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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Rochester, Zip Code 14604, Monroe County, New York (NY), Tract 0094.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 113 Loans originated: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $82,500, 58 Conventional Home Purchase for an average of $242,414, 21 Refinancings for an average of $206,286, 7 Home Improvement Loans for an average of $8,857, 13 Loans on Dwellings For 5+ Families for an average of $3,435,615, 12 Non-occupant Loans on < 5 Family Dwellings for an average of $130,833
    • 66 Approved, not accepted: 18 Conventional for an average of $127,611, 44 Refinancings for an average of $82,773, 1 Home Improvement Loan for $6,000, 1 Loan on Dwelling For 5+ Families for $312,000, 1 Non-occupant Loan on < 5 Family Dwelling for $180,000, 1 Loan On Manufactured Home Dwelling for $17,000
    • 105 Applications denied: 1 FHA, FSA/RHS & VA Home Purchase Loan for $129,000, 17 Conventional Home Purchase Loans for an average of $113,176, 39 Refinancings for an average of $120,949, 22 Home Improvement for an average of $13,500, 3 Loans on Dwellings For 5+ Families for an average of $2,858,333, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $36,364, 1 Loan On Manufactured Home Dwelling for $17,000
    • 49 Withdrawn: 20 Conventional Home Purchase Loans for an average of $124,550, 24 Refinancings for an average of $142,542, 2 Home Improvement for an average of $7,500, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $109,333
    • 33 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Home Purchase Loan for $59,000, 22 Conventional for an average of $127,636, 7 Refinancings for an average of $117,857, 1 Home Improvement for $60,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $73,500

    Compared to the state average:

    • The number of loans originated per 1000 residents (24) is significantly below NY average (256). The average loan value for this tract ($573,912) is significantly above the state average ($214,957).
    • The number of loans not accepted per 1000 residents (14) is significantly below NY average (48). The average loan value for this tract ($97,788) is significantly below the state average ($209,181).
    • The number of loans denied per 1000 residents (23) is significantly below NY average (120). The average loan value for this tract ($156,752) is comparable to the state average ($189,622).
    • The number of loans withdrawn per 1000 residents (11) is significantly below NY average (69). The average loan value for this tract ($127,653) is significantly below the state average ($206,134).
    • The number of loans closed per 1000 residents (7) is significantly below NY average (20). The average loan value for this tract ($118,152) is significantly below the state average ($226,719).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 4 Originated: 1 Conventional for $176,000, 3 Refinancings for an average of $149,333
    • 4 Conventional Home Purchase Loans Approved, not accepted for an average of $163,500
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $110,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing originated for $113,000
      Genworth Financial:
    • Conventional Home Purchase Loan Approved, not accepted for $248,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Applications approved - not accepted for $95,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Applications withdrawn for $95,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Applications withdrawn for $125,000

    Statistics for this city, Zip Code 14604, Tract 0094.00 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • Conventional Home Purchase Loan Originated for $144,000
      NATIONAL CITY BANK (OH):
    • 2 Loans denied: 1 Conventional for $43,000, 1 Non-occupant Loan on < 5 Family Dwelling for $43,000
      CITIBANK, N.A. (NV):
    • Refinancing originated for $158,000
      WELLS FARGO BANK, NA (SD):
    • Conventional Home Purchase Loan Originated for $360,000
      CANANDAIGUA NATIONAL BANK (NY):
    • Loan on Dwelling For 5+ Families Approved but not accepted for $312,000
      THE UPSTATE NATIONAL BANK (NY):
    • 2 Loans on Dwellings For 5+ Families Originated for an average of $1,031,000
      BANK OF AMERICA, N.A. (NC):
    • Home Improvement Loan Denied for $113,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Conventional Home Purchase Loan Withdrawn for $60,000
      FIRST NATIONAL BANK OF ARIZONA (AZ):
    • Refinancing Originated for $113,000
      CHARTER ONE BANK (OH):
    • 4 Conventional Home Purchase Loans approved, not accepted for an average of $33,500
      HSBC BANK USA, NA (DE):
    • Home Improvement Loan originated for $15,000
    • Home Improvement Loan Denied for $25,000
      RBS CITIZENS BANK, N.A. (NY):
    • Loan on Dwelling For 5+ Families Originated for $2,300,000
    • 22 Loans denied: 11 Home Improvement Loans for an average of $5,818, 11 Non-occupant Loans on < 5 Family Dwellings for an average of $5,818
      CITIMORTGAGE, INC (NY):
    • Conventional Home Purchase Loan Originated for $250,000
    • Refinancing closed for incompleteness for $216,000
      CCO MORTGAGE (RI):
    • Conventional Home Purchase Loan Withdrawn for $15,000
      HSBC MORTGAGE CORP (NY):
    • Conventional Home Purchase Loan approved, not accepted for $122,000
      ABN AMRO MTG GROUP INC (MI):
    • 6 Originated: 1 FHA, FSA/RHS & VA Loan for $63,000, 5 Conventional Home Purchase Loans for an average of $161,000
    • 8 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Home Purchase Loan for $59,000, 7 Conventional Home Purchase Loans for an average of $168,571
      HOMEOWNERS LOAN CORPORATION (AL):
    • 38 Approved but not accepted: 1 Conventional Home Purchase for $63,000, 37 Refinancings for an average of $60,865
    • 13 Refinancings Denied for an average of $56,462
      WELLS FARGO HOME MORTGAGE (IA):
    • Refinancing Originated for $82,000

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    Statistics for this city, Zip Code 14604, Monroe County, Tract 0094.00 - Federal Reserve System (FRB)

      MANUFACTURERS AND TRADERS TRUS (NY):
    • 2 Denied applications: 1 Home Improvement Loan for $10,000, 1 Non-occupant Loan on < 5 Family Dwelling for $10,000
      SUNTRUST MORTGAGE, INC (VA):
    • 2 Loans originated: 1 Conventional Home Purchase for $315,000, 1 Non-occupant Loan on < 5 Family Dwelling for $315,000
      HSBC MORTGAGE CORPORATION (NY):
    • Conventional Home Purchase Loan Originated for $103,000
      COUNTRYWIDE HOME LOANS (CA):
    • Conventional Home Purchase Loan Originated for $158,000
    • Refinancing Denied for $207,000
      WELLS FARGO FIN'L CRED SERV NY (IA):
    • Home Improvement Loan Withdrawn for $10,000
    • Refinancing Closed for incompleteness for $64,000
      M&T MORTGAGE CORPORATION (NY):
    • Refinancing Originated for $168,000
      HFC COMPANY LLC (IL):
    • 2 Applications withdrawn: 1 Refinancing for $150,000, 1 Non-occupant Loan on < 5 Family Dwelling for $150,000
      CNB MORTGAGE COMPANY (NY):
    • Refinancing Originated for $159,000
    • Conventional Home Purchase Loan Withdrawn for $165,000
      EQUIFIRST CORPORATION (NC):
    • 2 Applications denied: 1 Conventional Home Purchase for $153,000, 1 Non-occupant Loan on < 5 Family Dwelling for $153,000
    • 2 Applications closed for incompleteness: 1 Conventional for $136,000, 1 Refinancing for $147,000
      M&T REAL ESTATE TRUST (NY):
    • 2 Loans on Dwellings For 5+ Families Originated for an average of $8,150,000
      HFC COMPANY LLC (IL):
    • Refinancing denied for $1,000,000
      COUNTRYWIDE REAL ESTATE FIN (CA):
    • Loan on Dwelling For 5+ Families originated for $16,250,000
      E-LOAN INC (CA):
    • Conventional Home Purchase Loan Approved , not accepted for $299,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 14604, Tract 0094.00 - Federal Deposit Insurance Corporation (FDIC)

      THE BANK OF CASTILE (NY):
    • Conventional Home Purchase Loan originated for $320,000
      FREMONT INVESTMENT & LOAN (CA):
    • Refinancing Denied for $200,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • Conventional Home Purchase Loan withdrawn for $42,000

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    Statistics for Southeast Rochester, Monroe County, Tract 0094.00 - Office of Thrift Supervision (OTS)

      INDYMAC BANK, F.S.B. (CA):
    • Conventional Home Purchase Loan Originated for $466,000
      FAIRPORT SAVINGS BANK (NY):
    • Conventional Home Purchase Loan originated for $400,000
      CHEVY CHASE BANK, F.S.B. (VA):
    • Refinancing withdrawn for $173,000
      FLAGSTAR BANK (MI):
    • 2 Approved applications - not accepted: 1 Conventional Home Purchase Loan for $180,000, 1 Non-occupant Loan on < 5 Family Dwelling for $180,000
      WASHINGTON MUTUAL BANK (NV):
    • 2 Denied applications: 1 Conventional Home Purchase for $22,000, 1 Non-occupant Loan on < 5 Family Dwelling for $22,000
      MIDFIRST BANK (OK):
    • 2 Applications denied: 1 Refinancing for $28,000, 1 Non-occupant Loan on < 5 Family Dwelling for $28,000
      AIG FEDERAL SAVINGS BANK (DE):
    • Refinancing Denied for $187,000
      ING BANK, FSB (DE):
    • Conventional Home Purchase Loan denied for $116,000
      PARTNERS TRUST BANK (NY):
    • 2 Conventional Home Purchase Loans originated for an average of $325,000
      FIRST NIAGARA BANK (NY):
    • Conventional Home Purchase Loan originated for $157,000
    • Conventional Home Purchase Loan denied for $325,000
      COUNTRYWIDE BANK, FSB (VA):
    • 2 Conventional Home Purchase Loans Originated for an average of $274,500
      CITIFINANCIAL MTG CO, INC (TX):
    • Conventional Home Purchase Loan Closed for incompleteness for $68,000
      CITIMORTGAGE, INC. (MO):
    • Conventional Home Purchase Loan closed for incompleteness for $72,000
      CITIMORTGAGE, INC (MO):
    • 2 Loans denied: 1 Conventional Home Purchase for $250,000, 1 Refinancing for $100,000
      BNC MORTGAGE (NY):
    • Conventional Home Purchase Loan Denied for $45,000

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    Statistics for Southeast Rochester, New York (NY), Zip Code 14604, Monroe County, Tract 0094.00 - National Credit Union Administration (NCUA)

      THE SUMMIT FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan originated for $2,000
    • 2 Applications approved, not accepted: 1 Refinancing for $440,000, 1 Home Improvement for $6,000
      NFCU (VA):
    • Conventional Home Purchase Loan Withdrawn for $110,000
      PITTSFORD FEDERAL CREDIT UNION (NY):
    • Conventional Home Purchase Loan originated for $567,000
      ADVANTAGE FEDERAL CREDIT UNION (NY):
    • Refinancing Originated for $107,000
      ESL FEDERAL CREDIT UNION (NY):
    • Home Improvement Loan originated for $18,000

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    Statistics for Southeast Rochester, New York (NY), Zip Code 14604, Monroe County, Tract 0094.00 - Department of Housing and Urban Development (HUD)

      AMERICAN BUSINESS FINANCIAL (PA):
    • Home Improvement Loan denied for $4,000
      WMC MORTGAGE CORP. (CA):
    • Refinancing Withdrawn for $200,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing withdrawn for $240,000
      MERRILL LYNCH CREDIT CORP. (FL):
    • Conventional Home Purchase Loan originated for $250,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • Conventional Home Purchase Loan Withdrawn for $136,000
      E-LOAN, INC. (CA):
    • Refinancing denied for $80,000
      MORTGAGE IT (NY):
    • Refinancing closed for incompleteness for $145,000
      HOME123 CORPORATION (CA):
    • Refinancing Denied for $72,000
    • Conventional Home Purchase Loan Withdrawn for $80,000
      FIR4ST ALTERNATIVE MORTGAGE CO (NY):
    • Refinancing Denied for $130,000
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • Refinancing Denied for $106,000
      CREDIT SUISSE (NJ):
    • 4 Originated: 2 Conventional Home Purchase Loans for an average of $48,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $48,500
      ARGENT MORTGAGE COMPANY (CA):
    • 4 Loans approved but not accepted: 2 Conventional Home Purchase for an average of $54,000, 2 Refinancings for an average of $187,500
    • Conventional Home Purchase Loan withdrawn for $20,000
      VELOCITY COMMERCIAL CAPITAL (CA):
    • Loan on Dwelling For 5+ Families Denied for $2,700,000
      TAMMAC HOLDINGS CORPORATION (PA):
    • 2 Loans approved - not accepted: 1 Conventional Home Purchase Loan for $17,000, 1 Loan On Manufactured Home Dwelling for $17,000
    • 2 Denied loans: 1 Conventional Home Purchase Loan for $17,000, 1 Loan On Manufactured Home Dwelling for $17,000
      BEAR STEARNS RESIDENTIAL MORTG (AZ):
    • Conventional Home Purchase Loan withdrawn for $92,000
      PHH MORTGAGE CORPORATION (NJ):
    • Conventional Home Purchase Loan withdrawn for $360,000
      HFC (IL):
    • Home Improvement Loan originated for $8,000
    • 2 Refinancings denied for an average of $130,000
    • 3 Refinancings Withdrawn for an average of $107,000
      GMAC MORTGAGE LLC (PA):
    • Conventional Home Purchase Loan Denied for $47,000
      BENEFICIAL (IL):
    • Refinancing Withdrawn for $133,000
      ALLIANCE MORTGAGE BANKING CORP (NY):
    • Conventional Home Purchase Loan Withdrawn for $100,000
      M&M RESOURCES UNLIMITED INC (NY):
    • Refinancing withdrawn for $220,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing withdrawn for $100,000
      HOMETOWN FUNDING INC- DBA CNB (NY):
    • 2 Originated: 1 Conventional for $110,000, 1 Refinancing for $238,000
    • Refinancing Withdrawn for $255,000
      IMPAC FUNDING CORP (CA):
    • Conventional Home Purchase Loan withdrawn for $96,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Conventional Home Purchase Loan denied for $150,000
    • 4 Loans withdrawn: 1 Conventional Home Purchase for $35,000, 3 Refinancings for an average of $91,333
      WALL STREET MORTGAGE BANKERS (NY):
    • Refinancing originated for $128,000
      OPTION ONE MORTGAGE CORP (CA):
    • Refinancing Originated for $380,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing closed for incompleteness for $195,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • Conventional Home Purchase Loan Originated for $117,000
      SAXON MORTGAGE (VA):
    • Refinancing withdrawn for $223,000
      AAMES FUNDING CORPORATION (CA):
    • Refinancing withdrawn for $50,000

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