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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest San Clemente, Zip Code 92672, Orange County, California (CA), Tract 0422.06

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1766 Originated: 8 FHA, FSA/RHS & VA for an average of $450,750, 461 Conventional Home Purchase for an average of $379,499, 1037 Refinancings for an average of $321,099, 69 Home Improvement for an average of $249,217, 2 Loans on Dwellings For 5+ Families for an average of $4,196,000, 188 Non-occupant Loans on < 5 Family Dwellings for an average of $328,819, 1 Loan On Manufactured Home Dwelling for $80,000
    • 286 Loans approved but not accepted: 2 FHA, FSA/RHS & VA for an average of $361,000, 91 Conventional Home Purchase for an average of $406,582, 163 Refinancings for an average of $347,472, 5 Home Improvement Loans for an average of $100,000, 25 Non-occupant Loans on < 5 Family Dwellings for an average of $355,160
    • 429 Loans denied: 5 FHA, FSA/RHS & VA for an average of $352,800, 103 Conventional Home Purchase for an average of $551,544, 265 Refinancings for an average of $467,921, 21 Home Improvement Loans for an average of $182,619, 34 Non-occupant Loans on < 5 Family Dwellings for an average of $676,382, 1 Loan On Manufactured Home Dwelling for $140,000
    • 332 Applications withdrawn: 80 Conventional Home Purchase for an average of $494,263, 204 Refinancings for an average of $334,681, 22 Home Improvement Loans for an average of $161,773, 26 Non-occupant Loans on < 5 Family Dwellings for an average of $431,115
    • 115 Files closed for incompleteness: 19 Conventional Home Purchase for an average of $414,526, 77 Refinancings for an average of $436,221, 5 Home Improvement for an average of $259,200, 14 Non-occupant Loans on < 5 Family Dwellings for an average of $707,929

    Compared to the state average:

    • The number of loans originated per 1000 residents (582) is comparable to CA average (566). The average loan value for this tract ($339,196) is above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (94) is comparable to CA average (99). The average loan value for this tract ($362,720) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (141) is below CA average (195). The average loan value for this tract ($488,448) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (109) is comparable to CA average (124). The average loan value for this tract ($369,229) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (38) is comparable to CA average (34). The average loan value for this tract ($458,017) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 15 Originated: 9 Conventional Home Purchase Loans for an average of $393,556, 4 Refinancings for an average of $429,250, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $331,000
    • 11 Approved loans but not accepted: 4 Conventional Home Purchase for an average of $313,000, 4 Refinancings for an average of $343,000, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $266,667
    • 3 Conventional Home Purchase Loans Denied for an average of $329,667
    • 4 Applications withdrawn: 2 Conventional Home Purchase Loans for an average of $384,000, 1 Refinancing for $417,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $417,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 3 Loans approved, not accepted: 2 Conventional Home Purchase Loans for an average of $216,000, Refinancing for $368,000
      Genworth Financial:
    • Refinancing Approved applications - not accepted for $291,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $264,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Withdrawn for $378,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $486,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $320,000
    • Refinancing Applications approved - not accepted for $290,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $468,000


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