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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Sacramento, Zip Code 95832, Sacramento County, California (CA), Tract 0043.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 6191 Loans originated: 379 FHA, FSA/RHS & VA Loans for an average of $124,237, 2256 Conventional Home Purchase for an average of $183,629, 2364 Refinancings for an average of $164,219, 271 Home Improvement Loans for an average of $109,111, 1 Loan on Dwelling For 5+ Families for $5,080,000, 919 Non-occupant Loans on < 5 Family Dwellings for an average of $177,495, 1 Loan On Manufactured Home Dwelling for $143,000
    • 1331 Approved loans but not accepted: 42 FHA, FSA/RHS & VA for an average of $132,643, 454 Conventional for an average of $179,910, 580 Refinancings for an average of $175,797, 74 Home Improvement Loans for an average of $98,284, 179 Non-occupant Loans on < 5 Family Dwellings for an average of $179,994, 2 Loans On Manufactured Home Dwelling for an average of $187,000
    • 3763 Applications denied: 70 FHA, FSA/RHS & VA Loans for an average of $161,471, 1009 Conventional Home Purchase Loans for an average of $181,016, 1875 Refinancings for an average of $183,554, 365 Home Improvement Loans for an average of $82,937, 438 Non-occupant Loans on < 5 Family Dwellings for an average of $186,139, 6 Loans On Manufactured Home Dwelling for an average of $89,667
    • 1681 Withdrawn loans: 65 FHA, FSA/RHS & VA Loans for an average of $141,338, 352 Conventional Home Purchase for an average of $180,602, 1018 Refinancings for an average of $179,263, 74 Home Improvement Loans for an average of $101,311, 172 Non-occupant Loans on < 5 Family Dwellings for an average of $172,209
    • 509 Files closed for incompleteness: 15 FHA, FSA/RHS & VA Home Purchase Loans for an average of $141,667, 103 Conventional Home Purchase for an average of $194,515, 332 Refinancings for an average of $172,181, 14 Home Improvement Loans for an average of $141,143, 45 Non-occupant Loans on < 5 Family Dwellings for an average of $207,311

    Compared to the state average:

    • The number of loans originated per 1000 residents (594) is comparable to CA average (566). The average loan value for this tract ($169,193) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (128) is above CA average (99). The average loan value for this tract ($172,110) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (361) is significantly above CA average (195). The average loan value for this tract ($172,854) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (161) is above CA average (124). The average loan value for this tract ($173,924) is below the state average ($255,431).
    • The number of loans closed per 1000 residents (49) is above CA average (34). The average loan value for this tract ($178,053) is below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 590 Originated: 375 Conventional for an average of $203,373, 106 Refinancings for an average of $212,792, 109 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $232,358
    • 98 Approved - not accepted: 51 Conventional Home Purchase Loans for an average of $175,412, 34 Refinancings for an average of $236,588, 13 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $154,077
    • 21 Denied: 12 Conventional Home Purchase for an average of $181,583, 6 Refinancings for an average of $154,000, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $161,000
    • 30 Withdrawn loans: 11 Conventional Home Purchase Loans for an average of $225,818, 13 Refinancings for an average of $233,538, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $237,333
    • 2 Closed for incompleteness: 1 Conventional for $162,000, 1 Refinancing for $166,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Approved, not accepted for $79,000
    • Refinancing Denied for $77,000
      Genworth Financial:
    • 4 Conventional Home Purchase Loans Originated for an average of $62,500
      Mortgage Guaranty Insurance:
    • 3 Conventional Home Purchase Loans Originated for an average of $67,667
      PMI Mortgage Insurance:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $74,500, Refinancing for $77,000
      Republic Mortgage Insurance:
    • 4 Conventional Home Purchase Loans Originated for an average of $194,250
    • Conventional Home Purchase Loan Withdrawn for $171,000
      United Guaranty Corporation:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $77,000
      Triad Guaranty Insurance:
    • 3 Loans originated: Conventional Home Purchase Loan for $115,000, 2 Refinancings for an average of $123,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $214,000
    • Conventional Home Purchase Loan denied for $214,000


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