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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest San Jose, Zip Code 95127, Santa Clara County, California (CA), Tract 5039.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 4675 Originated: 35 FHA, FSA/RHS & VA Loans for an average of $321,229, 1272 Conventional for an average of $299,056, 2764 Refinancings for an average of $288,290, 211 Home Improvement Loans for an average of $195,062, 24 Dwellings For 5+ Families for an average of $1,984,417, 368 Non-occupant Loans on < 5 Family Dwellings for an average of $290,087, 1 Loan On Manufactured Home Dwelling for $345,000
    • 986 Approved loans, not accepted: 7 FHA, FSA/RHS & VA for an average of $168,714, 253 Conventional for an average of $306,897, 608 Refinancings for an average of $303,268, 43 Home Improvement for an average of $180,372, 1 Loan on Dwelling For 5+ Families for $1,000,000, 69 Non-occupant Loans on < 5 Family Dwellings for an average of $314,290, 5 Loans On Manufactured Home Dwelling for an average of $81,800
    • 2036 Applications denied: 6 FHA, FSA/RHS & VA for an average of $330,500, 526 Conventional Home Purchase for an average of $315,892, 1213 Refinancings for an average of $325,464, 139 Home Improvement Loans for an average of $169,187, 2 Loans on Dwellings For 5+ Families for an average of $505,000, 144 Non-occupant Loans on < 5 Family Dwellings for an average of $315,569, 6 Loans On Manufactured Home Dwelling for an average of $119,333
    • 1029 Withdrawn: 9 FHA, FSA/RHS & VA Home Purchase Loans for an average of $269,000, 237 Conventional Home Purchase for an average of $308,776, 682 Refinancings for an average of $298,808, 54 Home Improvement for an average of $158,333, 47 Non-occupant Loans on < 5 Family Dwellings for an average of $351,362
    • 397 Applications closed for incompleteness: 1 FHA, FSA/RHS & VA for $137,000, 83 Conventional Home Purchase for an average of $332,048, 274 Refinancings for an average of $306,328, 14 Home Improvement Loans for an average of $208,857, 4 Dwellings For 5+ Families for an average of $3,236,250, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $270,333

    Compared to the state average:

    • The number of loans originated per 1000 residents (619) is comparable to CA average (566). The average loan value for this tract ($296,119) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (131) is above CA average (99). The average loan value for this tract ($298,239) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (270) is above CA average (195). The average loan value for this tract ($311,206) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (136) is comparable to CA average (124). The average loan value for this tract ($295,872) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (53) is above CA average (34). The average loan value for this tract ($335,458) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 179 Loans originated: 112 Conventional for an average of $290,920, 61 Refinancings for an average of $331,672, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $256,667
    • 72 Applications approved but not accepted: 34 Conventional Home Purchase for an average of $335,088, 36 Refinancings for an average of $321,778, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $406,000
    • 18 Denied: 13 Conventional Home Purchase for an average of $306,769, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $274,000
    • 18 Withdrawn: 10 Conventional Home Purchase Loans for an average of $335,900, 7 Refinancings for an average of $406,571, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $214,000
    • 2 Applications closed for incompleteness: 1 Conventional Home Purchase Loan for $338,000, 1 Refinancing for $295,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 7 Originated: 6 Conventional Home Purchase Loans for an average of $246,500, Refinancing for $198,000
    • 3 Approved applications but not accepted: Conventional Home Purchase Loan for $302,000, 2 Refinancings for an average of $201,500
      Genworth Financial:
    • 3 Refinancings originated for an average of $242,333
    • 3 Refinancings Approved, not accepted for an average of $182,667
      Mortgage Guaranty Insurance:
    • 9 Loans originated: 7 Conventional Home Purchase Loans for an average of $224,857, 2 Refinancings for an average of $193,000
    • Refinancing Approved applications - not accepted for $192,000
    • Conventional Home Purchase Loan Applications denied for $252,000
    • 2 Withdrawn loans: Conventional Home Purchase Loan for $180,000, Refinancing for $226,000
      PMI Mortgage Insurance:
    • 11 Originated: 10 Conventional Home Purchase Loans for an average of $214,100, Refinancing for $188,000
    • 2 Loans approved - not accepted: Conventional Home Purchase Loan for $212,000, Refinancing for $200,000
    • Refinancing Withdrawn for $186,000
      Republic Mortgage Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $221,000, Refinancing for $217,000
    • Conventional Home Purchase Loan Denied for $224,000
      United Guaranty Corporation:
    • 4 Loans originated: 3 Conventional Home Purchase Loans for an average of $217,000, Refinancing for $222,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $198,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $603,000


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