IRWIN HOME EQUITY CORP (CA):- 2007: 2 Loans Originated: Refinancings for an average of $194,000
- 2005: 1 Application Withdrawn: Refinancing for $80,000
BANKFIRST (SD): 1 Application Approved, Not Accepted in 2006: Refinancing for $367,000
RBC MORTGAGE (TX):- 2004: 1 Loan Originated: Refinancing for $188,000
- 2003: 2 Loans Originated: Refinancings for an average of $169,000
CITIFINANCIAL SERVICES, INC. (MD):- 2007: 1 Application Approved, Not Accepted: Refinancing for $86,000
- 2007: 1 Application Denied: Refinancing for $389,000
- 2006: 1 Loan Originated: Home Improvement Loan for $58,000
- 2006: 1 Application Denied: Refinancing for $99,000
- 2005: 1 Loan Originated: Refinancing for $52,000
- 2003: 1 Loan Originated: Refinancing for $150,000
- 2003: 1 Application Approved, Not Accepted: Refinancing for $57,000
EQUIFIRST CORPORATION (NC):- 2007: 1 Loan Originated: Conventional Home Purchase Loan for $430,000
- 2007: 1 Loan Originated: Refinancing for $585,000
- 2007: 2 Files Closed For Incompleteness: Conventional Home Purchase Loans for an average of $175,500
- 2006: 1 Loan Originated: Refinancing for $395,000
- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $489,000
- 2005: 1 Loan Originated: Refinancing for $275,000
CITIFINANCIAL MORTGAGE COMPANY (TX): 1 Loan Originated in 2003: Refinancing for $255,000
| FULL SPECTRUM LENDING (CA) - Home Mortgage Disclosure Act Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $145,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $244,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $80,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $124,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $280,000 |
CITIFINANCIAL MTG CO, LLC (MD): 2 Loans Originated in 2004: Refinancings for an average of $233,500
| DECISION ONE MORTGAGE (IL) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $319,000 |
| DECISION ONE MORTGAGE (IL) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $147,500 | 2 | $194,500 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $600,000 |
| DECISION ONE MORTGAGE (IL) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $311,000 | 4 | $372,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $201,000 | 2 | $415,000 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $343,333 |
HSBC MORTGAGE SERVICES, INC. (IL): 1 Loan Originated in 2005: Refinancing for $422,000
HFC COMPANY LLC (IL): 4 Applications Denied in 2007: Refinancings for an average of $221,750
| E-LOAN INC (CA) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $335,000 |
| APPLICATIONS DENIED | 2 | $255,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $700,000 | 0 | $0 |
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Home Mortgage Disclosure Act Statistics for Ripon, California(CA), Zip Code 95366, San Joaquin County, Tract 0050.04- Federal Deposit Insurance Corporation (FDIC)
FARMERS & MERCHANTS BANK (CA):- 2007: 1 Loan Originated: Home Improvement Loan for $30,000
- 2006: 1 Loan Originated: Refinancing for $57,000
BANK OF STOCKTON (CA):- 2005: 1 Loan Originated: Refinancing for $90,000
- 2004: 1 Application Denied: Refinancing for $90,000
- 2004: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $90,000
- 2003: 2 Loans Originated: Refinancings for an average of $146,000
- 2003: 1 Application Withdrawn: Conventional Home Purchase Loan for $171,000
- 2003: 1 Application Withdrawn: Non-occupant Loan on < 5 Family Dwellings for $171,000
| BANK OF THE WEST (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 in Ripon, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $400,000 | 2 | $440,500 | 4 | $252,000 |
| BANK OF THE WEST (CA) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $122,500 | 1 | $15,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $100,000 |
| BANK OF THE WEST (CA) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $75,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $20,000 |
| APPLICATIONS WITHDRAWN | 1 | $300,000 | 0 | $0 |
| BANK OF THE WEST (CA) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $295,500 | 2 | $22,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $100,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $137,000 | 1 | $60,000 |
RIVER CITY BANK (CA):- 2006: 3 Loans Originated: Home Improvement Loans for an average of $68,333
- 2005: 3 Loans Originated: Home Improvement Loans for an average of $77,667
- 2005: 1 Application Denied: Home Improvement Loan for $77,000
- 2004: 2 Loans Originated: Home Improvement Loans for an average of $40,000
- 2004: 1 Application Approved, Not Accepted: Home Improvement Loan for $46,000
- 2004: 1 Application Denied: Home Improvement Loan for $77,000
FREMONT BANK (CA):- 2007: 6 Loans Originated: Refinancings for an average of $228,500
- 2005: 3 Loans Originated: Refinancings for an average of $306,333
- 2005: 1 Application Denied: Conventional Home Purchase Loan for $392,000
- 2004: 6 Loans Originated: Refinancings for an average of $183,333
- 2004: 1 File Closed For Incompleteness: Refinancing for $323,000
- 2003: 18 Loans Originated: Refinancings for an average of $143,278
- 2003: 4 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $103,750
- 2003: 2 Applications Approved, Not Accepted: Refinancings for an average of $183,000
- 2003: 1 Application Denied: Refinancing for $100,000
CALIFORNIA BANK & TRUST (CA): 1 Application Approved, Not Accepted in 2003: Refinancing for $239,000
TRI COUNTIES BANK (CA):- 2006: 1 Loan Originated: Refinancing for $347,000
- 2006: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $347,000
- 2003: 1 Loan Originated: Refinancing for $246,000
| FREMONT INVESTMENT & LOAN (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $590,000 |
| APPLICATIONS DENIED | 3 | $416,000 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $392,333 | 2 | $323,000 |
| APPLICATIONS DENIED | 1 | $694,000 | 0 | $0 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 5 | $211,800 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $329,500 | 0 | $0 | 2 | $910,000 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $203,667 | 0 | $0 | 0 | $0 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $307,667 | 2 | $392,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $147,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $320,000 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $175,750 | 10 | $222,300 | 1 | $207,000 |
| APPLICATIONS DENIED | 3 | $205,000 | 1 | $178,000 | 1 | $207,000 |
SILVERGATE BANK (CA): 1 Loan Originated in 2003: Refinancing for $140,000
GATEWAY BUSINESS BANK (CA):- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $489,000
- 2005: 1 Application Withdrawn: Refinancing for $650,000
- 2003: 1 Loan Originated: Refinancing for $153,000
CONSECO BANK, INC. (UT): 1 Loan Originated in 2003: Home Improvement Loan for $36,000
GMAC BANK (UT):- 2007: 1 Loan Originated: Refinancing for $259,000
- 2007: 1 Application Approved, Not Accepted: Home Improvement Loan for $25,000
- 2006: 2 Loans Originated: Home Improvement Loans for an average of $75,000
MERRILL LYNCH CREDIT CORP. (FL): 1 Loan Originated in 2005: Refinancing for $132,000
| GREENPOINT MORTGAGE FUNDING (NC) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 7 | $364,143 | 1 | $104,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $463,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $455,000 | 0 | $0 | 1 | $455,000 |
| APPLICATIONS WITHDRAWN | 1 | $255,000 | 2 | $454,000 | 1 | $428,000 |
| GREENPOINT MORTGAGE FUNDING (NC) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $365,800 | 5 | $406,000 | 3 | $319,667 |
| APPLICATIONS DENIED | 1 | $364,000 | 1 | $298,000 | 1 | $298,000 |
| APPLICATIONS WITHDRAWN | 2 | $390,000 | 1 | $480,000 | 2 | $390,000 |
| GREENPOINT MORTGAGE FUNDING (NC) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $508,000 | 5 | $286,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $520,000 |
| APPLICATIONS WITHDRAWN | 2 | $468,000 | 3 | $359,667 |
| GREENPOINT MORTGAGE FUNDING (NC) - Statistics For Year 2003 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 4 | $321,750 | 4 | $251,500 | 1 | $176,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $174,000 | 0 | $0 | 1 | $174,000 |
| APPLICATIONS DENIED | 1 | $149,000 | 2 | $243,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $181,000 | 2 | $213,500 | 0 | $0 |
AXIS MORTGAGE & INVESTMENTS (AZ): 1 Application Withdrawn in 2006: Refinancing for $356,000
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Home Mortgage Disclosure Act Statistics for Ripon, California(CA), Zip Code 95366, San Joaquin County, Tract 0050.04- Office of Thrift Supervision (OTS)
CITIBANK, FSB (VA): 1 Loan Originated in 2003: Refinancing for $405,000
| FIRST FEDERAL BANK OF CA (CA) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $416,000 |
| FIRST FEDERAL BANK OF CA (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $575,000 | 1 | $551,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $508,000 | 1 | $340,000 |
| APPLICATIONS DENIED | 1 | $348,000 | 0 | $0 |
| FIRST FEDERAL BANK OF CA (CA) - Statistics For Year 2004 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $245,000 |
| FIRST FEDERAL BANK OF CA (CA) - Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $267,000 |
M&I BANK FSB (NV): 1 File Closed For Incompleteness in 2003: Refinancing for $163,000
HOME SAVINGS OF AMERICA (MN): 2 Loans Originated in 2007: Refinancings for an average of $362,000
| INDYMAC BANK, F.S.B. (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $182,000 | 3 | $328,667 | 2 | $547,500 |
| APPLICATIONS DENIED | 1 | $415,000 | 0 | $0 | 0 | $0 |
| INDYMAC BANK, F.S.B. (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 7 | $374,429 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $278,000 | 1 | $436,000 |
| APPLICATIONS DENIED | 3 | $1,053,333 | 0 | $0 |
| INDYMAC BANK, F.S.B. (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $410,200 | 9 | $332,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $296,000 |
| AMTRUST BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 in Ripon, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $332,250 | 1 | $349,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $417,000 | 1 | $417,000 |
| AMTRUST BANK (OH) - Statistics For Year 2006 |
| C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $356,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $280,000 | 1 | $280,000 |
| AMTRUST BANK (OH) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $288,000 | 1 | $248,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $285,000 | 1 | $285,000 |
| APPLICATIONS WITHDRAWN | 1 | $275,000 | 0 | $0 | 0 | $0 |
| AMTRUST BANK (OH) - Statistics For Year 2004 |
| C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $208,000 | 1 | $125,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $167,000 | 0 | $0 |
SOVEREIGN BANK (PA):- 2007: 1 Loan Originated: Refinancing for $485,000
- 2006: 1 Loan Originated: Refinancing for $421,000
OCWEN FEDERAL BANK FSB (NJ): 1 Loan Originated in 2004: Refinancing for $310,000
ENCORE BANK (TX): 1 Loan Originated in 2003: Home Improvement Loan for $35,000
E*TRADE BANK (VA):- 2007: 1 Loan Originated: Refinancing for $402,000
- 2005: 3 Loans Originated: Refinancings for an average of $375,333
- 2005: 1 Application Approved, Not Accepted: Refinancing for $171,000
- 2004: 2 Loans Originated: Refinancings for an average of $382,000
PROVIDENT SAVINGS BANK, FSB (CA):- 2007: 1 Loan Originated: Refinancing for $213,000
- 2004: 1 Application Denied: Refinancing for $360,000
| LEHMAN BROTHERS BANK, FSB (DE) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 95366, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $411,333 |
| APPLICATIONS DENIED | 3 | $239,667 | 2 | $368,500 |
| LEHMAN BROTHERS BANK, FSB (DE) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $525,000 |
| LEHMAN BROTHERS BANK, FSB (DE) - Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $246,000 | 12 | $243,667 | 8 | $303,500 | 1 | $382,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 5 | $352,400 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $219,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $150,000 | 0 | $0 |
| DOWNEY SAVINGS AND LOAN (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 95366, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $676,000 |
| DOWNEY SAVINGS AND LOAN (CA) - Statistics For Year 2006 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 4 | $375,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $467,000 |
| DOWNEY SAVINGS AND LOAN (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $316,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $397,667 |
| DOWNEY SAVINGS AND LOAN (CA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $436,667 | 6 | $386,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $568,000 | 1 | $580,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $260,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $480,000 |
| DOWNEY SAVINGS AND LOAN (CA) - Statistics For Year 2003 |
| C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $227,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $228,000 | 1 | $222,000 |
| APPLICATIONS DENIED | 3 | $213,333 | 1 | $133,000 |
USAA FEDERAL SAVINGS BANK (TX):- 2007: 1 Loan Originated: Conventional Home Purchase Loan for $235,000
- 2007: 1 Loan Originated: Refinancing for $200,000
- 2007: 1 Application Withdrawn: Refinancing for $213,000
- 2005: 2 Loans Originated: Refinancings for an average of $311,000
BANKUNITED, FSB (FL): 1 Application Denied in 2007: Refinancing for $348,000
CHEVY CHASE BANK, F.S.B. (VA):- 2005: 1 Loan Originated: Refinancing for $370,000
- 2004: 1 Loan Originated: Refinancing for $186,000
UNIVERSAL SAVINGS BANK FA (WI): 1 Loan Originated in 2005: Refinancing for $163,000
| FLAGSTAR BANK (MI) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $192,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $580,000 |
| APPLICATIONS DENIED | 1 | $417,000 | 0 | $0 |
| FLAGSTAR BANK (MI) - Statistics For Year 2006 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $375,000 | 0 | $0 | 1 | $83,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $580,000 | 0 | $0 |
| FLAGSTAR BANK (MI) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $304,000 | 3 | $215,333 |
| APPLICATIONS DENIED | 2 | $203,000 | 0 | $0 |
| FLAGSTAR BANK (MI) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $187,667 | 1 | $334,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $301,000 |
UNION FEDERAL C/O SKY BANK (IN):- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $360,000
- 2004: 2 Loans Originated: Refinancings for an average of $296,500
- 2003: 1 Loan Originated: Refinancing for $137,000
GUARANTY BANK (TX): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $300,000
| WASHINGTON MUTUAL BANK (NV) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $272,000 | 13 | $395,923 | 1 | $417,000 | 2 | $211,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $494,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $247,000 | 10 | $429,700 | 0 | $0 | 2 | $247,000 |
| WASHINGTON MUTUAL BANK (NV) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $387,800 | 11 | $312,455 | 2 | $215,000 | 2 | $430,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $640,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $356,000 | 3 | $445,333 | 1 | $96,000 | 2 | $503,000 |
| WASHINGTON MUTUAL BANK (NV) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $338,250 | 12 | $378,500 | 0 | $0 | 2 | $264,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $195,333 | 1 | $300,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $225,000 | 8 | $347,000 | 0 | $0 | 1 | $225,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $393,000 | 0 | $0 | 0 | $0 |
| WASHINGTON MUTUAL BANK (NV) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $324,885 | 16 | $302,438 | 6 | $248,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $429,500 | 2 | $264,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $388,000 | 5 | $277,400 | 0 | $0 |
| WASHINGTON MUTUAL BANK (NV) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $305,273 | 31 | $159,742 | 5 | $156,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $298,500 | 1 | $276,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $640,000 | 8 | $195,875 | 1 | $125,000 |
WORTHINGTON FEDERAL BANK (AL): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $382,000
GATEWAY BANK, FSB (CA):- 2004: 1 Loan Originated: Refinancing for $210,000
- 2004: 2 Applications Denied: Conventional Home Purchase Loans for an average of $142,500
- 2003: 1 Loan Originated: Refinancing for $173,000
| WORLD SAVINGS BANK, FSB (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $482,500 | 10 | $360,500 | 1 | $400,000 | 2 | $352,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $200,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $449,091 | 0 | $0 | 2 | $445,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $390,000 | 2 | $292,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $532,000 | 0 | $0 | 0 | $0 |
| WORLD SAVINGS BANK, FSB (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $467,000 | 21 | $426,667 | 1 | $289,000 | 1 | $315,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $360,667 | 0 | $0 | 1 | $390,000 |
| APPLICATIONS DENIED | 1 | $471,000 | 5 | $353,400 | 0 | $0 | 1 | $471,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $484,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $471,667 | 0 | $0 | 0 | $0 |
| WORLD SAVINGS BANK, FSB (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $361,714 | 36 | $342,917 | 2 | $316,500 | 5 | $237,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $184,000 | 0 | $0 | 1 | $113,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $440,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $288,000 | 4 | $300,500 | 0 | $0 | 2 | $220,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $369,500 | 1 | $333,000 | 1 | $323,000 | 1 | $323,000 |
| WORLD SAVINGS BANK, FSB (CA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $303,250 | 19 | $261,105 | 1 | $100,000 | 4 | $203,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $159,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $204,000 | 5 | $292,000 | 0 | $0 | 2 | $189,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $237,500 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $408,500 | 0 | $0 | 0 | $0 |
| WORLD SAVINGS BANK, FSB (CA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $215,333 | 15 | $218,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $134,333 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $204,250 |
| APPLICATIONS WITHDRAWN | 3 | $187,000 | 2 | $279,500 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $361,000 | 3 | $272,000 |
CAPITALONE (VA): 1 Application Denied in 2005: Home Improvement Loan for $55,000
MIDFIRST BANK (OK):- 2004: 1 Loan Originated: Home Improvement Loan for $100,000
- 2003: 1 Loan Originated: Refinancing for $139,000
- 2003: 1 File Closed For Incompleteness: Refinancing for $70,000
| CITICORP TRUST BANK, FSB (DE) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $77,000 |
| APPLICATIONS DENIED | 2 | $202,500 | 1 | $333,000 |
| CITICORP TRUST BANK, FSB (DE) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $236,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $317,000 |
| APPLICATIONS DENIED | 1 | $60,000 | 0 | $0 |
| CITICORP TRUST BANK, FSB (DE) - Statistics For Year 2005 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $167,000 |
| CITICORP TRUST BANK, FSB (DE) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $30,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $115,000 |
| CITICORP TRUST BANK, FSB (DE) - Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $71,000 |
STATE FARM BANK (IL):- 2007: 1 Application Denied: Home Improvement Loan for $70,000
- 2006: 1 Loan Originated: Refinancing for $271,000
| AIG FEDERAL SAVINGS BANK (DE) - Home Mortgage Disclosure Act Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $224,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $385,000 | 1 | $316,000 |
| APPLICATIONS DENIED | 1 | $700,000 | 1 | $53,000 |
| AIG FEDERAL SAVINGS BANK (DE) - Statistics For Year 2004 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $408,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $335,000 |
| APPLICATIONS DENIED | 1 | $217,000 |
| AIG FEDERAL SAVINGS BANK (DE) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $188,000 |
| APPLICATIONS DENIED | 2 | $195,000 | 0 | $0 |
| GE MONEY BANK (UT) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 95366, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 2 | $45,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 4 | $49,250 |
| APPLICATIONS DENIED | 2 | $185,000 | 4 | $529,500 | 1 | $14,000 |
| GE MONEY BANK (UT) - Statistics For Year 2006 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 5 | $42,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $26,000 |
| GE MONEY BANK (UT) - Statistics For Year 2005 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $39,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $32,000 |
| APPLICATIONS DENIED | 4 | $58,250 |
| APPLICATIONS WITHDRAWN | 1 | $26,000 |
GMAC BANK (DE):- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $391,000
- 2005: 2 Loans Originated: Refinancings for an average of $316,500
- 2004: 1 Loan Originated: Home Improvement Loan for $40,000
AMERICAN STERLING BANK (MO): 1 Application Approved, Not Accepted in 2007: Refinancing for $417,000
LYDIAN PRIVATE BANK (FL):- 2005: 1 Loan Originated: Refinancing for $450,000
- 2004: 1 Loan Originated: Refinancing for $150,000
ING BANK, FSB (DE):- 2007: 1 Application Denied: Conventional Home Purchase Loan for $412,000
- 2007: 1 Application Denied: Refinancing for $404,000
- 2006: 1 Application Denied: Refinancing for $338,000
CITIBANK (WEST), FSB (CA):- 2005: 4 Loans Originated: Refinancings for an average of $105,000
- 2005: 1 Loan Originated: Home Improvement Loan for $25,000
- 2005: 1 Application Approved, Not Accepted: Home Improvement Loan for $105,000
- 2004: 1 Loan Originated: Home Improvement Loan for $100,000
| COUNTRYWIDE BANK, FSB (VA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $339,000 | 8 | $303,875 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $177,500 |
| APPLICATIONS DENIED | 1 | $472,000 | 0 | $0 |
| CITIMORTGAGE, INC. (MO) - Home Mortgage Disclosure Act Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $406,000 | 4 | $178,750 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $289,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $304,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $350,000 | 0 | $0 |
MERRILL LYNCH CREDIT CORP. (FL): 1 Loan Originated in 2007: Refinancing for $381,000
| CITIMORTGAGE, INC (MO) - Home Mortgage Disclosure Act Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $315,500 | 3 | $270,000 | 1 | $214,000 |
| APPLICATIONS WITHDRAWN | 1 | $549,000 | 1 | $336,000 | 0 | $0 |
| SIB MORTGAGE CORP. (NJ) - Home Mortgage Disclosure Act Statistics For Year 2003 in Zip Code 95366, CA, Tract 0050.04 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $222,000 | 3 | $174,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $149,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $75,000 |
BNC MORTGAGE (NY): 5 Applications Denied in 2007: Refinancings for an average of $556,600
LONG BEACH MORTGAGE CO. (NY): 1 Loan Originated in 2006: Refinancing for $400,000
MATRIX FINANCIAL SERVICES CORP (AZ): 2 Loans Originated in 2003: Refinancings for an average of $224,000
GB HOME EQUITY, LLC (WI):- 2005: 1 Loan Originated: Home Improvement Loan for $57,000
- 2004: 1 Loan Originated: Conventional Home Purchase Loan for $107,000
- 2004: 1 Application Denied: Refinancing for $75,000
- 2003: 1 File Closed For Incompleteness: Home Improvement Loan for $50,000
FIRST FRANKLIN CORPORATION (CA): 1 Application Approved, Not Accepted in 2007: Refinancing for $719,000
B. F. SAUL MORTGAGE COMPANY (MD): 1 Loan Originated in 2007: Refinancing for $585,000
RBMG, INC (SC): 1 Application Denied in 2003: Refinancing for $25,000
PRICELINE MORTGAGE COMPANY LLC (FL): 1 File Closed For Incompleteness in 2003: Refinancing for $242,000
FINANCE AMERICA (NY): 6 Loans Originated in 2005: Conventional Home Purchase Loans for an average of $327,500
CORINTHIAN MORTGAGE CORP (MS): 1 Application Withdrawn in 2004: Refinancing for $55,000
| GUARANTY RESIDENTIAL LENDING (TX) - Home Mortgage Disclosure Act Statistics For Year 2004 in Zip Code 95366, CA, Tract 0050.04 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $459,000 | 1 | $200,000 |
| APPLICATIONS DENIED | 1 | $413,000 | 1 | $218,000 |
| GUARANTY RESIDENTIAL LENDING (TX) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $111,000 | 7 | $201,571 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $200,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $323,000 | 3 | $270,333 |
MERITAGE MORTGAGE CORPORATION (OR): 1 Loan Originated in 2006: Refinancing for $300,000
MERRILL LYNCH CREDIT CORP. (FL): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $400,000
CAPITAL ONE HOME LOANS, LLC (KS): 1 Application Approved, Not Accepted in 2006: Refinancing for $100,000
| BNC MORTGAGE (NY) - Home Mortgage Disclosure Act Statistics For Year 2006 in Ripon, CA, Tract 0050.04 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $323,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $339,500 |
| APPLICATIONS DENIED | 1 | $298,000 |
| BNC MORTGAGE (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $663,000 | 3 | $332,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $425,000 | 0 | $0 | 1 | $425,000 |
| APPLICATIONS DENIED | 1 | $100,000 | 0 | $0 | 0 | $0 |
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Home Mortgage Disclosure Act Statistics for Ripon, California(CA), Zip Code 95366, San Joaquin County, Tract 0050.04- National Credit Union Administration (NCUA)
PENTAGON FEDERAL CREDIT UNION (VA):- 2005: 1 Loan Originated: Refinancing for $45,000
- 2004: 1 Loan Originated: Refinancing for $381,000
MOCSE CENTRAL VALLEY FEDERAL CREDIT UNION (CA):- 2006: 1 Loan Originated: Refinancing for $15,000
- 2005: 1 Loan Originated: Refinancing for $100,000
- 2004: 2 Loans Originated: Refinancings for an average of $30,000
- 2003: 3 Loans Originated: Refinancings for an average of $26,667
MOKELUMNE FEDERAL CREDIT UNION (CA):- 2006: 1 Loan Originated: Home Improvement Loan for $133,000
- 2004: 1 Loan Originated: Home Improvement Loan for $100,000
ADDISON AVENUE FEDERAL CREDIT UNION (CA): 1 Loan Originated in 2006: Refinancing for $95,000
OPERATING ENGINEERS FEDERAL CREDIT UNION (CA): 1 Loan Originated in 2006: Home Improvement Loan for $75,000
LOS ANGELES POLICE FEDERAL CREDIT UNION (CA): 1 Loan Originated in 2006: Home Improvement Loan for $50,000
FINANCIAL CENTER CREDIT UNION (CA):- 2006: 2 Applications Withdrawn: Home Improvement Loans for an average of $18,000
- 2003: 1 Loan Originated: Refinancing for $98,000
PATELCO CREDIT UNION (CA): 1 Loan Originated in 2004: Refinancing for $165,000
USE CREDIT UNION (CA): 1 Loan Originated in 2005: Refinancing for $353,000
| THE GOLDEN 1 CREDIT UNION (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 95366, CA, Tract 0050.04 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $100,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $72,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $250,000 |
| THE GOLDEN 1 CREDIT UNION (CA) - Statistics For Year 2006 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $248,000 |
| THE GOLDEN 1 CREDIT UNION (CA) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $37,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $253,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $84,500 |
| THE GOLDEN 1 CREDIT UNION (CA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $51,000 | 0 | $0 | 3 | $28,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $153,000 | 1 | $100,000 |
COMMONWEALTH CENTRAL CU (CA):- 2007: 1 Loan Originated: Refinancing for $76,000
- 2005: 1 Loan Originated: Refinancing for $360,000
SACRAMENTO CREDIT UNION (CA): 1 Loan Originated in 2006: Home Improvement Loan for $92,000
SAN MATEO CREDIT UNION (CA): 1 Application Denied in 2007: Home Improvement Loan for $25,000
1ST UNITED SERVICES CU (CA): 2 Applications Withdrawn in 2003: Refinancings for an average of $181,500
UNCLE CREDIT UNION (CA): 1 Loan Originated in 2006: Home Improvement Loan for $35,000
PREMIER COMMUNITY CREDIT UNION (CA): 1 Loan Originated in 2003: Refinancing for $50,000
COMMUNITY TRUST CREDIT UNION (CA): 1 Loan Originated in 2005: Refinancing for $388,000
SAFE CREDIT UNION (CA): 1 Loan Originated in 2006: Refinancing for $70,000
VALLEY FIRST CREDIT UNION (CA):- 2007: 1 Loan Originated: Refinancing for $75,000
- 2006: 1 Loan Originated: Refinancing for $40,000
- 2005: 2 Loans Originated: Refinancings for an average of $42,000
- 2003: 1 Application Denied: Refinancing for $28,000
STAR ONE CREDIT UNION (CA):- 2007: 1 Loan Originated: Refinancing for $30,000
- 2005: 1 Loan Originated: Refinancing for $285,000
PATELCO CREDIT UNION (CA):- 2007: 1 Application Denied: Refinancing for $129,000
- 2006: 1 Loan Originated: Refinancing for $30,000
- 2006: 1 Loan Originated: Home Improvement Loan for $105,000
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