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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Sacramento, Zip Code 95832, Sacramento County, California (CA), Tract 0096.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 5589 Originated: 415 FHA, FSA/RHS & VA Loans for an average of $123,733, 1377 Conventional Home Purchase Loans for an average of $150,584, 2954 Refinancings for an average of $159,144, 298 Home Improvement Loans for an average of $105,980, 544 Non-occupant Loans on < 5 Family Dwellings for an average of $151,077, 1 Loan On Manufactured Home Dwelling for $180,000
    • 1147 Approved applications but not accepted: 25 FHA, FSA/RHS & VA Home Purchase Loans for an average of $141,920, 279 Conventional for an average of $151,366, 636 Refinancings for an average of $164,132, 96 Home Improvement for an average of $81,729, 110 Non-occupant Loans on < 5 Family Dwellings for an average of $169,764, 1 Loan On Manufactured Home Dwelling for $100,000
    • 3186 Denied applications: 77 FHA, FSA/RHS & VA Loans for an average of $144,078, 550 Conventional for an average of $154,913, 1955 Refinancings for an average of $172,593, 388 Home Improvement for an average of $81,013, 211 Non-occupant Loans on < 5 Family Dwellings for an average of $167,389, 5 Loans On Manufactured Home Dwelling for an average of $118,200
    • 1564 Withdrawn loans: 50 FHA, FSA/RHS & VA Loans for an average of $135,200, 249 Conventional Home Purchase for an average of $162,277, 1085 Refinancings for an average of $172,286, 73 Home Improvement for an average of $89,753, 107 Non-occupant Loans on < 5 Family Dwellings for an average of $155,346
    • 405 Files closed for incompleteness: 12 FHA, FSA/RHS & VA Loans for an average of $169,000, 44 Conventional for an average of $162,091, 300 Refinancings for an average of $169,993, 21 Home Improvement Loans for an average of $121,857, 28 Non-occupant Loans on < 5 Family Dwellings for an average of $164,464

    Compared to the state average:

    • The number of loans originated per 1000 residents (735) is above CA average (566). The average loan value for this tract ($150,789) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (151) is above CA average (99). The average loan value for this tract ($154,130) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (419) is significantly above CA average (195). The average loan value for this tract ($157,269) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (206) is significantly above CA average (124). The average loan value for this tract ($164,496) is below the state average ($255,431).
    • The number of loans closed per 1000 residents (53) is above CA average (34). The average loan value for this tract ($166,227) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 351 Loans originated: 174 Conventional for an average of $168,443, 150 Refinancings for an average of $178,660, 27 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $171,963
    • 99 Approved applications but not accepted: 37 Conventional for an average of $154,351, 56 Refinancings for an average of $188,857, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $146,500
    • 21 Applications denied: 9 Conventional Home Purchase Loans for an average of $144,333, 8 Refinancings for an average of $203,750, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $213,250
    • 19 Withdrawn: 10 Conventional Home Purchase for an average of $202,600, 7 Refinancings for an average of $174,429, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $111,000
    • 6 Applications closed for incompleteness: 5 Conventional for an average of $182,600, 1 Refinancing for $190,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 5 Originated: 2 Conventional Home Purchase Loans for an average of $97,000, 3 Refinancings for an average of $95,000
    • Conventional Home Purchase Loan denied for $117,000
      Genworth Financial:
    • 3 Originated: Conventional Home Purchase Loan for $79,000, 2 Refinancings for an average of $112,500
    • 2 Approved, not accepted: Conventional Home Purchase Loan for $98,000, Refinancing for $80,000
    • Refinancing Applications denied for $86,000
      Mortgage Guaranty Insurance:
    • 9 Originated: Conventional Home Purchase Loan for $78,000, 8 Refinancings for an average of $93,000
    • 4 Refinancings approved, not accepted for an average of $101,000
    • Conventional Home Purchase Loan Denied for $117,000
      PMI Mortgage Insurance:
    • 2 Refinancings originated for an average of $90,500
    • Refinancing Approved - not accepted for $79,000
    • Refinancing Withdrawn for $86,000
      Republic Mortgage Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $68,000, Refinancing for $129,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $102,000
    • Refinancing Approved - not accepted for $89,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $102,000
      CMG Mortgage Insurance:
    • Refinancing Originated for $233,000


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